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Traders Union updates Avatrade Review

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Financial experts at Traders Union have analyzed Avatrade, including the broker’s trading conditions, service quality level, availability of investment, bonus and partnership programs, new trading and technical instruments for the traders, thus upgrading Avatrade review.

Avatrade Review is a result of all-encompassing research within the framework of which financial analysts and experts study each area of business of the broker in terms of the basic parameters dynamics. The result of the study is the report published on the broker’s profile on Traders Union website.

What kind of information can be found in Avatrade Review 

In the Avatrade profile, users can review the latest offers of the broker, all in one place, without wasting time and effort for this task. Traders Union experts have already done it all for you – they checked the broker’s website and trading conditions, and updated information about all services offered by Avatrade.

The following up-to-date information in available in the Avatrade Review:

●      Broker review by an expert.

●      Broker analysis by criteria.

●      Popularity dynamics among customers.

●      Review of investment and partnership programs.

●      Detailed example of rebate calculation for this particular broker.

●      Detailed review of the company’s trading conditions.

●      Comparison of trading conditions and instruments of Avatrade with its competitors.

●      Review of trading and non-trading commissions of the broker, their comparison with the same indicators of competitors.

●      Overall review of the broker and its area of business.

●      A guide on working with the website and Personal account of the broker with screenshots.

Reviews about Avatrade — screening and analysis

Additionally, Traders Union experts analyze user reviews (feedback) about Avatrade, which are published by the broker’s customers on the TU website. Each user review is moderated and checked, and, if necessary, in case of a dispute or negative situation, financial experts conduct an internal investigation. Therefore, only real reviews and authentic information about working with a broker are published on the Traders Union website.

In the Avatrade review, user reviews about the company are divided into three sections to make their analysis and to provide a possibility to analyze customer mood dynamics:

●      TOP 3 full reviews 

●      Reviews from the broker’s customers

●      Oldest user reviews

Conclusion

Detailed Avatrade review on the Traders Union website is regularly updated by financial experts and analysts. This provides a possibility to obtain as much useful and important information about the broker’s work and its services in one place as possible. You no longer need to seek information you require on the broker’s website or contact its customer support to clarify some issues – our experts have done it for you!

Become a member of Traders Union and get more expert information about Forex brokers!

Things to look for in investment leads generation company

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One of the founding components of business growth is the continued availability of sales opportunities, which makes business growth challenging and long-term. Companies need a trustworthy lead generation enterprise that is more a partner than just another supplier. Based on marketing strategies such as online publication and e-mail marketing, lead generations generate interest in the brand, goods, or services of an organization. For several companies, it extends over many contact points, so that a company can thrive it first of all needs to generate sales leads. Lead generation is a key step in the marketing process, but it is essential to growth in the company.

What is lead generation?   

Lead generation helps businesses to pursue goals before they are ready to purchase by marketing processes to stimulate and attract interest in goods and services to create a sales pipeline. For such purposes as list building, list acquisition of e-newsletters, or sales leads, leads can be generated. Investment leads generation is important because today’s companies only have their permission to connect with people. The strategy for purchasing the goods and services of a company is a leader in potential marketing contact with your brand, the initiation of customer interest, or an investigation into products or services.

Explore

You will want to link to a lead investor company with a wide range of potential contacts. Those that only want to know more about the product or service, leads who have a clear understanding of the business and actively support its services. You need to understand how you are going to benefit your business if you choose a leading provider. A smart way to measure the efficacy of existing resources and how exactly one expert might be more successful is to conduct an objective survey on the marketing capacity and its potential to increase leads.

Processes and services

Get to know the organization before you start your project, one of the most important aspects of the entire process. Questions such as “How do you adapt your programmed for leadership to fulfill my objectives?” Help keep your mind at ease, and find out how well they can customize their products to their exact needs is the one thing you always need to remember.

Your Services Price

The price of services for the manufacture of lead can vary so widespread that a potential customer can be intimidated. Prices rely on several factors: the size of the business, market, reputation, the number of services it offers, lead quality, etc. Concentrate on consumer expense instead of lead cost per acquisition. Explore your choices to see what works best for you, some companies offer tiered packages, while others offer quotes for your particular company after testing.

Automated or customized?

Call and read their call scripts as many leads as possible in writing by pay-per-leaders or consultants, normally does it give them the best conditions for informing prospective. Personalization enables you to learn about your needs and intentions by providing personal data for you. Marketing automation is used by the best marketing teams to increase their sales team’s performance and ROI. Automation helps marketers improve their skills and sales leading to higher sales and growth.

How will house prices move in 2021

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Many of us have started the year 2021 with the thought, “How will prices be affected at this time?” This question generally refers to our regular living expenses, but it is true of the property market as well. What is the future of this market, especially in 2021?  However, as professionals in the elite areas like the Estate Agents in Belsize Park will advise, the property market has remained resilient against the pandemic’s effects, which has left its mark on almost every individual sector. The Letting Agents in Belsize Park also share a similar thought about the current property market.

There are many aspects to consider while trying to figure out how house prices will move in 2021.

