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Dubai – A place with one of the strongest equestrian traditions

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Horses
represent nobility, inner peace, and strength. For thousands of years, they
have been at the side of human beings, acting as loyal and faithful protectors
and servants, ushering millions of individuals through and into new sights and
territories. Their grace is subtle but yet overpowering, and with it, they’ve
helped inspire various cultures and traditions, particularly in the United Arab
Emirates and Arabian gulf.

Despite
all the technological innovation we’ve seen in transport, humanity will always
have a fondness for horses and what they represent. Today, more and more
individuals are feeling the longing to immerse themselves in the equestrian
traditions of thousands of years past. There are so many horse breeds, and
activities in this arena, that it can be a little challenging when it comes to
knowing where to begin. An online marketplace such
as horsesme.com

can be a great place to start for horse enthusiasts – here you can find
different horse breeds and equipment, as well as horse riding lessons and
activities.

Desert horse riding in
Dubai

If you’re looking for horse riding, then we recommend desert horse riding in Dubai, known for its love for horses and its novel approach to equestrian activities. With countless horseback riding tours, desert horse riding experiences, and places for horse riding lessons – this is the perfect place for you if you’re looking to immerse yourself in a new adventure.

Not
only that, but Dubai is also the perfect way to bask in several different types
of other adventures. These include quad biking, traditional boat racing,
sandboarding, and so much more.

In
the United Arab Emirates, don’t only expect there to be intensive horse
activities that you can partake in. You can also simply watch horse racing
events if you want to take more of a backseat. Horse racing events tend to
attract families, giving them the chance to enjoy something that unites them
together. Meanwhile, these events often have complementary activities for
children to participate in before and after horse racing events.

A unique activity with
countless benefits

If
desert horse riding already sounds tempting, you can book an evening safari and
have an off-road experience on the highest dunes in the UAE that’s
out-of-this-world. Doing so, you’ll be able to bask in the wonder of the
Arabian desert, get to know different horse breeds and gain greater clarity on
what kind will best suit you, should you choose to buy a horse in the future.

Desert
horse riding not only has health benefits, but it can also help you gain
cultural insight into the UAE. Sports in the UAE are usually linked to desert
sands, with many camels and horses flocking these areas – interestingly, camel
racing is also a popular tradition in the UAE. Although Formula 1 and tennis
have grown in popularity over the years, traditional horse riding is still
loved by many citizens of the UAE – and for good reason.

Loving
and loyal, the Arabian horse is the oldest horse breed registry in the world.
Arabian horses can sustain the rough climate conditions of the Gulf region,
making them perfectly suitable for a range of activities in Dubai.

An environment designed
for sport lovers

UAE
is known for its state-of-the-art facilities, designed so that the residents
can enjoy and play their favourite sports with ease. Traditional sports have
been promoted to keep the heritage of horses alive. All with that, the UAE
government has helped nurture a thriving expat and tourist community, with
around 80% of residents in the UAE being expats.

Summary

Whether
you’re a seasoned horse rider or you’re simply interested in the equestrian
tradition, Dubai has lots on offer in
terms of activities
,
tours and beautiful rolling dunes scenery. Choose a tour that suits your needs
if you’re visiting for the first time, or customise your own trip if you’re
decided on trying new adventures. Either way, equestrian activities are
guaranteed to make for a unique experience.

Restructuring and redundancy – why you may need expert help in the wake of Coronavirus

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Redundancy
is a challenging, emotionally-charged process that no business leader or owner
wants to face. However, the Coronavirus pandemic has brought challenges to all organisations
from large corporates to the smallest SMEs, and for many, restructuring and
redundancy may be the only option.

In
times of crisis, businesses go through three phases – Survive, Reset, Thrive.

The
survive phase saw us all getting by day by day to get the job done, in many
cases supported by the Government’s COVID-19 furlough scheme to keep staff in
employment.

Most
businesses will have now moved on to the Reset
phase. This is where plans must be developed, and very difficult decisions
made, to put the organisation in the best possible position to thrive in the
future.

Unfortunately,
there may be a need for fundamental changes to staffing – and support from
expert redundancy HR specialists can be required to achieve this. Even large
companies with their own HR teams may require specialist
restructuring and redundancy HR support
, particularly if they are
preparing to make a large number of redundancies.

Before
taking any action, it is crucial to understand what redundancy means, the legal
process required, and the pitfalls that can be encountered along the way.

What are
restructuring and redundancy?

