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Omar Harfouch, A Hope for Lebanon

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Omar Harfouch

As Lebanon faces an unprecedented crisis, a new political class is beginning to emerge in the country. Mr. Omar Harfouch is the most telling example of this generation that wants to rebuild Lebanon.

The Lebanese Parliament has still not succeeded in electing a successor to Michel Aoun, President of the Republic who left office on October 31. There is no president, but even more seriously, there is no government either since his resignation on November 1. Moreover, the Parliament is no longer authorized to legislate until the appointment of a president it cannot elect. Thus all executive and legislative institutions are blocked.

For the World Bank, Lebanon “is going through one of the worst economic crises in the world since 1850. The Lebanese pound has lost 95% of its value since late 2019 and inflation is reaching unimaginable heights.

In today’s Lebanon, a significant number of children are out of school, 80% of the population lives below the poverty line, and the water system is so antiquated that cholera has returned to the country.

Alia Nazar, Deputy Director of the microfinance NGO Al Majmoua, declared on November 24 on the airwaves of France Culture: “Indeed, what we observe today in Lebanon is an enormous crisis of confidence in the Lebanese institutions and their capacity, or even their will, to really get the country out of the crisis. There is indeed this powerlessness of the State to guarantee access to the most basic rights and services such as water, food, education, electricity, medical care. The latest cholera crisis shows once again that there are major structural failures.

As Director of the NGO “International Council for Diplomacy and Dialogue” which works in the Near and Middle East, I observe that a new political class is beginning to emerge in this country. Mr. Omar Harfouch is the most telling example of this generation that wants to rebuild Lebanon.

Who is Omar Harfouch?

Omar Harfouch is an entrepreneur who has worked in many countries. While he is known in Europe as a musician, the Lebanese have appreciated his commitment to their country for years. Trained in the conservatories of Soviet Ukraine, he speaks six languages.

Why is Omar Harfouch a hope for Lebanon?

Omar Harfouch has the will to create a third Republic by modernizing many sectors:

Changing the voting system in Lebanese elections

For this candidate, the President of the Republic must be elected by universal suffrage in order to give real power to the president.

He also wishes to abolish the confessional system. Until now, the different positions in the executive and legislative branches are attributed according to religion.

Changing the tax system

For Omar Harfouch, the Lebanese tax system is obsolete. Thus he proposes a fair and redistributive tax. This tax will be proportional to the income of the inhabitants.

Fighting corruption

Lebanon has the unfortunate privilege of being ranked 154th out of 180 countries in Transparency International’s world ranking on the perception of corruption. Candidate Harfouch wants to create an independent anti-corruption judicial pole.

Changing the judicial system

For Omar Harfouch, the first battle must be that of an independent justice and to do this, he wants to create a new judicial organization of the country.

Promoting equality between men and women in Lebanon

Omar Harfouch has been known for many years for his fight against discrimination between men and women. In 2000, he denounced the harassment and violence of which young models were victims by some managers of the Elite agency.

In September 2021, he organizes a first conference in the French Senate to ask for a change in the law on the statute of limitations for sexual crimes. A European resolution proposal will be submitted.

In October 2022, he organizes a second conference at the European Parliament to incite Europe to commit itself more strongly in the fight against violence against women.

Omar Harfouch wishes to abolish a little-known Lebanese law: if a Lebanese woman marries a foreigner, the children of this woman will not be able to have the Lebanese nationality. As a result of this rule, many children find themselves stateless in their country.

Restoring Lebanon’s international role

Candidate Harfouch considers the gas agreement between Lebanon and Israel as an economic peace agreement. He wants this agreement to be the first one so that his country and the region become prosperous.

Omar Harfouch is discussing with all Lebanese parties in order to restore the greatness of his country but especially to create a unity between the Lebanese in the country and those in the diaspora.

Like any candidate who wants to change his country, Omar Harfouch will be criticized by those who put Lebanon in such a state. Mariano José, a 19th century Spanish writer wrote about people like this candidate: “Genius, like the cedar of Lebanon, grows on the peaks. It grows and strengthens in the storm and not in the shallows.

Eric Gozlan, Director of the International Council for Diplomacy and Dialogue

https://blogs.mediapart.fr/ericgozlan/blog/291122/omar-harfouch-un-espoir-pour-le-liban?at_medium=custom3&at_campaign=66&fbclid=IwAR3Z1JLnUn-7L4vTGV04RPAbar3uTH-677m-XGIRVeLXj4VpnwveQ05ZNO4

Strategies For Earning Loyalty Rewards for Online Games

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One of the best ways to make a lot of money playing at online casinos is to take advantage of free bets and loyalty rewards. You can do this by making use of the many positive feedback loops and Crossover loyalty programs available to you.

