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Crypto Tokens Hit Record High Then Crash as 800 Are Delisted

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The number of crypto tokens in circulation has seen dramatic shifts in recent years, mirroring changing investor sentiment and market trends. After the 2022 boom, the total hovered between 8,500 and 10,000—until the 2024 rally pushed it to a record 10,700 in January.

But the surge was short-lived. According to data from CryptoPresales.com, nearly 800 crypto tokens have been delisted since then, marking the steepest three-month drop in crypto market history.

Worse Than the 2022 Market Crash

Cryptocurrencies ended 2024 on a high note, with major crypto tokens smashing records and the surging crypto adoption pushing trading volume and the number of cryptos to record highs. The momentum from the 2024 crypto bull carried into the first weeks of 2025, setting the stage for what seemed like another groundbreaking year with more records in sight. But that optimism didn’t last long.

According to data from Investing.com, which tracks the number of cryptocurrencies, the figure hit 10,700 in January, surpassing the previous 2022 peak by 300. However, regulatory challenges, global macroeconomic concerns, Donald Trump’s trade policies, and global trade wars have shaken up the crypto market, causing the total number of cryptos to plunge like never before.

By the end of March, the number of cryptocurrencies slipped to 10,500, with more than 200 coins delisted in just two months. But that is nothing in comparison to what followed. In the past month and a half alone, another 583 coins vanished from the market, pushing the year-to-date total to 780.  This marks the worst three-month drop the crypto market has ever seen, far exceeding the downturn during the 2022 crash. Between February and August of that year, the number of cryptos plunged by roughly 400, while the full-year decline reached over 1,100.

Only 2% of All Cryptocurrencies are Worth more than a Dollar

Despite the sharp correction, the total number of cryptocurrencies in circulation remains high. While many investors hope to discover or create the next Bitcoin or Ethereum, many of these coins have little or practically no value, and their share in the crypto space is enormous. Statistics show that 98% of all coins circulating in the crypto space are worth less than a dollar. A deeper insight shows that only 49 coins are valued at over $100 and just 19 more than $1,000.

Although thousands of cryptocurrencies exist, only a handful dominate market share and usage. The CoinMarketCap data shows that the top ten highest-valued digital coins accounted for 90% of the total crypto market value last week, up from 86.5% in December.

How Choosing the Right CRM Development Company Can Boost Your Business Success

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Why Businesses Need CRM Systems Today

In today’s competitive marketplace, businesses must build and maintain strong relationships with customers. A powerful Customer Relationship Management (CRM) system facilitates precisely that. Selecting a professional CRM development company is crucial for businesses seeking tailored solutions to manage customer data effectively and drive growth.

Key Benefits of Hiring a CRM Development Company

A dedicated CRM development company offers advantages beyond generic software. Here’s why businesses increasingly opt for specialized CRM developers:

  • Customized Solutions: Tailored features matching exact business needs.
  • Improved Customer Insights: Enhanced analytics to predict customer behavior.
  • Scalability: Easy adaptation and growth with business expansion.
  • Integration: Seamless connectivity with existing software and platforms.

What to Look for in a CRM Development Company

When searching for a CRM development company, consider these vital aspects:

  1. Industry Experience
    • Proven track record in CRM development.
    • Portfolio showcasing previous successful projects.
  2. Technological Expertise
    • Competency in modern technologies like cloud CRM, AI-driven analytics, and mobile integration.
  3. Customization Capabilities
    • Flexibility to develop highly customizable CRM features aligning with specific business processes.
  4. Post-Development Support
    • Ongoing maintenance, upgrades, and technical assistance.

How a CRM Development Company Enhances Customer Relationships

Effective CRM development translates directly into stronger customer bonds. Here’s how it works:

  • Personalization: Delivering personalized customer experiences.
  • Efficiency: Automating repetitive tasks, allowing sales teams to focus on meaningful customer interactions.
  • Communication: Streamlining communication channels between customers and your company.

Common Mistakes to Avoid When Selecting a CRM Development Company

Choosing a CRM development company requires caution to avoid common pitfalls:

  • Ignoring Reviews and Testimonials: Always review previous client feedback.
  • Choosing Price Over Quality: Lowest cost does not guarantee value or reliability.
  • Underestimating Support Needs: Ensure the chosen company offers comprehensive post-implementation support.

Steps to Successfully Collaborate with Your CRM Development Company

Effective collaboration with your chosen CRM development company involves clear steps:

  1. Define Objectives Clearly: Outline business goals and CRM requirements explicitly.
  2. Regular Communication: Maintain open communication throughout the development phase.
  3. Training and Onboarding: Arrange thorough training sessions for your staff post-deployment.

Real-World Impact: Success Stories of CRM Development

Businesses across sectors have leveraged specialized CRM systems developed by expert companies to achieve remarkable outcomes. For instance:

  • Retail Sector: Enhanced customer retention rates and boosted sales via targeted marketing campaigns driven by CRM analytics.
  • Finance Industry: Improved customer service through personalized client interactions and streamlined customer data management.