This
may sound like a straightforward question, but many employers struggle to
understand it. First of all, there is no legal definition of restructuring and
redundancy and the term restructuring may in fact cover a range of options such
as reduced hours, lay-offs and changes to pay and contracts that stop short of
redundancy.

As
many businesses seek to cut staff costs due to the impact of Coronavirus, it’s
important to understand that businesses do not make a ‘person’ redundant
– it is the role they perform that is now no longer required. This means in
order to make a job redundant, there must be a reduction in the requirement for
the work to be carried out, a business closure, or the closure of a workplace.
You should also consider alternatives to restructuring and redundancy before
you begin.

What
are the alternatives to restructuring and redundancy?

Redundancy
should be a last resort, and there are a number of alternatives that should be
considered. Many will require the agreement of employees, but in the difficult
circumstances we all face because of COVID-19 you may find that staff are
agreeable to change if it means they remain in employment.

Not
every solution will be right for every business but you may consider pay
freezes or cuts, a temporary deferral in pay, a cut in hours, and unpaid
sabbaticals. When considering restructuring or redundancy you should also look
at whether it is possible to redeploy one or more employees to another part of
the business. Sometimes an external eye – such as an outsourced HR provider –
can help with identifying these alternatives and spot opportunities you may
have missed.

If
there are no viable alternatives or employees do not accept the offer of a
change to hours, pay or terms, then redundancy may be a fair reason for
dismissal. It is crucial that fair and legally sound processes are followed –
again, an employer or in-house HR team may need support from an external HR
provider to support with this.

A fair
redundancy process – consultation is key

From
the largest corporates to the smallest businesses, the same rules of redundancy
apply. In large companies which may be making a significant number of redundancies,
it is essential that a thorough consultation process – including collective
consultation where relevant – is carried out meticulously and fairly. Getting
this process wrong can be expensive and risks exposure to employment tribunals
and reputational damage.

If you
intend to make 20 or more employees redundant within any 90-day period at a
single place of work, then you must follow collective consultation rules which
require a consultation period of 30 days (45 days if the number of employees being
made redundant is 100 or more). There is no set consultation period for
employers proposing to make fewer than 20 redundancies but it is good practice
to consult, and a tribunal could decide that a member of staff has been
unfairly dismissed if they were not consulted or if the consultation was not
adequate.

When
selecting employees for potential redundancy, you must be scrupulously fair. Of
course, selection must not discriminate on the grounds of any protected
characteristics such as age, race, religion, sex or sexuality.

Usually
candidates are “scored” on performance – their output or quality of work,
attendance, and disciplinary records. This can be a complex process and may be
subject to a challenge by an employee – so often to ensure complete compliance,
objectivity and impartiality, this process is run by an external HR provider
that specialises in restructuring and redundancy.

Restructuring
and redundancy for employees on the Coronavirus furlough scheme

Staff
who are on furlough may
still be dismissed on the grounds of redundancy. However, businesses should be
wary of making redundancies as soon as the furlough period ends as HMRC may interpret
that the intention was to make the redundancies all along.

It’s
important to note that despite the existence of the furlough scheme, all normal
employment rules, including the need for redundancy consultation, are still in
effect.

If
furloughed staff are not at work then meaningful consultation must take place –
either bring them safely into the workplace, or carry it out by phone or video
call.

If you
do make an employee redundant, then you will need to calculate their statutory
redundancy payment. This is based on a number of factors including their pay,
length of service and age. Redundancy payments are based on the employee’s full
salary – not the reduced amount paid through the furlough scheme. An employer
must meet the cost of this payment – it cannot be claimed through the job
retention scheme.

External
HR support for restructuring and redundancy

Restructuring
and redundancy is a complex process, especially taking into account the
additional factors of Coronavirus and the furlough scheme.

Even for
very large companies, it may be that internal HR teams need support from an
external HR team which specialises in redundancy. An external team can view
your workforce with an objective eye, identify alternatives to redundancy,
ensure consultation is carried out legally, fairly and sympathetically, and
advise on any potential issues your business may face as a result of the
process.

This
article was produced in association with Reality HR which
delivers bespoke HR services including restructuring and redundancy support to
a range of organisations through its team of CIPD qualified specialists.

