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A Quick Overview about Webull Fractional Shares

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Do you want to invest in a certain company, but your budget is too small to buy even one share? No problem. You can invest any sum you have if you choose a fractional share. Another great news is that, in 2021, this service was introduced by one of the most popular discount brokers on the market ― Webull.

So, let us start by determining the term “fractional share”. As you have probably guessed, it states for a partial share of a stock belonging to some company. It is a relatively new opportunity as, in the past, brokerage firms allowed their clients to purchase whole shares only.

Why should you try this option?

·   You can make an investment in a company with a huge potential even with a limited budget and receive due dividends in the future.

·   You can decide which exact sum you want to invest.

·   It is an easy method to diversify your portfolio (and, consequently, the risks) without investing huge sums.

Still, we must also mention certain difficulties. First, the range of available shares is limited. Secondly, you may face problems with liquidity when you decide to sell such assets. You will have to find a buyer, who will need the same fraction.

Now, let us return to Webull fractional shares. The best news is that there are no commissions or other fees on such trades. You can make such deals via their mobile platform within regular trading hours. Only market orders are accepted. You will also receive dividends in accordance with the size of your share. To check whether a product chosen is available for fractional trading, just open its detail page.

In sum, fractional shares are a good choice for those who are interested in stocks but are not ready to invest big money in them.

Your Guide to Comparing Car Insurance Companies

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When comparing car insurance companies, several factors come into play to get the best coverage and rate for your situation. Of the many factors to consider, remember the five Cs: Cost, Coverage, Customer Service, Compare, and Choose. Then you will be well on your way to selecting the best coverage for yourself and your family.

Cost

First, most people want to know what their coverage is going to cost. Cost is certainly an important factor for your household budget and financial planning. However, it may not be the most vital factor in choosing your car insurance. The cost of car insurance largely depends on the type of coverage you choose for your vehicle. Make sure to compare your current rates with other company’s quotes usually available for free online.

Also, remember to check each company’s special bonuses or offers for safe drivers, rideshare drivers, and no or low accident history. These bonuses can make a difference in your monthly premium and coverage type. 

Coverage

Next, and arguably most important, is the coverage you can expect from your car insurance company. It helps to know what kind of driver you are and what specific type of coverage you need. Most companies offer the following: comprehensive, collision, liability, and uninsured motorist coverage.

•           Comprehensive coverage: This covers the policy owner’s vehicle in case of accident or other damage that may occur outside an accident (like hail or weather damage).

•           Collision coverage: This covers the policy owner’s vehicle in the event of an accident but does not cover damage to the other motorists’ vehicle(s).

•           Liability coverage: This protects the policy owner in the event he or she causes damage to other motorists’ vehicle(s).

•           Uninsured or under-insured motorist (UM/UIM) coverage: This protects the policy owner in the event uninsured or under-insured motorists damage your vehicle or injure the driver.

Be sure you understand what kind of coverage you already have. Then compare it with the kind of coverage you require for yourself and each driver in your household. That way, you can choose which car insurance policy is right for your needs.

Customer Service

Another crucial factor to consider is the customer service of the companies you’re comparing. The nature of insurance is such that it is only needed when it is time to use it. Therefore, the insurance company you choose must have excellent customer service.

Your provider should be easily available and have a mobile app or an easily navigable website. It should also be clear on whom to call in the event of an accident. How quickly the provider responds to inquiries indicates how they will respond to an insurance claim.

An ideal insurer will ensure that there is a point person available when you need assistance. Then, you can depend on a quick turnaround and won’t have to deal with a lot of paperwork.

Also important is your contact person at the company. He or she should be easy to keep in touch with and have regular or consistent hours. The contact person should also be kind and courteous and reflects the values upheld by the car insurance provider.

Compare

Once you have all your vehicle information gathered and coverage options chosen, it is time to closely examine the insurance companies you’re considering. Remember, comparing rates is only part of the process. Be sure to weigh the pros and cons of the coverage options. Then, look at driver discounts and any offers the company provides before making your final decision. It is also a good idea to look at online testimonials and reviews for each company to see how they handle their customer service. For example, you can browse through Progressive insurance reviews and Geico insurance reviews. Are they worth the price compared to the competition?

Choose

You’re ready to choose! Armed with your vehicle’s information plus your new knowledge about each company, you can now make the best decision for your family, finances, and safety.

