SUBSCRIBE
Home Blog Page 651

Small business owner? 4 ways to reduce your environmental footprint

Sam Allcock
-
0
Small business owner? 4 ways to reduce your environmental footprint

1.  Reduce your emissions from travel

An obvious way to reduce carbon emissions is to make fuel efficiency a priority or choose electric vehicles.  If you need an incentive subsidies are available to help offset the cost of new low-emissions vehicles. There is even additional help which you can access if you install a charging point at your home or place of business.

Organizations such as the Energy Saving Trust can provide a wealth of information on grants and the latest developments in carbon-neutral transportation options.

If you’re using diesel vehicles (once touted as the greenest solution), you could still cut emissions by switching to HVO fuel. HVO is a synthetic diesel fuel that can be used as a drop-in replacement for regular diesel. As it’s made from renewables, it can reduce your vehicle’s greenhouse gas emissions by up to 90%.

2.  Increase the efficiency of your office lighting

Whether you’re working from an office or home, taking a fresh look at your lighting can make a substantial difference, not only to your carbon footprint but also to your energy bills.

Organize your space so that you’re making maximum use of natural light whenever possible: it’s been shown to improve sleep and also reduce stress. . When it’s not possible, use LED as an alternative.

Also consider use technological solutions to optimize the light in your space. Motion sensors can switch off or dim lights in unused rooms and will pay back their investment costs within a few months

3.  Reduce, reuse, recycle

The paperless office has been a dream for over twenty years, but it’s been far harder to translate into reality for many organizations.  However, in recent years, with the rise of productivity apps that allow work to be shared online, it is perhaps becoming an achievable aim.

Every stakeholder involved in your business should be aware of the priority you place on your environmental commitment. When it’s part of your values, it can also become an integral part of your branding. Every employee should become fully engaged with efforts to reduce waste, reuse whatever is possible, and make the efforts required to recycle wherever they can.  Engage them in coming up with ways to reduce the consumption of items such as water, paper, food, and packaging. Incentivize and reward creative thinking and commitment to reducing the carbon footprint of your business.

4.     Eliminate single-use plastic 

Plastic waste is increasingly recognized as a modern-day plague, responsible for polluting the oceans and sitting in landfill sites, only degrading over decades.  Therefore it makes sense to work towards removing all single-use plastic from your business. This could involve finding alternatives for packaging your products, ensuring those within your supply chain are also moving in the same direction.  Within the office, this could perhaps start with the banning of plastic cutlery, disposable plates, etc. There are easily available alternatives that can be used, so you can maintain a consistent approach to your green commitment.

To summarize, reducing your environmental footprint is a matter of choosing the areas you want to target, and addressing these with simple solutions. Small actions will soon add up.

How to Protect Your Information While Making Online Payments

Sam Allcock
-
0
How to Protect Your Information While Making Online Payments

Online gambling is an industry that just keeps on giving — whether it’s the newest online slots or jaw-dropping casino bonuses, surprises are always around the corner. However, if we want to play casino games, we need to make payments online, and that’s where things can become complicated.

Unfortunately, even though online casinos use the most advanced technologies, some hackers still find ways to get a hold of your payment information. We all shudder at the thought of our personal or financial data being stolen. So, how can you protect yourself from possible cyberattacks, but still enjoy the benefits of online gambling platforms?

The answer is simple — always choose a secure and reliable payment method you’re comfortable using. Below, you can find some pointers to help you pick the right one.

Most Popular Payment Options Are Usually Safest Ones

PayPal is dominating the online gambling sector as the most popular payment method. This payment provider stands out for multiple reasons — ease of use, reduced transaction fees, speedy payments. But, above all, it’s considered to be one of the safest payment options thanks to cutting-edge technologies, powerful firewalls and top-notch data encryption. It’s no wonder why millions of online casino players name PayPal as their top choice.

They are directly connected to your bank, which means they offer secure payment transactions. If you are not comfortable depositing a large amount of money you can opt for $/€ 5 deposit casinos. Low deposit casinos are opening up a world of gaming for players that enjoy online casinos but don’t enjoy high-stakes gaming. However, if you’re not comfortable with leaving your personal information online, there are other banking options to choose from.

Other Acceptable Banking Methods

Prepaid cards, such as Paysafecard or ecoPayz, have become quite widespread among online casino players. You can safely make deposits, claim bonuses, and enjoy a vast selection of games. Compared to debit cards, they don’t disclose your personal information, meaning you can keep your anonymity while playing in an online casino.

E-wallets have gained more attention in recent years, but unfortunately, in some EU countries, the authorities recommend avoiding them because they pose a high risk for money laundering. Nevertheless, online casinos offer a decent range of e-wallets, with Skrill and Neteller being the most well-known choices.

