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Make Huge Profits through Crypto Profit Mining with the News Spy App

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Every day, the crypto market is inundated with new auto-trading apps. It’s tough for consumers to tell which ones are real and which are frauds because of this. In this article, we will talk about the News Spy website, a major trading app for cryptocurrencies.

When we mention the most popular automatic crypto trading app, News Spy is one of them. This app was created by a group of engineers, quants, and brokers to enable even unskilled users to benefit from the crypto market.

For rapid and precise forecasts, the app can analyse current patterns in the crypto market. You may quickly double or treble your investment by using the News Spy app. Additionally, you can earn more money with another app like Immediate Edge.

The News Spy App’s Features

Lucrative Payment

The payment system of the News Spy platform is great that works based on a flawless and accurate mechanism. Due to this, traders never have any problems receiving their funds. Users may even see their earnings soar after a live trading session, making the entire system very transparent.

Easy to Withdraw Earnings

The News Spy platform’s withdrawal process is fairly quick and far superior to that of most competing websites. Users’ withdrawal requests are processed quickly, and earnings get credited in 24 hours.

Strict Verification Procedure

When users register on the News Spy website, they must go through a rigorous verification process. This is a critical step in avoiding difficulties such as incorrect payments and fraud.

No Hidden Fees

There are no hidden fees on the News Spy platform, like a fee for signing up and transactions. It charges a commission based on a portion of the profit made by the users. This deduction occurs only when users make money and after the real-time trading session ends.

High Rating & Reviews

Many current customers have generously given ratings and glowing reviews about the News Spy app for its dependability, payment, safety, and other aspects. Many customers have stated that they have generated huge sums of money using the programme on a regular basis.

Alliance with Reputable Brokers

The app has onboarded some of the leading brokers in the market, who have an important role in giving trade inputs and monitoring trading operations. Some of the most well-known Forex brokers are part of the team, and they meticulously analyse stock quotations. Using these brokers, traders have a better possibility of making large gains.

Round-the-Clock Customer Support

The News Spy platform provides users with live customer assistance 24 hours a day, seven days a week. Knowledgeable customer care experts are available at all times to assist consumers and address their problems. To have their concerns handled, users may keep in touch with the customer care team over call, email, or live chat.

Benefits of New Spy App

Below are some of the advantages that News Spy provides:

Users Don’t Need Any Technical skills

Manual crypto trading often requires traders to work on understanding the market before start trading. The News Spy, on the other hand, completes such analysis in a matter of minutes. It simplifies trading that saves significant time and lowers the risks of trading. The software does not need any manual operation because of the auto-trading function.

Low Deposit to Start

A minimum deposit of $250 is required to create a News Spy account. This will be your initial capital investment, and the bot will use it to trade. You can use any of the available payment options, including Skrill, PayPal, Visa, and MasterCard to make your deposit.

Highly Accurate Trading Signals

Another major benefit of the News Spy app is that it provides highly accurate trading signals. It is one of the main reasons why the app continues to attract so many investors. The trading bot handles all of the tradings accurately and effectively most of the time thanks to reliable trading signals.

Option of Demo Trading

Users can practice trading using a demo account provided by News Spy. Traders can experiment with their trading strategies by using virtual (not real) money. Traders can develop confidence in this method before engaging in live trading using actual money.

Customer Support

On the News Spy platform, users can get 24/7 customer support. For any doubt or concern, traders can contact the customer care team to get them resolved.

The bottom line is the News Spy app is highly dependable and safe, ensuring that customers derive the greatest benefit from it and make the maximum profit.

Mortgage Brokers: Advantages and disadvantages

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Purchasing a house or refinancing a mortgage on real estate can be difficult due to the financial criteria required to complete the deal. The process has become much more difficult than in previous years due to the fast rise in mortgage lenders offering house loans to clients. Fortunately, qualified mortgage brokers can assist potential and present homeowners in obtaining a mortgage. These experts provide several benefits but several disadvantages to consider when working with a mortgage broker.

Advantages 0f Working with A Mortgage Broker

We have enlisted some advantages of working with a mortgage broker when buying a house.