Everyone needs car insurance, so make sure you are getting the best possible care for your specific scenario. You want the right coverage for your needs and budget and the best car insurance company for you and your family’s comfort.

The Role of Technology in Education

Nowadays, advances in technology are the order of the day. That is why today’s paper writers want to explain the importance of technology in education. It is essential to keep updated and informed of all the new developments that are emerging and their different applications.

In education, it is vital to know how it can influence children and adolescents who are in total development. By doing so, we will learn new skills, improve creativity and make children autonomous. 

The basics

  • For years, technologies have been gradually being applied in education. Different studies confirm that this incorporation helps them to develop new “21st century” skills. They are more critical, autonomous, and have more excellent initiative.
  • Teachers and parents must be trained in the use of these technologies to be applied effectively. The best thing to do is to read and be informed before introducing them to children’s education.
  • There are different practices and applications and other ways to adapt the technologies in a didactic way. You can try Internet applications, learning video games, or mobile devices.

Everything you Need to Know about the Role of Technology in Education

The use of new technologies can be intimidating, but today we are becoming more and more accustomed to recent advances. Whether you are a parent, tutor, or teacher, it is essential to know all the advantages and disadvantages and apply them in education. In this way, you will achieve the best development of children and young people.

How Does Technology Influence Education?

Since the end of the last century, technology has been advancing by leaps and bounds. We have been adapting to their role in almost every aspect of our lives and daily lives. It is only natural that they have been incorporated into education. They represent a new challenge for the educational system to develop and leave aside a unidirectional model between teacher and student.

New technologies open up a new range of opportunities in the didactic field, making it possible to put pedagogical theories and learning methodologies into practice. These advances allow students to be more proactive and not mere receivers of information from teachers and tutors. With this, children and adolescents develop their curiosity, proactivity, and initiative. In addition, they learn to be critical and to share their points of view with others.

What are the advantages and disadvantages of using technology in the education of children and adolescents?

Although technology is a great tool, and more so in education, we must consider all its nuances. You can read a list of advantages and disadvantages in this table:

Advantages

  • New applications emerge.
  • There are new pedagogical methodologies.
  • There is more outstanding communication.
  • The system is bidirectional.
  • It promotes curiosity, decision-making, and initiative.
  • It improves creativity and imagination.
  • It helps to develop new skills and experiences.
  • Encourages independent thinking and acting.
  • Allows greater flexibility in schedules.

Disadvantages

  • It is difficult to access for children and adolescents in precarious conditions.
  • May decrease communication and socialization.
  • Can produce unpredictable and uncontrollable changes in social structures.
  • There are constant changes and a need for ongoing training so that technologies can be effectively incorporated into teaching.

Technology should be understood as just another tool. Depending on the user, it will be negative or positive. Therefore, the educator must become a guide so that this use is the most appropriate possible. Each child’s characteristics and learning environment or classroom must be taken into account at all times to be effective.

What are the Applications of Technology in Education?

The emergence of technologies has led to different applications. Within education, it has fostered new, beneficial, and effective utilities. The possibility of accessing these advances is an improvement, both in classrooms and at home. The applications and advantages are the following:

  • Development of new skills: They will learn basic skills more effectively. These skills are critical thinking, information management, proactivity and initiative, team learning, goal setting, stimulation of creativity, curiosity, and self-expression within new contexts.
  • Distance education: It is a solution that provides accessibility to the problems that arise in teaching, derived from costs and location. The need for training in the technological field applied to education has become evident. It is also crucial that teachers, tutors, and parents know how to manage them correctly and effectively. The Internet makes it possible to access information in seconds and anywhere in the world. The objective of distance education is to organize all this information and make it available to students logically to facilitate learning.
  • New pedagogical and didactic methodologies: Technology can be understood as one more tool in education. Thus, we can use new elements and tools such as graphics, spreadsheets, or e-mail. In addition, it has many other utilities that can help develop the child, such as integrated learning systems that encourage individual activity in children, simulators, and playful games.

Good Practices for Incorporating Technology in Education

Although technology is taking center stage in education, it must be applied correctly. Thus, we can establish a series of good practices, which develop different objectives, such as improving learning or generating pedagogical innovation.

