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Pandemic Has Caused A Creativity Crisis In Companies

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Fatality. That was the mood at Color, a 50-person creative agency, when the pandemic closed its offices in Seattle and Los Angeles. “Among the many business fears that COVID brought,” says Elie Goral, executive creative director, “the concept of needing to isolate our creative energy was one of the most terrifying.

The creative idea is that frenzied spark that happens when a group of people are together ”. A “tight knit culture” traditionally helped colleagues share abstract ideas and feedback. He was concerned about the impact of telecommuting “without the ability to socialize.”

The coronavirus (covid-19) forced organizations to innovate, from LVMH redistributing production lines to make hand sanitizers, to musicians performing for online audiences and restaurants turning into grocery stores. However, with much of Europe and North America now facing new lockdowns, there is a growing fear that months of virtual work will start to take a toll on employee creativity.

Nicholas Bloom, an economics professor at Stanford University, says that among CEOs who came to discuss their research on the home office and productivity, “creativity is the biggest problem.” In a recent survey of 145,000 workers worldwide by Leesman, it was revealed that 28% of people who work from home said they were unable to collaborate on creative work while at home.

And with the possibility that the office will only be a center of occasional activity rather than a full-time location for the foreseeable future, managers face a growing problem. These concerns were expressed by Andy Haldane, chief economist at the Bank of England, in a speech last year. “Exposure to new and different experiences is a critical source of the creative spark,” he said.

“The home office can deprive us of many of these creative basic ingredients.” Missing ingredients Creativity is important not only for the results of a company, but also for the workers. As technology takes over repetitive tasks, it is the human capacity for creativity that will be in demand in the future.

Aspects of work such as medical development and scientific research provide clear benchmarks for measuring creativity. However, creativity in the workplace is more difficult to measure. Stephen Garrett, founder of Character 7, an independent UK production house, sums up one of the challenges of measuring creativity in a pandemic.

“I don’t remember last year and I think that the collaborations in which I participated are less creative than before. But I don’t know what I have missed ”. The move from the office to the home made it more difficult to hold creative discussions at a distance, says Chris Hirst, global CEO of the French advertising and communications group Havas Creative.

“Problem solving requires an element of friction, it requires disagreements without fights. Much of how we deal with a conflict with someone is about how they say things, their body language. We are able to moderate our words through a combination of our actions and our words.

That doesn’t happen on a screen ”. Some technological tools can interfere with brainstorming. Abigail Sellen, deputy lab director at Microsoft Research Cambridge UK, says that digital technologies can make us think about the tools we are using rather than the ideas we are generating.

We recommend: Do you do home office? They launch digital card to pay for electricity, water, telephone and internet Domestic distractions Workers who also deal with homeschooling will be well aware of the impact of disruptions on their concentration. Alf Rehn, professor of innovation, design and management at the University of Southern Denmark, describes children as “terrorists of creativity.”

One glimmer of hope that she suggests to parents is that dealing with issues outside of their routine work could inspire new ideas. Organizations and workers found positive aspects in the experience of working from home. Melanie Collins, chief people officer for cloud storage and collaborative platform Dropbox, says the experience reinforced the value of working from home.

“Loneliness could be one of the biggest advantages of a distributed model.” In recent years, office design has focused on creating collaborative spaces where people can come together to discuss ideas and have casual conversations. Managers can recall lucky discoveries from the office with pink glasses, says Lynda Gratton, a professor at London Business School.

“A young man would never run into a CEO in an office, let’s not pretend.” However, she sees merit in creating an environment for weak ties from casual acquaintances to connect online. “The nature of weak links is that you can have a lot more of them.” His consultancy recently oversaw a massive virtual debate on behalf of Ericsson, the telecommunications group.

An estimated 17,000 employees participated over 72 hours, making 28,000 comments. Supervisors distilled the conversation in real time, then analyzed the data, mapped out topics, and made recommendations. Professor Gratton says the facilitators were key in giving employees “a lot of confidence”.

Last year, Dropbox brought its annual global Hack Week event online for the first time. Employees were encouraged to take a week out of their daily jobs to design projects. Virtual sessions resulted in greater collaboration across departments and on more projects than ever. Dropbox employees created 29% more demos than in previous years, including some that the company is rolling out.