SDLT holiday: 

With the Stamp Duty Land Tax holiday announced last year, there was a surge in property purchases ending with an all-time high in December of 2020.  This boom has continued in the first quarter of 2021.  With the SDLT holiday coming to an end on 31 March 2021 (unless it is extended), there is a prediction that the prices of property will fall slightly in the second quarter of this year.

Furloughs and Unemployment: 

With the furlough scheme also set to end soon, there is a likelihood of more unemployment, making it difficult for people to either move from their current homes or buy new properties.  This could cause the property market to decline slightly, which may affect house prices as well.

Movement from urban to rural areas: 

With the lockdown causing more people to work online, from home, it has resulted in people looking for more spacious areas outside the cities, where it will be comfortable to have a residence-cum-office, with garden space for relaxation as well.  This may result in a shift in house prices – it may be falling slightly in city areas while rising a bit in the suburbs and outskirts.  In the suburbs and rural areas, good transport facilities to nearby cities will be an added advantage and could result in an enhanced price if the owner wishes to sell.  Also, if working online from home, there are fewer overhead expenses like commuting, which savings can add to the credit record, which could lead to affording a higher mortgage.

Incredible savings:

With the lockdowns in 2020, people did not have the opportunity to spend as they usually would have, on holidays, outings, entertainment, food etc.  This has resulted in some people being able to save unexpectedly and put away a tidy sum which, in some cases, could be spent towards the purchase of a new home!

Covid vaccine: 

Once the vaccination programme is complete, a return to near normalcy may hopefully occur.  Some predictions state that the lure of city life with its many social and cultural advantages will bring people back to the cities – both to work in offices and live in residences there, mainly if some employers restrict working from home.  This could be true, resulting in a slight upward trend in house prices in the cities.  Once schools and universities reopen, there is a likelihood of growth in the student population for rentals, affecting house prices.  Also, most foreign buyers are interested in properties in London or other major cities.  This forms quite a large portion of the property market in the cities which could tell on house prices.

Economy: 

Much depends on the economy, which has been deeply affected by the lockdowns, low-interest rates, furlough payments, Government benefit schemes, etc.  The low-interest rates have been beneficial to those applying for mortgages even though the house prices have usually been higher.  The same applies to the SDLT.  If the SDLT holiday is extended, it could result in a price hike in properties. 

Conclusion: 

Many experts are divided in their predictions about house prices in 2021. Some feel that they will rise slightly; others feel there may be a slight fall, while others think they will level off. One expert commented, “There is also a more positive scenario where the widespread effective rollout of the vaccines leads to a faster economic recovery, more business confidence and less long-term damage than previously expected, which would help support pricing along with the low-interest rates.”

However, with the current situation and the uncertainty of the future, it is difficult to give a definite answer.  Taking into consideration all the above, there may be a rebalance between city and country house prices.  However, investment in the most stable “bricks and mortar” still appears to be one of the best to be made!

Top 5 Hair Transplant Clinics In Turkey In 2021

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Hair transplant is relatively cheaper in Turkey, and we have compiled a list of some of the best hair transplant clinics in Turkey. It is important to note that this list is completely unbiased.

Despite some highly skilled surgeons, Turkish hair transplant clinics are cheaper as compared to many other countries because of several reasons. For example, one of the major reasons for this is the subsidy provided by the government to these clinics.

The Turkish government has invested a hefty amount in the health tourism sector in the last decade. Tourism is one major revenue-generating sector for Turkey, but it was facing a crisis for several years. However, the government made some decisions to boost the tourism sector again.

Top 5 Hair Transplant Clinics In Turkey

In this article, we have enlisted some of the best hair transplant clinics in Turkey. These clinics provide you with high-quality services through world class professionals, and that too at a very low price.

1-    Hermest Hair Transplant Clinic

Die Welt stated this clinic as “best hair transplant clinic with best hair transplant in Europe” in 2008. Hermest has been offering unparalleled hair transplant services for 17 years. Moreover, Hermest is the world’s most successful clinic in terms of most number of successful hair transplants.

There is minimal hair loss after the transplant from Hermest, and they have a 99 per cent success ratio. A hair transplant from Hermest gives your hair a natural and dense look. On average, their hair transplant cost ranges from 1,500€ to 3,500€.

2-    Dr Keser Hair Clinic

Dr Keser is one of the pioneers of hair transplant in Turkey. He has his own clinic in Ankara and has written several books on hair transplant. Moreover, Dr Keser has also trained many hair transplant surgeons as well.

Dr Keser is more famous in rich people because he provides premium quality services at relatively higher prices. He charges 3.5€ per graft for a hair transplant. So, if a person opts for a 3000 graft hair transplant, the total charges will be almost 10,500€.

3-    Asmed Hair Transplant

They have the latest technology to perform hair art style operations and can meet your expectations very easily. They have a highly qualified staff which keeps you involved in the process to get maximum results. To get the best possible results, you have to fully cooperate with them throughout the process and the after-care stage. They also charge €3.5 per graft.