Another option that caught our eye is a mobile payment app. These apps have become quite popular, especially with mobile gaming becoming more diffused. Mobile payment apps, such as Boku, Revolt, Apple Pay, and Payforit, provide efficient payment transactions.

Finally, bank transfers have always been a safe option for players who lean towards more standard payment methods.

Carefully Read Details of Every Payment Method

When you’re deciding which payment option to choose, there are some factors to take into consideration. As you probably know, every choice has its terms of use. So naturally, the first thing to look into is its security. Then, you should check its convenience. For instance, you can use a specific payment method for both deposits and withdrawals. Some payment providers don’t have that option.

Furthermore,  transaction speed is something you should always look into. You don’t want to waste precious time waiting for a payment to be processed. Finally, you should always compare the transaction fees between different payment methods — some of them can come with relatively high additional costs, and you want to avoid that.

In Conclusion

The bottom line is that choosing the right payment method depends on an individual. You’ll notice that some people prefer security over speed, others look for the low transaction fees, while some of them love the anonymity provided by some payment options.

In the end, it’s up to you to decide whether you’ll go for debit cards, e-wallets, or bank transfers. The most important thing is that you’re comfortable with using the chosen payment provider.

How to Find Historical Stock and Option Prices for Algorithmic Trading Strategies

Sam Allcock
-
0
How to Find Historical Stock and Option Prices for Algorithmic Trading Strategies

When we talk about stock and option prices, the focus is often on real-time low-latency data feeds. High-frequency trading algorithms depend on up-to-date information, and even subsecond delays disrupt trades, preventing algorithmic trading strategies from fulfilling their potential. That’s why so much time and energy is invested to ensure trading systems have the data they need, the millisecond they need it. 

But algorithmic traders aren’t interested only in the now. Historical stock and option prices, alongside a host of other data, also play a critical role.  Traders need to know what happened last week, last month, and even last decade, but it’s not as easy as you might think to get good quality data about the history of the stock, options, and futures markets. 

Why Do Algorithmic Traders Need High-Quality Historical Data?

As an algorithmic trader, you have developed a new strategy and coded an algorithm to implement it. How do you know it works? You could set it loose on the markets to see if it sinks or swims, but that’s risky. 

If you let your algorithm off the leash and there’s a coding or logic error, it might not perform as expected. But if you put too many constraints on its activity, a real-time test won’t provide the feedback you need to be confident of the new strategy. 

The solution is backtesting, which tests trading algorithms on historical stock and options data. Historical data allows traders to run their algorithms over a dataset when they already know what will happen. They observe how the algorithm would have performed in the past and use that information as a guide to how it will perform in the future. 

If the data is inaccurate or incomplete, backtesting is ineffective. Traders need a high-quality source of accurate historical data that includes all the asset classes, trading activity, and pricing information their algorithm uses. 

Four Attributes of Useful Historical Stock and Option Data

It’s easy to find services that promise to provide historical data on a whole range of markets, but it’s not quite so straightforward to locate data of sufficient quality to support backtesting results you can be confident of. 

Ideally, historical data should be:

  • Accurate: Inaccurate data leads to misleading backtesting, and because it’s often challenging to verify whether data is accurate, it’s essential to get historical data from a reputable source.
  • Normalized: If your data source provides messy, improperly structured data, you will have to invest significant time and effort to normalize and cleanse it before you can begin back-testing. 
  • Comprehensive: It’s convenient to get your historical data from a source that provides everything you need to know about a particular security. For example, if you’re interested in options, check that your historical data includes underlying prices, volume, implied volatility, greeks, surfaces, and risk slides. 
  • Compatible with your technology:  It’s far easier to backtest your algorithms with a data source that’s compatible with your current technology stack. That might be via an industry-standard database or file format, or via an SDK that makes it easy to integrate the data source with your code and testing infrastructure. 

The most accurate and consistent historical data is derived from the live market data feeds, with analytics calculated by a respected provider of high-quality market information. When you’re assessing data sources for backtesting, ensure that they conform to at least these four minimal standards. 

Finding Historical Equity and Options Pricing Data

Getting quality data is critical for testing algorithmic trading strategies. Historical data allows you to determine if the strategy would have worked over a known period of time. The more accurate that data is, the more confidence you will have in the trading strategy. The less you have to do to make the data usable, the quicker you can get to the testing. 