Free Bets With No Deposit

Free bets are a great way to play at online casinos without having to make a deposit. These bonuses are usually provided by online bookmakers in order to attract new players to their websites. They can also be used by regular customers as an incentive for betting. The main difference between free bets and other types of bonuses is that there are typically wagering requirements attached to them.

Free bets are one of the most popular non gamstop casino bonuses available, and they can be offered in several different forms. There are also no-deposit offers, as well as matched deposit bonuses. Each form has its own set of conditions. For example, a free bet may have a minimum amount of odds on it, or it might only be available on certain markets. It may also come with an expiration date. Regardless of the offer, however, the basic elements remain the same. Those who take advantage of these types of bonuses should be sure to read the terms and conditions to ensure that they will be able to use the bonus at the online casino they choose.

A no-deposit-free bet is generally given out in the form of a small bet. In addition, the player is usually not allowed to exceed the maximum bet. Many casinos offer a no-deposit bonus as part of their sign-up package. This means that, when you open an account, you will receive a free bet in the form of chips. You can then use the chips to place a bet on a variety of games, from football to poker.

Some bookmakers, though, do not require a deposit for free bets. However, if you want to be able to withdraw your winnings, you must meet the required wagering. Typically, this can be done by accumulating a set number of bets. Depending on the offer, this may be as little as one, or as many. Alternatively, you can convert the bonus into a larger deposit.

In addition to the standard no-deposit bonus, some bookies offer a risk-free first bet. Usually, this is an offer that will award a percentage of your initial deposit as a free bet. If you win a bet, you will not receive your free bet stake back.

All online casinos, though, have their own rules about the bonus. Some will have an expiration date or a maximum amount of bets, while others may have specific bet types. Generally, the larger the bonus, the higher the number of bets that you must place to clear it.

Crossover Loyalty Programs

For many people, the main reason for playing at a particular casino is the rewards that the site offers. These can vary from free spins on slot machines to extras such as deposit bonuses and exclusive events. Many online casinos have a loyalty program that allows players to earn rewards and access special VIP services.

Loyalty programs can be tied to specific games and tiers, with each tier having its own set of rewards. Some sites offer crossover programs, which allow players to accumulate points and rewards that can be used at both online and land-based casinos. The benefits can range from free hotel stays to tickets to sporting events.

Casino loyalty programs are designed to keep regular players happy. The idea is that more spending equals more rewards. This is especially true for high rollers. In fact, many casinos have set up special events that are only accessible to high rollers. They also often provide exclusive tournaments.

Loyalty programs run a tiered structure, which means that players can get a higher level of rewards if they spend more on the casino. It is important to read the terms and conditions of the site’s loyalty scheme before committing to it. Aside from ensuring that you are not wasting your time, it is important to understand the amount of wagering that is required to reach a certain tier. High requirements may mean that you will have to wait for a long time to withdraw your winnings.

Many loyalty programs have a rewards store where you can buy luxury items or extra services. You can also exchange your points for real money in some cases. If your casino has a dedicated account manager, you will have a personal point of contact.

Crossover loyalty programs are offered by a majority of USA gambling sites. Typically, new players will be given a welcome bonus. However, some operators require players to reach a certain milestone before becoming VIPs. At other sites, the VIP levels are unlocked based on the number of points that players have earned.

While some operators have special bonus tiers, the most popular perks are those that have to do with the gambling itself. Generally, players are rewarded with bigger deposits as they move up the tiers. There are also unique perks such as cashback offers. When shopping around, you should compare the various offers from different operators. Online casinos can easily adjust their loyalty programs to meet the needs of their customers.

Another aspect of the casino industry that is often overlooked is competition. With thousands of gaming websites out there, it is difficult to know which one will be the best for you. By comparing a variety of options, you can ensure that you are able to get the best possible experience.

Positive Feedback Loops

While online casinos may not be the first place you think of for gambling, they aren’t the only ones to bet on. The industry has a lot of competitors, many of whom have their own unique branded properties and a host of ancillary services to boot. In order to stay one step ahead of the competition, these businesses must deliver a frictionless user experience. A few iGaming best practices go a long way toward achieving this goal.

Most notably, these businesses need to ensure their marketing isn’t a one-dimensional affair. For instance, if a casino isn’t offering an incentive for players to make more than a single deposit, guests are not likely to do so. They may also be missing out on the old-fashioned word of mouth if their guests aren’t raving about their wares.