There are different models, both normative and empirical, that point to a list of good practices. The most important are those of UNESCO, the World Bank, and the OECD. Some of the good practices that can be found in these models are the following:

  • Uniting new technologies with new pedagogies.
  • Encourage cooperative interaction in the classroom, collaborative learning, and teamwork.
  • Adapt changes in the educational system, teachers, and classrooms.
  • Develop 21st-century skills in both teachers and students.
  • Teachers take another role, moving away from the unidirectional model.
  • Promote creative and independent thinking, which helps problem-solving and time allocation.
  • Students are the primary beneficiaries of any initiative that introduces new technologies in education.

Thanks to these good practices, we get children to develop the so-called “21st-century skills”. It means that they will improve their higher-order skills, such as being more critical and autonomous, gaining reflection, and help in problem-solving.

Examples of Technologies Applicable to Education

Now that we have seen all the benefits and how deeply rooted technology is in education, you may wonder how to include it in the classroom or at home. With different examples, you will see that it is even more straightforward than it seems, and you will be able to implement it in a didactic and practical way.

Internet and Apps

They are one of the most significant advances in recent years that have caused technology to advance even faster. The use of the Internet in education can help children foster curiosity about different topics, learning by themselves to find information on the network. It is, in turn, a great help and complement when doing homework, tasks, or developing new projects. Children will learn to surf the Internet and discover what possibilities this tool offers them.

Apps are nowadays an essential element of the network, and there is an infinite number of themes. It is best to look for those that have a playful and didactic objective. In this way, children can develop new skills, learn about different technologies and learning methodologies, and be entertained.

Video Games

You may think that video games are an unfounded pastime, but are they? Video games can be an interdisciplinary technological tool in a child’s cognitive development. Video games can help children improve different skills such as:

  • Their concentration and focus
  • Reading and language skills
  • Memory
  • Analytical and strategic skills
  • Situation analysis and decision making
  • Time management

Likewise, not all video games are suitable, and for each child and adolescent age, we will find one or the other. Finally, for a video game to intervene in learning, we recommend choosing among one of these types of themes: arcade, sports, strategy, simulation, platform, puzzle, adventure, and role-playing.

Mobile and Portable Devices

Together with the Internet, the computer is a great tool that allows instant access to information from anywhere. With the emergence of portable and mobile devices in recent decades, this ease of access is even greater. Thanks to this, children can use the Internet and different applications from a multitude of places and contexts. We encourage children to adapt to other platforms, improving their autonomy to know and handle them with these devices.

Toys

Going a step further, we can find more and more advanced toys that can attract children’s attention. Thus, the incorporation of technology in education is also tangible in the most current toys.

The best thing is that they offer more interaction and expand learning possibilities. One recommendation could be classic board games with complementary multimedia elements using an electronic device. In this way, we can balance traditional toys that develop specific skills in the child and other technological toys that promote new ones.

Summary

Children, nowadays, are very accustomed to the use of technologies, but applying them to education can be very beneficial. It depends mainly on how they are chosen and how they are applied. For the learning and development of new skills to be effective, we must consider what aptitudes and attitudes they foster in children. The use of technology opens up a new world of teaching and many possibilities. Appropriate service, my parents and tutors with essential knowledge, will prepare children for a

How To Pick The Best Virtual Office In London?

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What factors should you consider before selecting a virtual service? Here are some pointers on how to find the best virtual office in London.

Small enterprises and start-ups are increasingly flocking to London. In recent years, the region has seen an infusion of stylish coffee shops, artistic venues, and young professionals, making it a desirable place to live and work. Getting a virtual address in London is a terrific way for new businesses to impress their customers.

Choose A Location That Is Desirable

It’s easy to imagine that with a virtual office, location isn’t as crucial, but choosing the correct street or postcode can have a significant impact on how prospective clients see you. If your clients spend a lot of time in East London socialising or holding business meetings, they’ll be familiar with the area.

Choose places with a variety of restaurants and bars because they are also suitable for meetings. You might also want to think about streets with comparable businesses. It’s good for your professional image to be near companies in comparable industries, and it’s also good for networking and talent sourcing.

Mail Forwarding Services

In the virtual world, services like business addresses and mail forwarding are critical. A business address gives your company credibility in the eyes of clients and allows you to pick your own location. Choose the best mail forwarding service in London to give your company a physical address instead of a P.O. box number. They simply need an online connection to work with consumers all over the world, but mail forwarding is vital for virtual offices. Hence choose a virtual office that provides reliable mail forwarding services.