Do the research ahead of time to make sure you are getting the data you need to be confident in your algorithmic trading strategy.About the Author: Craig Iseli is the Chief Operating Officer of SpiderRock, a SaaS solution for institutional portfolio managers to implement the trading and risk management of systematic, multi-asset strategies. Their data products are used by many institutional portfolio managers to enhance trading strategies

Yerkin Tatishev: “Employee Satisfaction is Key to a Successful Business”

Sam Allcock
-
0
Yerkin Tatishev: “Employee Satisfaction is Key to a Successful Business”

According to Yerkin Tatishev, founder of Kusto Group, companies must prioritize the well-being of their employees during the COVID-19 pandemic to emerge as winners.

After two decades as the founder and chairman of the multi-national Kusto Group, Yerkin Tatishev shared his insights on developing a successful business in a recently published op-ed.

Tatishev views a healthy company culture as well as employee satisfaction and freedom as the cornerstone of building a fruitful firm.

“Our top management does not control the work of other employees but determines the vector of the development. We completely trust the specialists that we have hired. We employ people who know how to take responsibility and deal with consequences,” Yerkin Tatishev says.

“They constantly generate new tasks and, in a good way, change the company. All employees know that they can come and offer improvement in any process – even in the setting of tasks and budgeting. We will listen and most likely agree to try and implement this change,” he elaborates.

Companies will benefit from employee freedom

Good leadership and having the right leader also plays a significant role, according to Tatishev.

He remembers when his company bought the leading Israeli manufacturer of paints and drywall, Tambour, during a time when the company was facing serious financial troubles.

“But we saw potential in it, we just decided that the right leader was missing, so a person was sent to improve the performance. In just 24 months, we saved it from dozens of debts and tripled its profits,” says Tatishev.

He acknowledges that Kusto’s gamble on Tambour could have failed, but he considered the risk and accepted the challenge.

“It seems to me that now the ability to accept challenges is especially important. Kusto Group is constantly developing and testing hypotheses. This allows us to find non-standard solutions,” Tatishev adds.

He believes that in the new reality brought by COVID-19, companies cannot remain static. Increasing the amount of freedom for employees will result in more adaptive planning and diverse hypotheses.

In that way, the company has a higher chance of surviving.

“The task of top management is literally every day and every hour to track changes and try to figure out how to use them for the good of the business,” he stresses.

Yerkin Tatishev: “Companies’ true faces come out during crises”

While Yerkin Tatishev thinks that employee satisfaction is always essential for the success of a company, he especially thinks it is important during a crisis like the COVID-19 pandemic.

“Those companies which have taken decisions that put their employees, rather than the bottom line first, are in the strongest position to recover now that multiple vaccines are starting to come,” Tatishev says.

For Kusto Group’s leadership, the way the company treats its employees during times of adversity is the true measure of its culture and potential for long-term growth.

The COVID-19 pandemic has created a moment for employees around the world to review and consider what they want and value in their work lives.

“This will be of critical importance in the competition for talent and lasting competitive advantage,” he says.

Having your employees’ backs

Yerkin Tatishev stresses that reacting to a crisis like the COVID-19 pandemic can reveal the best and worst aspects of a company.

“Companies with brittle cultures will see their skilled workers move elsewhere, and they will see lasting damage to their reputations,” he explains.

Kusto Group strives to always support its employees.

“And we believe that the best way to have a high-impact workforce is to give all our team members a sense of community,” Yerkin Tatishev adds.

That sense of community and support has been vital through the COVID-19 pandemic, he says.

“By not taking shortcuts that result in temporary job losses and maintaining constant communication,” says Tatishev, “our team members around the world know that Kusto Group has made them the priority.”

One of the methods that Tatishev uses to make his employees feel valued is to foster a sense of entrepreneurship among the workers.

“This boosts our creative output, helps prevent stale and unimaginative thinking, and provides employees with a sense of ownership over their areas of work,” he explains.

“This has been essential to the establishment of a culture where employees feel a sense of belonging to not just a company that pays them a wage,” he continues, “but develops their skills and values their input, especially in times of hardship and turmoil.”

Despite this, he understands that some companies want to save money, increase efficiency and scale back investments during and after times of crises, but he emphasizes that transparency is key to employee satisfaction.

“Sharing insights into the nature of the challenges and therein treating your employees as stakeholders in the company, with their own concerns and anxieties, is what sets apart the good from the bad,” Yerkin Tatishev says.

He is sure that companies that have failed to focus on the well-being of their employees during the world health crisis will not emerge as winners after the pandemic has passed.

Quick Guide to European SEPA Transfers

Sam Allcock
-
0
Quick Guide to European SEPA Transfers

Conducting business in the global economy can be challenging, complex, and expensive. To combat this and create a more competitive arena, the European Union established the Single Euro Payments Area (SEPA) initiative, which allows for smooth and efficient financial transactions between Eurozone countries. These transactions are accomplished by SEPA Transfers, which offer options to accommodate both individuals and B2B customers.