London must be ready for increase in high-spend, international visitors in 2023 – Sameer Gehlaut 

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Super-prime real estate developer Sameer Gehlaut has today called for more luxury, flexible-stay accommodation to be built in London to capitalise on the expected return of high-spend, international tourists in 2023 and drive economic growth. 

The intervention comes amid reports of a rapid increase in international travel that could see trips reach 84 per cent of pre-pandemic levels in 2023, according to Kaleido Intelligence. A large driver of this trend will be increased travel out of China, following the nation’s sudden relaxation of travel restrictions. This is promising news for London’s tourism economy, particularly the luxury sector, which is expected to benefit from the return of high-spend Chinese tourists. 

After many months of stagnation in the UK economy, the predicted swell of international visitors is reason for optimism for future economic growth in the country. Gehlaut believes London should be at the forefront of driving this growth, but to do that, “London must do more to entice high-spend, international visitors into the city, by providing suitable accommodation”.  

Sameer Gehlaut said: “London will always be a favourite location for wealthy visitors, and the expected growth of inbound travel in 2023 is great news for the city’s economy. But we can do more to entice high-spend visitors to stay here for long periods of time by providing more flexible-stay private accommodation combined with 5-star hotel amenities.  

“There is massive gap in London’s real estate market – travellers wanting to embed themselves in London for long periods of time simply can’t find the 5-star, long-stay accommodation they need. This is a major barrier to economic growth, denying London the capital these travellers can inject into the city.”  

Through his super-prime property developer Clivedale, Gehlaut recently launched Amberley – a real estate project that combines luxury apartments at some of London’s finest addresses with 5-star hotel services. Amberley uniquely offers the best-in-class accommodation with stays, to cater for the needs of high-spend visitors, who wish to stay in London for longer periods of time. 

The Mayfair Park Residences were the first Amberley apartments to launch and are managed by the internationally renowned Dorchester Collection. The apartments offer a choice of 1-4-bedroom apartments, as well as a Mayfair townhouse. Amberley is a fast-growing project with more locations in the pipeline, including apartments at Clivedale’s Mandarin Oriental Mayfair, based on Hanover Square, which will open in Spring 2023. 

Gehlaut continued: “The UK has been at the bottom of the pile for economic growth since the pandemic but we’re seeing promising signs for 2023. Providing the perfect accommodation for high-spend tourists will help London capitalise on the increase in travel and return the UK’s economy to strong long-term growth. The Amberley project aims to pull down a major barrier to growth in London’s luxury tourist industry. Other developers need to step-up and help entice further luxury tourists into London.” 

Gehlaut has two decades of experience in real estate and has a track record of strengthening London’s property market by investing in high-end commercial and residential property. He founded Clivedale in 2012, which has an emphasis on unparalleled locations and best-in-class amenities. It has delivered many of London’s most iconic, well-known developments including The Mansion, 73-77 Brook Street, and Mayfair Park Residences. Gehlaut is also behind the development of 20 Carlton House Terrace, now inhabited by energy company BP, in one of the biggest deals of its kind in the last ten years. He has also invested in other sectors, becoming one of the earliest investors in OakNorth Bank. In total, he has funnelled an estimated £750 million into the UK economy over the past decade. 

UK’s Acklam Car Centre Upends Social Media with Viral Luxury Cars Videos Boosting Sales

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The global luxury car market was valued at $461 billion in 2022 and is likely to grow by a healthy 4.9% annually until 2028, outpacing the whole sector. Luxury cars come in various shapes and forms, from hatchbacks to SUVs to luxury sedans to sports coupes; what unites them is superb quality, unrivaled comfort, and limited supply. Like many luxury goods such as Hermes bags or Swiss timepieces, luxury cars cannot be produced en masse hence the unabating demand for them. On the buyers’ side, in early 2022, the fortunes of the world’s wealthiest one percent increased by more than one third during the pandemic, further consolidating their already almost limitless buying power. This created a classic seller’s market situation and car manufacturers’ luxury divisions thrive on that phenomenon.

Among independent luxury car dealers, it is difficult to outshine other bigger brands, but some still do. Helping create the wave of the strong demand for luxury vehicles is Acklam Car Centre, one of the top independent luxury car dealerships in the UK. Based in the Northeast of England, Acklam Cars sports all of the highly sought-after cars like the best Land Rover and Range Rover products along with the latest Porsche, Audi, BMW, and other brands.

As an objective measure of success, the luxury vehicle dealer posted robust 2022 sales to the tune of £122,401,299. Acklam Cars’ sales and marketing teams are led by industry experts, believed to be the best in the business, Liam Martin (Head of Sales) and Carolina Wos (Media Marketing Manager). Martin and Wos lead a team of highly-trained and specialized automobile connoisseurs passionate about luxury vehicles and helping customers’ needs. 