Future Trends in CRM Development

Staying ahead requires awareness of emerging trends in CRM technology:

  • AI Integration: Incorporation of artificial intelligence for predictive analytics and automation.
  • Voice Technology: Increased use of voice commands to simplify data entry and retrieval.
  • Advanced Analytics: Deeper insights into customer preferences for proactive engagement strategies.

Choosing the right CRM development company positions your business strategically for long-term customer relationship success and overall business growth.

Digital Signatures Transform Workflow Efficiency for Growing Businesses

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A recent study by Adobe found that businesses lose an average of 3.1 hours per contract chasing down signatures. Not printing, not reading—just chasing. In the world of fast-moving startups and scaling SMEs, that’s time no one can afford to waste. So why are so many teams still stuck in outdated, manual signing workflows? The problem isn’t a lack of tech—it’s a lack of integration. And for businesses on the rise, that lag in process can become a ceiling on growth.

When growth hits a paperwork wall

Fast-growing businesses are often defined by chaos. New hires every month. More vendors. Bigger clients. And with every new relationship comes documentation—contracts, NDAs, approvals, amendments. At first, it’s manageable. But as volume increases, so does complexity. Suddenly, deals are held up not by negotiation, but by missing signatures.

It’s not uncommon for teams to spend entire days pinging executives, scanning documents, or searching inboxes for the “final version.” It slows momentum and frustrates staff, especially when time-sensitive decisions depend on signatures being in place. In some cases, deals fall through entirely because of administrative delays.

This is why more companies are turning to platforms that offer online document signing—secure, compliant, and instant. Tools allow users to send, sign, and archive legally binding documents from anywhere. No printers. No postal delays. No uncertainty about who has the latest version.

From friction to flow: Redefining the contract lifecycle

What most businesses realise too late is that signing is only one small part of a much larger process. A contract starts with negotiation, passes through legal review, gets bounced between teams, and then enters long-term storage. When any of those steps rely on manual input, the whole system is at risk of delay or error.

Digital contract platforms allow businesses to map out their entire document workflow—who reviews what, in which order, and with what authority. This clarity eliminates back-and-forth emails and missed steps. Signatures become a seamless final touch, not a bottleneck.

Another key advantage? Automation. Recurring contracts like renewals, NDAs, or employment agreements can be templated and sent with one click. Signers are automatically notified. Reminders are triggered. Statuses are tracked in real time. This turns hours of follow-up into minutes of oversight.

Security matters—so does trust

Of course, with anything related to contracts, security is paramount. Many decision-makers hesitate to adopt digital signatures out of concern for legality or data integrity. But these concerns are quickly becoming outdated.

Modern online document signing platforms adhere to strict compliance standards—like eIDAS, UETA, and ESIGN—making them legally valid across Europe, the UK, and the US. All documents are encrypted, version-controlled, and logged with time-stamped audit trails.

More importantly, they offer greater transparency. Business owners can see exactly who opened what, when, and where. This auditability not only reduces internal friction—it boosts client confidence. In high-stakes environments like finance or real estate, that assurance is invaluable.

Measurable savings, scalable results

What’s the ROI of faster signatures? It starts with time, but doesn’t end there. Contracts closed faster mean revenue booked sooner. Fewer admin hours mean lower overhead. Happier teams mean higher retention. And all of that means stronger growth.

SMEs, in particular, stand to benefit the most. They don’t have the luxury of bloated legal departments or in-house IT. What they need are tools that work out-of-the-box, scale with their growth, and integrate with their existing tech stacks. That’s why platforms like Eversign are gaining popularity—not just as a stopgap, but as part of a digital-first operating model.

Spring Clean Your Website: A Health Check for Online Success

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Just as spring encourages us to declutter our homes and review our finances, it’s the perfect time to give your website a thorough digital detox. For all businesses, irrespective of their sector, a well-maintained online presence isn’t just about aesthetics; it’s crucial for building trust, ensuring compliance, and driving growth.

Today, Full Stack Industries, a leading website design company, emphasises the importance of a regular website audit, especially for those handling sensitive information.

“Your website is often the first point of contact for potential clients,” says Full Stack Industries. “In the industries such as financial and legal, credibility and security are paramount. A website that looks outdated or functions poorly can instantly break trust, no matter how reputable your services are.”

So, where do you begin your financial website spring clean? Full Stack Industries recommends a comprehensive audit, focusing on key areas that directly impact your bottom line and reputation.