Use the Power of Programmatic Ads to Boost Your Brand’s Sales

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Programmatic Ads
are an advancement in digital advertising that levels the playing field between
small and large competitors by automating the bidding process. It’s a concept
that cuts through and makes obsolete the manual bidding of ad placement. As
well as reducing the amount of time a marketing team spends placing online ads,
it can also target your most likely customers more effectively and provide you
with a better chance of getting ahead of the competition. 

Programmatic ads are an offering from the bright minds at Google.
Collectively, it’s Google DoubleClick Bid Manager, Display and Video 260 all
rolled into a single practice of ads management. 

By using the power of the data available on the internet,
programmatic ads is a way of using algorithms, instead of a manual system to
place ads. While the pay-per-click business model revolutionised online
advertising, it also necessitated the inefficient and time-consuming task of
bidding on where, when and how often a particular ad would appear. 

The new practice streamlines the bidding process by automating a
lot of the decisions and using various data such as interests, region, and
demographics to decide the best particular ad placement target audience. The
practice also uses AI to add additional focus to the process. 

Effective and Efficient Customer Targeting

Market ‘prospecting’ provides a hint to the often mediocre results
that occurred. In traditional marketing, prospecting referred to directly
contacting a demographic or region of potential buyers to gauge their acceptance
of a brand’s products or services. Depending on the level of this acceptance, a
marketing company would decide on whether launching an expensive ad campaign
would be financially worth the expense or effort. It was literally like digging
a hole to find out whether or not you struck gold. 

Although, the results were positive enough to warrant the
laborious effort of market prospecting, the hit or miss aspect of the exercise
was often frustrating, especially when time was often a consideration. Time spent
prospecting while the competition was employing other, more fruitful marketing
strategies, led to prospecting often being avoided if at all possible. 

Digital Assistance

But now, with the assistance of digital algorithms, and AI
enhancements to the process, prospecting is enjoying a resurgence. With the
lightning-quick speed that algorithms provide, prospecting is seen as just
another useful part of the process of finding the right audience appeal
to. 

By using historical data of a brand’s sales, programmatic ads
focus on the most likely buyers and narrows them down to the most likely
candidates out of those buyers to respond to a particular type of ad. It then
assigns a value to the ad. This value is then used in an automated bidding
process that knows whether to exceed or stay below a particular competing bid
in the purchase of ad space. 

Programmatic ads are revitalising the online advertising approach
for millions of advertisers. It helps small brands compete effectively against
larger brands in their industry and speeds up the entire ad bidding process.

5 Unconventional Ways to Boost Your Return on Investment with SEO

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Should you go with organic SEO created by a digital
marketing agency or purchase Google ads? If you’re interested in long-term
success, SEO is always the answer.

Granted, this route can lead to a massive return on your investment, but it’s not always easy to discern what are the best SEO practices to follow. There’s a lot of similar-sounding advice out there.

And while foundations of SEO will eventually
lead to the results you’re looking for – they’re not everything. In this
article, we would like to draw attention to a few ideas that you might not have
thought of yet or have neglected to use.

1. Fight Your Way to Featured Snippets

Sometimes, you need a 3,000-word article on a
topic, and other times you need a short sentence that contains essential
information. That’s why featured snippets are popular.

They’re right under the sponsored posts and
ads, answering the questions you’ve asked. The problem is that it’s not exactly
clear yet what’s the magic formula of getting your website into the featured
snippets ranking. But placing a question in the H1 title is a good practise.

So too is utilising the FAQ schema code that
indicates your post contains a question and answer format. But all of that is
useless without having the best possible content that provides concise answers.

2. Choose More Intuitive Title Tags

Everyone talks about keywords, and of course, this
is something that requires a lot of research and careful implementation in SEO.
But even if your content is premium and keywords are perfectly optimised, users
might skip your page.

This happens if the title tags sound confusing or
merely unappealing. This often happens when we lose sight of the fact that it’s
real people behind the screens.

Simple and straightforward title tags will get
more clicks than those that sound overly complicated and perhaps a bit
intimidating.

The “What Is…?” format is always going work,
even if you’ve used it thousands of times before, because that’s precisely what
people ask.

3. Transcribe Videos

In some instances, well-executed video content
is the absolute best choice to make. And it’s often the preferred choice among
users. However, in terms of boosting the return on your investment with SEO, it’s not the best option.

But it can be if you add a transcript of the
video content. Just because search engines still can’t read and analyse video
data, you need to move away from creating video content.

There are efficient and affordable tools online
that can help you with transcribing the videos. But if you make an extra effort
to edit those transcripts into blog posts, you’ll likely see even better results.