4-    AHD Hair Transplant Clinic

This clinic based in Antalya and run by one of the most famous hair transplant surgeons in Turkey, Dr Hakan Doganay. Apart from hair transplant, he also offers his services in cosmetic surgeries as well. Their prices range between 7,000€ to 10,000€.

5-    FBM Medical Center

Samsun is enriched with many hair transplant centres, but FBM is certainly one of the bests. This clinic is a centre of attractions, especially for males, as it yields maximum results. Apart from hair transplantation, this clinic also deals in nose and breast aesthetics. That is why people prefer this clinic for various reasons. Their charges for hair transplant ranges between 2,000€ to 4,000€.

Source: https://turkeyhairtransplantcost.com/best-hair-transplant-in-turkey/

The Significance of SSL Certificates In Web Security

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Businesses have entered an era where all fundamental operations rely on the internet. The trend has led to a genuinely stunning rate of increase in websites. Although internet-based operations come with many benefits to business owners, they have also created new challenges and risks that call for vigilance and extreme measures.

Of the many challenges that the internet has come with, cybersecurity is the most precarious. All website owners must address this issue seriously, failure to which devastating repercussions await them. A successful cybersecurity attack can be costly to repair, and in worst-case scenarios, victims end up shutting down their businesses.

With the knowledge of increasing cybersecurity threats and the high costs that victims of cyber breaches incur, tech gurus and IT experts have done enough to try and keep the internet a safe haven. We have seen the milestones they have covered. They have developed adequate tools and protocols to help website owners maintain the utmost levels of safety. As a website owner, the ball is in your coat. You must ensure that you have all the necessary tools and practices to ensure that your website, resources, and website visitors are all safe.

What is an SSL Certificate?

SSL certificate stands for Secure Socket Layer. Netscape initially developed it in 1994. Its primary objective was to allow web browsers to access web servers safely.

SSL certificates provide information security to information traveling between two points over the internet. It is a crucial website security element because it ensures information integrity, confidentiality, and authentication. The certificate achieves these essential security elements by using cryptography and digital signatures.

How Does an SSL Certificate Work?

SSL CRYPTOGRAPHY

For an SSL certificate to protect information as it moves to and from your website servers to users’ browsers, it uses cryptography. The data in transit is encrypted until it reaches its intended destination. Two types of data encryption that you should know are symmetric cryptography and asymmetric cryptography.

The former refers to cryptography, which uses similar keys to encrypt and decrypt information. The key is agreed upon by both parties, and it should remain static.

Asymmetric cryptography is where two keys are used. One key will encrypt the information, whereas the other key will decrypt the information. Asymmetric cryptography is more favorable because, even when someone knows details about one key, he would not decrypt the information unless he has the second key. Furthermore, two parties can spawn a transaction or communication with asymmetric cryptography without having to meet. This is facilitated by the incorporation of both public and private keys.

The organization’s public key is “public knowledge” and specializes in encryption purposes. The private key of the organization remains a secret and is primarily meant to decrypt the encrypted information.

Significance of SSL Certificate in Website Security

1. Data integrity

Data integrity refers to the reliability, overall completeness, accuracy, trustworthiness, and consistency of data over its life cycle. It is concerned with finding out whether your web site’s information was tampered with since it was transferred.

A website that lacks an SSL certificate exposes its data repositories to malicious intruders. The intruders can easily alter the meaning and purpose of the information in transit. The SSL certificate scrambles the data into a meaningless form that intruders cannot decipher. It would be impossible for someone to understand or make any changes to such information.

2. Authentication

Today, many fake websites are after extorting money from unsuspecting users. Cybercriminals may easily make a replica website that looks like yours to steal from you. Authentication will help a user to verify the ownership of a website.

Before you acquire an SSL certificate from a trusted CA, the CA will first have to establish your identity. Your web visitors can check your details by clicking on the padlock icon to ensure that they interact with your website and not a fake website.

3. Data encryption

As I explained earlier, encryption is where information in transit is scrambled into a meaningless form that cannot be deciphered by anyone who attempts to intercept it. This is a vital point for you, mainly when you deal with critical information that requires confidentiality. Such information may include; credit card and debit card numbers, financial information, health records, and other confidential information.

Wildcard SSL Certificate – The Most Ideal and Cost Effective Certificate

Website owners often ask me about the best SSL certificate they should use for their websites. You should know that all certificates offer the same level of encryption. However, the criteria of choosing the best certificate go beyond security or encryption strength. You should choose a certificate that gives the maximum benefits, and this is why I have always advised people to go for a Wildcard SSL certificate.

The wildcard SSL certificate is the most cost-effective option on the market. As a user, you will not have to buy a certificate for each subdomain. It can secure up to an unlimited number of first-level subdomains. As a user, you save money and time that would have been needed to purchase and manage multiple SSL certificates for each subdomain. Certificate management is also easy as it is a consolidated process.

To save money and time while ensuring that your website receives the utmost encryption levels, you should consider this certificate. The good news is that; they are not as expensive as they sound. We have vendors and resellers offering cheap wildcard SSL certificates at affordable prices.