The Website Audit Checklist

  • Security and Compliance: This is non-negotiable for any financial website. Ensure your SSL certificate is up to date (look for the padlock icon in the browser address bar). Review your privacy policy and terms of service to ensure they are clear, comprehensive, and compliant with the latest regulations (e.g., GDPR, CCPA). Check for any outdated software or plugins that could present security vulnerabilities. “Regular security checks are vital,” stresses Full Stack Industries. “A data breach can have catastrophic consequences for a financial institution, both financially and in terms of client trust”
  • Content Accuracy and Relevance: Industry information changes rapidly. Audit your website content, from service descriptions and fee structures to blog posts and market updates. Ensure all data is current and accurate and reflects the latest regulations and your company’s offerings. Remove any outdated articles or promotions. Consider a content calendar to schedule regular reviews and updates.
  • User Experience (UX) and Accessibility: Your website should be easy to navigate and accessible to everyone, including individuals with disabilities. Check for clear calls to action, intuitive navigation menus, and a responsive design that works seamlessly on all devices (desktops, tablets, and smartphones). Ensure your website also meets accessibility standards (such as WCAG guidelines). “A smooth and accessible user experience builds confidence,” notes Full Stack Industries. “If clients find your website frustrating, they will likely look elsewhere for similar services that align with expectations.”
  • Performance and Speed: Slow-loading websites can lead to high bounce rates in a world where speed is a basic expectation. Optimise your website’s loading speed by compressing images, streamlining code, and leveraging browser caching. Use tools like Google PageSpeed Insights to identify general areas for improvement. A fast website improves user satisfaction and positively impacts your search engine rankings.
  • Search Engine Optimisation (SEO): Ensure your website is easily discoverable by potential clients searching for financial services online. Review your website’s meta descriptions, title tags, and keywords to ensure they are relevant and optimised. Check for broken links and ensure your site has a clear sitemap to help search engines crawl and index your content effectively.
  • Mobile Optimisation: A significant portion of online traffic comes from mobile devices, so a mobile-friendly website is essential. Ensure your website design is responsive and adapts seamlessly to different screen sizes. Test all functionalities on various mobile devices to ensure a smooth user experience.
  • Contact Information and Support: Make it easy for potential and existing clients to get in touch. Ensure your contact information (phone numbers, email addresses, and physical address if applicable) is displayed and up to date. Consider offering live chat or a contact form for immediate inquiries. Prompt and helpful support can significantly enhance client satisfaction.
  • Branding and Consistency: Your website should reflect your brand identity consistently across all pages. Ensure your logo, color scheme, fonts, and overall tone of voice are aligned with your brand guidelines. A consistent brand experience builds recognition and trust.

This website audit checklist provides all businesses with a clear path to ensuring their online presence is secure, compliant, user-friendly, and effective in attracting and retaining clients. While there is an endless list of potential further steps, these will aid businesses in getting on the right track to ensure online success.

Spring cleaning your website is an investment in your long-term digital presence. A proactive website maintenance approach is key to building a strong and trustworthy online presence.

How Regulatory Divergence in the UK and EU Is Shaping Financial Innovation

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In the aftermath of Brexit, the UK and EU have begun carving out increasingly distinct regulatory paths, particularly in finance. No longer bound by a unified framework, both regions are using their independence to pursue tailored economic strategies. This divergence is reshaping everything from how startups are funded to how digital assets are managed, leading to innovation in some areas and uncertainty in others.

As the UK seeks to position itself as a global fintech hub, regulatory agility is becoming a key part of its pitch to investors and innovators. Simultaneously, the EU is focusing on harmonized oversight to enhance cross-border consistency within its remaining member states. These differing approaches are creating a split not just in compliance obligations, but also in how financial products are developed, distributed, and consumed.

Parallel Trends in Other Sectors: A Case Study from iGaming

Regulatory divergence isn’t limited to financial markets or fintech innovation. The gambling industry offers a comparable case, where platforms licensed outside the UK can legally serve UK consumers while bypassing GamStop requirements. This reflects a broader trend of users seeking greater autonomy and fewer usage restrictions, much like investors turning to decentralized platforms for flexibility. 

For those interested in how this alternative system functions and what options exist beyond UKGC regulation, UK Gambling Sites not on GamStop provides a clear, informative guide to the landscape of non-GamStop online casinos. In both sectors, users are gravitating toward jurisdictions that align more closely with their individual preferences and tolerances for risk.

Innovation Through Flexibility: Fintech’s Regulatory Sweet Spot

In finance, the UK is leveraging its newfound legislative flexibility to experiment with more dynamic regulatory environments. Sandboxes, light-touch licensing regimes, and crypto-forward frameworks are giving rise to a wave of homegrown financial services companies. These firms often operate in ways that would be more difficult under stricter EU directives like MiFID II or the Markets in Crypto-Assets Regulation (MiCA). 

While this approach carries risks, particularly around consumer protection and systemic oversight, it also allows for faster prototyping and deployment of innovative financial solutions. The EU, in contrast, is focusing on long-term stability and unified policy, which may slow innovation but reduce fragmentation.

The Challenge of Global Consistency

One of the downsides of regulatory divergence is the friction it introduces to international operations. For businesses that straddle both the UK and EU, navigating dual systems can be costly and complex. 