4. Focus on the Images

Images are important. A claim supported by the
fact that Google keeps a separate tab just for image searches. That’s why
taking the time to add descriptive tags and naming the image file might
significantly increase your chances of ranking higher on the SERP.

Another image-related tip would be to think
about the image size. High-quality images seem like an obvious choice, but
lighter image files might mean that the page will load faster.

You might benefit from searching for tools that
can help you preserve the image quality while compressing the file size as much
as possible.

5. If You Still Haven’t – Relocate to WordPress

WordPress might not be the only website
building platform, but when it comes to SEO, it’s the best choice. If you’re
looking to boost the return on your investment with SEO, WordPress has a lot of
useful and practical tools.

One of which is the Yoast plugin that can help
you make your page stand out when the search engine algorithms search for the best
results to present. Even the free Yost plugin version will provide sufficient
information for you to tweak your page to perfection.

Bonus Tip: Quality & Consistency

These two ideas go hand in hand when you want
to bank on your SEO practices. Reliable and long-lasting content is the absolute
key when it comes to choosing the right SEO investment.

Moving towards useful rather than trendy
content is always the right choice. But it’s also vital to point out that
consistency will pay off as well.

Consistency is noted among the algorithms too. Therefore,
if you choose a regular and consistent output of content, you’re likely to be
gain more traffic and start more conversations.

Return on Investment with SEO: Thinking Outside the Box

Whether you choose to hire a digital marketing
agency or another approach, the principles of return on investments are the
same. And yes, it’s a long-term investment, that sometimes seems a little bit
too unpredictable.

But if you try to implement some of these
unconventional ways to boost and expedite the return on your investment, you
could see tremendous growth faster than anticipated. But always keep in mind
that quality content comes before any other tool you can try.

Putting Corporate Social Responsibility at the Heart of Business

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Teenage environmentalist Greta Thunberg has donated her recent one-million-euro prize for winning the inaugural Gulbenkian Prize for Humanity to various environmental groups. The well-known campaigner is staying true to her aims and doing everything she can to help the cause she believes in. 

But, while it might seem like the most natural thing in the world for Thunberg to donate such a considerable sum to the cause she has become so well-known for, it’s not always so easy for businesses to make the right choices in their Corporate Social Responsibility (CSR) choices.

Help is at hand for CSR policy development

The idea of a social conscience comes across as relatively new in the world of business. Still, it’s been around for longer than you might think. Some few firms took a stance on social responsibility in the 1970s. Then, from the 1990s more firms began to feel the pull of giving back, until the present day where awards are given for well developed and executed CSR policies and global forums discuss how big business can do more.

While Euromoney’s annual awards now commend financial institutions who have worthy CSR’s, Forbes runs philanthropy in business summit every year. Although the 2020 event took place online due to Covid-19 restrictions, it remained a hotbed of ideas on how firms could move ahead with their social responsibilities, including different communities who would benefit from some targeted support.

Аccording to IBTimes, international business investor and Chairman of the Supervisory Board of the Finstar Financial Group, Oleg Boyko, was among the 200 invited philanthropist attendees of the recent Forbes 400 summit.

Oleg Boyko is well-known for his shrewd investment decisions and also, for his philanthropic tendencies. The investor founded the Parasport Foundation in 2006 and through it, provides financial assistance for the physical rehabilitation, social adaptation and equal opportunities for para-athletes and non-athletes suffering from physical and sensory impairments.

Businessman Boyko’s passion for CSR through his foundation has not faded. In 2020, 14 years after beginning the foundation, he helped provide much-needed support for over 2,000 para-athletes, representing 28 different sports, during the Covid-19 pandemic. Though the Parasport Foundation, Boyko provided medical-grade masks and gloves along with other forms of targeted assistance for those in need across 35 regions of Russia.

“The idea of giving back to communities in need has always appealed to me and as soon as I was in a position to do that I founded the Parasport Foundation and have continued supporting it for over a decade,” Oleg Boyko said. “I am pleased to see more and more companies and business leaders are also taking steps into developing real CSR programs which will bring many benefits to communities around the world.”

Growing appetite for CSR among big businesses

Since 2006, there have been a lot of businesses around the world who have understood the need to give back and acted upon it. In 2015, BNP Paribas rebooted its CSR policy and embedded the United Nations Sustainable Development Goals across its business. That’s something that was recognized in the 2020 Euromoney awards for excellence.