Locate A Virtual Office With Conference Rooms

Even if you use a virtual office service to work from home, it’s still vital to be visible once in a while. Meetings with key clients, or even meetings with your creative team, can be far more fruitful when held in person. Remote working is now possible from anywhere in the world thanks to collaboration platforms, apps like Skype, and conference calling capabilities. However, brainstorming and sharing ideas with key colleagues in the same physical area might help to strengthen ties.

Because London is booming for businesses, look for a virtual office with a meeting room. Many of these conference rooms are accessible on a pay-as-you-go basis, with hourly, half-day, and full-day pricing. Remember to inquire about what is included in the hotel rental fee. Check for a receptionist who can direct guests to the meeting place, as well as complimentary tea and filter coffee, WiFi, a whiteboard, notepads and pens, and simple disability access.

Select A Payment Plan That Is Flexible

East London is an excellent location for your virtual office. But because it’s a constantly changing community, new, hot neighbourhoods pop up all the time. The latest trendy destinations are always sought after by the artsy, gastronomic, and craft beer communities, and you never know where the next big area will be. When it comes to scaling, organisations should focus on remaining agile, flexible, and on the pulse. If cash flow is limited, you may wish to change residences or relocate to a different part of London, or you may want to cut back on services.

Make Your Money Last Longer

If you’re a small business, cutting costs is going to be a priority. One of the most significant advantages of locating a virtual office in East London is the ability to save money. You may take advantage of today’s gig economy and freelancing talent pools without having to pay for physical space, desk hire, computers, or equipment.

However, if your company is rapidly expanding, paying for the minimum essentials may be a false economy. Mail forwarding, scanning, and emailing services, as well as a virtual phone and receptionist service, could help you and your team work more efficiently. Because high productivity is a key component of success, opting for a premium plan may be more cost effective.

Because no two businesses are alike, look for a service that offers a variety of subscription options. If you’re a global company, you’ll probably require a lot more functionality than a local company.

Why Generating More Website Traffic is So Important for Your Business

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Traffic is one of the most important aspects for website owners. There are many ways to get website traffic, but organic traffic is best for your website because it isn’t paid or bought. When you use paid advertising you aren’t guaranteed that people will purchase your product. With organic website traffic, however, they can easily be converted into potential customers with a simple advertisement or post on social media sites such as Facebook and Twitter.

Web Traffic for SEM

Website owners who rely on search engine marketing usually find themselves in trouble when their website gets too many penalty points from Google updates such as Penguin, Panda and Hummingbird. Using organic website traffic ensures that this doesn’t happen. Not using strategies to get website traffic has been said to be the reason some businesses go bankrupt after only a few months of being active in the website industry. Websites that rely on paid website traffic usually end up going under because they can never obtain enough visitors to make a sustainable website. This is why website traffic is important. You can also try a trusted website traffic generator like Babylon Traffic.

Key Importance of Organic Traffic:

Natural Source of Traffic: Organic website traffic is a great source for website owners because it doesn’t cost anything and you don’t have to be highly knowledgeable in digital marketing strategies to get website traffic from search engines. You simply need to optimize your content for certain keywords, want various pages on your website to be ranked better, and create quality content regularly. In addition to this, organic website traffic will help you build a strong following on social media sites such as Facebook and Twitter if your business is focused online. There are many websites that provide information about website traffic, organic website traffic, and the best website traffic strategies every website owner should know.

Exposure to Right Audience: Website traffic is important because it gives website owners a chance to make their website known to the public. This allows potential customers to access website content easily and they can learn more about the website owner’s products or services without having to go through any kind of barrier. There are many ways website owners can boost the amount of website traffic that comes into their website daily such as using social media sites like Facebook or Twitter, optimizing their content for keywords that people use when searching on search engines, sharing links with others so they too can see your website, running advertisements on multiple platforms, etc. Increasing your website’s organic website traffic will enable you to boost revenues and increase your website’s revenue.

How much website traffic do you need to grow your business?

The short answer is that website traffic depends on your website goals. What do you need website traffic for? To increase sales? Grow website subscribers? Get website leads? Attract website investors?