How Do You Obtain The SSL Certificate?

Now that you know why an SSL certificate is essential on your website, I know you are psyched up to have one, and you are probably wondering how you can go about the acquisition and installation process.

First, before you start stressing yourself with a myriad of thoughts on acquiring the certificate and how you will install it, it is prudent that you find out whether your hosting provider offers the certificate. Until recently, most hosting providers offered SSL certificates as a premium feature.

If your hosting provider does not have the SSL certificate option, you might want to consider the paid option. There are a number of cheap SSL certs providers such as GlobalSign, DigiCert, etc. For instance, if you are running an enterprise-level website, you should consider the Extended Validation certificate, which has strict authentication that will add more visible trust indicators.

Summing Up

SSL certificates have brought incredible benefits to websites. Apart from enhancing website security, SSL certificates also help build a reputable brand by enhancing your web visitors’ trust. The certificate also plays a significant role in improving website ranks. You should know that Google uses an SSL certificate as a crucial ranking factor. To boost SEO, you should consider installing the certificate.

How to Learn Azure on my Own?

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Aside from big data, cloud computing is among the fastest-growing technologies in the world. Going by the IDC Report that public school spending on cloud computing will grow from $229 in 2019 to almost $500 in 2023, there is already a spiking interest in cloud computing. As businesses consider shifting their operations to the cloud, many providers have come forward with unique cloud offerings. At the top of the list is Microsoft Azure, AWS, Google Cloud, and IBM.

Microsoft Azure commands up to 19% of the $36.5 Billion market share, commanding the attention of top tier banks and several Fortune 500 companies who are interested in the more than 100 cloud services offerings. For this reason, it is worth some serious consideration by IT professionals in the cloud arena. While it is very rewarding to possess skills, undertaking the Azure architect training and acquiring a certification takes serious dedication and discipline. You can learn Azure on your own. However, a certification stands as credible proof of your knowledge and skills. 

Getting started with Azure

For beginners, choosing to learn Azure is certainly a good move. However, figuring out your learning path can be overwhelming. The good news is that Microsoft has plenty of free online resources for all learners at various experience levels. This article offers valuable guidelines on learning Azure on your own.

First off, however, it is important to know that Azure has service offerings in several categories including compute, networking, storage, containers, databases, web and mobile, IoT, security, development tools, monitoring, and others. To master Azure comprehensively, you may consider familiarizing yourself with these services.

Here are some guidelines for planning your learning path. 

  1. Getting the grips: Azure terminology

Getting started with Azure is not as difficult. First things first, like any other field, Azure has its own share of jargon that you need to get familiar with to understand Azure concepts. Basic terms like Azure Active Directory the identity access manager, Azure resource manager (RM) the framework that manages resources, Azure Stack the set of products that lets companies extend Azure resources in environments of their choice, and other basic terms. 

  • Skills required to learn Azure

Preparing to learn Azure means that you need to have the basic skills required to enable you to have smooth learning especially if you are new in the cloud computing field. Such skills as

  • Basic cloud computing including databases, networking, and computer operating systems
  • Servers and infrastructure support
  • Microsoft knowledge
  • Knowledge of virtual machines
  • Programming background particularly with .Net language which is mostly

While it may be argued that you do not require programming skills to learn the basics of Azure, having this knowledge gives you an easier time grasping concepts. However, you could opt to take the AZ-900 fundamentals course before considering programming. When you will be ready to pursue an advanced-level course, say the AZ-103 administrator course, you’ll require programming skills.

  • Learning the fundamentals

Here is where you learn the fundamentals of Azure. There are plenty of free learning resources available on the Microsoft Azure training website for learners at all levels. Here, you will acquaint yourself with Azure virtual machines, networks, Platform as a Service (PaaS), and cloud migration among other topics. In general, you will learn about Azure concepts, core services, management tools, security, compliance, and much more. Starting with the Azure fundamentals training course, you will find the courses organized in a way that you can advance your knowledge systematically. 

To increase your knowledge, check out

  • Microsoft Azure Tutorial site developed by Microsoft for professionals who intend to pursue software development. 
  • Microsoft Technet site if you are ready to dive deeper into advanced theory and technical Azure concepts.
  • YouTube tutorials. Microsoft Azure videos are also available on YouTube in addition to resourceful tutorials from third party channels like Azure DevOps and Cloud Ranger Network.
  • Microsoft Learn, a comprehensive resource with valuable content on Azure and other technologies that equips professionals with technical skills based on their job roles or learning paths.
  • Deeper knowledge: Azure documentation

Microsoft Azure documentation offers more tutorials and quickstart guides to help you gain a practical understanding of how Azure service offerings operate. The documentation on the Azure portal offers detailed step-by-step guides with diagrams for launching, operating, scaling, configuring, and managing specific Azure products along with APIs.