Collins says that “the dissolution of the location-based collaboration allowed more diverse ideas to emerge.” We recommend: For home office, 34% of companies in Mexico will reduce physical space Technological advantage In the end, it was the virtual tools that transformed Color’s mood from doom to optimism.

With Microsoft Teams, Goral says, they soon realized that proximity wasn’t as important as they thought. “The ability for multiple people to interact with the same screen using Share Content was huge for our creative teams.” In the long term, technology will adapt to foster creativity, says Sean Rintel, principal investigator at Microsoft.

Through the use of augmented or virtual reality headsets, “the physical-digital gap will be closed and both remote meetings and future hybrid meetings will improve”. As companies plan for a post-covid future, most envision a hybrid work pattern – a mix of office and home work.

Ashley Goldsmith, chief people officer at Workday, a software company, sees the office of the future “more like a ‘hub’ where employees can meet with colleagues to collaborate.” Creativity will be something to consider in determining how employees spend their days: group problem solving at the office versus the seamless focus at home.

It is very easy to blame the home office for work problems and the office has become a talisman. Rehn says, “We love it when we don’t have it anymore. For years we complained about coming to the office every day, now that we get rid of it, we complain. There is room for creativity in any job, there is innovation, but we must not fool ourselves.

Modern corporations are built on routines, processes that do not lead to creativity ”. Nikil Saval, author of Cubed: The Secret Story of the Workplace , suspects that managers complain about declining creativity as “a way to hide control: people think offices are needed to make sure people are online. “

In the same way, that open offices are “justified as an exercise in creativity. But it is mainly because they are cheaper ”. Forging the conditions for creativity to flourish has long been debated by managers and academics. Rehn says: “Creativity is a delicate balance between generating an idea and working on it, a balance of working together and alone.”

If creativity suffers in the home office experiment, presenting the office as a solution may be too simplistic. Stress from job losses, heavy workloads, and social constraints amid a global pandemic will also hamper creativity. “Nobody says this was easy,” says the professor.

Migrants Will Access Accounts At Banco Del Bienestar

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In support of migrants and their families to purchase dollars at the exchange rate competitive, as well as increased financial infrastructure and opening bank accounts to Mexicans abroad through consulates, l to Ministry of Finance , Banco de México , Banco del Bienestar , in alliance with the Association of Banks of Mexico (ABM), presented a series of actions.

In a joint conference, it was announced that the Banco del Bienestar will be in charge of collecting the dollars in cash from the migrants and their families, for this, they will need to open accounts in the institution that can be remotely and using the card consular as a means of identification.

It is a response to the reform initiative to the Banxico Law on foreign currency collection that is in the plenary session of the Chamber of Deputies and has caused different discussions. We recommend you… Remittances from Mexican migrants living in 29 US states fall due to covid-19.

From New York to Puebla … remittances keep millions of Mexicans in a pandemic The Secretary of the Treasury, Arturo Herrera, indicated that these actions respond to the fundamental concern of ensuring safe access to the appropriate exchange rate.

“Legislators should be proud, this problem existed, but they were the ones who triggered the reflection on this exit and it is also something that we plan to continue working with them,” he said.

The general director of the Banco del Bienestar, Diana Álvarez, added that the sending of resources from the United States may through remittance companies and liquidated by the institution in bank branches, the People’s Network and Telecomm offices in the country.

He added there are 2,393 service points, and additionally 2,452 payment centers for social programs. “The Banco del Bienestar product is ready, we could start using it today immediately and we will. What we are going to wait a few weeks is to re-scale it, this will require being able to receive in a much more intense way at the consulates, “said Herrera.

“It seems to us that at a time when the United States authorities are very focused on trying to increase the number of vaccinated people … that will allow activities to be reestablished, including those that have to do with the consulate being able to receive to the nationals ”, he added.

From the Bank of Mexico , actions will focus on improving financial services at points of entry and first contact for the exchange of migrants and tourists; expand the range of financial services and adapt them to the needs of migrants and the population that receives foreign currency; and finally, strengthen and expand the relationships of Mexican bank correspondents with correspondent banks to repatriate dollars. Alejandro Díaz de León, governor of the central bank, said that the institution will be able to make available to banks a technological platform that allows verifying the information of migrants to mitigate risks in operations with dollars in cash, as well as a mobile application that allows them to The migrants know financial products according to their needs and the search for exchange centers.