Meanwhile, tech giant Apple has a wide-ranging approach to CSR. It has been supporting education initiatives for almost 20 years while also regularly upgrading its environmental targets including recently working towards becoming a carbon-neutral business by 2023 – and also helping and encouraging its entire supply chain to do the same.

For businesses who often think about developing their CSR policies but don’t feel as though they can do enough to help just yet, stop putting it off. There are so many communities who need help and support and a plethora of ways to give it to them. Seize the day and take that first step. The communities you choose to help will benefit, as will your business.  

Understanding the Supplement Industry: 4 Things You Need to Know

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One of the largest areas of the health and wellness market is the supplement industry. These days, there is a supplement for almost anything. Whether you want to maintain your health, improve your sleep, feel more energised or manage certain health conditions, you will most likely be able to find a supplement to help you. Taking supplements is an easy and affordable fix to supporting the health of individuals, which is why they are so popular. 

The popularity and versatility of the supplement industry tempt many people to start their own business in this field. Before starting any business, market research is key, so if you are thinking about going into the supplement industry, here are 4 things you need to know and understand before you get started. 

Your Potential Audience

Identifying your potential audience is crucial for any business to succeed and is something you should do before setting yours up in the supplement industry. First, you need to know which generations take supplements the most. This will help you to market your business correctly. If you are planning on selling certain types of supplements, you need to know who takes what supplement and how much money it makes in order to succeed. While many people re tempted to target their business towards younger generations, older generations usually need and use supplements more, so it is worth doing what you can to market to those individuals too. 

Most Popular Supplements

If you are choosing to sell particular supplements, then stocking at least one popular supplement is a good idea, as this will get people interested in your business. The most popular supplement category is by far vitamins and minerals. These supplements are simple, easily accessible and uncomplicated. People know that taking these supplements will fill vital gaps in their nutrition and support their health, which can appear in the most healthy and balanced diets. The top five supplements in this category include B complex, calcium, vitamin C, vitamin D and the most popular, multivitamins. 

Understanding Specialty Supplements

As well as knowing the most popular supplement category, making yourself aware of the top specialty supplements is important too. This is important because specialty supplements are the next most popular category after vitamins and minerals. Just like vitamins and minerals, specialty supplements are fairly straightforward and accessible; however, when it comes to achieving certain goals and levels of health, specialty supplements are more specific and give you that extra support that you know you need to improve your health. The top five specialty supplements are omega 3 fatty acids, fiber, probiotics, CoQ10 and digestive enzymes. 

Types of Capsules 

Knowing the different supplements that people want is the first step, but in order to make a product people want and to be successful, you need to understand the different types of capsules. Both capsules and tablets are very popular and they both work by transporting the supplement to your body via your digestive tract. However, they both have pros and cons. If you choose to distribute your supplements in capsules, then you should go for empty capsules in the most popular sizes. You should also look into gelatin-free capsules, as this will encourage those with specific diets to purchase supplements from your business instead of others. 

There are many aspects of the supplement industry that you need to know before you start up a business in this area. Having a basic understanding and a passion for the industry will make it easier for your business to stand out and succeed in this competitive field, which is the ultimate goal for any entrepreneur. 

The Benefits of Taking Out No Credit Check Online Payday Loans

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It’s understandable when you have doubts about online payday loans. This loan option has been in the news and on the internet with some negative reviews. They say that lenders of online payday loans are hell-bent on charging exorbitant fees and interest rates on borrowers. 

While there are indeed rapacious lenders doing their shady business online, you can also find payday loan providers following government regulations and rules. For instance, you can apply for online payday loans no credit check at friendlylender.ca if you’re looking for a credible online lender. 

Search for an online lender with a good track record and who follows good lending practices for you to enjoy the benefits of payday loans. Yes, this type of loan has its pros despite the bad reviews you read about it. For you to know what those advantages are, read on below. 

Available for All Types of Credit 

Having a bad credit history will surely put you into a struggle getting loan approval. But, if you pick an online payday loan, there are more chances that you can qualify for it because there’s no hard inquiry on your credit profile. 

Online lenders of payday loans will only ask about what kind of work you have and how much you receive every salary. When your lender sees that you’re receiving a decent income each month, you can obtain the loan amount you need even if your credit score is below average

You Can Apply for It Any Time of the Day

Borrowers can send their payday loan applications 24/7. Yes, you heard that right. Most online lenders can process your loan whatever time of day you apply, and some of them even cater to their clients on weekends. This 24/7 accessibility is one of the reasons why online payday loans are very popular among borrowers. 