The Acklam Cars team masterfully uses its social media channels to spread the word about Acklam Cars and its luxury automobiles by regularly posting videos that garner millions of views. These videos are not just for show as they are a modern lead generation technique. The sales team quite often manages to get in touch with clients and sell cars online through these videos. By posting highly popular videos the Acklam Cars’s sales team boosts the Centre’s popularity even when they do not close an online deal. No wonder that in 2022 Acklam Car Centre was awarded the Dealership Use of Video award by Car Dealer Magazine and the Used Car Retailer of the Year by Motor Trader. The dealership has also received an almost unanimous five-star rating for its superior customer service standards and social media content from TrustPilot and is still currently top rated.

Among other accolades that Acklam Cars received for its high standards of customer service and outstanding luxury cars lineup are the Used Car Customer Care Award and the Used Car Dealership of the Year Award by Car Dealer Magazine in 2021.

Given the continued hold luxury vehicles have on us and the strong demand both in the UK and globally, especially in Asia and China, Acklam Cars’s business prospects for this year. As the Acklam Cars team is proving to the market – as well as prospective investors – that their business model is not only very successful but highly scalable, 2023 looks very optimistic for the luxury car retailer. We expect Acklam Car Centre to expand its operations and open new venues throughout the UK and Europe this year. To see the vehicle inventory and enjoy the engaging content, check out the dealer’s website, Instagram, YouTube, and Tik Tok.

Fifty Years of Innovation at Nuby with Baby Product Innovations

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The baby product industry has evolved tremendously over the years, especially as companies constantly work to find the safest materials for baby items. Parents are also more aware of what goes into the products they use, whether it be baby powder or toys for their children.

The baby product market is expected to generate $58.8 billion globally by 2031, as the industry continues to progress and prosper. One company that is constantly striving to meet consumer expectations through its continual product development is the leading global baby brand, Nuby.

Nuby was founded more than 50 years ago in the United States, as a family business, and the brand has since grown to be sold in 155 countries and counting. The company launched Nuby UK in 2009, which is now one of the premier baby brands in the United Kingdom. While Nuby is a large global company, they take pride in still being a family-oriented business.

One of the brand’s most iconic products in the UK is the Nuby RapidCool, a baby bottle maker that is portable and requires no filters. Customers can purchase just the Nuby RapidCool Baby Bottle Maker, or an entire kit for making up a spare bottle when out and about. It is the perfect, handy bottle maker for feeding the little ones on the go. The RapidCool follows all NHS guidelines and is especially quiet for the nighttime feeding sessions.

To use the RapidCool, simply pour freshly boiled water into the bottle, then add the pre-measured formula water, and shake to mix. Tip the RapidCool upside down, and once the Nuby logo turns green, the beverage is ready in a matter of minutes. Pour the mixture into a sterilized bottle and begin feeding. Nuby has a variety of UV sterilizers available for purchase, too. The UV sterilizing technology gets rid of potentially harmful bacteria that could make a baby or toddler sick.

Nuby has some of the best teethers on the market that come in fun shapes and sizes — from an avocado to an elephant to a watermelon slice, there is something fun for any baby. The Nuby IcyBite Teether Keys are a favorite teething product. They are designed for babies over three months old and have multiple teething surfaces. The pûrICE™ Gel technology keeps the keys colder than most other products in the market, reducing the amount of time the keys have to be in the freezer.

Another iconic product of Nuby’s is its sippy cups. There are a variety of options, but perhaps the most popular is the Nuby Grip N’ Sip Cups. These are some of the best sippy cups on the market thanks to the no-spill design, SoftFlex Touch-Flo spout, and the ability to know the cup is locked once the “click” sound is heard. This leak-proof technology is ideal for parents who do not want to worry about spills or leaks. The Easy Grip handles are sized to fit the child’s grasp, and the cup is designed with both the parent and the child in mind.

To learn more about Nuby or shop their product range, visit the website here.

How to use Technology to Optimise Your Video Marketing Strategy

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The marketing world has undergone a significant transformation in recent years. One of the most notable changes has been the rise of social media and video marketing. With more and more people turning to social media to stay connected and informed, businesses of all sizes are looking for ways to leverage these platforms to reach their target audiences.

Technology can significantly help you optimize your video marketing strategy in unexpected ways. Here, we’ll cover the rise of social media since the pandemic, what a video marketing strategy is, and how you can achieve your marketing goals.

The Rise of Social Media Since the Pandemic

The COVID-19 pandemic has had a profound impact on the way we live and work. With lockdowns and social distancing measures in place, people have been spending more time than ever on their smartphones and other devices. This has led to a surge in social media usage, with platforms like Facebook, Instagram, and TikTok experiencing record levels of engagement.