This is especially true in sectors like asset management, digital banking, and cross-border payments. As both regions double down on their distinct approaches, the lack of interoperability could deter smaller firms from scaling internationally. However, for firms willing to specialize, divergence can also create niche markets and new competitive advantages.

Looking Ahead: A Future Defined by Coexistence

Rather than aiming for convergence, the UK and EU appear to be embracing a future where separate regulatory ecosystems coexist. This could foster a global environment in which companies select jurisdictions based on their business model, risk appetite, and growth goals. For consumers and investors, this will require increased awareness and discernment, as the protections and opportunities available to them will vary depending on the origin and oversight of the services they engage with. 

Ultimately, regulatory divergence is not inherently positive or negative—it’s a strategic variable. How governments wield it, and how businesses adapt to it, will define the next decade of innovation across both finance and adjacent industries.

Electronics Firms Accelerate Sales Cycles with Smarter CPQ Integrations

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Are you wasting time quoting complex BOMs manually, or struggling with outdated systems that can’t keep up with pricing changes? For manufacturers in the EMS sector, a CPQ solution for electronics isn’t a nice-to-have – it’s vital.

Luminovo’s configure price and quote software is one of the few built specifically for the electronics supply chain. It helps automate quoting, reduce human error, and make pricing faster and smarter. Let’s break down what matters when picking the right CPQ tools – and how to future-proof your decision.

Why CPQ Matters for Electronics Businesses

Electronics supply chains move fast. Quotes need to be turned around quickly. Components go out of stock. Prices change overnight.

That’s where CPQ tools step in:

  • Speed up quoting: Automate part pricing and configuration to reduce turnaround times significantly.
  • Reduce manual errors: Minimise delays and costly rework by eliminating human mistakes in pricing and part selection.
  • Sync supplier and distributor data: Ensure real-time updates to avoid quoting with outdated information.
  • Align sales and engineering teams: Keep both teams on the same page with shared data and workflows, enhancing collaboration and efficiency.

According to McKinsey & Company, streamlining the quote-to-cash process can reduce revenue leakage, improve working capital, and boost productivity, with potential EBITDA gains between $33 million and $42 million for large manufacturers.

Assess Your Business Needs: The Foundation of a Smart CPQ Choice

Not every CPQ solution is the right one for electronics. Ask yourself:

  • Do we handle high volumes of quotes daily?
  • Are our BOMs and product specifications constantly changing?
  • Do we need integration with ERP or PLM tools?
  • How technical are our sales or account teams?

Answering these questions will narrow down your options fast.

Key Features to Look for in a CPQ Solution

Here’s what you want to look for in a CPQ solution for electronics:

  • BOM automation: Generate error-free part lists with supplier-linked pricing while automatically validating component compatibility.
  • Real-time pricing data: Eliminate outdated quotes using live distributor feeds and AI-driven market trend analysis.
  • Customisation: Support design variations like automotive-grade substitutions and engineer-to-order configurations.
  • Collaboration tools: Unite purchasing, sales, and engineering teams on a single platform with shared dashboards and real-time notifications.

Luminovo exemplifies this approach by combining material cost breakdowns and margin tracking directly into the interface.

Evaluating Ease of Use and Implementation

The best CPQ system is one your team adopts – and actually sticks with. That means:

  • Intuitive interface: A clutter-free, logically structured dashboard that requires minimal explanation.
  • Streamlined training: Accelerated onboarding processes that reduce downtime and accelerate proficiency.
  • Frictionless integration: Cloud-based deployment with minimal IT dependency, enabling rapid rollout without disrupting existing workflows.

Luminovo is browser-based and lightweight – no long installs, no painful updates. That simplicity matters. Forbes reports that only 8.4% of enterprise software errors are system-related, while 91.6% stem from user issues, poor design, or flawed processes – all of which tie directly to poor user adoption. A clean, intuitive interface isn’t a bonus – it’s vital.

Cost vs. Value: Finding the Right Balance

Don’t just look at licence costs. Ask what CPQ features will do to improve your margins and save time.

Think in terms of value:

  • How much time does it save per quote?
  • How many manual errors will it eliminate?
  • Will it let sales representatives close deals faster?

Many EMS companies find that the right CPQ system pays for itself within a year.

Future-Proofing Your Choice: Scalability and Adaptability

The electronics world evolves fast – your CPQ solution should too.

Look for:

  • Scalability: Can it handle more volume as you grow?
  • Modularity: Can you add features or upgrade easily?
  • Integration readiness: Does it plug into new platforms?

If your business shifts from consumer electronics to automotive or aerospace, your quoting system needs to adapt.

Making the Decision with Confidence

So you’ve assessed needs, compared features, checked usability, and cost. Now what?