If your website goals are related to increasing business revenue, you should aim to have at least 500-1,000 unique visitors per month for a small business website. If you want to grow website subscribers or attract potential website leads, you can think about starting with 50-100 website visitors per month.

In digital marketing, website traffic plays a huge role in determining success or failure since it’s one of the top three KPIs [key performance indicator]. To plan for future marketing campaigns within a confined budget [include other company factors here], marketers need to know how much they are spending on their customers and what return they can expect from that spend. This means that website traffic plays a huge role in helping buyers generate more sales/leads.

How to Sell Designer Clothes Online

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Are you a creative person, interested in finding a way to sell designer clothes online without having to run all over town? There are three straightforward ways you can start selling designer clothes online: Buy designer clothes from online marketplaces, sell your own clothing brand, or sell popular brands from online boutiques. Whatever path you choose, the most important thing to remember is that you need to target your market correctly. In this article, we will talk about how to do that.

There are three ways you can start selling designer clothes on an online marketplace. You can sell designer resale wear, like Gucci, Versace, Chanel, and Dior. Or, you can sell new and used designer wear from reputable online wholesalers. If you want to start out small, buy resale or pre-owned fashions from online resellers who have put up their own sites. A sizeable number of them do.

One of the advantages of starting out at an online marketplace is that you can build a customer community and find potential customers who share the same interests as you. One of our favourites is Reissue, a free online marketplace for designer, streetwear, and vintage clothing. Reissue has an exceptionally diverse collection clothing for sellers to choose from, and they charge 0% commission! Many sellers have built up large followings on Reissue.

Another opportunity on Reissue is to sell used clothes online, either from a drop-shipper or from your own inventory. Some of the most popular brand names in designer fashion are: Calvin Klein, Burberry, Chanel, Dolce & Gabbana, Guess, Juicy Couture, Kate Spade, Marc Jacobs, Michael Kors, Prada, Ralph Lauren, and Vera Bradley. These are just a few of the names that regularly appear on Reissue. You can search for items with the keywords listed above. Drop shipping companies are welcome to list with this directory as well.

As we said, there are two other options to sell designer clothes online using drop shipping companies, eBay or Etsy. Drop shipping is when the online retailer does not own the merchandise and pays a dropship wholesale supplier. The drop shipper takes care of shipping and returns the sold item, usually with a small commission fee. So, you don’t have to worry about paying overhead costs or labour. eBay, on the other hand, does require you to pay a small commission fee.

There are many sellers on eBay who use drop shippers, but you must be careful. Many sellers post fake pictures of their merchandise pretend to sell designer clothes but sell used clothes instead. eBay’s program is also being abused by some sellers by selling duplicate, used clothes, for the same price as the real thing. Be sure to do your homework and research a potential drop shipper before purchasing any items from them.

If you prefer to sell designer clothes online using a consignment store, there are a few things you need to consider. One of the biggest pros to selling clothing resale through a consignment store is that you do not have to worry about paying retail cost for the items sold. Most consignment stores include this in the sale price; however, it is wise to check.

Another fashionable way to sell designer clothing online and through a consignment store is by starting your own website. This allows you to reach a worldwide audience at an exceptionally low cost. If you are computer savvy, I recommend creating a website like eBay for your designer clothing business. The only difference is that you will be selling your items directly to customers, not through an auction site or a drop shipper. It does not take long to set up and start your own website based on e-commerce software like WordPress.

Mylo Kaye Encourages Companies to Provide Managers with Mental Health Training

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Stress, overwork, burn-out: there are a variety of reasons employees might suffer from poor mental health. In a time where workplaces are more fast-paced than ever, approximately 828,000 workers in the UK have reported work-related stress, depression, or anxiety, and an incredible 17.9 million working days have been lost because of this. On a workplace level, there must be something managers can do. Mylo Kaye suggests why managers should receive mental health training and the positive ways it can impact a workplace.

Good workplace mental health starts at the top. A manager who can understand and support their team’s mental health will catch problems quickly. This lets them run a workplace that has healthy and happy staff who are proud of their work, in turn leading to employee retention.

Prevention is better than needing a cure. Thus, the most important aspect of managerial mental health training, says Mylo Kaye, is that managers will learn to notice signs of mental ill health in the workplace early on. Knowing the warning signs is key, and recognising and resolving poor mental health when it first arises is significantly more helpful than if it is left to grow more debilitating to the employee.