As a result, businesses have been forced to adapt their marketing strategies to meet the changing needs of their customers. One of the most effective ways to do this has been through social media marketing. Whether it’s live streaming on Instagram or creating video content for TikTok, businesses are finding that social media is the most effective way to reach and engage with their target audiences.

The Rise of Video Marketing

Many businesses now use video as a marketing tool, and it’s easy to see why. Video is an engaging and effective way to communicate with your target audience. It can help to increase brand awareness, boost website traffic, and drive conversions.

One of the most significant advantages of video marketing is that it allows businesses to connect with their customers on a personal level. By creating authentic and relatable content, companies can build trust and establish themselves as thought leaders in their industry.

In addition, video marketing allows businesses to reach a wider audience. This is because videos can easily be shared on social media and embedded on websites. This makes it an effective tool for reaching people who may not have otherwise been exposed to your brand.

What is a Video Marketing Strategy?

A video marketing strategy is a plan for creating, promoting, and distributing video content that aligns with your overall business goals. This can include everything from product demos and customer testimonials to behind-the-scenes footage and animated explainer videos. The key is to create content that resonates with your target audience and helps to achieve your marketing objectives.

How can YouTube Automation Help?

YouTube is one of the most popular social media platforms, with billions of users watching and sharing videos on the site every day. As a result, it’s a great platform for businesses to reach their target audiences and promote their products and services. However, managing a YouTube channel can be time-consuming and require a lot of work.

This is where YouTube automation comes in. By using tools like ChatGPT and Pictory, businesses can automate many of the tasks associated with YouTube marketing. For example, ChatGPT can be used to generate video scripts, captions, and descriptions, while Pictory can be used to optimize video content for search and social media.

Using these tools, businesses can save time and resources while still reaching and engaging their target audiences. Additionally, YouTube automation allows businesses to focus on creating high-quality content that resonates with their target audiences, which can ultimately lead to better engagement and conversions.

How Can Pictory Fit into Your Overall Marketing Goals?

Pictory is a platform that helps businesses create and optimize video content for search and social media. It offers a variety of features that can help businesses achieve their marketing goals, including:

  1. Script to Video: This enables you to convert written content into video format. 
  1. Blog to Video: This feature allows you to convert existing blog posts into video format.
  1. Edit Video using Text: This allows you to edit your videos using text.
  1. Automatic Captioning: This feature enables you to add captions to your videos automatically.

Conclusion

The marketing world is constantly evolving. With more and more people turning to social media to stay connected and informed, businesses of all sizes are looking for ways to leverage these platforms to reach their target audiences. Video marketing is one of the best ways to do this.

What Does a Property Manager do?

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A property manager oversees the management of properties. They can generally take care of the entire tenancy lifecycle from finding tenants to ending tenancy agreements. Property managers have become one of the linchpins of the real estate industry. They allow investors to focus on investing rather than being distracted by hands-on management. To explain further, Portfolio8 share their insight into property managers and their responsibility.

What property managers can do

The responsibilities of property managers tend to fall into four distinct categories. These are finding tenants, setting up tenancy agreements, managing ongoing rentals and ending tenancies. 

Finding tenants 

Some property managers work as part of national groups. The individual branches will, however, all offer local expertise. This means they will know what demographic groups are active in it (and their proportions). They will also have a good idea of average rental prices for different kinds of property. 

A property manager will therefore be able to guide you on what you should look to charge for your property. They will also point out if there are any steps you could take that would increase the yield on your property. 

Once the property manager and the client have agreed on a strategy, the property manager will implement it. This has three significant advantages for the client. Firstly, it saves them time. Secondly, it ensures that the tenant-selection process is both robust and legal. Thirdly, it allows the client to keep their own contact details private. 

Setting up tenancy agreements 

Once a prospective tenant has been found, a property manager will manage the final screening. Assuming all goes well, they will set up a contract and take a deposit. They will also provide the tenant with a list of inventories for the tenant to check. If the tenant reports any issues with the inventory, the property manager will oversee them. 

Managing ongoing rentals 

Once tenants are installed, a property manager will continue to liaise with tenants and landlords as appropriate. Their tasks will include: 

  • Collecting rent (and undertaking the related financial administration)
  • Managing credit control (i.e., handling any arrears)
  • Arranging necessary safety checks and maintenance (and ensuring these are properly recorded)
  • Making sure the contract terms are respected
  • Organising any necessary repairs (including in emergencies)
  • Mediating in disputes between tenants and landlords
  • Renewing tenancy agreements as necessary 

Ending tenancies 

When a tenancy comes to an end, the property manager will ensure that the tenant has clear instructions about the process for leaving. Once the tenant has vacated the property, the property manager will check the condition of the property and any inventory. 