What is a SEPA Transfer?

SEPA Transfers simplify cross-border money transfers through the Single Euro Payments Area (SEPA), consisting of the European Union and eight other European countries and microstates. SEPA transfers are similar to domestic transfers because the banks that support SEPA payments maintain relationships with network banks, enabling quick and effortless transfers across international borders.

Types of SEPA Transfers

To facilitate the different needs and requirements of people who desire to use the network, the European Payment Council created the SEPA Direct Debit and the SEPA Credit Transfer.

SEPA Direct Debit

The SEPA Direct Debit transfer is a convenient way to handle rent, subscriptions, insurance premiums, and other recurring payments. In this case, the word debit does not imply using a card but a bank-to-bank transfer of funds.

After the debtor provides the creditor with a signed authorization, the creditor or merchant can pull the money from the individual’s bank account for payment. The payee must also have the payer’s International Bank Account Number (IBAN) information to collect the SEPA payment.

The SEPA Direct Debit involves two “schemes” or programs: SEPA Direct Debit Core and SEPA Direct Debit B2B (Business to Business). The SEPA Direct Debit Core is geared toward individuals and retail customers, and is mandated for all SEPA banks that participate in the scheme and offer Euro-denominated direct debits.

The Direct Debit B2B is available only to businesses collecting payments from other businesses, and banks participating in SEPA have the option of offering it, but it is not mandatory.

SEPA Credit Transfer

The SEPA Credit Transfer service is an interbank payment scheme that establishes rules and procedures for credit transfers in Euros. SEPA Credit Transfers can be used for one-time and recurring payments and bulk payments such as company payroll involving payments to multiple individual accounts.

SEPA Credit Transfer is also known as SEPA Instant Credit Transfer and, once confirmed, can be available in the payee’s bank account in ten seconds up to a maximum of €15,000. This rapid transaction is possible because no intermediaries are involved—the funds travel directly from the sender’s bank to the receiver’s. The service is available in eight Eurozone countries.

Some key features of the SEPA Credit Transfer are the beneficiary receives the funds within one business day after the payment is executed, the cost of a SEPA cross-border payment will be the same as the cost of the local transfer, and the beneficiary receives the full amount—there are no hidden costs.

How do SEPA transfers work?

Making a SEPA transfer

As mentioned above, a SEPA transfer is similar to a domestic transfer. If the payer and the payee both have bank accounts in the SEPA system, the payer will initiate the transfer, and the payer’s bank will debit their account. The payer’s bank will then credit the payee’s bank, which will in turn, credit the payee’s personal account.

If the payer’s and payee’s bank do not have an established relationship, an extra step takes place in the process—the payer’s bank credits the debit amount in a central bank in Europe, which then credits the payee’s bank.

What currencies are accepted through SEPA transfers?

Only Euros are accepted in SEPA transfers, and if the respective accounts are not in Euros, a currency exchange must occur.

How long does a SEPA transfer take?

If the SEPA Direct Debit transfer is performed under the core scheme, it takes a minimum of three interbank working days, but if the transfer is conducted under the SEPA Direct Debit B2B scheme, it usually takes two interbank working days. These are official time frames, but actual times tend to be less.

What is the difference between SEPA Transfers vs. SWIFT Transfers?

SWIFT is an acronym for the Society of Worldwide Interbank Financial Telecommunication and operates a system of financial institutions worldwide. Although SWIFT offers international money transfers in multiple currencies, it requires considerably more information for the transfer than does SEPA. Where SEPA requires the IBAN, SWIFT requires the IBAN, BIC, SWIFT code, the beneficiary address and bank details, account number, branch code, and specific currency.

The creation of the SEPA program has helped promote easier and lower cost transfers of funds between consumers and businesses throughout the EU. 

Export Finance: The Ultimate Guide for Exporters

Sam Allcock
-
0
Export Finance: The Ultimate Guide for Exporters

For most business owners, managing to expand production and reach customers in different countries is the ultimate dream. However, most of them don’t realize just how tricky and demanding exporting goods can be. Even with extremely careful planning and organization, export can take a great financial toll on a business. 

That is why we have decided to create the ultimate guide for exporters. Below, you will find everything you need to know about export finance to make the process as easy as it can be.

What Is Export Finance?

In this context, the term export finance refers to any funds tied to export. Businesses obtain these funds from different finance providers: banks or financial institutions. Put simply, export finance is a combination of cash-flow solutions that facilitates successful international trade.