The governor indicated that work is already underway on this initiative and it will be implemented in the coming months, when the first provisions on the matter are in place, which are addressed through circulars and consultations, while some others need technological development that takes more time to settle.

Stainless steel architectural cladding

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Colored cladding for stainless steel is a technique that is being used more and more by renowned architects as it makes the finish of structures strong and striking and acquires a high quality appearance.

Steel Color produces sheets with sophisticated color and style that are perfect for use in architectural cladding. These sheets can be used in architectural projects that span many different types of structures, from office blocks to hotels and residential premises.

The quality look and finish of the sheets produced by Steel Color make them an exceptional choice for use as cladding in large-scale architectural projects. The materials used in the creation of Steel Color products are all of the highest quality. This means that they can be used to create architectural coatings that are highly durable, as well as having an attractive appearance. This is the perfect combination for cladding that is vital to help protect a structure and help give it a unique look.

Steel Color products are the perfect choice when it comes to creating architectural cladding. Their design and color, along with their strength and durability, have led them to be chosen for various high-profile architectural projects around the world. Projects that have used Steel Color products include the Home Arts Center in Manchester, UK, the Alphabeta Business Center in London, UK, and the Nizza Paradise Residence in Switzerland.

Steel Color works with a wide range of clients to produce high quality products for use in creating stainless steel architectural cladding for a wide range of projects. It also has a huge number of products that are available for distinguished customers:

INCO colored

In this type of coloring, the sheets are obtained thanks to an electro-coloring system (INCO)

The formation of different colors occurs for interference, that is, by exploiting the phase differences between the rays reflected by various oxide surfaces that have been formed during treatment and the rays reflected by the underlying metal surface.

The peculiarity of the interference coloring is to change the appearance of the stainless steel surface without using any type of paints. This aspect has undoubted advantages, among which the resistance to corrosion stands out.

Embossed sheets can be colored with INCO technology.

It is possible to supply the finishes of the “Embossed” section in all colors.

Unless otherwise indicated, the sheet will have satin finish on the ends.

We supply the veneers according to our samples; Possible color variations are due to the different reflectivity of the raw materials.

The colors are indicative and should not be considered as reference samples.

The colored plates have a margin of 20 mm that cannot be seen, neither in width nor in length.

We remain at your disposal to evaluate the production of non-standard measures.

Colored TSteel

TSteel sheets are obtained by coloring in titanium, PVD

The physical deposition of metallic vapors on the surface of the sheet forms different coatings (oxides, nitrides, carbides) and allows to obtain a bright, uniform and very resistant color.

It is possible to color embossed sheets with PVD technology.

It is possible to supply the finishes of the “Embossed” section in all colors.

Titanium stainless steel sheets are supplied according to our catalogue. Possible variations in color and gloss are due to the different reflectivity of the raw materials.

The colors are indicative and are not to be considered reference samples.

The colored plates have a margin of 10 mm that cannot be seen, neither in width nor in length.

We remain available to evaluate non-standard measures.

Natural Embossing

The embossed surfaces are obtained by lamination, by means of rolls with embossed designs or by means of pairs of embossing rolls

We have two types of stiffeners: on the one hand, stiffeners with a design on one side only and a second side smooth; on the other hand, the stiffened ones with both decorated sides that allow the design to be printed also upside down.

There are embossments such as 2WL, 5WL, 6WL, QUADRO, LINO, PELLE, STRIPES and DOTS that can also be supplied in the finishes: SATIN and SB (SCOTCH BRITE).

The depth of the design depends on the thickness of the sheet.

The following finishes can be colored with the INCO system and with the PVD system.

Some of the finishes on these pages can also be supplied on reels.

We remain available to evaluate the possibility of making finishes different from those found in our catalog and of non-standard measures.

Chemical Engravings

The etching process allows any design to be transferred onto stainless steel.

The etched surface is dull and somewhat rough and creates a pleasant contrast to the polished unengraved surfaces.

The sheets can be colored through the INCO system and the PVD system.

The colored sheets have a margin of 10-20 mm that cannot be seen in sight, neither in width nor in length.

Regarding the dimensions of the engraved sheet, the design presents a margin of 30 mm in width and length.

Veneers are supplied according to our samples; Possible color variations are due to the different reflectivity of the raw materials.

The colors are indicative and should not be considered as reference samples.