  • Getting hands-on experience

All theoretical concepts in mind without hands-on knowledge does not give you an edge in the job market. Beyond taking advantage of free Azure training courses, also open a free account on the self-paced labs site to develop practical skills. The free Azure account is limited to one year of free services. Within the first month, you will be awarded free $200 credit to explore the portal. You can test, deploy enterprise services, build mobile user experiences, and much more to test your knowledge. 

Other great hands-on learning resources include

  • The free interactive Microsoft learn portal that offers both theoretical and hands-on training on various technologies including Azure. 
  • GitHub, the largest development platform is open-source thus offering free access for ardent learners who are confident enough to build their skills by working on projects. With a vibrant community of millions of developers, there is much to learn from Azure developers. Aside from this, the Microsoft Azure GitHub site offers not just hands-on learning but also tips and tricks to get you through faster. 
  • Internships, if you can land one without prior official training, presents an excellent option for testing your knowledge. 
  • Consider mentors. Mentors can train you on the job or assist you with your projects.
  • Training and getting certified

While it is not a must to get certified, a certification course will boost your employability by validating your skills. Structured instructor-led courses help you attain professional guidance with real-world experience. If you intend to skip ‘groping around’ by going straight to an already prepared curriculum, enrolling in a training course is the way to go.

Granted, you can go through the basics relatively fast and easily on your own. However, you may need to enlist the services of an instructor to walk you through the advanced levels of Azure for instance creating services like virtual networks, web apps, and deploying databases in Azure.

Azure certifications you may be interested in pursuing include

  • Microsoft Certified Azure Administrator
  • Microsoft Certified Azure Developer
  • Microsoft Certified Azure Solutions Architect
  • Microsoft Certified DevOps Engineer
  • Microsoft Certified Azure Security Engineer
  • Become part of the Azure community

Microsoft Azure has a large vibrant following of developers and other professionals. It is open-source and makes Azure community forums the place to pick up expert tips, latest trends, and developments, find mentors, as well as put in your contribution, and see how others react to it. 

In conclusion

Because learning never ends, you consider advancing your knowledge on platforms like the Azure Architecture Center where you learn how all about building end-to-end solutions on Azure platform, Cloud Adoption Framework where you get guides on Azure cloud adoption lifecycle, strategy, migration, and management, other platforms like the Azure Security platform and aspects like compliance, service level agreements, and privacy. Finally, stay up to date by getting involved in virtual and local tech meetups. These give you a one-on-one experience with industry experts where your questions are answered.

Is Spread Betting a Better Way to Make Money on Stocks?

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The average casual investor thinks of buying shares as the primary means of investing in stock markets. This is not without reason. Most people who play the stocks do so by actually buying shares. Still, there is another way to go. Rather than buying the underlying security, investors can bet on its movement. This form of investing is known as spread betting and has tax benefits in the UK.

Spread betting is pretty big here in the UK. It is so big, in fact, that spread betting platforms for UK traders abound. But is this form of investing better than actually buying stocks and shares? It has its upsides, but spread betting has its downsides as well. You can make and lose money – just as you can buying securities.

A Basic Definition

In a generic sense, spread betting is betting on the outcome of a particular event based on a spread tied to some means of measurement. Spread betting in the stock market is essentially betting on the movement of a particular stock. You place a bet based on whether you think the price will increase or decrease over a set amount of time.

If you bet correctly, you make money. Bet incorrectly and you lose. It is quite simple in principle. One of the advantages of spread betting is that you can get into it with less money than would otherwise be required to purchase the security in question.

How Spread Betting Works

Spread betting is common on stock markets. You can also bet on commodities, currencies, and even fixed-income securities. The type of security becomes irrelevant because you are not actually purchasing it. Here’s how it works:

You choose a stock you are interested in. You decide whether you think the price is going to rise or fall over a set amount of time. You then place a bet on that decision. Let’s just make something up – the Generic Stock Company (GSC).

GSC is currently trading at a bid price of £100. You believe it’s going to fall to £90 over the next several days. You decide to bet £1 on every point below the £100 mark as represented by the ask price. Then you wait. If the ask price falls to £95, the difference between the original bid and the current ask is five points. Multiply those five points by your £1 bid and you have made a profit of £5.

Profit and loss are determined by multiplying your bet by the point difference in either direction. If GSC were to increase to £105, you would have lost £5.

Obviously, people who spread bet as a means of making money in the stock market generally deal with much larger sums of money. This is important because spread betting platforms require minimum deposits based on margins.

How Margins Work

In a traditional stock market investment, you might borrow money from a brokerage in order to buy securities. An investor typically has to put some of their own money in too, similar to making a down payment on a house. The difference between the investor’s money and the amount borrowed is known as the margin.

At any time, the brokerage could call the margin. That means the investor would be required to either repay what was borrowed or deposit additional funds to raise their account value.

A margin in spread betting is a little bit different. Rather than being money contributed in conjunction with a brokerage loan, it is simply a percentage of the security’s value. So let’s say your broker’s margin on GSC is 10%. Before you can place your bet, you would be required to deposit £10 – i.e., £100 x 10%.