Easy Application Process

You don’t need to meet up with a lending company representative when you apply for an online payday loan. If you’re strapped for cash, and you need money, you can look for a lender on the internet and send your loan application on its website. 

It won’t take you a long time to fill your personal information on the application form and send your credentials. After you’ve sent them to the lender, he/she will check whether you’re good to get the loan or not. Most of the time, you can receive the lender’s decision within the day or the next day. 

When searching for a payday loan provider on the web, make sure that you look for reviews or testimonies on its service. It’s also crucial to read the terms and conditions to understand its loan offer better. 

Great Option for Emergency Expenses

If you go for a loan that gives you no trouble when you’re applying for it and doesn’t conduct a hard inquiry on your credit, it means that it would take less time processing it. In such a case, you can expect that the funds that you need will be sent to your bank account after your lender approves your application. 

An online payday loan is an excellent option for borrowers who need quick cash to pay for their emergency expenses and important purchases. Let’s say your electricity bill is on its due date in three days and your salary is still a week away, you can get a payday loan to cover your electricity bill. 

Just make sure that you pick a payday loan provider with a good record of fast loan processing time. Moreover, avoid being too hasty with choosing an online lender even if you badly want to borrow money at the moment. 

Choose Your Loan Term

Some lending companies that operate online allow their borrowers to choose the repayment period of the loan. This is advantageous to borrowers because they can pick a loan term that suits their financial circumstances. 

However, you must keep in mind that payday loans are short-term loans, meaning they can only last between two to four weeks. But you can also find lenders that let you repay the loan in two to three months. 

The only catch with online payday loans is that the interest rates are higher than other loan types. So, you have to budget your repayment to ensure that you make payments on time. Otherwise, extending the loan may charge you with additional fees, and you may find yourself struggling to pay it. 

Takeaway

Go for an online payday loan if you’re short on money for your essential expenses. This loan type is only for short-term financing, and you can use the loan amount for paying bills and other immediate purchases. 

For those folks with below-average credit scores, you can take out a payday loan if you have a steady source of income. You won’t also have trouble applying for this loan option because it’s online and available 24/7.

River Financial raises $5.7 million with Growing Demand in Plan B services.

River
financial, a bitcoin-based financial company had announced annual monthly
transaction growth of 80 per cent, doubling customers per month since January
2020 and recently raised a $ 5.7 million seed round to start expanding its
bitcoin financial services portfolio. This rise is partially due to the
unbridled attempts of central banks to boost the economy. This enlargement is
partially due to unbridled financial support measures.

“The
flooding action we’ve seen since the start of 2020 has been to some extent
roused by the Federal Reserve’s remarkable money related intercession,”
said Alex Leishman, River Financial’s CEO, in an official statement imparted to
Bitcoin Magazine. “Moreover, Bitcoin is developing according to
inheritance financial specialists like Paul Tudor Jones, Dan Tapiero, Raoul Pal
and others. These prepared full-scale financial specialists are demonstrating a
developing enthusiasm for bitcoin as the advantage class keeps on turning out
to be legitimized inside the standard fund network.

The report
noted that after March 2020,77 percent of River’s value can be traced to what
it terms “Bitcoin Boomers” buyers over 55 years of age who engage in bitcoin as
a protection against possible inflation triggered by the stabilization
initiatives of the central bank.River founded at the end of 2019, aiming to
establish a financial services firm based exclusively on the initial
cryptocurrency. Visit bigmoneyrush.io

“The
theory for our organization is that bitcoin is going to keep on developing as
cash and a store of significant worth,” Leishman revealed to Bitcoin
Magazine recently. “We’re fabricating this organization around monetary
administrations, accepting bitcoin will be utilized as cash.”

Through
narrowing its scope in this way, River aims to deliver especially reliable,
protocol level resources and cold storage infrastructure. This has incorporated
the Lightning Network into its infrastructure and wants to exploit
incorporation with hardware wallets to fund potential non-custodial financial
goods.

Its ongoing
multi-million-dollar seed round reached commitments from Polychain Funding,
Castle Island Projects, Steve Lee’s Square Crypto and others in the room. The
river would like to expand its structure with the capital injection, produce
additional products, step in the direction of providing scalable
administrations and develop its consumers’ presence in the U.S.