Steel Color has more than 50 designs. If you are interested, ask for the “SC Design” catalog.

Natural

Steel Color natural finishes are high quality products and include polished and matte finishes

Lucido 7: the finish is obtained by directional mechanical polishing.

Super Mirror 8: it is a mirror finish that renders the steel highly reflective.

Pallinate: the pallinate consists of a hammering operation with glass microspheres; the result is a smooth, low reflectivity surface.

Non-directional satin finish: the surface finish of the sheets is obtained by a non-directional brushing that gives the steel an opaque effect.

SteelColorBond

Thanks to Steel Color’s extraordinary experience in the world of stainless steel, STEELCOLORBOND is born, a stainless steel covered composite panel that embraces strength and creativity.

What is the best family location tracking app for parents?

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Whether you want to be a parent or not is a tough decision. You need time to consider all the possibilities and prospects for not only your life but also for the life of the child. It is not easy to bring a new life into the world and it does not become any easier. The newborn comes into the world with his own needs and the parents are bound to fulfill them.

Parenting is the only responsibility that never gets monotonous. It keeps getting more and more challenging as time pass. Children grow and their need turn into wishes and then wants. Parenting does get tiring sometimes and for those tiring times, we have the mobile phone tracker app which not only tracks your child but also manages them for you.

FamiSafe Parental control app is for all parents who are looking for a break from their full-time parenting job. Here is an app review,

Why choose FamiSafe? 

FamiSafe parental control app is not only a location tracker but it has all the best and necessary features you will need to control your child. Strict orders and grounding are old schools now are the time to allow your child to explore while you stay with them the whole time. Here in this article, I will discuss in detail why you should choose the FamiSafe app over all others. So let’s discuss the main features of the FamiSafe what it is offering to its users to secure their families and their kids.

FamiSafe features to stay your youngsters Secure

Packed into FamiSafe are many options designed to convey you a concept of what your kids do online. The helpful kid tracker app delivers on loads of major fronts, like activity reports and the FamiSafe mobile location tracker app. However, it falls short on many different things, like social media watching and also the ability to see into your kids’ chat apps. A lot of thereon shortly, but first, here is a summary of the key options that build several folks take into account the FamiSafe app for parental control.

–       Activity Report. See your kids’ activity every day at a look on a timeline. You will grasp what apps they have recently used, installed, and uninstalled. It’s an easy thanks to seeing however your youngsters’ pay their time everyone develops full, iOS users can realize some crossover in practicality with Apple’s own Screen Time feature, that some argue replaces some parental management app practicality.

–       Location Tracker. Track your kids’ location on a map, therefore you will grasp wherever they are at any given time. You will conjointly see wherever they have been through a handy Location History feature. And you will set location tracking, therefore you will grasp once they have arrived or left a given location.

–       App Blocker. Some apps simply aren’t appropriate for teenagers. FamiSafe enables you to block those apps from being put in. You will conjointly set limits on what proportion they use a particular app, serving to them specialize in things like a school assignment and exploring academic apps.

–       Suspicious Text watching. Get alerted once suspicious or polemical words area unit entered or explore for. It’s ideal for knowing if your youngsters’ are talking regarding sex or medication, or if they are being cowed.

–       Website Filtering. If you don’t wish your youngsters to visit sure websites or classes of internet sites, FamiSafe enables you to set limits. You will conjointly stop them from viewing violent websites or those with adult content, or block them from accessing specific websites

Get the app now from the following resources: 

Apple store

Google play

Amazon

The app is easily available in the stores of your device. You can also access it on Windows and Mac for your desktop use. The app is available for as cheap as 9.99$ per month and 4.99$ per year on an advance payment.

Final words 

Actually when you need to track a cell phone is the best thing is to use FamiSafe may be a tight app if you wish an easy birds-eye-view of what your kids are doing. Is the FamiSafe app free? No, it’d be price doing a fast FamiSafe app review of your own. FamiSafe is the best of the best tracking apps but it has the potential to become a complete family app that will not only keep your family safe but also in control. But if you would like a lot of data otherwise you wish to actually perceive what your youngsters’ are talking regarding online and with whom, you may wish to think about different choices. So what else you want from a parental control app? I guess FamiSafe is providing everything you want to.