  • Request tailored demos: Prioritise vendors who offer use-case-specific demonstrations, not generic walkthroughs.
  • Seek peer validation: Interview existing customers to uncover real-world strengths and limitations.
  • Secure cross-departmental alignment: Involve quoting, purchasing, and operations teams early to avoid future hurdles.

Luminovo is already used by 200+ electronics teams globally – and built specifically for EMS workflows. It’s not just a generic CPQ repurposed for hardware.

In Conclusion

The right CPQ solution doesn’t just make quoting easier – it improves speed, accuracy, and alignment across your entire electronics supply chain.

By focusing on real-time data, automation, and adaptability, electronics manufacturers and suppliers can reduce overhead and close deals faster.

Interested in seeing how a CPQ solution aligns with your business goals? Reach out to our team – we’ll help you design a strategy that drives productivity and growth.

Forex Trading Tips for Consistent Profits

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Have you ever wondered what makes a reliable trader different from the others? It takes discipline and strategy, not luck. Forex trading is about developing mental skills, controlling risks, and remaining educated; it’s not just about statistics and charts. Consistent earnings can be achieved with the correct strategy. Let’s look at useful advice and professional analysis to help you trade more intelligently rather than more forcefully and to boost your confidence in every move you make. What is the key to trading Forex consistently? Biffy AI links traders with experts who can exchange knowledge supported by experts to improve techniques. 

1. Understanding the Psychology of Forex: Developing Emotional Control for Consistent Profits

How to Identify and Handle Emotional Triggers?

The Forex market is a cognitive game that requires more than simple charts and trends. Insanity, greed, and frustration are some examples of emotional stimuli that could impair judgment and trigger impulse-driven behaviour. Consider a trader who doubles down on a failing position in the hopes of a recovery, only to see losses increase.

Like potholes in a road, emotional triggers can ruin a trip if you’re not careful. The first stage is to become self-aware. Recognize your feelings during trading and take a moment to think before acting. Remember your strategy—it’s your road map to consistent trading—when fear strikes.

Establishing a Mental Toughness Routine

Consider trading to be a sport. The same discipline that athletes need to perform well under duress is required of traders. Resilience can be increased by scheduling pre-market analysis time, keeping a trade journal, and removing oneself from the market during periods of excessive volatility. Has it ever occurred to you that chess players pause before making a move? This is due to the fact that haste rarely results in success. Maintaining a routine helps control emotions and boosts confidence.

Making Lessons Out of Losses

Losses are a part of the game for all traders. Experienced traders and novices differ in their points of view. Losses are comparable to educational tuition. Consider what went wrong rather than focusing on them. Was the timing of the entry off? Did feelings get the better of you? Over time, talents are sharpened by this reflection.

2. The Art of Risk Management: Safeguarding and Increasing Your Capital

Limiting Risk by Establishing Stop-Loss Levels A stop-loss option without a stop is like sailing with no life jacket. A stop-loss can protect your account from getting destroyed through a single bad trade. Decide in advance the amount you’re willing to risk. For instance, if you trade GBP/USD. The trade immediately terminates when that limit is reached, safeguarding your money.

Size of Position: The Key to Survival

This is like placing all of your funds on a single horse if you’re putting excessively on one transaction. When trading forex, you should try to only risk 1 to 2 per cent of your money on every trade. This guarantees that your total capital is preserved even in the event that a trade goes awry. Consider it as distributing your savings among several investments as opposed to investing them entirely in a single stock.

Keeping Risk and Reward in Check

Profit-chasing without risk assessment is like speeding without brakes. A risk-to-reward ratio should always be determined before making a trade. A typical benchmark is a 1:2 ratio, where you risk $100 to make $200. Making sure the gains exceed the losses is just as important as making profitable deals.

3. Improving Your Forex Strategy: From Technical Accuracy to Trend Analysis

Recognizing Market Trends

The currency market’s lifeblood is trends. Trading against a trend is hard and frequently unsuccessful, much like swimming upstream. Discover how to spot trends with the help of tools like trendlines and moving averages. The market is in an uptrend, for instance, if the EUR/USD pair consistently displays higher highs and higher lows.

Choosing the Appropriate Trading Approach

Not every trader is a good fit for every approach. While some people flourish in longer-term swing trading, others love the fast-paced nature of scalping. Selecting a plan relies on your goals and personality, just like choosing a fitness regimen. You might be a good fit for scalping if you like fast results.

Effective Use of Technical Indicators

Like spectacles, technical indicators provide traders with a clearer view of the market. Overbought or oversold situations can be indicated by tools such as the RSI (Relative Strength Index). Conversely, Fibonacci retracements aid in locating possible levels of support and resistance. However, keep in mind that no indicator is infallible. Please make use of them as a guide, not as a guarantee.

4. Leveraging Economic Insights: Making the Most of Market Events

Recognizing the Function of Economic Information

The release of economic data, such as GDP statistics or employment reports, triggers market fluctuations. For instance, currency pairs like USD/JPY may go into a frenzy when the Federal Reserve announces changes to interest rates. By keeping abreast of such developments, traders can predict market responses instead of acting on impulse.