Why Is Export Finance Important?

When your business sells a product and exports it, you don’t get the money right away. The whole process is extended as you wait for the product to ship and reach the buyers. You also need to spend time and money checking the credibility of the buyers and obtaining references. 

Export finance is what makes it possible for you to do all of the above and still keep your business afloat in the meantime. It is a way to release the working capital from any overseas transactions that would otherwise be unavailable for months on end. Ultimately, business finance enables you to grow your business when it comes to export. 

Import vs. Export Finance: What Is the Difference?

Both import and export finance belong to the broader group of financing techniques known as trade finance. However, these two are rather different. 

Import finance pays for any additional expenses your business might incur with importing goods into the country. These include different types of import loans or paying for the issuance of different import permits and documents. 

On the other hand, export finance caters to the various requirements the exporter has in the transaction process. There is usually a 60–90 days period between shipping a product and getting paid for it. Export finance allows you to get paid immediately by a financial investor or a bank, who then collects their money back once those 90 days are over and the importer pays.

What Are the Types of Export Finance?

There are many different criteria when it comes to distinguishing between export financing types. However, the most crucial distinction is between pre-shipment and post-shipment financing.

Pre-Shipment Financing

As the name indicates, you get this type of financing even before you ship the products. You can even get it before you make the products. All you really need is an order from the importer saying that they will buy what you produce. You can use these funds to buy any resources you need to make the goods or just to ship it.

Post-Shipment Financing

This type of financing occurs after you have already sent the product to the importer. You take the export bill to your bank, and they will either purchase, collect, or discount it. That way, you will get the money you earned long before the invoice is due and will be able to keep doing business as usual. 

In Conclusion

Most of the time, it might seem like trying your luck in the trading industry is hard. However, with the right tips and tricks, it could be the easiest thing ever. All you need is a great export finance plan and you will be good to go. Export finance is the key to building and maintaining a successful exporting business, and we hope our guide helps you get started. Good luck!

What Causes Ocular Health to Decline

Sam Allcock
-
0
What Causes Ocular Health to Decline

Have you ever thought about what will happen if you lose your vision someday? What will happen if one day you wake up and you can’t see anything anymore with your eyes? Yes, loss of vision can be really scary. Well, you should know that losing vision to at least some degree is really common among people, that’s why you will see so many people wearing glasses around us. There are an estimated 285 million people out there all over the globe with visual impairment to some degree, while around 39 million of them being totally blind.

Among the five senses you have, to you, the most important one might be your vision. There is no need to tell you how dependent we are on our eyes. Even though we are able to see through our eyes, optical nerves play an important role in our vision. So, our ocular health doesn’t solely depend on the eyes, the optical nerves are included in this too. If you don’t take proper care of your ocular health, you might start losing your vision too. At least losing vision to some degree might become imminent.

Vision loss generally occurs very gradually, but some type of vision loss might be very sudden to occur. When someones’ ocular health declines, they get exposed to vision loss, either partial vision loss or complete vision loss. If someone falls victim to complete blindness, they won’t be able to see anything, including light. But if anyone just faces partial blindness as most people do, then they will just have limited vision. This declination of ocular health can happen due to many different reasons such as macular degeneration, cataracts, diabetic retinopathy, glaucoma, etc. Let’s have a look at a few reasons for which your ocular health might decline.

Cataracts

You might sometimes feel that your eye lens has gotten clouded by something, and this condition is known as a cataract. This is one of the most common causes of age-related vision loss. Along with old age, different eye injuries, too much exposure to the sun, diabetes, and other factors can cause cataracts in the eye. If someone gets a cataract in their eyes, they might face these symptoms-

  • Double vision
  • Cloudy vision
  • Problems with glare
  • Reduced color intensity
  • Problems seeing at low light during the night

Macular Degeneration

This is a kind of eye disorder that can affect your central vision. We use our central vision for our day-to-day tasks such as driving, reading, etc., and our sharp central vision helps us to see things clearly. There is a part in our eye retina, which is called the Macula, and when an age-related degeneration occurs in the macula, it gets known as macular degeneration. This is the largest cause of vision loss in people over 50 years of age.