It’s a known fact that people can find talking about their mental health difficult. It’s often hard enough to discuss with close friends and family, let alone work colleagues or superiors. This is where managers can step in. A large part of mental health advocacy is eliminating the stigma that unfortunately still exists when it comes to talking about these matters. When managerial staff can talk openly and intelligently about mental ill health, employees will know it’s okay to follow their lead. A company where there is no shame or fear about discussing mental wellbeing is one where staff are happier and more comfortable in their surroundings.

Along with teaching managers the best ways to be open and honest about mental ill health, managerial mental health training can point leaders in the direction of resources available for staff. The good thing, Mylo Kaye points out, is that these resources can come in all shapes and sizes: advising staff to talk to their GP, recommending a private therapist, or even in-house support systems such as peer groups. Every individual has different needs, and when you know what these are, leaders will be best suited to signpost employees in the appropriate direction.

Speaking of peer groups, the importance of a positive company culture cannot be overstated. Mylo Kaye says that — particularly in a post-pandemic society where many workplaces had staff working from home or on furlough — maintaining a sense of teamship and togetherness is vital. People report that peer support groups build their self esteem and confidence, as well as help them feel less alone. Managers should also consider implementing a mental health policy — the overall vision of the company’s approach to mental health. This can help immensely, as having a strategy and a vision tangibly mapped out not only lets employees see that their wellbeing is being taken seriously, it’s also a roadmap that can be referred to if and when it is needed.

So, what are the practicalities involved? Finding managerial mental health training isn’t hard, says Mylo Kaye. The first step is to research mental health charities that provide this service. Many, like Mind, for example, offer different options to suit each workplace. If staff are still working from home, an eLearning course might be the best choice — it can be hosted on a company’s learning management system. Charities can also offer virtual training that takes place over Zoom, or in-house training which allows you to take control over the time and location, and the trainers will turn up when required. There are plenty of other organisations that provide mental health training for managers, with different pricing options and topics discussed so you can discover the right one for your business’ needs.

The COVID-19 pandemic has brought mental health to the forefront in almost all aspects of life, so it is prudent for workplaces to be aware of how they can work with their staff to support them as best they can. Ultimately, everyone benefits from managerial mental health training. Managers can be assured their staff are appropriately taken care of, while employees receive the assistance and support they might need when living with poor mental health.

What should I remember for remodeling my kitchen?

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If you are planning to remodel your kitchen, there are some essential things that you should keep in mind. You need to decide how much work you want to be done and what kind of changes you’re looking for.

If your budget is tight, it’s best to plan to complete the work efficiently. Kitchen Fitter Kent will help with all aspects of the project, from design through installation. Contact us today!

 What should I remember for remodeling my kitchen?

Renovating a portion of your home may be a rewarding experience that, if done well, can significantly increase the value of your home.

There are numerous options for renovating your property, but if your budget only permits you to update one room, make it the kitchen.

Adding a new kitchen will likely raise the value of your house by about 6%. Take it seriously because it’s one of the most important rooms to potential purchasers.

Here are the top things from Kitchen Fitter Kent to consider before starting your kitchen renovation project:

 Make a reasonable budget.

You should evaluate your budget against the value of your property before you start remodelling your kitchen. A $20,000 high-end new kitchen is a waste of money if your house is only worth $200,000; you’ll never recoup that investment.

You may also undervalue your property if you are rebuilding on a limited budget, yet it is worth more than $500,000.

Before you start shopping, do your homework and estimate how much it will cost you. Once you know how much money you have to spend and how much money you will make, you can plan your dream kitchen.

 Plan out your new kitchen appliances thoroughly.

When it comes to kitchen renovation, it’s usual for individuals to put off purchasing appliances until the last minute. This might imply that you have exhausted your budget or are faced with unanticipated expenditures, pushing you to choose lower-quality items.

It’s critical to plan appliances carefully since settling for cheaper quality may wind up costing you more in the long run.

Consider the following while shopping for appliances:

· Longevity and quality

· Energy conservation

· Dimensions

· Functions and technologies

· Usability and adaptability

When it comes to figuring out how much to spend on new kitchen appliances, there is no set formula. Your overall budget will determine the quality and number of devices you can afford. Appliances that are built into the cabinetry offer a superior alternative.

