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The True Costs of Dog Ownership

Sam Allcock
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The True Costs of Dog Ownership

To a new pet owner, a dog’s cute face and lovable personality can make even the most expensive veterinarian bills and daily kibble expenses worth every penny. But when that new dog owner has kids in tow, that seemingly small purchase can quickly become a family budget buster.

In fact, before you add Fido’s name to your shopping list of items like food, toys, and doggie daycare, it might be helpful to get an idea of just how much actual cash is going out each year for this furry addition to your family.

Smaller dogs tend to be less expensive when compared with larger dogs in terms of their initial purchase price plus annual expenses. However, when you calculate the total cost of dog ownership, you’ll find that every breed has an overall price tag that comes with it.

Things to consider when calculating the cost of dog ownership

1)  Initial purchase price

Even though the initial price of a dog might be pretty steep compared with other pets, such as cats and fish, there’s more to consider than just this one-time expense.

If you adopt your pet from a shelter or rescue group, the initial cost is probably less than what it would be for an owner who goes out and purchases a purebred puppy from a breeder. Generally speaking, the more popular and sought-after breeds require higher prices due to their limited availability.

And while $500 to $1,000 dollars may seem like a lot of money upfront for that new addition to your family, don’t forget that some insurance companies offer reimbursement for veterinary care costs if you can prove certain are met regarding breed and age.

2) Annual expenses

Annual costs for a dog’s food, toys, and basic training can really add up over time. Think $300 to $800 per year. However, the cost of daycare for dogs can vary depending on the age and size of your pet as well as the level of care you provide.

Certain breeds require more intensive grooming than others that can increase or decrease your annual cost for doggie daycare and supplies. As with any item in your budget, be sure to compare prices among various sources such as supermarkets, specialty shops, and big-box retailers like Walmart and Target before making any final purchase.

3) Dog food

This is one of the top expenses that pet owners must prepare for.

If your pooch has a sensitive stomach or requires a special diet, this will factor into how much you spend each month on food. Furthermore, the amount of food he eats can also vary depending upon his breed and age as well as the level of activity he gets throughout the day. Many areas even have dog-food delivery services like PetChef and FreshPet for those who don’t want to deal with hauling bags home from the supermarket every couple of weeks.

Breed-specific food can cost up to  20% more than what you’d pay for a generic brand. But if your pet isn’t able to digest certain ingredients, the price of a specific brand might be worthwhile.

Some brands also offer coupons and discounts, so it pays to do your homework.

Depending upon the quality of dog food you purchase (organic, natural, etc.), the price can vary quite a bit from one brand to another. Don’t forget that some breeds like Great Danes, for example, will have much more expensive nutrition requirements than say, Boston Terrirers.

Keep in mind that by purchasing in bulk and signing up with automatic delivery services like Chewy, you can save anywhere from 15% to 30%.

4)  Vet visits

The cost of your dog’s annual physical, shots and other preventative care will vary quite a bit depending on the breed. Routine check-ups can often cost around $75 to $100 for smaller breeds while more exotic breeds with unique needs could potentially incur expenses in the hundreds each year just for basic preventative care.

5) Grooming & boarding expenses

Just because Fido doesn’t require a trip to the groomer’s once per month doesn’t mean you should cut back on his overall care regimen. When your canine companion has a bad case of fleas or some unsightly mats in his fur, that is an emergency situation and professional grooming might be required. Depending upon the breed, your dog could require daily brushings or just a weekly trim and bath.

Additionally, you should also consider whether boarding him at a doggie resort is necessary during those times when you’re on vacation and can’t bring him along with you to the hotel or rental home where you’ll be staying. If so, this will add another $100 to $150 per week on top of his regular food bill if he has to stay for longer than 4 days.

6) Special medical issues/ emergencies

Although dogs are built with amazing immune systems that give them the ability to heal on their own, there will be times when your furry companion gets sick or injured and needs medical treatment. Some may even require ongoing special dietary requirements to match such as Anal Gland problems.

Veterinary care for dogs is very expensive, and while some dog insurance plans can cover a portion of your pet’s annual wellness and emergency vet costs, you may still be responsible for a significant out-of-pocket expense that could put a huge dent in not only your wallet but also the number of resources that need to be dedicated towards emergency savings.