Macular degeneration can be of two types, dry and wet. Wet age-related macular degeneration or AMD is a more advanced problem than the dry one. A person can have wet AMD after having fried AMD. Dry AMD doesn’t cause blin dress, but it can affect the central vision drastically. On the other hand, wet AMD can actually cause blindness. If blood vessels grow behind the macula of the eye, the wet AMD can occur. And dry AMD is caused by drusen that is a waste material produced by the metabolism process. One might face these symptoms when they face dry AMD-

  • Difficulty reading anything or seeing details
  • Faded colors
  • A blurred spot in the center of the vision that might become bigger with time
  • Blurred vision

And the symptoms of wet AMD are-

  • A blurred spot in the center of the vision that might become bigger with time
  • Straight lines might look wavy

Glaucoma

There are several eye diseases that can damage one’s optic nerves that are located at the back of the eye. There are several types of glaucoma and glaucoma can cause both blindness and vision loss. Glaucoma is more common in people aged over 60. It can also occur in people who have a history of glaucoma in their family. There might not be any symptoms of glaucoma at first. But one of the most common symptoms is losing peripheral vision, or in other words, the side vision of your eyes. You must go through regular check-ups if you want to keep yourself safe from glaucoma. Apart from that, red-eye, severe eye pain, blurry vision, nausea, etc. can be symptoms of glaucoma too.

Some Other Reasons

There might be many other causes behind the declination of one’s ocular health. These reasons might include-

  • Eye Injury
  • Lazy Eye
  • AN uncorrected refractive error
  • Trachoma, which is a bacterial infection in the eye
  • Thyroid Eye Disease
  • Stroke
  • Severe Eye Infection
  • Dry Eye
  • Retinal Detachment
  • Vision problems that one has had since they were born or congenital causes
  • Presbyopia

Final Words

All these reasons can be caused by many external factors apart from age. You need to make sure that you are taking proper care of your ocular health, not being too hard on your eyes by not having enough sleep, or continuously working in front of mobile or computer screens. Also, make sure that you are wearing your glasses or taking your medicines properly if you are prescribed any. Maintaining these things can help you a lot with your ocular health.

How to Properly Disinfect The Floors of Your Home

Sam Allcock
-
0
How to Properly Disinfect The Floors of Your Home

In order to maintain the proper hygiene, you not only keep yourself clean and sanitized, you also need to keep every inch of your home clean and disinfected. There are places at your home that you directly touch with your hands, and you might be aware of the full process to maintain the sanitizing process of those places. But on surfaces where you don’t usually touch with your hands, you might be kind of incautious about the hygiene of those surfaces, as it is really easy to not care about those place’s hygiene.

The floors of your home are such kinds of surfaces, where you just walk on, and your furniture is kept on it. But if you want to maintain the proper health for all the members of your home, you need to take care of the floor’s hygiene too. As germs and different bacteria can easily reside on the floor, they can easily spread from the floor to other places and to the members of your household too.

And in addition, if you have babies or pets in your home, then they will be bound to stay on the floor and play on it a lot. Then you’ll have to be more careful in keeping the floor completely clean and disinfected. And not to mention, with the recent outbreak of coronavirus, it has become all the more important to keep your home and all the surfaces including the floors properly disinfected. So that you can keep your family and yourself safe from getting affected by this deadly virus.

So, first, you need to make a plan for disinfecting the floors. Like, if you have babies or pets or both in your home, you’ll need to disinfect the floors more frequently, as they like to stay on the floor a lot and their immune systems are not strong enough to fight different viruses and bacteria. So, if the floors aren’t properly disinfected, they might get affected easily.

Furthermore, if people in your home go out a lot, then the floors need to be cleaned more often. Also, you don’t need to sanitize every floor in the home every day. Places that are more at risk of getting infected, such as the places near the door where you put on and take off your shoes every day, or the places where mud and other dirt can pollute the area easily.

How to Disinfect The Floors

First of all, you can implement some ground rules in your home to minimize the chances of the floors getting infected as much as possible. You can implement a ‘no outside shoes’ rule in your house to prevent the spread of various germs. There needs to be a specific point for the shoes. You can maintain a routine for cleaning the floors regularly and clean all the parts by going through a chained process. So, without much problem, you’ll be able to disinfect the whole house properly. Also, keep your family members clean, so they themselves don’t infect the floors. Here are the two most beneficial ways how you can disinfect the house-

Using Steam Cleaners

You can go for a steam mop if you’re looking forward to deep cleaning the entire home on a regular basis. It is appropriate for most floor types. Especially if you have tiled floors in your home, then they are a really great way to clean the floors. Then again, most floors are tiled these days, just the type of the tiles varies from floor to floor. Steam cleaners easily work on different types of tiles such as ceramic tiles, porcelain tiles, mosaic tiles, metal tiles, etc.

The steam cleaner produces extreme heat and kills bacteria with it. Steam cleaners produce around 200 degrees of temperature on average, and according to the CDC, different respiratory viruses like flu get killed if there’s a heat of more than 167 degrees. However, if you have carpets, then you’ll need heated carpet cleaning machines that can easily sanitize carpets and rugs.