If there is any damage (beyond reasonable wear and tear), they will take care of billing this to the tenants. This has to be done in a way that forestalls tenant disputes. The property manager will also arrange for the tenant to have their (remaining) deposit returned. 

Skills property managers need 

As with most jobs, property management requires a combination of hard skills and soft skills. 

Hard skills 

The main hard skills required are: 

  • Organisation/time management
  • Knowledge of the local area in general and its property market in particular
  • Law (as relates to property)

Marketing 

You also need to be reasonably comfortable using technology. At a minimum, you’ll need standard office skills. Going forward, you should expect technology to play more of a role in property management. 

For example, it may become more common for property managers to do remote open houses on rental properties. Interested parties can then decide if they want to see the property in person.

Soft skills 

All property managers need to have excellent communication skills both verbal and written. They also need to be able to adapt to different forms of communication. For example, property managers may use a combination of social media, long-form text on websites, instant messengers, emails and phones/videocalls. 

Beyond that, property managers need to have good, all-round people skills. A large part of the job is working with tenants and working with owners. 

Working with tenants 

In most cases, the majority of a property manager’s interaction with tenants is going to be at the start of a tenancy. The property manager will help the tenants to find the right property for their needs, wants and budget. To do this, the property manager has to establish, quickly, what these are. 

Once the tenants have chosen a property, the property manager will become their main point of contact for anything relating to it. For example, the property manager will inform tenants when safety checks are required. If necessary, they will work with the tenants to schedule an appropriate time for them. 

In some cases, property managers will need to mediate disputes between tenants and landlords. If these cannot be resolved amicably, property managers may point the parties to the appropriate channels for further action. 

Working with owners 

The relationship between property managers and owners is often established on a case-by-case basis. The owner will advise whether they want the property manager to oversee all aspects of running the property. If they don’t, they’ll advise what specific tasks they want the property manager to perform. 

The owner and the property manager will also agree on the frequency, nature and channels of communication. These are likely to vary between owners. 

Challenges 

Probably the single, biggest challenge facing all property managers is time-management. Property managers have to manage a wide range of different tasks with different levels of importance and urgency.  

Successful property managers, therefore, know how to prioritise. They also know what to do themselves and what to delegate. This can include delegating to automated tools. For example, they may use scheduling tools to make sure tasks get done on time. 

Building a career as a property manager 

There are several paths into property management. Some lean on qualifications and others on experience. Many involve a combination of both. Neither the qualifications nor the experience need to be directly related to real estate. For example, broader business qualifications and relevant experience may be acceptable. 

With that said, gaining at least some experience in real estate can help to soften the learning curve. You will almost certainly need to demonstrate knowledge of real estate to any hiring manager.

Ethereum Trading Guide: An Overview

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In this article, we will be discussing everything you need to know about Ethereum trading. By the end of this article, you should have a good understanding of how Ethereum works and how to trade it successfully. Stay tuned!

What Is Ethereum?

Ethereum is an open-source platform that operates smart contracts, which are applications that function precisely as they are programmed without the risk of interruptions or censorship. It also does not have the possibility of third-party interference.

The apps are based on Ethereum’s powerful global shared infrastructure, which can move value around and signify real estate ownership. It allows developers to build markets, register promises or debts, move money using intelligent contracts (like the Futures Contract), and many more items that are still to be developed with no intermediary or risk of a counterparty.

Difference Between Ethereum And Bitcoin

There are many significant differences between Bitcoin as well as Ethereum. Bitcoin is the biggest and most well-known cryptocurrency and has drawn the most attention. This has caused the cost of Bitcoin to rocket up. When compared with BTC, ETH is trading about 10x lower.

Ethereum, as the name suggests, isn’t a cryptocurrency. It’s a software platform that lets developers create efficient and secure apps over an uncentralized network. It is powered by the Ethereum cryptocurrency called Ether and is the token that those who wish to join the bandwagon would like to buy into.

The Reasons To Trade Ethereum

Ethereum is the world’s first system to create a safe, quick, and decentralized international computing platform. Its ability to build intelligent contracts – bits of code that run on the blockchain based on the contract conditions- is a significant advantage for first-movers in the market.

The growing interest in Defi, also known as Decentralized Finance, has been yet another sector where Ethereum’s network capabilities shine. Others have tried to compete in this area, but only if they can innovate more quickly and make significant progress; it’s hard to imagine that they’ll be able to surpass Ethereum’s lead soon.