Relocating as a Digital Nomad in the UK

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The digital marketing industry is one of the most-rapidly growing spheres in today’s world. Companies of all scales, small, medium, or large, rely on the internet for growing their sales and expansion. The exciting thing is the exponential rise in the demand for trained professionals specializing in various strategies for internet sales. 

You Could Build a Digital Marketing Career from Any Worldwide Location

You could build a career in digital marketing, in social media marketing, content marketing, conversions, security, and analytics, to name just a few. Even more exciting is that you can work from any place worldwide as long as you have the necessary certifications. If you wish to relocate to the UK, you can work as a freelance contractor providing services to clients using just your laptop and a Wi-Fi connection. You’ll develop, execute, and manage marketing campaigns to promote your client company’s products and services. Working with SEO companies is another option where you can sign on as an employee aligning your efforts with other team members.

Digital Marketers Are Paid Some of the Highest Salaries 

Not only can you take your pick from the immense job opportunities in the UK, but you can also expect to earn an excellent income. As your experience levels improve and you add continuing education units to your qualifications, you can expect to make more money. For instance, Junior Digital Marketing Professionals at the starting level make more than $40,000 per year. But, digital nomads working as Digital Marketing Managers with around 10 years’ experience, can earn $97,000 per year. If you choose a career as a Digital Marketing freelancer, your average salary could range from $50 to $200 per hour. Statistics also indicate that professionals in the UK make around £27,581 per year. 

Relocating to the UK is a Smooth Transition

Once you have employment options sorted, relocating to the UK is smooth. Among the other legal formalities to consider, you must inform the IRS of your intentions to move. You’ll also indicate if you intend to retain your citizenship or Green Card status. In that case, you’ll continue to file tax returns with the IRS, regardless of your current address. As a tax consultant for U.S. expats in the UK will advise, UK residents are required to file returns with the UK administration also. However, you can avoid paying double taxation by taking advantage of the exclusions provided by the IRS. Make sure to understand the forms you must complete and submit. 

You Can Offset Some of Your Household Expenses

Although you cannot deduct moving expenses because of the Tax Cuts and Jobs Act of 2017, the IRA allows you to offset some of your living expenses. The Foreign Housing Exclusion through Form 2555 calculates expenses like rent, utilities other than an internet and TV subscription, parking fee, and other basic costs. You can deduct this amount from your total taxable income. You will have to pay your dues on the remaining amount. 

Cost of Living is Lower in the UK 

Digital marketing professionals often choose to move to the UK to take advantage of the lower cost of living. Estimated averages for 2020 are £2,249 per month for an individual and £3,803 per month for a family with up to four members. While the rent varies according to the city and town where you’re living, expect to pay £600 for a one-bedroom flat in a suburban location and around £750 per month for a flat in a downtown area. 

Settling in the UK is easily done for a digital nomad working as a digital marketing professional. But, make sure to do your research and find out everything you need to know about legal and other factors when finalizing the move.

Wall Street Closes In Record

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Wall Street closes in record; S&P 500 and Dow Jones spin six sessions higher.

The New York Stock Exchange, better known com or Wall Street , reached this new Monday highs by investor optimism about the prospects for a faster economic recovery from the crisis of the covid-19 and waiting for further stimulus and accelerated launch of vaccines.

The three major US stock indices gained ground, with the S&P 500 and the Dow Jones posting their sixth consecutive gains, their longest winning streak since August. We recommend: BMV closes with profit in volatile session; Famsa titles rise again Small-cap companies, which would benefit more from an economic rebound , outperformed their larger peers.

“Investors are starting to play with the openness of the economy and the fact that the vaccine is starting to work,” said Paul Nolte, portfolio manager at Kingsview Asset Management in Chicago. “And maybe they can go to a baseball game this summer.” Still, the prolonged rally is cause for concern.

“Stocks have been overvalued for much of the past year,” Nolte added. “And the things that we are seeing now, with GameStop and bitcoin, are signs of speculation, not investment.” We recommend you.

Peso closes marginally higher after volatile session; dollar is trading at 20.10 unitsEconomy opens reception of applications for the Credits to the Word program Oil prices rose to their highest level in more than a year on supply cuts and hopes of a stimulus-driven pickup in demand, helping energy stocks rise 4.2 percent.

Hundred Treasury Secretary Janet Yellen said that if Congress passes President Joe Biden’s $ 1.9 trillion fiscal aid package, the United States could return to full employment next year.