Trading at the Right Time for Important News

There are risks and opportunities associated with trading during news releases. Prices are uncertain due to swings in volatility. While some traders view news trading as an opportunity for rapid riches, others completely ignore it. To protect yourself, utilize tighter stop-loss settings if you decide to trade at these times.

Observing an Economic Calendar

For traders, an economic calendar is similar to a weather prediction in that it helps you get ready for impending storms or sunny days. You can better plan your trades by noting significant dates, including central bank meetings or significant economic announcements.

Conclusion

“Success in forex isn’t about winning every trade; it’s about winning the long game.” Consistent earnings can be achieved by developing emotional control, putting risk management into practice, honing tactics, and taking advantage of economic developments. When done well, every deal is a step forward. Are you prepared to assume greater control over your forex trip and make more informed trading choices? Make a strategy and adopt a disciplined mindset to get started now!

Navigating Bureaucracy: The Reality for Foreign Property Buyers in Spain

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Are you looking for a new place to live? Whether you’re looking for a holiday home to visit at certain times of the year, planning for retirement or perhaps thinking of relocating to another country, buying property in Spain as a foreigner is quite common. Why? Because it is a destination with beautiful beaches, charming villages and a good lifestyle. Because of all this it is easy to understand why so many foreigners take the leap.

Still, buying a home abroad is not without its challenges. From legal paperwork to language barriers, the process can be confusing if you’re not well prepared. This guide will walk you through the key steps and offer practical advice to make your Spanish property purchase smooth and successful.

Can foreigners buy property in Spain?

The short answer is yes. There are no restrictions on foreigners purchasing property in Spain. Whether you’re an EU resident or coming from outside the EU, you have the same rights to buy a home in Spain as any Spanish citizen.

However, some extra paperwork and procedures might apply depending on your nationality. For example, if you’re buying as a non-EU citizen, it’s important to understand residency options, tax implications, and local laws. That’s why having the right team around you, including a real estate agent and a legal advisor, is essential.

To write this article, we consulted with a real estate lawyer, an expert in legal advice for international buyers, who gave us his perspective on the most common mistakes foreign buyers make, such as skipping legal checks or rushing into deals without fully understanding the contract terms. According to him, early legal guidance can help avoid costly surprises later on.

How to buy a house in Spain as a foreigner: the best tips

Get your NIE Number (Foreigner Identification Number)

Before you can do pretty much anything in Spain related to property or finance, you’ll need an NIE. This is your personal tax identification number in Spain, and it’s required for signing any legal documents, opening a bank account, or paying taxes.

You can apply for an NIE at a Spanish police station or at the Spanish consulate in your home country. The process can take a few days to a few weeks, so it’s wise to get this sorted early.

Open a Spanish bank account

Most property purchases in Spain are done through local bank accounts. While it’s technically possible to use a foreign account, having a Spanish one will simplify things, especially when it comes to paying utility bills, taxes, or mortgage installments.

Make sure to shop around, as different banks offer different services and fees for international clients. Some banks even have English-speaking staff or dedicated branches for expats.

Understand the buying process

The buying process in Spain is relatively straightforward, but it’s quite different from what you might be used to back home. Here’s a rough overview of how it works:

  • Step 1 – Find your property: once you’ve chosen your region and budget, work with a local estate agent to find suitable properties.
  • Step 2 – Make an offer: offers are usually made through the agent and can be negotiated.
  • Step 3 – Sign a reservation agreement: this takes the property off the market. You’ll usually pay a small deposit at this stage.
  • Step 4 – Sign a private contract: this is the formal agreement between buyer and seller. You’ll pay around 10% of the purchase price.
  • Step 5 – Final signing at the notary: the sale is completed in front of a public notary, and the remaining balance is paid.

Don’t skip the legal advice

While estate agents are useful, they often represent the seller. As a buyer, especially one from another country, it’s strongly recommended to hire your own legal advisor to protect your interests. A real estate lawyer can check the Land Registry, verify that the property is legally built, and ensure there are no hidden problems like unpaid taxes, disputes over ownership, or planning violations. They’ll also help you understand your rights, obligations, and tax responsibilities. All of which can be quite different from what you’re used to.

Consider additional costs

It’s important to budget for more than just the price of the property. Additional costs can add up to around 10–15% of the purchase price. These typically include:

  • Property transfer tax (around 6–10% depending on the region)
  • Notary fees
  • Land Registry fees
  • Legal fees
  • Valuation and mortgage costs (if applicable)

Make sure to get a clear estimate of all costs in advance to avoid surprises later on.

Financing your purchase

If you’re not buying in cash, you’ll need to look into mortgage options. Spanish banks do offer mortgages to non-residents, though conditions might be stricter than for residents. Typically, you can borrow up to 60–70% of the property’s value as a non-resident.