Volatility Rules the Day

There are people who love spread betting because it doesn’t cost them a whole lot, comparatively speaking, to get in on the action. A 10% or 20% margin is a lot more doable than paying full price for a security. The downside is volatility. It rules the day in the spread betting arena.

At issue here are margin calls. Inexperienced investors who do not know what they are doing could lose a bundle by taking positions they cannot possibly support with limited deposit accounts. For this reason, experts suggest not putting more than 2% or 3% of your investment funds into spread bets.

Along those same lines, spread betting firms have been known to protect themselves during periods of excessive volatility by widening their spreads.

More About the Spread

Spread betters appreciate that there are no commissions on spread bets. Instead, brokerages make their money on the spread. The spread is the difference between the bid and ask price. Using the previous example, imagine GSC’s bid price is £100 and its ask price is £102. The spread is 2% of the ask price, or £2.

If you are thinking GSC will fall, you place your bet on the ask price. The difference between the eventual ask and the starting bid is the spread on which your profit is derived. The brokerage earns the difference. If you think GSC will rise, you place your bet on the bid price. The difference between the eventual bid and the starting ask is the spread on which your profit is made. Again, the brokerage makes money on the difference.

Big Gains and Losses

As for whether or not spread betting is a better way to make money in stocks, that really depends on your appetite for risk. The fact is that spread betting is open to significant gains and losses. You could make a bundle just as easily as losing your shirt. But you have to be willing to take a significant risk.

The danger of spread betting is its limited amount of time. You are betting on movement over days or weeks. On the other hand, buying a security is open-ended. You can hold onto it for as long as you want. That way, if its value falls tomorrow, you can hold until it regains those losses and earns more. You can hold for 20 years if that’s what it takes to derive the profit you’ve been hoping for.

While it’s possible to take a long-term position with spread betting, doing so is not necessarily in your best interests due to the ever-present potential of a margin call. Most spread betters deal in short-term contracts lasting no more than a few days or weeks.

Yes, you can make good money spread betting. You can also lose big. In the end, it boils down to your appetite for risk.

Coronavirus Vaccines; What You Need to Know

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So far, the UK has recorded over 3,998,665 cases of coronavirus infections. Out of these, more than 115,529 deaths were witnessed, with the number of patients who have recovered standing at 2,056,021.

So dire has the situation been that the country has had to be placed on lockdown. Twice. 

However, the silver lining is that despite the escalating cases, there are vaccines in the offing, which promise to save a lot more lives and forestall future infections.

Nonetheless, most people are still in the dark about how Covid 19 test kits and vaccines work, whether they should have faith in them, and what the consequences of not getting vaccinated are.

We look at all these issues in this feature and discuss answers to other frequently asked questions on vaccines.

Vaccines

Vaccines are biological preparations designed to help the body build resistance to particular infections.

The term ‘vaccine’ is ordinarily used interchangeably with ‘inoculation’ as both mean the same thing.

The best vaccines take the form of active immunization, which protect an individual from the repeated incidence of a particular infection.

Active vaccines may be developed in two ways;

  • The first is the natural method, where a person who has recovered from a particular disease develops antibodies against that illness. 

Thus, the antibodies formed by the body act as foot soldiers and fight any future recurrence of the illness.

  • Active vaccination may also be artificially triggered through the deliberate introduction of the pathogen in a person.

Where artificial vaccines are used, controlled amounts of the disease-causing pathogen are introduced into a person’s body to provoke the body to produce the corresponding antibodies.

Persons who have been exposed to Coronavirus have been shown to naturally develop these antibodies. To learn about your Covid-19 antibody status, you can secure Covid-19 antigen test kits from handstations.co.uk.

How Vaccines Work.

Natural immunization is seen to occur in cases such as chickenpox, where a person who recovers from the illness develops specific antibodies that fight the illness-causing pathogens in the future.

In such a case, the person is said to have developed a natural immunity to the disease.

On the other hand, where a vaccine is administered, what happens is that the individual receives an injection containing the antibodies designed to fight against a specific disease.

In this case, a person vaccinated against measles, for example, is placed in a position to fight the pathogens causing measles should his body ever encounter them.

The Coronavirus vaccine is designed to work in a similar fashion. It is intended to enable the body to recognize the SARs-CoV-2 virus and fight it using antibodies.

It is a smart way to fight an illness without necessarily having to fall ill.

Where a mass of people fall ill, recover, and produce antibodies, they are said to develop ‘herd immunity.’ 

However, the WHO encourages countries to facilitate herd immunity through artificial vaccination.

This is because, with artificial inoculation, the target population has better chances at lifelong immunity as opposed to the trial and error method of natural immunity (which might leave some members of the community exposed). 

When it comes to the Coronavirus vaccine, the approved varieties are all being administered in two doses. The second dose is administered 14 days after the first round.

Vaccine Approval in the UK.

In the United Kingdom, the Medicines and Healthcare products Regulatory Agency (MHRA) is the body tasked with the duty of ensuring that all vaccines (and other medicines) are safe for use.

The Agency does this by regulating the clinical trials for the vaccine and approving those that are proven to work.