The Dow Jones Industrial Average rose 237.52 points, or 0.76 percent, to 31,385.76 units; the S&P 500 gained 28.76 points, or 0.74 percent, to 3,915.59 units; and the Nasdaq Composite added 131.35 points, or 0.95 percent, to 13,987.64 units.

Protect Your Credit: 4 Ways to Avoid Identity Theft

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As one of the most important financial numbers in your possession, your credit score needs protection.

Lenders look at this three-digit number before they approve your application for a mortgage, installment loan, or credit extension on one of your credit cards. If they like what they see, you’ll breeze through these applications. But if you show off a bruised score, you may hit some snags.

There are many reasons why you might have bad credit. You may have fallen onto hard times, made too many bad decisions, or become a victim of identity theft.

If given the chance, fraudsters will steal your personal information and take your score for a ride, so don’t give them one. Safeguard your credit, whether you’re looking for an online loan soon or just want to maintain your score. Here are four ways to prevent identity theft.

1. Don’t Over Share Online

Your social media accounts are a hotbed of personal information. If you don’t set your accounts to private, any stranger on the Internet can see every photo and quiz you post.

While there’s nothing inherently wrong with sharing these things with the world, they do increase your chances of becoming a victim of identity theft. It won’t take much to put two and two together about important details about your life, such as your birthday, location, and children’s names. 

In the wrong hands, these details can help a fraudster hack one of your financial accounts or take out payday loans in your name. That’s why you should lock down your account, adding only people you trust.

More still, be wary of posting quizzes on social media. They get you to answer common security questions like “what is your mother’s maiden name?” or “what the street you grew up on?” and some also data mine your app to snag your profile details.

2. Make Strong, Unique Passwords

Age-old advice says to create a strong, unique password for every financial account you have. This protects you in two different ways.

Firstly, a strong password is hard to hack using brute force.

It doesn’t include an easy-to-guess phrase, date, or name, so the average fraudster would have to invest too much time testing possible passwords. That’s time they don’t have, so they’ll most likely move onto an easier target.

Secondly, it protects you if you’re involved in a large data breach.

Data breaches happen when cybercriminals target large banks, online direct lenders, and other financial institutions, hacking their servers to steal customers’ emails and passwords.

If you used the same password and email combination as the one exposed, you’ve just handed these fraudsters the keys to all your accounts — from your emergency savings and online loans to insurances, investments, and more. But if you use a distinct password for each financial account, you’ll limit your exposure to that one account.

3. Understand Phishing Attacks

Not every case of identity theft happens after a brute force attack or large-scale data breach. Sometimes, you accidentally give away information to the wrong people without realizing it. This is the goal of phishing attacks.

Fraudsters impersonate well-known organizations and financial institutions by designing emails that look almost identical to the real thing. They go to all this trouble to trick you into clicking predatory links, downloading corrupted files, or sharing confidential information.

But almost identical isn’t a perfect match. There are signs that you’re dealing with a phishing attack, such as an unusual domain name, spelling errors, and unusual requests. Phishing scams try to get you to share login credentials, so they usually request you confirm your personal information or reset your password by following a predatory link.

Always scroll through your inbox cautiously. Check a sender’s domain to ensure an email is coming from a legitimate source when your personal info is on the line, and hover your mouse over attachments and links. This will show you the destination without having to click on it. If something looks fishy, trust your gut and don’t take the bait.

5. Review Your Financial Statements

If something happens despite your best efforts to shield your identity from prying eyes, your financial statements act as an early warning system. You can spot any suspicious activity, including unusual withdrawals or purchases, and alert the proper authorities.

Make it a habit to look over these statements every month:

  • Bank accounts
  • Credit cards
  • Line of credit loans
  • Personal loans (including any auto loans, cash advances, or installment loan you have in your name)

You’ll also want to get into the habit of checking your credit report somewhat regularly. While you don’t have to do it as often as reviewing your bank statements, you should aim to check-in with your report at least three times a year.

You review your report to ensure there are no inaccuracies or errors that may be unfairly lowering your score. It’s also a chance to spot any fraudulent payday direct loans or cash advances that a fraudster may open in your name.   