Using DIfferent Floor Cleaning Products

You can just use a regular mop to clean and disinfect your tiled floors. In that case, you’ll need to use a floor cleaning product to clean that floor. Even regular floor cleaners that are not disinfectant by definition can work to disinfect your floor to a great extent. Regular floor cleaning materials have surfactants in their components, which can loosen the germs and bacteria from the floor surface. And then you can just mop them away, and your floor will get completely clean. Just make sure that your cleaning product is compatible with the type of tiles of your floor.

You can also follow up the cleaning process by using a disinfecting solution on your floor. The solution can be either a wipe or spraying disinfectant, or isopropyl alcohol, or a diluted mixture of bleach. Just make sure that whatever you are using is compatible with your floor so that your floor doesn’t get damaged. Perfectly check which components have been used in the cleaner and disinfectant.

If you can get your hand on a cleaning product with disinfectant components in it, then you can also use that very conveniently. However, you need to keep your pets and kids away from the floor until they’re completely dried, as these chemicals can be harmful to them.

Final Words

Keeping your whole home clean and germ-free must be one of your top priorities, as the health of your family members depends on it a lot. And keeping the floor clean and disinfected is a part of that, and especially during the time of Covid, it has become even more important. So, make sure that you are taking proper measures to keep your floor disinfected.

How to Make Sure You’re Protected Against Tinnitus

Sam Allcock
-
0
How to Make Sure You’re Protected Against Tinnitus

Tinnitus is one of the most common hearing problems that people face and about 48 million people in the States suffer from some form of hearing loss. That is potentially a lot of people who have tinnitus and are suffering from the condition on a daily basis. However, the fact of the matter is that Tinnitus is a condition that you can protect yourself against.

Were you aware of the fact that one of the most common causes of tinnitus is damage to the inner parts of the ear that is a direct result of exposure to loud noise? If you were not aware of this, then the following statistics may shock you even further. It has been proven that about a third of the cases of tinnitus are directly related to being exposed to too loud noises. So, if you are exposed to loud noise, you should consider taking a hearing test.

The results of this condition are very frightening and can really cause a lot of disruptions to daily life. One of the primary outcomes of developing this condition is that you will very often hear sounds that are not really present in the environment. This condition often causes people to hear sounds such as ringing, hissing, buzzing, or sometimes, even whistling. At the beginning of the onset of Tinnitus, these sounds are generally pretty mild but they have the tendency to amplify and be more pronounced as months as years go by. The most frightening part is this fact, that you can get Tinnitus all of a sudden without any prior warning.

It is very important that you realize that tinnitus is not actually a disease by itself. Rather, it is a symptom of another issue that most commonly happens to be some kind of damage to the inner parts of the ear. In order to make sure that you are protected against Tinnitus and to also make sure that your condition does not get worse, we will highly recommend you to follow the outlined tips in this article.

What to do before you are exposed to noise?

As we already mentioned above, exposure to loud noises really does have the potential to cause the condition by itself. If you happen to already have the condition, then such exposure can really make the condition much worse. In order to make sure that you are protected against Tinnitus, make sure that you have planned ahead. This is especially important if you know for a fact that you will be present in an environment that will have loud noise.

One of the most basic things that you can do is to make sure that your ears stay healthy. This is one of the surefire ways to make sure that you do not get this condition. A healthy ear is much more resistant to all sorts of damage, this includes damage from loud noises as well. You ought to also make sure that the diet that you are consuming consumes sufficient amounts of certain vitamins and minerals. This includes making sure that you put a lot of magnesium into your system and also get plenty of vitamin C, A, and also vitamin E. These particular vitamins and minerals really can be an excellent way to make sure that your ear is healthy.

What to do during exposure to loud noises?

If you know that you are going to be in an environment that is noisy, such as a sporting event or maybe a concert, make sure that you take some precautions when at these venues. This includes making sure that you stay away from the speakers and also make sure that you sit a bit further away from the main stage. It is also important that you take some noise breaks about every 15-20 minutes and go to an area that is quiet. This way you can rest your ears and make sure that they are not over-fatigued. This can make sure that the inner cells of the ear are not damaged.

Another way to make sure that your hearing is protected is to make sure that when you listen to music, the setting on the device makes sure that the sound does not exceed the 6 decibels threshold. Approximately, this is about 2 levels below the device’s maximum volume levels. In effect, what this does is that it protects you from getting accidentally exposed to sounds above that 6 dB threshold.  Finally, make sure that you always take breaks every 15 minutes or so when listening to music. This will ensure that your ears get the adequate amount of rest needed and are not over-exerted.