You’ll need to provide proof of income, tax returns, bank statements, and details of other debts or assets. Some buyers prefer to get pre-approval for a mortgage before they start house hunting, as this makes the process faster once they find the right property.

Where should you buy?

Spain offers a huge variety of locations to suit every lifestyle and budget:

  • Costa del Sol and Costa Blanca are popular with retirees and holidaymakers.
  • Barcelona and Madrid offer vibrant city life and good rental potential.
  • Valencia is emerging as a trendy and more affordable alternative.
  • Inland villages and rural areas can be very affordable, though they may require more renovation work and patience with bureaucracy.

Do your research and, if possible, spend some time in the area before buying to make sure it fits your lifestyle and needs.

Don’t rush the process

Buying a home in another country is a big decision. Take your time, ask plenty of questions, and don’t let anyone pressure you into signing quickly. Visit the property more than once, explore the area, and consult with local experts.

Is it worth buying property in Spain as a foreigner?

We have to say that yes, it is worth it and very much so! With careful planning, buying a house in Spain can be one of the best lifestyle and financial decisions you’ll ever make. You’ll gain a place in the sun, access to a relaxed Mediterranean lifestyle, and possibly even a route to European residency.

Just remember the golden rules: get your NIE early, work with a trusted real estate lawyer, understand the total costs, and don’t rush into anything.

Your Spanish dream home is waiting and now you know how to make it a reality!

Patrick Ullmer: Designing the Next Generation of High-Performance Buildings

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A Force in Façade Design

Patrick Ullmer is a leading voice in façade design, currently contributing to the renowned team at Eckersley O’Callaghan in New York City and Los Angeles. Known globally for its pioneering design work in structural glass and engineering innovation, Eckersley O’Callaghan has collaborated with visionary clients like Apple, delivering some of the most technically advanced and visually striking building envelopes in the world.

Patrick’s work centers on optimizing building performance through innovative design – applying advanced thermal analysis and material expertise to engineer high-performing façades. He develops computational tools to break down complex geometries, enabling bold architectural visions to take shape with clarity, precision, and purpose.

A Passion for Problem Solving in Architecture

Patrick Ullmer’s interest in the built environment was never limited to form – it was grounded in how things come together, perform, and endure. From an early fascination with architecture and construction to a deeper dive into building physics, he developed a mindset centered on curiosity, systems thinking, and precision. The challenge of making complex things work – of turning problems into solvable layers – quickly became his driver.

This approach shaped his academic path at Eindhoven University of Technology and later at TU Delft, where he bridged architectural design with technical performance. His thesis explored the potential of switchable, thermally insulating glazing using ultra-thin glass – a concept that blended advanced material science with forward-thinking glass design. The project explored the creative use of materials and how architectural design and engineering can be applied to develop a new type of glazing system. This practical approach to innovation continues to guide Patrick’s work in façade design today.

Professional Journey: From Europe to the U.S.

Patrick Ullmer’s professional journey began in Basel, where he interned at an architecture firm while following construction progress on-site in Zurich. This early exposure to how buildings are put together sparked a lasting interest in the technical layers behind architecture and further triggered a drive to pursue innovation in design with emphasis on technical precision and sustainability.

He later joined Frontwise Facades in the Netherlands, a young consultancy actively shaping the Dutch façade design landscape. Working alongside internationally experienced engineers, he made exceptional contributions to large-scale projects from day one – gaining firsthand insight into the dynamics of the industry and proving the scope of his vision and talent in design.

Patrick’s transition to Eckersley O’Callaghan in the U.S. marked a shift into a global practice operating at the forefront of façade design. Based in New York and Los Angeles, he quickly adapted to a new professional environment – navigating unfamiliar codes, units system, facade systems, and workflows. New York’s fast-paced, high-responsibility culture demanded agility and independence. At Eckersley O’Callaghan, Patrick utilized his expertise in transient thermal simulations, technical detailing, fabrication design, and structural engineering  to deliver on complex designs for performance-driven building envelopes.

Innovation, Awards & Industry Recognition

Patrick Ullmer’s work is grounded in technical innovation and cross-disciplinary thinking. At TU Delft, he and his team were awarded Most Innovative Fire Safety Design at MEGA 2022, a multidisciplinary project focused on a high-rise with diverse envelope systems. Together with the climate designer, Patrick developed an envelope-driven fire safety concept that reimagined how façades can play an active role in building safety.

He also took 1st Place in the Disruptive 24-Hour Challenge, an architectural competition sponsored by a major contractor, where rapid problem-solving and bold design thinking were put to the test.

In 2023, Patrick was invited to present at Glass Forum, an exclusive, invitation-only event bringing together leading figures from the glass and construction industry – including engineers, researchers, manufacturers, and academic experts. The event featured Apple as the keynote company, highlighting its influence on innovation in the field. Patrick’s presentation focused on façade design utilizing dynamic glazing solutions and the critical role of continued advancement in glazing products and their potential in passive energy regulation.