The users had
seen River financial bridging the divide between conventional finance and
bitcoin, It is said Olaf Carlson-Wee, Polychain Capital CEO per statement.
“Finance development is only

evolving
faster in the midst of the latest global economic downturn which had exposed
gaps inside existing financial structures that bitcoin might theoretically
cover.

SAN FRANCISCO
(PRWEB) June 17, 2020. Bitcoin money related establishment River Financial shut
a $5.7 million seed round to work out its set-up of Bitcoin budgetary
administrations. The Multimillion-dollar round involves an investment from
Polychain Investments, Slow projects, Castle Island Developers, DG Lab Company,
Cygni Investments LTD and IDEO CoLab Ventures as well as investments from a few
private theorists including Square Crypto’s Steve Lee.

With an
overall monthly volume rise of 80 per cent, the river experienced incredible
development this year. As of January, the number of customers had doubled each
month. Much of the explanation for River’s popularity can be traced to “Bitcoin
Boomers” traditional buyers over 55 years of age- Buying large quantities of
Bitcoin to protect against future inflation induced by the Fed’s ongoing
monetary policy.

River
likewise pushed the private customer service on the heels of this subsidizing.
Its administration is geared to family businesses, individuals with elevated
net assets, and other dynamic finance professionals searching for greater
proposal caps up to $ 250,000,000 moment efficiently and a committed private
customer manager.

Exciting Things to Do in San Francisco as a Solo Travel

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San Francisco, home of the breath-taking Golden
Gate Bridge. It is widely considered as the cultural, financial, and commercial
heart of Northern California. Many different cultures from all over the world
call this beloved city their home. You can expect a lot of exciting things to
do and places to visit in San Francisco. If you feel like solo traveling and
experiencing all if not most of the things the city has to offer, then this
article will help you.

1.  Cross the Golden Gate Bridge

This is a no brainer and is first on this list for a reason. The Golden
Gate Bridge is one of the modern wonders of the world and holds the record of
the most photographed bridge in the entire planet. You have not really visited
San Francisco if you have not crossed the Golden Gate Bridge at least once.

2.          Chill at the Golden Gate Park

With all that walking around and traveling as a solo traveller, you are
bound to be exhausted. The Golden Gate Park is a great place to just unwind and
take in a beautiful green scenery. It is one of San Francisco’s most picturesque
places so be sure to have that camera charged and enjoy taking pictures of the
various lakes, gardens, and the wildlife that wander around them

3.          Visit Golden Gate Bridge Restaurants

After you visit the Golden Gate Bridge, you can grab a meal or two at
the various restaurants located in the area. Below is just a small list of
them.

  • Farley
    Bar
    – a local favourite bar,
    it features a small plate menu and several creative cocktails. The venue is
    very relaxing with fireplaces and leather-bound chairs.
  • ALX
    by Alexander’s Steakhouse

    Awesome steaks, friendly and accommodating service, a cosy venue with a great
    view of Folsom outside, you cannot ask for a better steakhouse than this.
  • Scoma’s
    of Sausalito
    – great
    atmosphere, amazing seafood menu, and San Francisco as the backdrop it is a
    great dining experience. If you are craving for some tasty seafood, I recommend
    visiting this place.

Tips for International Travelers Looking to Visit San
Francisco

Visiting the U.S as an international traveller can be a very tricky and sometimes stressful experience if you do not have the necessary information ready and available. This section will outline the information you need and some pointers as well to make your trip as smooth as possible, like planning your transportation, when to visit, and finding an apartment in San Francisco, California for your lodging. 

Do you need a car in San Francisco to
visit?

No, you do not need a car to visit San Francisco the complete opposite
is advised. This is because parking in San Francisco is extremely expensive and
having a car would just add to the costs of the trip. It is better to utilize
the public transport services of the city such as the cable cars which the city
is also famous for

Which is the best month to visit San
Francisco?

The best time to visit San Francisco would be from September to November.
Surprisingly, the city’s warmest temperature is in Fall. On top of this, there
will be fewer tourists around compared to Summer. Another good time to visit
the city is during Springtime because of the lack of rainfall compared to other
parts of California.

Learn what ESTA is about

If you’re a citizen of one of the 39 countries that qualify for the Visa
Waiver Program (VWP) and don’t have a visitor’s visa on hand, you might want to
take the esta online application. The Electronic System for Travel
Authorization (ESTA) is pretty much a mandatory test to see if you can visit
the United States. Read information online before your trip to learn more about
the VWP and ESTA.