What to do after you have been exposed to loud noise

A lot of doctors recommend that you use a particular type of steroid in order to treat a sudden loss of hearing within the first 6 weeks of the hearing loss first taking place. Recently, however, there have been some credible debates as to whether or not if this is actually effective and whether the side effects that occur are worth the risk.

One of the wisest things you can do in the immediate aftermath of exposure to extremely loud noise is to up the intake of the vitamins and minerals that we have listed above. These vitamins and minerals have the potential to stop the damage from the loud noise from taking place. It is, however, always a good idea to talk to your doctor before taking any supplements and to find out if they are right for you or not.

Another important thing is to learn to relax and to let the body run its own healing mechanism after exposure to the loud noise. Two of the leading causes that make this condition much worse are both stress and also fatigue. Therefore, it is of prime importance to make sure that you give yourself and your body the adequate amount of time required to heal itself and to give it the optimal chance of healing.

5 Top Reasons Why We Should Buy Honda Beat

Sam Allcock
-
0
5 Top Reasons Why We Should Buy Honda Beat

Honda Beat, the best-selling motorbike in Indonesia with sales reaching more than 2 million units. Have you ever thought about the reasons why many people prefer to buy Honda Beat to other motorbikes from other brands? We will give you some reasons why you should buy this motorbike.

  1. Fuel-Efficient

Everyone will be happy if they have a fuel-efficient motorbike. Even though the fuel tank is not too big, if you choose to buy a Honda motorbike, you will save on expenses for buying gasoline. Honda motorbikes are known as fuel-efficient motorbikes. So, you don’t have to worry anymore about bloated expenses for buying gasoline as a result of buying gasoline every day!

  • Durable

One of the other advantages of Honda motorcycles lies in the long engine life. You don’t need to be afraid of going in and out of the garage often, spending a lot of money to replace a motorbike engine, or even having to buy a new motorcycle within a certain time. Honda motorbikes are made of good quality, so they can be used for a long time. Thus, your expenses are saved without having to sacrifice comfort and safety while driving this motorbike.

  • It has Many Features

One of the mainstay features of the Honda Beat is the cluster instrument. Besides, this motorbike has a combi brake system (CBS) which integrates the front and rear brakes. CBS can shorten the braking distance. There is a side stand switch feature, which is useful for turning off the engine when the standard is lowered.

Then, on the combination instrument panel (digital and analogue), an eco indicator feature is embedded in it to tell the driver how to ride fuel-efficient.

  • Easy to Find and Affordable Spare Parts

Even though it is durable and long-lasting, you also don’t need to worry if something bad happens to the motorbike. Honda motorbike parts are very easy to find even in workshops on the side of the road. No need to go to a special workshop. You can fix a motorbike in almost any motor repair shop. Besides that, you also don’t spend a lot of money because Honda motorbike spare parts can be obtained at affordable prices. Machine problems are easily resolved without having to spend a lot of money.

  • It Has High Resale Value

In some circumstances, sometimes you want or have to sell your motorbike. Sometimes, the price that drops drastically from the price when buying a motorbike is taken into consideration before you sell your bike. Don’t worry, Honda motorbikes are known to have high resale value. This makes you have a high enough bargaining power if you want to sell it back.

Those are some reasons why you should buy Honda Beat. All in all, the Honda Beat is the most famous and best-selling automatic motorbike in Indonesia. This motorbike has complete features and a stable selling price. Also, parts are easy to find without having to go to a special motor repair shop.

1...650651652...930Page 651 of 930

ABC Money 2025 - 1st Edition

Magazine - 2025 Edition

Explore the latest insights, trends, and expert analyses in finance with ABC Money 2025. Stay ahead in 2025!

LEARN MORE

Leading news network for crypto, finance and business.

More from ABC

Contact

Contact: advertise@abcmoney.co.uk © ABC Money Team @ 2006

  • bitcoinBitcoin (BTC) $ 93,934.00 0.01%
  • ethereumEthereum (ETH) $ 1,770.82 1.4%
  • tetherTether (USDT) $ 1.00 0.01%
  • xrpXRP (XRP) $ 2.27 2.03%
  • bnbBNB (BNB) $ 600.72 0.1%
  • solanaSolana (SOL) $ 146.37 1.97%
  • usd-coinUSDC (USDC) $ 0.999998 0%
  • cardanoCardano (ADA) $ 0.694036 0.14%
  • tronTRON (TRX) $ 0.244830 1.5%
  • staked-etherLido Staked Ether (STETH) $ 1,771.07 1.11%
  • avalanche-2Avalanche (AVAX) $ 21.57 1.46%
  • the-open-networkToncoin (TON) $ 3.22 0.83%