Clinical trials must also receive a nod from the NHS Research and Ethics Committee and from the Health and Safety Executive (HSE) before they can be undertaken.

So far, the MHRA has approved the following vaccines for use in the UK:

  • Pfizer/ BioNTech Covid-19 vaccine.
  • Oxford/ AstraZeneca Covid-19 vaccine.
  • Moderna vaccine.

Who Needs Vaccination.

All persons need to be vaccinated against Coronavirus. Nonetheless, the government is giving priority to particular groups of people. 

Presently, the government aims to administer vaccines to over 15 million people in the UK, with persons aged over 70 and healthcare workers being prioritized.

The reason for this is that these two categories of people constitute high-risk individuals due to their heightened risk of contracting the disease.

So far, 12 million people have received the first round of vaccines.

Vaccines and Immunity.

As mentioned earlier, the Covid-19 vaccines come in two doses. 

According to the WHO, there is a relatively good immune response after the first dose of the vaccine, and the second round only serves to ramp up this immunity.

However, as of now, the WHO is yet to ascertain how long this immunity lasts.

It is also worth noting that a person can still test positive for Covid-19 soon after inoculation.

That is because the body may take up to two weeks to develop the antibodies that facilitate immunity. 

Consequently, it is possible to contract the disease during the two-week window, and therefore, inoculation should not be presumed to result in immediate immunity.

Effects of Failure to Vaccinate.

A general mistrust against inoculation may lead some people to opt out of getting the Coronavirus vaccine.

Groups colloquially known as the ‘antivaxers’ have led spirited campaigns against the efficacy of vaccines in the past.

While some of the concerns raised may seem valid in theory, most of these arguments fall by the wayside in light of scientific research and want of scientific backing. 

Failure in vaccination against Covid -19 can only mean one thing- the continued prevalence of the disease. So far, it has been a losing battle without the aid of Covid vaccines.

But no matter where your stand on vaccination is, the best remedy against Covid -19 remains the observance of the WHO protocols of wearing a mask, social distancing, and regular hygiene.

Stock Plan Strategies Investors Need to Achieve Financial Freedom

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Achieving financial independence is becoming more and more of a stressor for many. So much so, that the idea of financial freedom is seemingly becoming more and more difficult to attain. Stock is one of the economy’s most lucrative pastimes that, with a little preparation and knowledge, can turn out to be profitable for the future. For those who are willing to make bold, long-term financial moves, there are many investing methods available.

Don’t Trip Over Myths

What may stop you from financial liberation is what may or may not be your pre-determined notions on the subject at hand. The biggest myth is that you need money to make money. That’s not true at all: it’s about compound interest. Compound interest is the interest on a loan or deposit paid over time. If your investments compound, so do your costs. Starting small and being consistent is the wisest decision (and often the hardest). Learning how to be your own stock analyst is the greatest defense against the market.

Start Early

At this point, if investing is for you, you will need to prioritize starting as early as possible. Studies show the earlier you start, the more time your money has to begin compounding. According to Investopedia , “Most experts say your retirement income should be about 80% of your final pre-retirement salary. That means if you make $100,000 annually at retirement, you need at least $80,000 per year to have a comfortable lifestyle after leaving the workforce.” Of course, if this only includes your retirement plan from being employed, having stock in other companies can either maximize or supplement the amount.

Gather Intel

The best protection is to make sure you’re staying knowledgeable about the stock world. A plethora of services exist online, but there are so many options. Consider sites that offer the basic information first. You will find many places with similar information for stock retirement plans and the most popular stocks in different industries. Look at trending topics and Of course, if these aren’t to your liking, and you’re somewhat of a beginner, consider experts to watch the stock market for you. If you want to learn by yourself, there are how-to articles .

Be Wary of Potential Scams

It’s safe to say that with any new turf, you want to watch out for unknown pitfalls. Your money is precious, so you must learn how to discern between legitimate investments and scams. Or, at the very least, learn to watch for signs. Certain scammers are either straightforward or extremely convoluted, making websites and fake companies with several “employees.” A Scammers number one MO is to get you to, you guessed it, send them your money. Scam artists will typically be those who are gullible or lost money on a recent investment. They likely will promise repayment, as long as you “invest” in them. Their actual company could be real or fake, either way, they will convince you of one or two things: their pitch is an honest one, or that they are honest themselves. They may ask for fees and may disguise themselves as a trader, wanting you to trust them to invest your money wisely. These tactics are often deployed over the phone, via email, through seminars, and some trading and investment courses. Watch out for tactics that give you a sense of urgency with the intent to get you to invest right then. Take time to consider, and do your research on what they claim to be. Challenge yourself with Oxford club review , a strategy that’s a point of skepticism for many right now.

Find Your Perfect Stock Category

The first place to start? Maybe with something you love. You can find stock for nearly every field, product, and service out there. Of course, that’s your natural inclination. The point is to go for something you’d be interested in staying up to date on. Maybe putting all your eggs in one stock basket is not for you? You may want to stick with something you have an interest in researching. There are 11 stock sectors : materials, industrials, financials, energy, consumer discretionary, consumer staples, information technology, communication services, healthcare, utilities, and real estate. Don’t worry, you’ll start to notice some familiar industries when you look up the most popular ones.