Since they are custom-made to fit your kitchen, these cabinets are more attractive and smooth in their installation. As a general rule of thumb, around 20% of your money should be put aside for new appliances.

 Determine how you will carry out your plan

While doing it yourself might save you money on a kitchen renovation, there are risks involved. As a result, before starting your project, make a list of everything you’ll need.

Make a list of what you can do independently and what you’ll need help with from an expert, such as a kitchen designer or a contractor.

To change the layout of your kitchen, you may be required to move the plumbing, electrical, and gas fittings. A professional kitchen fitter, such as Kitchen Fitter Kent, is suggested rather than doing these tasks on your own.

MOBILE TRADING PLATFORM: CHOOSING THE BEST ONE IN NIGERIA

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Today, many individuals in Nigeria are participating in financial trading platforms, with the possibility of enormous returns from various investments. Online trading forex has risen in popularity over the last decade, owing to the simplicity with which it can be accessed. Retail traders from all over the globe are opting to trade forex currency pairs, CFDs and assets, either as a professional career or as a hobby.

Mobile trading platforms generally give users real market prices on which to trade and other trading tools such as graphing packages, news streams, and account management features. Some platforms have been developed to provide consumers with access to financial markets that were previously exclusively available to specialised trading businesses.

Because of the abundance of accessible platforms, choosing an online trading platform on which to trust these days is pretty simple. There are platforms for various assets and instruments, as well as platforms for various personalities and requirements. However, not all platforms are ideal for all traders, and you will need to do some research to discover the best platform for you. The following article gives insight into the top five factors to consider when choosing a mobile trading platform in Nigeria. So, let’s dive into it. 

  • Safety and transparency:

The security of your hard-earned money is more important than monetary profits on your assets. Regulation and transparency of the investing platform can assure safety. It is essential to confirm that the relevant financial regulatory bodies regulate the chosen mobile trading platform. Transparency of financial accounts and assets can boost trust even further. 

Although trading forex in Nigeria and CFD brokers are not yet licensed in Nigeria, it is not unlawful. Many Nigerian traders deal with top-tier international regulators such as FCA, ASIC, FSCA, CySEC, and others to ensure their funds’ safety. The majority of African forex traders deal through South African forex brokers that the FSCA licences.

Application for trading crypto must adhere to the Central Bank of Nigeria’s regulatory framework. However, the CBN’s new crypto prohibition puts Nigerian crypto traders in danger, as most of them have now resorted to P2P networks. However, the fact that the SEC is collaborating with the CBN to regulate cryptocurrency trade in Nigeria may be good news.

  • Trading fees:

Lower costs can always enhance profits on investing, but they should not be the sole consideration when choosing a trading platform. Platforms that provide extremely low-cost services can deceive traders and investors if regulators do not authorise them in your region. Spreads and broker commissions are included in trading costs in FX and CFD markets. Spreads are generally flexible and vary based on market circumstances, whereas commissions are fixed. Some brokers will also provide fixed and insignificant spreads in exchange for greater fees. Before selecting a broker, the spreads and commissions must be thoroughly examined and contrasted.

When comparing forex and CFD brokers, non-trading costs such as transaction fees, inactivity fees, currency exchange fees, and so on must also be evaluated. The fees charged by bitcoin wallets and trading applications range from 0.1 to 1% of the transacted value. If the 30-day trading volume is larger, the costs may be reduced. For bitcoin trading applications and wallets, deposits and withdrawals are usually free.

  • Graphs, charts, tools and features:

This is not a simple task, but whether you are a newbie or an experienced user, we recommend you take the platform for a test drive before deciding on which tools to use. Nothing is more frustrating than joining a mobile trading platform, depositing funds, and beginning your first analysis only to discover that the platform lacks the functionality and graphs you require to trade correctly. If you’re new to trading and don’t know what to look for, the best advice is to read platform evaluations and reviews from more professional ones. It is critical that you study the platform to ensure that it includes all the tools you require for trading.

  • Customer support service:

The last item on our list is prompt and committed customer service. Check to see if the platform is accessible when you require it. It’s ideal if your broker provides 24-hour client service. Open a trial account with the platform of interest, then send it an email or a live chat inquiry. Examine how wholly and quickly the customer service representative responds. Eliminate this trading platform from your list of prospective options if the customer support is poor.