There are, of course, other expenses such as monthly chew toys and treats that you might factor in as well should your budget allow it. Just remember – do not overspend when it comes to keeping Fido healthy and happy! What’s important is to find the right balance between the price tag and how much you love your pup. Happy dog-owning!

What Type of Financial Investor Are You?

ABC Staff
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What Type of Financial Investor Are You?

All investors are in it for profits, but this does not mean that all investors take the same approach to growing their capital.

Nor do they approach risk in the same way, perhaps the single biggest difference between contrasting investor profiles.

Of course, there will always be those who blur the lines between two or more different types of investors. Some also shift and adapt their investment activities to reflect their preferences, priorities and financial circumstances at the time.

When it comes to approaches to risk, the vast majority of financial investors fall into one of the following four brackets:

Risk Mitigation

This is the type of investor who does not avoid risk outright, but does everything within their power to reduce risk to the absolute minimum. They make investment decisions on the basis of extensive research and their own knowledge.  In doing so, they seek out the best investment opportunities, with the potential to generate decent returns.

Most newcomers to investments are risk mitigators, with the exception of those who already have significant capital and can afford to take bigger risks.

Risk Avoider

You could argue that this is not technically a category of investor, given how all investments involve a certain amount of risk. Risk avoiders are those who will not pump any money into anything that puts their money at risk. The worst case scenario with their investment decisions is a low annual interest payment, such as that of a conventional savings account.

They invest their money by definition, but will not take the risks associated with conventional investments. In return, they have no realistic possibility of generating significant profits, but rather modest guaranteed returns.

Risk Embracer

At the opposite end of the scale, you have those who see risk as an invaluable opportunity to make money. They never jump in at the deep end without careful forethought, instead basing their decisions on detailed research. They perform due diligence, though will still happily back something that attaches a high level of risk. Assuming, of course, their calculations indicate it will pay off.

This is also the type of investor who likes to dig deep to find the kinds of investment opportunities others overlook such as investing in property bonds. Not to mention, the type that knows exactly when to call it quits and walk away, if and when things go wrong.

Risk Manager

The risk manager lies somewhere between the mitigator and embracer; they conduct detailed research, they hedge their bets accordingly and they base their decisions on in-depth knowledge. The difference with the risk manager being that high-risk investments are generally off the cards, side-lined for those of a more moderate, manageable nature.

They are not afraid to occasionally dabble in something volatile. Just as long as the risk of capital loss is relatively low, they will happily invest large sums into something that does not technically guarantee a healthy return.

Arshiya Jahanpour on cars

Claire James
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Arshiya Jahanpour on cars

For over a century, transportation the world over has depended upon fossil fuels to power personal vehicles, planes, and more. As such, those working to innovate alternative forms of energy find themselves fighting a multi-faceted battle. We humans are highly dependent upon big oil, from powering our personal vehicles to powering our homes.

However, times are changing, and the only way for oil companies to survive is to adapt.

Three major changes are coming to big oil, and these changes will affect the way we drive.

One of the major changes has to do with regulation. Governments that are pushing for renewable energy are levying more and more regulations on big oil and on the cars we drive. For instance, in the United Kingdom, there is a major push to become carbon neutral by 2050. This means that, within three decades, no one will be driving gas-powered cars. A good way to relate this change would be similar to what our ancestors did when they stopped using wagons pulled by horses, mules, or cattle – a transformational change. Experts are saying the move to electric powered vehicles will come much faster than the conversion to gas-powered vehicles.

Beginning in 2020, the world’s merchant fleet was required to use low sulphur fuel. The International Maritime Organization could find no way to prevent this regulation coming to fruition, and businesses found the proper fuel to run cargo ships.

Another reason people will move to electric cars more quickly is the rapidly-changing technology that is constantly improving. They say that necessity is the mother of invention, and it’s likely necessity as regulations tighten down on emissions that more and more automakers will continue to innovate in order to meet new demands. Unfortunately, the oil and gas industry are more prone to slower adaptation than other industries. This could spell doom for fossil fuels in cars.

What will sell electric vehicles is the presence of a long-lasting, quickly charging fuel cell. The issue with electric cars today is that they draw a great deal of electricity, especially when one chooses to charge the fuel cell battery at home using 110 volt outlets. Using a 220 volt outlet increases charging time, but it still pulls a great deal of power from one’s home. There are no current data on how much a kilowatt of electricity will cost.