Stay on Top of It

Identity theft and fraud are reversible, but it’s not an easy process. You have to prove you didn’t make a purchase or sign up for a new payday loan, then wait until the involved parties sort it out. Until then, you could see your credit score dip and run into problems when qualifying for an installment loan or personal line of credit.

The easier route? Don’t become a victim. Be proactive and protect your identity.

Cybersecurity is not a one-time vaccination that inoculates against identity theft. It’s an on-going treatment plan. That means you’ll have to follow these tips to stay safe any time you’re online.

What are the deadlines for filing U.S. taxes abroad as an American citizen?

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American citizenss who choose to live abroad expect a certain amount of adjustment when they arrive at their new home, but if you scan online chat rooms, it’s pretty clear that expats have a lot of questions – and some of them didn’t even occur to them until they’d already emigrated.

If you suspected that taxes were the top concern in these chat rooms, then you are correct. The United States is one of a handful of countries that have a citizenship-based tax structure instead of a residency-based system, and this often creates confusion among those new to the process. Adding to the turmoil is the fact that tax dates that people have been accustomed to their entire adult life, such as April 15 (tax filing deadline) can be completely different when you live outside the 50 states.

Plus, depending on the country you moved to, you may have different deadlines for filing your foreign taxes. In Australia and the United Kingdom, for example, the tax year follows a fiscal calendar instead of the annual one.

Last year brought even more bewilderment to the table as tax deadlines were often extended due to the COVID-19 health pandemic.

If you live abroad or are planning a move later this year, here’s a brief rundown of what you need to know when it comes to taxes and deadlines in 2021:

  • June 15 is the filing deadline for expats, rather than April 15, although estimated tax still needs paying by April 15 if any’s due
  • Oct. 15 is filing deadline for expats who applied for an extension to the Internal Revenue Service (IRS). All expats receive the extension even if they didn’t specifically request it
  • Oct. 15 is the Foreign Bank Account Report (FBAR) deadline using the FinCEN Form 114. Note: This form is not to be filed with federal tax returns. Instead, it needs to be separately submitted electronically using the Financial Crimes Enforcement Network’s BSA E-Filing System. It is possible to file using a traditional paperwork system, but an exemption must be obtained.

Remember, the FBAR is required for United States citizens, residents, businesses and estates with financial interest in or authority over a foreign financial account or multiple accounts that total more than $10,000 at any time during the calendar year.

If you are filing taxes abroad as a U.S. citizen and you are having trouble gathering up your tax documents in another country, don’t give up. Resist the urge to ignore the filing deadlines and instead request and extension.

Above all, seek the professional services of a tax preparer who is familiar United States citizens filing taxes from abroad. Filing your taxes while living abroad is overwhelming the first year after you move and in all likelihood, it won’t get any better the following years, either. An expat tax specialist can help you adhere to all tax deadlines and claim credits and exclusions for expats as well.

Simple tips to ensure your workspace is a COVID-secure workspace

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Even before the advent of COVID-19, workspaces have long been hotspots for the common cold and flu. With desks upon desks piled together and sandwiches left strewn across the office kitchen, it’s easy to see how illness can infiltrate a workspace so effectively.

As an employer, you have full control over your workspace. The responsibility falls to you when it comes to practicing good hygiene. If you’re struggling to maintain a pristine workspace, follow our tips – you’ll be COVID-secure in no time.

Prioritise Test and Trace

As per government advice, it’s essential that you keep exhaustive records of all customers and staff that have interacted with your company (particularly if they’ve entered your workspace) for 21 days. Being a legal requirement, it’s of the upmost importance that this is carried out.

 NHS Test and Trace is crucial to tracking COVID-19 down – nothing is more important than nipping the spread in the bud. If you know where an infection has begun, you can take immediate steps to prevent harming others – protect yourself, your employees and your clients alike.

Uphold social distancing measures

When it comes to returning to your workspace, there are steps you can take to distance yourself from potential infection. Practice stringent social distancing measures and avoid boosting the spread of COVID-19. You should aim to stay at least 1 metre apart from your fellow colleagues and customers.

In accordance with the 1974 Health and Safety at Work etc. Act, you have a responsibility to keep you and your workers safe. Social distancing – and remembering your face coverings – is an essential way of doing this. With serviced offices, this is easy. High-tech furniture can easily be rearranged, and there’s plenty of space for you and your team to spread out and work safely.