The ESTA form will ask for your personal information such as date of
birth, age, full name, etc. Answer truthfully as this can be the catalyst on
whether you can visit the U.S or not. Do be aware that to be eligible for this
service, you are required to have an e-Passport available.

As a solo traveller, your safety will always be on top of your mind. San
Francisco is a huge place with many diverse neighbourhoods. Is
san francisco safe
, It is not the safest city, but you can take precautions to be as safe as
possible. Another great reason not to bring a car to San Francisco is the
fairly high cases of car break-ins. Sticking to tourist areas and attractions
instead of walking off to sketchy areas can be a good way to stay safe.
Although, you do not have to strictly stay in these areas. Just always be
mindful of where you are as it is very easy to get lost in huge crowds and
bright lights.  Areas such as the
Fisherman’s Wharf and Chinatown are known to have a very low crime rate.

Conclusion

Overall, San Francisco is a great place to visit, at least once. The
city is chock full of history, culture, and delicious food. There are some
areas where it is not ideal for a tourist to stroll around but overall San
Francisco is not dangerous to visit, even as a solo traveller.

How To Save on Heating Before Winter

0

Winter is coming, which means it’s once again that time of
year to rummage around drawers and find a radiator key so you can let trapped
out before your turn the heating on.

It is what most of us will do now as we prepare our radiator for a few intense months of action, but did you know it isn’t the only thing you should be doing to help radiators. You may be surprised to know there are a few active measures you can take to improve radiator efficiency and help save money in the long run.

Thanks to the folks at Trade Radiators, here are some
practical tips you can apply right now to keep your radiators running and
working efficiently without wasting money.

Master your valves

Get to know the numbers on your radiator valves mean and
what the ideal number for different rooms is. Poor use and lack of knowledge
see many people place radiator valves up at 4 or 5 because they think that will
get a room warm. And yes, while it is the max setting, you’re signifying to a
little thermometer inside the cap of the valve that when you are at max, you
want a room to be around 40°C.

The numbers on the valves are for you to assess and control the heat in different rooms, and you should never find that all the valves are cranked to 5 unless you’re happy to have the boiler work as full throttle and waste fuel. Set them to 2 or 3 and adjust accordingly to get a room as preferred.

A good way to test that higher numbers work as you want is
to safely touch a radiator (with your hand appropriately covered) when it is
set to 4 or 5. If the radiator is boiling to the touch, but the room is
freezing, it is a sign the radiator is trying hard to reach that maximum temperature.
If the valve is set to max, but the room is cold, and the radiator is cold to
touch, you have a problem with either the valve of the radiator. Get a
professional to check, or you’ll continue to waste money on heating.

1.5 is the magic number

Now, this tip is for those who have a gas/combi boiler at
home and have just carried out some radiator bleeding in preparation of the
colder months. When you bleed a radiator, especially if there are large pockets
of air, you are decreasing the overall pressure of the system.

Think of it like having an inflated balloon in a bucket of
water and letting the air out. The overall volume will go down. When this
happens in home heating systems with a gas boiler, it can cause the overall
pressure to drop, which can result in the boiler having a hard time heating up
or even getting your shower to work correctly.

If you want to avoid this, or it has already happened, take
a look at the pressure gauge on your boiler. Most will have an area highlighted
which tells you the recommended pressure. If your dial is below it, you’ll need
to wait until the boiler cools down and open the entry valve up to let new cold
water in the tank. Once the gauge is right in the middle of the preferred
pressure (usually 1.5 bar) close the valve. The next time you turn heating on,
it should work correctly.

Know your timings

When you turn your heating on, hot water has to pump through
the pipes and reach every radiator you have turned on. With different sizes and
locations at play, you should get to know how long it takes certain radiators
to get warm, and how long it takes for the whole system to get up to speed.

Some people will notice that the rooms closest to the boiler
(usually the kitchen) heats up quickly and will knock it off after a short
period. This can see rooms upstairs not get to heat up accordingly, effectively
wasting energy for nothing at all. Even if it means lowering valves in specific
areas, as I mentioned before, a little nuance can help you save a lot.

Save money on everything at home

Thanks for reading this article, and make sure you don’t get
caught out when doing any form of home improvement. Whether you’re looking to
decorate on a budget or plan on renovating somewhere like the bathroom and
would like tips on how to save, visit the property section of
the website for other articles with all the tips and advice you need to take
care of your home.

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