Of course, there is technology being developed which would allow for the friction of the wind to charge fuel cell batteries. If electric vehicle engineers and automakers can harness this type of charging power, then even the need for electricity in one’s home to charge the car would be obsolete.

Climate change is an issue that is garnering more and more attention. No matter how one feels about climate change, no one can deny that the population of the planet has exploded in recent years. This means that more natural resources are being utilized (at such a heavy rate that some cannot be replaced in a timely manner) and the expectation of a materialistic well-being is affecting the climate in ways we have yet to fully understand. As long as the population of the world continues to grow, we humans will have to adapt to these changes.

The increase in population points to an increase in earth’s surface temperatures. Not only does this change the lives of people in coastal communities, but it will increase extreme climate events in places all over the world. This could affect political policy, which affects thousands, if not millions of people across the globe. We could also see a reduction in crops, which means possible disruptions to the food chain.

However, this isn’t all gloom and doom. Investors can and should begin backing technological innovation. Oil and gas companies as well as automotive companies should be investing in innovative technology so that they don’t follow the dinosaur and become extinct. In fact, big oil and automotive companies could very well be the energy tech giants of the future.

Day 3 Highlights of Bitcoin Creator Trial Kleiman v Wright

Claire James
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Day 3 Highlights of Bitcoin Creator Trial Kleiman v Wright

Day 3 of the Kleiman v Wright trial, considerably the trial of the century, went off without a hitch in the Miami federal courtroom. This case will decide who in fact is Satoshi Nakamoto, the creator of Bitcoin and writer of the Bitcoin white paper, and the owner of 1.1 million Bitcoin valued at over $69 billion. Both sides agree that Craig Wright is Satoshi Nakamoto, with the defense asserting he is the only one and the plaintiff claiming David Kleiman is at least half of Satoshi Nakamoto. The plaintiff, Ira Kleiman, contends that Craig Wright and Ira’s deceased brother David had created and mined Bitcoin together and that the Kleiman estate is entitled to at least half of them.

“The trial was boring today,” said Kurt Wuckert Jr. in his daily livestream which he broadcasts immediately following the day’s courtroom events.

He was referring to the fact that the day was filled with a lot of video deposition watching which was in support of the plaintiff making their case. The court also heard testimony from Jamie Wilson, who in 2013 worked with Craig as his CFO and partner for a variety of Wright’s companies. Wilson had stepped down and left his position in October 2013.

It was notable that his opinion of Craig was back and forth during testimony. While on one hand he said he liked Craig and enjoyed working with him and on the other hand he didn’t like who Craig had become. He felt Craig was a jeans and hoodie kind of guy who took up wearing flashy suits and expensive watches. This could go back to the idea that he was never paid for his role in the startup company for which he was CFO, although he stated he never expected any pay.

One of the video depositions included that of Jimmy Nguyen, Founding President of Bitcoin Association. Jimmy, a career intellectual property and digital technology lawyer, is well versed in the courtroom and was able to easily navigate the potentially rough waters that the plaintiff’s attorney was trying to push Jimmy towards. The questioning was geared towards gathering information from Nguyen as to whether Wright moved Bitcoin into other company holdings such as nChain. Unfortunately for the plaintiff, Jimmy was unable to confirm any of that information.

The only drama that occurred during the day was when the plaintiff’s lawyers made several attempts to paint a picture of Ira Kleiman to be a frail man who doesn’t really understand how the proceedings work in the courtroom. Explaining to him as you might a young child that they will be asked questions from both sides and that the defense lawyers might ask harder ones and not be so nice. The defense lawyers, after a few minutes of this portrayal playing to the jury, had enough and asked the judge to intervene. Judge Beth Bloom felt the same and ordered the plaintiff’s attorney to move on.

Tomorrow may see more of the same as the plaintiff continues to make their case. Hopefully there will be more live testimony and cross-examination which generally provides for more gripping drama and theatrics by the lawyers.

Bespoke Jewellery From the Expert Team at Bonds Jewellery

ABC Staff
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Bespoke Jewellery From the Expert Team at Bonds Jewellery

Bonds of Brentwood has been buying and selling many beautiful pieces of jewellery, as well as luxury Rolex watches, for the last five decades. In that time, the firm has built up a superb reputation from its shop in the heart of Brentwood, Essex, for reliability, honesty and fair pricing. In addition, some of its jewellery has set the pace among the fashionable set for its often forward-thinking design cues while still offering timeless elegance. 