For those looking to trade Ethereum (ETH) in Australia, the Ethereum price aud is essential. The AUD/ETH exchange rate fluctuates over time, so it’s vital to stay up-to-date on the latest news and developments to make educated trading decisions.

The Reasons Why You Shouldn’t Trade Ethereum

As an open platform for creating and implementing decentralized applications and smart contracts, the Ethereum program is more flexible than Bitcoin’s, mainly limited to financial transactions.

However, hackers also have more opportunities to target the network. A higher level of complexity means more issues. Even Ethereum’s smart contract isn’t 100% bulletproof; some have failed or compromised.

Most major cryptocurrencies, including Ethereum, utilize Proof-of-Work (PoW) mechanisms to validate all transactions made on the blockchain. In Proof of Work, miners worldwide must solve complicated crypto-related puzzles to verify new transactions and add new blocks to the blockchain. This can be highly energy-intensive and time-consuming.

Ethereum is moving its network towards Proof-of-Stake (PoS) to achieve consensus across the entire network, which is a huge technical hurdle. Proof-ofStake is built around users who invest their ETH to be validators within the network and verify any new transactions. This is more energy efficient than Proof-of-Work.

Third Party Risk Management: A Guide to Protecting Your Business

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Third-party risk management (TPRM) is the process of identifying, assessing, and mitigating risks associated with third parties, such as vendors, suppliers, and partners. Businesses rely on third parties for a wide range of services, from IT support to manufacturing, but these relationships also come with a unique set of risks.

As businesses increasingly rely on third parties to operate, TPRM has become an essential component of a company’s overall risk management strategy. By identifying and mitigating third-party risks, businesses can protect themselves from financial, operational, compliance, and reputational damage.

Identifying Third-Party Risks

The first step in TPRM is identifying the types of third-party risks that a business may face. Some common types of third-party risks include:

  • Financial Risks: These risks include the potential for financial loss due to a third party’s inability to fulfill their obligations or meet contractual agreements.
  • Operational Risks: These risks include the potential for disruptions to business operations due to a third party’s actions or inaction.
  • Compliance Risks: These risks include the potential for non-compliance with laws, regulations, or industry standards due to a third party’s actions or inaction.
  • Reputation Risks: These risks include the potential for damage to a company’s reputation due to a third party’s actions or inaction.

Once the types of third-party risks have been identified, businesses can then assess the risks associated with each third party. This includes identifying critical third parties, conducting due diligence, and implementing ongoing monitoring.

Assessing Third-Party Risks

When assessing third-party risks, businesses should consider the following:

Identifying Critical Third Parties

The first step in assessing third-party risks is identifying critical third parties. These are third parties that have a significant impact on the business and its operations. Examples of critical third parties include suppliers of critical materials, vendors providing key services, and partners in strategic alliances.

Conducting Due Diligence

Once critical third parties have been identified, businesses should conduct due diligence to assess the risks associated with each third party. This includes evaluating the third party’s financial stability, operational capabilities, compliance history, and reputation. This information can be gathered through a variety of sources, such as public financial statements, industry reports, and regulatory filings.

Implementing Ongoing Monitoring

After the due diligence has been completed, businesses should implement ongoing monitoring of third parties to ensure that risks are identified and addressed in a timely manner. This includes monitoring for changes in the third party’s financial stability, operational capabilities, compliance status, and reputation. Additionally, businesses should monitor for any changes in the third party’s business operations or relationships, as these changes may introduce new risks.

Mitigating Third-Party Risks

TPRM should not be viewed as a one-time process but rather an ongoing program that requires regular review and analysis. Businesses should develop policies and procedures to manage third-party risks, including requirements for due diligence performance and ongoing monitoring. These may include:

  • Negotiating Contracts and SLAs: By negotiating strong contracts and service level agreements (SLAs), businesses can protect themselves from financial and operational risks associated with third parties. Contracts and SLAs should clearly outline the third party’s obligations, performance expectations, and liability in the event of a breach.
  • Implementing Risk Management Policies and Procedures: Businesses can also protect themselves from third-party risks by implementing risk management policies and procedures. These policies and procedures should outline the steps that should be taken to identify, assess, and mitigate third-party risks.
  • Establishing Incident Response Plans: In the event that a third-party incident does occur, businesses should have incident response plans in place to quickly and effectively respond to the incident.

Managing Third-Party Risk in the Supply Chain

A significant portion of third-party risks that businesses face comes from their supply chain. Therefore, managing third-party risk in the supply chain is essential for any business.