Plan for the future

Day trading can be fun, but constantly buying and selling stock is not wise for the future. The problem with buying and selling stock all the time is that you’re hit with a lot of taxes. Maybe you’re pretty versed in stocks and already have a plan laid out for you. If you want to dive into some particular stocks you have in mind and be your own stock analyst, some sites keep a database of current stocks . Remember: do not invest blindly. Do your own research into a potential stock investment, maybe starting with industries and finding the best-performing companies. Word-of-mouth from family and friends, though tempting, needs to be looked into. Initially to grow trust between your industry of choice and to practice staying ahead of scams.

How to use project management methods in marketing

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If there is one word that can be used to describe marketing, it is varied. Marketing is certainly a diverse field. What works for one client is not going to always work for another client, even if they both operate within the same business sector. Because of this, you need to give a lot of thought and consideration to the type of project management methodology you use. With that in mind, in this blog post, we are going to explore how to use project management methodologies in marketing in further depth so you can get a better understanding.

Agile

There is only one place to begin when it comes to project management methodologies, and this is with Agile. A lot of project managers acquire Agile project management accreditation to help them advance their skills and standing in the industry. It is a methodology that began in the realm of software development and it has slowly started to spread into the broader business world. Today, it is one of the most popular methodologies for project management. It utilises decentralised decision-making and iteration to boost processes and enhance flexibility.

Agile project management is beneficial when it comes to inbound marketing and online marketing. This is because these sorts of marketing campaigns run on a continual basis, which is suited to the iterative process of Agile. You will continually filter knowledge back into the advertising operations while enabling teams to be flexible when responding to any situation as it changes.

On the flip side, Agile may not be the most appropriate solution for seasonal marketing and event marketing. This is due to the fact that the emphasis is placed on incremental improvement over a period of time with Agile. This means that projects that have a short timespan or are based on one big “moment” do not usually do well. These sorts of marketing projects need everything to be perfect at the launch and they do not have any space built for improvement and testing.

Waterfall

You may also want to consider the Waterfall project management methodology for your next marketing project. With this methodology, a sequential procedure is used for the planning and execution of tasks, with one task flowing into the next, moving everything toward the completion of the project.

Waterfall project management works well with regard to bricks and mortar marketing, as well as alliance marketing. This is because it is highly effective in terms of planning for a marketing project to be delivered all-at-once, using project plans and Gantt charts so that precise objectives are achieved and geared toward specific and often distinct deliverables.

This project management methodology does not tend to lend itself well to social media advertising and personalised marketing. This is because the methodology has not been created to handle any sort of circumstances that can alter on an hourly or daily basis. When it comes to situations like this, on-the-fly decision-making and skills-based reactions will outperform long-term planning.

Scrum

Last but not least, you may want to consider using the Scrum methodology for your marketing project. This approach is focused on delivering high-priority deliverables within a specified timeframe. It is all about adopting personal responsibility and ensuring intense focus for a task to be completed.

This sort of project methodology works well for B2B marketing and product marketing. This is because these sorts of marketing projects need the most critical deliverables to be completed first. For both B2B and product marketing, the highest priority actions and assets are the most critical. The secondary actions and assets can be held back for later sprints.

The nature of this methodology means that it is not usually the best approach for high-level corporate marketing and direct marketing. When a team is certainly going to have time for everything to be completed or where all tasks run at the same time and have the same date of completion, Scrum loses the advantages that have been mentioned above.

Can you use a mixture of the different marketing methodologies that have been mentioned?

If you do not think that any of the marketing project management methodologies that have been discussed above are going to be right for you, you may want to consider going for a hybrid approach instead. For marketing companies that are either during a transition period or realise that a mixed approach is going to be better for their situation, a hybrid project management methodology makes the most sense.

This sort of project methodology is best suited to the likes of brand marketing and content marketing. By using a blend of iterative and set-piece processes, your team will be able to follow a hybrid approach that can generate your project’s cornerstone elements and then you can fine-tune them by using more Agile processes when needed.

Hybrid methodologies are popular because they enable you to tailor your project management approach based on your business, ensuring that you end up with something that is just right for you. However, this option can sometimes be an unwise choice, especially if you are building a new app or you are looking for the best project management methodology for test-driven marketing. This is not to say that a hybrid approach would be a failure. Nevertheless, you may find that simply sticking to one approach is going to make a lot more sense in scenarios like this. The reason for this is that it will lower confusion, as well as making your objectives clearer and much more straightforward to achieve.

Hopefully, this article has given you an insight into the different project management methodologies that can be used in marketing, including the pros and cons. We hope that this has helped you to get a better understanding of the options that are available to you and how you can use them to drive your marketing efforts forward. There are different APM, PMP, and PRINCE2 training courses that are available that can enable you to advance your project management knowledge in the various methodologies that have been mentioned above. 

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