However, Bonds of Brentwood is not just a high-end retailer of luxury jewellery. The firm is also a specialist in bespoke jewellery and this is something that is becoming increasingly popular both in Essex and across the rest of the UK. What is it about bespoke jewellery that makes it so special and why are more and more people turning to the experts at Bonds of Brentwood to produce it for them? Read on to find out.

Why Order Bespoke Jewellery in the First Place?

Before launching into why Bonds Jewellery would be a good place to order a one-of-a-kind piece of jewellery, it is probably worth considering for a second why bespoke jewellery is so preferred nowadays. Of course, there is absolutely nothing wrong with a standard design when it comes to jewellery. Some very fetching pieces are designed to be reproduced by jewellery makers and if you want something that is off the peg, then there is certainly nothing wrong with that decision.

Nevertheless, bespoke jewellery offers something that standard pieces cannot. In short, this is their unique quality. When you have anything made to bespoke specifications – from dining room furniture to works of art – they are never going to be fully replicated. Even if someone were to copy the basic design and concept of a piece of bespoke jewellery, the original will always be original and retain some of its unique qualities. It is why the Mona Lisa is one-of-a-kind even though the image has been photographed countless times. The same goes for any bespoke piece of jewellery.

By ordering something unique, you can also imprint your personality on the item. Just like an engraved ring or pendant, you will say something through the very design of the piece. Many people like bespoke items because they will be giving them as a token of love and, therefore, want something that is highly personalised. There again, others want a unique item that they’ve designed themselves simply because it says something about them as a person. Either way, bespoke jewellery is increasingly popular because it is quite simply individual.

What Makes Bonds’ Bespoke Jewellery a Cut Above?

Of course, there are plenty of jewellery makers around the country who can fashion bespoke items. However, the skill and craftsmanship on offer from Bonds of Brentwood put them into a league of their own when it comes to bespoke jewellery making. These days, the online service from Bonds means that their dedicated team of skilled professionals are not just working on items commissioned from the local inhabitants of Brentwood, but right across the country. Online design discussions and concepts can be sent back and forth until the right approach is found and then the craftsmen and women who will make the piece will get to work producing it.

There’s an in-house jewellery design team at Bonds which is something some jewellery makers simply don’t have. With the design and production sides of things under one roof, as it were, there’s some great joined-up thinking that goes on between the two teams. Often, there will be multiple ideas for customers to peruse from their initial ideas. Equally, the design put forward by a client may be very finalised in which case the production team will have their input. This might focus on what is technically possible for long-lasting and durable items given any particular design constraints, for example.

To put it simply, the bespoke jewellery making that goes on at Bonds is fully consultative. Customers are consequently more likely to be offered a design or designs that meet their tastes and preferences. Equally, what is produced won’t just be unique but beautifully crafted and within the scope of the agreed design concept.

Which Sorts of Jewellery Are Suited to Bespoke Designs?

It doesn’t matter what sort of jewellery customers are after these days. Every style and type of jewellery can be made to exacting standards by the team at Bonds of Brentwood. Rings are among the most popular, especially engagement and wedding rings. Since these will often be one of the most important jewellery commissions people will make in their lifetime – sometimes the only one – it is imperative that such purchases are full of attention to detail while saying something about the owner. Only a bespoke ring can really offer this degree of individuality.

Of course, it is for just the same reason that Bonds take so many commissions for eternity rings and diamond dress rings. However, it is not just rings that can be carefully handcrafted to a bespoke design by the skilled jewellery makers at Bonds. In addition, pendants, necklaces, brooches, bracelets and ankle bracelets are all frequently made to one-off designs by the team. Earrings are also popular for the bespoke, especially as wedding anniversary gifts or to mark a special birthday. 

In addition, Bonds takes commissions for multiple pieces which will conform to the same design aesthetic. Want to order a bespoke set of earrings and a matching pendant necklace for a loved one? If so, you should discuss your ideas with the design team at Bonds.

How Do You Go About Ordering Bespoke Jewellery From Bonds?

Popping into the store on Brentwood’s High Street is a good way to get the ball rolling with bespoke design ideas. However, this is not practical for everyone so Bonds of Brentwood has a contact form would-be clients can use on their website to start discussing jewellery concepts and pricing. Equally, the business can be contacted by phone to ask any specific questions. Bear in mind, too, that Bonds of Brentwood provides skilled jewellery repair work, something that fits alongside their high-quality bespoke jewellery making hand-in-glove.