  • Conducting Supplier Risk Assessments: Businesses should conduct regular supplier risk assessments to identify any potential risks associated with their suppliers. These assessments should include evaluating the supplier’s financial stability, operational capabilities, compliance history, and reputation.
  • Implementing Supplier Management Processes: Businesses should also implement supplier management processes to ensure that risks are identified and addressed in a timely manner. These processes should include ongoing monitoring of suppliers, regular communication with suppliers, and regular review of supplier performance.

Third-party risk management is essential for businesses that rely on third parties for key services or operations. By identifying and assessing third-party risks and implementing strategies to mitigate those risks, businesses can protect themselves from financial, operational, compliance, and reputational damage. Managing third-party risks in the supply chain and cloud is also crucial for any business. By following the best practices outlined in this article, businesses can ensure that they are properly managing their third-party risks and keeping their operations running smoothly.

What are the disadvantages of life insurance?

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Life insurance can be a great way to provide financial security for your family in the event of your death, but it isn’t always a perfect solution. Navigating the potential pitfalls and understanding the disadvantages associated with life insurance is vital if you want to make sure that you are making wise investment choices.

In this article, we will explore some of the most common downsides to life insurance so that you can decide whether or not this type of coverage is right for you. Read on to learn more about what could negatively impact your decision-making when considering life insurance policies.

What is life insurance?

Life insurance is a form of financial protection that provides peace of mind to individuals and families. It provides a way to ensure your loved ones are taken care of in case of illness or death. Life Insurance policies vary in coverage, price, coverage amounts, and benefits and can be tailored to fit your unique needs.

Whether you’re looking to provide extra security for your heirs, protect your family’s financial future, or make sure the mortgage is paid in case of an untimely death, life insurance can offer various solutions. Take your time – with life insurance; you can plan, something we all need more these days. Check out https://www.insurancehero.org.uk/ for more info.

What are the disadvantages?

Although life insurance can be a great way to provide financial protection for your family, some potential downsides should be considered. Here are some of the most common disadvantages associated with life insurance:

Cost- life insurance premiums can be expensive and may only fit into some people’s budget. Life insurance premiums are high depending on the type and amount of coverage purchased.

Lapse clauses- Many life insurance policies have a clause that states the policy will automatically lapse if the premium is not paid for a certain period. If you fail to pay your premium on time, your policy could be canceled without warning, and you will no longer be covered.

Complexity- Life insurance policies can be complex and challenging to understand, making it hard for many people to make informed decisions when selecting a policy. It is essential to read the fine print and consult an experienced financial advisor if you need clarification on what coverage is right for you.

Why can life insurance be expensive?

Life insurance premiums can vary depending on the type of coverage and amount purchased. Typically, the more coverage you have, your premiums will be higher. Age is another major factor in determining how much your life insurance will cost. Generally speaking, younger people pay lower premiums than older individuals as they are considered less risky.

Additional factors that can affect the cost of your life insurance include your current health, lifestyle, and occupation. If you engage in dangerous activities or have a poor medical history, your premiums will be higher than those who don’t.

In some cases, life insurance policies also require an additional fee to purchase a rider which provides additional coverage. These fees are often significantly higher than the base premiums, so it’s essential to read the fine print before signing up for a policy.

Why do you need life insurance?

Life insurance is a great way to protect your family from financial hardship in the event of your death. It can provide them with vital funds for day-to-day expenses, such as housing costs, medical bills, and other necessary purchases.

If you have dependents that rely on you financially, life insurance can help ensure that they are taken care of in the event of your passing. Even if you don’t have dependents, life insurance can provide peace of mind knowing that any outstanding debts or final expenses will be handled when you’re gone.

Life insurance is also a great way to ensure that your family and heirs receive the inheritance they deserve. Depending on your policy, life insurance can provide your loved ones with the money they need to cover taxes and other costs associated with inheriting a large sum.

What are the benefits of life insurance?

Aside from providing financial protection for your family, life insurance also offers many other benefits. For instance, many life insurance policies offer cash values that can be withdrawn or borrowed against in the event of an emergency.

In addition, some companies offer additional perks, such as discounts on products and services, travel rewards, and more. These extras make life insurance even more appealing and may help to offset some of the costs associated with your policy.

Finally, many employers offer group life insurance policies that provide coverage at a reduced rate. It can be a great way to get your needed coverage without breaking the bank.

Conclusion

Overall, life insurance can be an invaluable tool for providing financial security for your family during your death. It can provide them with the funds necessary to pay off debts, take care of final expenses, and offer additional benefits like travel rewards and cash values. No matter what stage of life you are in, life insurance is worth considering to secure your loved ones’ future. However, reading the fine print before signing up for a policy is essential. Consult an experienced financial advisor if you need clarification on which coverage is right for you.

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