  • Deposit and withdrawal options:

Withdrawals and deposits that are quick, easy, and seamless are also crucial factors. A reliable trading platform should provide a diverse range of payment alternatives. Bank cards, wire transfers, and different e-payment methods are examples of these. There is no need for an open and transparent marketplace to make profit withdrawal complicated. If the platform offers a variety of payment options, immediate withdrawals, and no commissions, it implies that it is committed to making your transactions as quick and easy as possible.

FINAL THOUGHTS:

Before agreeing to a platform or forex broker, it is critical to understand as much as possible about them by conducting extensive research to decrease the possibility of losing money on your transactions. Learn everything there is about the company and its trading circumstances, and be sure to choose a platform with the functionality, tools and assets you want.

Do you know what a bad tyre looks like? New brainteasers released to test public’s hazard perception skills

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Vertu Motors has created some tricky ‘spot-the-danger’ tests to get drivers thinking about their tyres ahead of winter

Winter is just around the corner now – meaning your car’s tyres need to be in tip-top shape to handle those hazardous roads. 

The AA recommends changing tyres when temperatures dip around October time, and drivers need to know what healthy tyres look like in order to stay safe.

That’s why vehicle experts Vertu Motors has released a new batch of brain teasers tasking people with identifying hazards. 

The puzzles are proving challenging, too – with the record time for completing them correctly currently 45 seconds. 

Can you beat it? Have a go below! 

Can you find the hazardous tyres stuck in traffic?

Can you find the hazardous tyres in the garage?

Can you find the hazardous tyres on the driveways?

The answers

How did you get on? The answers are all listed below – along with an explanation of the hazards pictured in each scenario. 

Peeling

When tyres start to peel, you’ve got a big problem. Rubber coming away from the sidewall can be very dangerous, and in some scenarios it can even cause the tyre to blow if the car is moving fast. Peeling is usually obvious, so be sure to take a look at your tyres and address the situation quickly if you spot any signs of loose rubber. 

Blistering 

Blistering – the name for the surfacing of lumps or bubbles in the tyre – usually occurs when the tyre has experienced a collision – whether that’s banging against a kerb or falling into a pothole. If ignored, blistering can lead to big issues in the long-term that destroy the tyre completely. If you ever see any blistering, contact your mechanic as soon as possible. 

Side wear

Sometimes, tyres can retain their grip in the centre but wear on the outside, leading to a condition known as side wear. Tyres with this ailment will be unreliable in the winter and will need to be checked. To avoid side wear, make sure you’re pumping up your tyres to the correct levels. Often, tyres with smooth edges are in this condition due to being underinflated. 

Nail in tyre

If your tyre is damaged by nails, glass or any other sharp object, it will need to be repaired/replaced quickly. Failing to remove these items can result in flat tyres and blowouts. 

Cuts

Sometimes, flat tyres are caused by cuts in the sidewall allowing air to escape. The best way to avoid a deflated tyre is by getting your car inspected regularly by experts. You can arrange for your tyres to be checked on the Vertu Motors tyre page.

Centre wear

Centre wear is when the middle tyre treads flatten over time – usually due to tyres being overinflated. In order to prevent centre wear, check your car model’s manufacturing guidelines for air pressure and make sure you pump up tyres to the recommended levels. 

Cracks

Cracks in tyres tend to denote a tyre in need of change – having been worn out due to heavy use or exposed to too much sun (which can lead to the quality of the rubber diminishing). As soon as cracks appear, it’s time to switch your tyres. 

Holes

Tiny holes will often lead to tyre deflation over time, so they’re worth addressing as soon as they’re spotted. Take your tyre to an expert who will be able to assess the damage and determine the best course of action.  

Cupping wear

If your vehicle has a faulty suspension or shock absorbers, it can lead to cupping wear on car tyres. This is when smooth circles arise – which can weaken the tyre and cause it to lose its grip.  

A Vertu Motors spokesperson said that ensuring tyres are road-safe is a crucial part of driving – and is even more invaluable at this time of year. 

They stated: “The main thing to know is what the signs of tyre damage are and what you need to do to get them road-safe again. 

“That’s where Vertu Motors’ winter health check can be a real life-saver – just simply knowing the signs in advance could prevent bigger problems arising when the cold snap really comes down hardest.”

Head on over to the Vertu blog to learn more. 

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