What Entrepreneurs Should Know About Expanding Their Business

ABC Staff
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What Entrepreneurs Should Know About Expanding Their Business

When you look at the different types of people who start businesses, you’ll immediately see that no one specific kind of person can become a business owner and entrepreneur. All backgrounds, educations, and ideas are welcome in the business world, especially now that, thanks to technology, it’s a simple thing to set up a business.

Of course, any good entrepreneur will have a lot in common with others, even if they are different when it comes to them as a person. They will want the same things, for example. They will want to grow their business and make it as good as it can be. When this happens, they will be making money, be successful, and even think about the future a lot more positively. So just what is it that entrepreneurs need to know about expanding their business? Read on to find out.

Market Research Is A Necessity

Market research will bring about different ideas and emotions in everyone. Some will think of it as boring and unimportant. Others will make it a priority. These latter people are the ones who truly understand how to expand a business. Market research is not something that can be done quickly or that can be left untouched. Unless you carry out market research, your expansion plans might come to nothing because you simply won’t understand who your target market is, and you won’t understand how to cater to their needs.

No matter what stage of your business you are at, market research is going to be necessary, but when you are thinking of expanding, either into a new territory, with a new product, or perhaps changing your website to offer more, it’s vital. You don’t want to run the risk of making a big, costly mistake that market research would have warned you about.

Don’t Alienate Existing Customers

Something that it will certainly pay to keep in mind when you are looking at how to expand your business as an entrepreneur is that your existing customers need to be taken care of even while you’re looking for new ones. If you don’t watch out for them, you might find that all the changes you’re making actually alienate them, and they’ll start to drift away. This is problematic since you might lose too much money to continue your expansion plans without your core of loyal customers.

Therefore, when you are growing your business, you need to focus on your old customers as well as your new ones. Offer loyalty discounts, for example, or ask for feedback about how you can move forward. You can even create an event for current customers with entertainment from alivenetwork.com. Getting them involved will help them stick with you despite the changes.

Build Brand Recognition

Brand recognition will be important when it comes to expanding your business. If you have this, if customers automatically know who you are, then making any movements towards growth will have the desired effect more quickly because you won’t have to do quite as much advertising to be seen. Of course, marketing is still going to be essential, but you can scale back a little if you’re already known, and this will save you money which is always something entrepreneurs should be looking for ways to do.

There are various ways to build brand recognition for your small business. They include:

  • Creating a standout logo
  • Having a tagline
  • Sending out newsletters and email marketing
  • Being highly responsive on social media
  • Providing excellent customer service
  • Helping in your local community

Utilize these ideas, and you should be able to leverage your brand to help you grow.

5 Ways to Improve Your Eyesight

Sam Allcock
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5 Ways to Improve Your Eyesight

Since the start of the pandemic, our daily lives have changed significantly. Over the last couple of years, we have experienced important changes, from wearing masks and sanitising our hands every 10 minutes to working from home.

But while remote working has undoubtedly helped people achieve a better work-life balance, many are also spending more time at home in front of a screen and less time outside. For a lot of people, this has meant that eye health has suffered. 

Most of us are so used to staring at a screen for hours on end that we forget to think about the effect it can have on our eyes. While we might ensure we’ve got lumbar support and drink plenty of water throughout the day, we forget to take care of our eyes. So to help you look after your eyes, we’ve put together this guide to help you improve your eye health and your vision. 

Spotting the Signs of Deteriorating Eyesight

Only 35% of adults have 20/20 vision, which means chances are your eyesight isn’t perfect. But how can you tell? 20/20 vision is the definition of good eyesight, and it means that you can see objects clearly from 20 feet away. If you’re lucky enough to have 20/20 vision, it’s unlikely that you’ll need glasses for day-to-day activities. 

If the world doesn’t appear clear to you most of the time, then it’s likely that you need glasses — even if you had 20/20 vision at some point in your life. Unfortunately, our vision tends to worsen as we get older, so spotting the signs early is vital. Some of the symptoms of deteriorating vision are: 

  • Blurred vision
  • Eyestrain
  • Headaches
  • Fuzziness.

If you’ve noticed you’re experiencing any of these, even if you already wear glasses, it could be that your eyesight has worsened. Fortunately, there are ways to improve your vision and maintain eye health, such as: 

1. Live Healthy

As with many health issues, healthy eating can help your eyesight. One of the easiest ways to improve your eye health is by making sure the right stuff is on your plate. 