Investing in a serviced office solution ensures you’ll reap the rewards of a COVID-secure workspace in the long-term. With high-speed WIFI and round-the-clock maintenance, you can continue to thrive throughout the pandemic.

Hygiene, hygiene, hygiene

A research article published in the Wiley Public Health Emergency Collection and titled “COVID-19 reinforces the importance of handwashing” indicates that washing hands – as basic a measure as it might seem – is the “first line of defence in stopping the spread of infection.”

We can’t express the importance of exceptional hygiene enough. Previously, you may have been satisfied with giving your workspace a quick dust before you leave – this is no longer satisfactory. Regularly wipe down your workstation, don’t forget to frequently use your hand sanitizer and always clean up after yourself.

If cleaning your office from top to bottom seems like a daunting task, enquire about daily daytime and night-time cleaning services from BE Offices.  As part of BE Offices’ serviced offices package, all cleaning is left to the professionals. Truly, an immaculate office can lead to an immaculate bill of health for you and your staff.

Above all, follow government advice

COVID-19 is an ever-evolving situation, and it can be hard to determine what steps to take when it comes to securing your workspace. Regularly check guidelines and don’t forget to update yourself on industry specific information. Knowledge is power – and the more you know, the sooner you can banish COVID from your workspace forever.

Is Waste Disposal Important?

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Waste management & waste disposal is a much bigger feat than most people think. The general public would be forgiven for not knowing the in’s & out’s of an intricate waste management process, however, the general idea of waste services is somewhat outdated. The logistical planning that waste management requires is much more complex than people think. There are also measures involved to measure & counteract the impact of our waste disposal on the environment.

Organising a professional waste management service as well as the necessary recycling for all of the waste we collect is a huge undertaking which takes a lot of planning to carry out. Recycling is a huge aspect for waste management companies especially now with so many government-driven initiatives to lower & reduce the impact we’re having on the environment. It’s vital for the population of the UK to remember that our resources in terms of landfill sites are finite. It’s vital for the future of our country that waste disposal processes are refined to a point they are fully sustainable.

What does waste disposal do for me?

This question can be answered from two viewpoints, one being from the point of a business owner and the other from the general public’s.

One of the most fundamental reasons that as a society, we prioritise waste disposal as a cornerstone of our service is because of the health of the population, as well as the preservation of our immediate surroundings. Imagine a city where no large scale waste disposal takes place and consider how quickly waste would build up. This would cause a huge health hazard, as well as an environmental one since all types of waste, would build up. Streets would overfill with literal rubbish, and open spaces would end up being new designated tips. You may think this is a far fetched idea but look at any city that has been affected by a “bin strike”

Exposed rubbish ends up attracting rodents, which inadvertently brings health risks like disease & illness. Waste that is rotting ends up producing a range of harmful gases which can mix with the air causing breathing issues. Exposed waste can also become a potential host for waterborne diseases cholera which can cause hugely damaging illnesses. There is a whole list of reasons why a city without a regular waste disposal procedure is a terrible idea. There is a reason why most, if not all landfill sites are miles away from any residential properties since the ramifications for those that live near that type of environment would be horrible, to say the least.

Is waste disposal important from a business owners point of view?

From a business’s point of view, waste disposal is probably even more important. We say this because as a business operating within the UK, you’ll have a legal obligation to arrange for the appropriate disposal of all waste generated by your business. Whether you’re a construction company working on houses or a restaurant owner with a few locations, all of the waste produced by your business operations has to be disposed of properly.

There are huge consequences for business owners that don’t take their waste disposal seriously since huge fines have been handed out to individuals that are responsible for disposing of commercial waste. A business owner is essentially responsible for how your waste is processed & disposed of, which is why good waste disposal providers are important to business owners.

It’s also in the business owners best interest to keep the environment of their premises clean since waste that’s piled up outside of your office/shop/warehouse isn’t the best representation of your business. In some cases, poor waste disposal could even halt business operations since disposing of waste might be a fundamental process to your business. (Consider the workflow of a construction company & how much waste they need to dispose of to carry on working)

Here at REMONDIS, we’ve provided businesses across the world with professional waste disposal services. This gives us centuries worth of experience in the industry, advising businesses large & small on the best way to manage their waste. We have offered professional Skip Hire in Newcastle, Sunderland and surrounding areas for decades, offering domestic and commercial services to those that need them.

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