Building Up to Build Better

For Patrick, the future of sustainable living lies in building upwards. In dense urban environments, vertical construction offers a way to house more people while preserving open space – an approach he sees as essential in addressing the environmental impact of horizontal sprawl.

But with tall buildings comes a challenge: their vast surface area. The façade becomes a critical interface – one that must perform visually, structurally, and thermally, all while withstanding the demands of height, climate, and complexity. Designing these envelopes requires more than standard solutions, it requires exceptional talent and design prowess.

Patrick approaches these challenges by combining solid engineering fundamentals, his vision for architectural design, and a unique application of advanced precision tools. He uses simulation, computational workflows, and AI not as replacements, but as extensions of traditional design thinking -helping navigate complexity without losing clarity.

A Promising Future in Façade Design

As the demands of our built environment grow, so do the importance of façades. They regulate energy, protect us from the exterior, shape our cities, and frame the way we experience space – from the inside and the outside.

A façade is very technical, but it’s also quite visual. It’s where engineering meets design, where performance meets expression. And it’s something we all engage with every day – something we trust to keep us safe and comfortable, and ideally, something that makes our cities more beautiful.

Looking ahead, Patrick remains focused on making façades, more striking, more efficient, and more responsive to the environmental challenges we face – resource scarcity, climate change, and the urgent need for better ways of living. There’s no single answer, but through collaboration, careful design, and technical clarity, he sees façades not just as skins, but as essential elements in shaping a more thoughtful and resilient built future.

The $300M Opportunity Reshaping Influencer Marketing: Why Investors Are Paying Attention to Influsence

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As influencer marketing matures from a niche tactic to a mainstream marketing channel, the need for data-driven intelligence has never been greater. The next giant leap forward in the space is being led by Influsence Inc., an AI-powered platform on the verge of redefining analytics to show big agencies and brands how to get more from their influencer marketing —and how investors capitalize on the booming SaaS sector.

With an AI-first approach, deep industry roots, and a clear go-to-market strategy, Influsence is already attracting attention from the biggest global agencies. But what’s drawing investor interest even more is the explosive revenue potential and sky-high SaaS valuation trajectory.

A Clear Path to $300M+ Valuation

Influsence isn’t just promising innovation—it’s on track to generate over $30million in ARR (Annual Recurring Revenue) in its first year of full operation. With SaaS companies in today’s market commanding 10x multiples of ARR, this puts Influsence on a conservative valuation path of $250 million+ within months of launch.

That kind of growth isn’t theoretical. It’s backed by real-world traction: 4,000 enterprise clients—many of them among the world’s largest digital agencies and their clients—are lined up, awaiting platform deployment. These clients expect to pay $699/month per seat, providing a highly scalable recurring revenue base and virtually guaranteed early profitability.

“This isn’t a slow build,” says Founder and CEO Dario Herrera. “We’re walking into day one with potentially thousands of paying clients already aligned and a product that solves the biggest pain point in performance marketing today: clarity.”

Why Influsence Is a Standout SaaS Bet

The influencer marketing space is valued in the tens of billions and expected to grow to nearly $200billion by 2030, but the majority of tools on the market offer little more than surface-level metrics. Influsence changes that by embedding predictive AI into the influencer selection and campaign optimization process. This allows brands to forecast campaign performance before they spend a single dollar—a paradigm shift that advertisers are clamoring for.

With software that leverages historical performance data, audience analytics, content resonance, and engagement trends, Influsence gives marketing teams the ability to make data-backed decisions with the precision of a trading desk.

It’s this kind of insight that makes the platform indispensable—not optional—for agencies accountable for ROI. The result: high stickiness, long-term contracts, and rapid growth.

Built to Scale, Backed by Industry Giants

Influsence’s leadership team includes industry veteran and HYPR founder Gil Eyal, who successfully scaled and exited the first wave of influencer tech. His involvement adds credibility—and confidence—to Influsence’s roadmap. Combined with a ready-made pipeline of enterprise clients and a platform designed for both depth and scale, the company’s revenue potential is enormous.

And while $30million in ARR is the first-year benchmark, industry insiders believe the company could double or triple that figure with aggressive expansion and a broader enterprise sales strategy. That positions Influsence to potentially cross the billion-dollar mark within a few short years.

A Final Word to Investors

Influsence is more than another marketing tech platform—it’s a category-defining SaaS company at the intersection of artificial intelligence, predictive analytics, and creator economy growth. It’s backed by real data, real clients, and a product that advertisers are already lining up to use.

For investors seeking high-growth SaaS opportunities with both early traction and massive TAM (total addressable market), Influsence is a rare find—pre-saturation, post-validation, and on a straight path to a $300M+ valuation.

Visit Influsence.com to learn more about how this company is reshaping the future of marketing—and why now may be the smartest time to invest.

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