Try to eat foods containing omega-3 fatty acids, zinc and vitamins C and E. All these nutrients can help ward off problems like macular degeneration (retina deterioration) and cataracts. There are plenty of foods that are excellent sources of these nutrients, such as:

  • Leafy greens — spinach, kale and collards
  • Oily fish — salmon, tuna and sardines
  • Protein sources — nuts, beans and eggs
  • Citrus fruits and juice.

Another reason for keeping on top of your bodily health is that it helps you maintain a healthy weight, reducing your chances of diabetes, a leading cause of blindness. 

Unsurprisingly, if you’re a smoker, you should quit as soon as you can. Alongside other health problems, smoking can cause blindness, cataracts and damage your optic nerve and retina. 

2. Wear Sunglasses

While sunglasses are undoubtedly a fashion statement, they are so much more than that. Sunglasses protect your eyes from damaging UV rays from the sun. Providing you have the right pair, sunglasses will help protect your eyes from too much UV exposure that can cause cataracts. 

But sunglasses aren’t just for those lovely sunny days. Even bright cloudy days can cause you to squint when you’re outside. You might not even realise you’re squinting, but it puts strain on the muscles in your face, which can cause headaches and migraines. 

When looking for new sunglasses, always look for glasses that have a UVA or UVB rating. The majority of designer sunglasses have this rating, while some lower price sunglasses provide no UV protection. Always double-check you’re protected. 

3. Limit Your Screentime

We are all guilty of spending too much time staring at some sort of screen, whether it’s our phones, computers or the TV when we’re relaxing. Limiting your screen time is much easier said than done, but it’s well worth making an effort. Not only will it help your eyesight, but it’s also excellent for your physical and mental well-being and can help you be more productive. 

Adopt the 20-20-20 rule: 

  • 20 minutes of screentime
  • 20 seconds staring at something 20 feet away. 

4. Exercise Your Eyes

Exercising your eyes might sound ridiculous, but it can help your eye muscles stretch out, relax and start working correctly again. Stepping up the absurd, take up eye yoga. No, we’re not talking about your eyes doing downward dog, but the logic behind regular yoga applies to your eyes. 

Performing these exercises daily, weekly or as often as you can, can help you to avoid straining your eye muscles:

  • Focus shifting
  • Palming
  • Controlled eye-rolling.

5. Book an Eye Test

Last but by no means least, if you’re worried about your eye health, then book an eye test. While all the other tips and exercises on this list can help, an optician can accurately access your eyesight and identify any problems and underlying health conditions. 

An optician can determine if you need to get glasses or contact lenses that will solve any symptoms you’ve been experiencing. If you do need to wear glasses, even if it’s just for reading, make sure you pick a pair that you enjoy wearing. Choosing a pair you’re not keen on will mean that you avoid wearing them, and your eyesight will deteriorate further. 

Etherium: What Investors Should Know Before Investing

ABC Staff
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Etherium: What Investors Should Know Before Investing

Etherium is one of the most well-known cryptocurrencies that many people have been investing in. Its conversation rate or dollar equivalent has increased massively, and surprisingly that caught more people’s interest. Despite the fact that these cryptocurrencies, such as Etherium, are volatile and can be very risky, new investors are still taking their chances to invest for some share. 

Thus, knowing the positive possibilities in investing with Etherium is clearly not enough reason for you to take the risk. There are more details and information that you must dig deep first before jumping right in. With these kinds of investments, you should be prepared for the better and worse that may come without notice. Now, if you’re planning to invest specifically in Etherium because of its potential and high success rate in this present time, here are more facts that you might want to take a look at. 

  • One of the most liquid financial assets.

One notable advantage when investing with Etherium is that it is undoubtedly one of the liquid financial assets amongst all the other cryptocurrencies. This has all been made possible because of the creation of multiple online brokerages, trading platforms, and exchanges that are all thriving. Through this liquidity, investors can easily convert and exchange their Etherium for cash or goods such as gold. 

  • Lesser danger of inflation. 

Another advantage in investing in Etherium is that it has been proven that it has a lower danger of inflation compared to other cryptocurrencies available on the platform. Thanks to their clean inflation strategy that blocks the possibilities and risks of fraudulent activities such as tampering. 

  • ETH has been considered the second-largest cryptocurrency. 

With that being said, it is clear the Etherium has acquired a very trusted and reliable reputation when it comes to cryptocurrency. No wonder why many investors have continually stretched their support and put large bets towards this specific currency. 

Take note that this specific cryptocurrency has maintained its position for years which is impressive because even with the fact that these are volatile, they still managed to stay at the top.

ETH is supported by most, if not all, crypto exchange platforms. In Australia, a recent survey revealed that it’s the second most traded cryptocurrency this year. And with the number of trusted crypto exchange platforms in the country, as outlined by Debt Bombshell, traditional and institutional investors on a global scale are very confident and positive about the thriving success of ETH for more years to come. 

Final Words 

Truly, Etherium can be a high-risk investment or a high-reward investment. There’s no in-between. However, because of its success rate and reputation in the field, investing in Etherium at this present time is a very wise decision because of its stability and reliability. 

After all, it wouldn’t reach the top and become the second-largest cryptocurrency for years if it was a flop. Truly, Etherium has established a clear strategy that has helped them to reach success. Just remember the major principle when it comes to investing in any of cryptocurrencies, only invest what you can afford to lose. 

Is Crypto.com Safe: A Detailed Overview

Sam Allcock
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Is Crypto.com Safe: A Detailed Overview

Crypto.com has gained immense popularity among crypto traders in recent years. Still, many potential users are wondering whether it is secure enough to keep money there. In this review, we will discuss all the security aspects of the operation of this exchange and find out whether it is trustworthy or not.

Let us start with legal regulation. This platform works globally and is licensed in most countries. It strictly obeys all the local laws and regulations in each region where it is available.

Yet, you probably know that, in the case of some platforms, legal does not mean “secure”. So, is crypto.com safe?

In short, yes. This company has a “Defense in Depth” approach. In other words, they introduce safety measures into every aspect of their work. As a result, the risk of hacking attacks and similar problems is minimal.

Most potential users are worried about their money protection in the first place. This company stores its clients’ money offline, which is the safest option. Also, its cold storage is protected with $500 million insurance that covers a full range of risks.

Also, they have HSM-protected hot wallets with multi-signature keys for serving everyday transactions. But they are used to store only a small part of the general amount of users’ money.

Speaking about fiat currency trading, for such investments, the source offers custodian accounts regulated by local authorities, for example, in the USA, traders are protected by the FDIC.

As for their web and mobile platforms, they are secured like large international banks. So, they apply firewalls, TLS encryption, automated threat detection, real-time monitoring, and a long list of other advanced protection features.

In sum, crypto.com is one of the safest choices for both novice and experienced crypto traders. So, we recommend including it in your top list.

How Old Do You Have to Be to Buy Stocks: Simple Explanations

Sam Allcock
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How Old Do You Have to Be to Buy Stocks: Simple Explanations

What to do if your kid is interested in investing, but he or she is a teenager only? What is the age when one is allowed to start trading stocks and other assets? In the article below, we will provide you with the key legal information on this issue and offer an optimal solution.

According to the law, in the USA, only adults at the age of 18 and older can own stocks, bonds, and other assets. Consequently, teenagers and children under 18 cannot buy, sell, or invest in such products. Yet, there is an easy solution, which can help you circumvent these restrictions.

Luckily, you as a parent or guardian have the right to open a custodial account for a teenager and help him or her start a career in trading. In real practice, the answer to the question “How old do you have to be to buy stocks?” is “Any age”. It is up to you as a parent to decide when your child is ready for investing.

Now, let us discuss available custodial account options:

·   Uniform Gift to Minors Act. This type is intended for investing in stocks, mutual funds, bonds, and cash. Both a teenager and his relatives (or guardians) can send deposits to it. But those contributions cannot be returned afterward for the sake of the child’s security. Also, there are no annual deposit limits.

·   Uniform Transfers to Minors Act. The biggest difference from the previous type is a wider range of assets available. Such accounts allow holding any property, like cars, real estate, land plots, art pieces, etc.

·   Roth IRA. These are retirement accounts, as you know, but you can open them for teens as well in case they have some taxable income. But take into account that there are annual income limits ― about $6,000.

Luckily, such accounts for teenagers are available on most brokerage platforms, the main point is to make sure that the service chosen does not charge any commissions for trading and does not demand making a big initial deposit or holding a large sum on the balance.

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