1.     Knowledge of the market

Borrowers who use a mortgage broker have access to a plethora of information on the home-buying and refinancing procedures. Many borrowers are perplexed by the mortgage procedure. As a result, brokers utilise their business experience to explain mortgage options and guide customers to the best options. Their knowledge of the current housing and loan markets may be extremely beneficial, and they may propose the best loans for borrowers with specific circumstances.

2.     Lower Rates

Mortgage brokers have access to wholesale home loan rates as well. These rates are often lower than retail rates, allowing borrowers to save money throughout their mortgage term. Even for people with poor credit or little financial resources, obtaining lower rates might be the difference between receiving a reasonable mortgage and one that is not.

3.     Reduces Paperwork

Homebuyers who engage with a mortgage broker just have to fill out one loan application. It is unnecessary to fill out numerous applications or give multiple copies of financial papers such as pay stubs or bank statements to different lenders. The mortgage broker does the majority of the legwork to assist clients in finding the finest financing choices.

4.     Range of Loan Options

Many mortgage brokers deal with various lenders, including those that are only available through a registered brokerage. This implies that borrowers have more choices for the house loan that is right for them, not just in terms of interest rate but also in loan duration.

5.     Manage Fee

Taking out a mortgage and negotiating with lenders comes with several costs. Fees, including application costs, origination fees, and appraisal fees, can quickly pile up and catch borrowers off guard. Mortgage brokers may occasionally persuade lenders to eliminate some or all of these costs, saving hundreds of dollars. Your broker can provide you with a cost breakdown so you can ensure that the charges are acceptable.

Disadvantages of Working with A Mortgage Broker

Here are some things to consider while working with a mortgage broker.

1.     There might be a fee.

Some mortgage brokers are paid by the lender, while others are paid by the buyer. When the lender covers the cost, it’s vital to ensure you’re not being led into a more expensive loan because the broker gets a bigger commission.

When assessing if you are receiving a decent deal, it is vital to include it in the charge when calculating your mortgage payments. Many individuals find that the savings over the life of the loan surpass the broker’s charge, but it’s crucial to iron out any cost disagreements before working with a broker or signing anything.

2.     Uncertainty about the final figures

When running possible mortgage figures for a consumer, many mortgage brokers just give a good faith estimate. A good faith estimate may not include the exact specifics of the mortgage payment, the interest rate, and the costs associated with the new house loan. This can lead to unexpected loan terms at closing, perhaps costing the homeowner more than working with a direct lender.

3.     Brokers may have less control in the future.

Once your loan has been completed, it is no longer in the control of your broker. This means you may have less control over how quickly the loan is completed than if you obtained it via a banker.

Choose Your Broker Carefully!

Most brokers have their customers’ best interests at heart and will go to great lengths to get the finest loan deal for them. However, some brokers are more reliable and competent than others, so do your homework and pick carefully who you work with. You can consult with friends and family members before making a decision. You may also ask real estate agents for the names of reliable mortgage brokers with whom they have worked in the past and then interview a number of them. At Mortgage Brokers Directory (MBD), you can find highly competitive mortgage brokers that give unbiased and thorough mortgage advice.

Trading For Beginners — Entering the Market Smartly

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This brief article about trading for beginners will introduce you to the best brokers of 2021, tips on trading itself, as well as top instruments to start your investment with. If you are interested in starting a new path, let’s go!

Top Brokers to Choose in 2021

eToro min.deposit=$50; stock trading without commissions; approximately 2K of trading tools.
Interactive Brokers min.deposit=$1;trading with the company’s shares;135 markets to choose from.
RoboForex min.deposit=$10;1:2000 of leverage;CopyFX service.

Key Trading Perks to Know

There are two universal strategies with trading:

  1. Buy for less, sell for more — long trades.
  2. Borrow for more and sell or buy back for less and return the debt — short trades.

One can choose active trading for often trades, or decide on Investing, which, in turn stands for accumulating in the long run.

When it comes to the financial instruments, you have a vast choice:

  • Currency exchange;
  • Stock exchanges;
  • Commodities (metals, energies, farming sector products);
  • Cryptocurrency;
  • Derivative instruments (futures, options, CFD);
  • ETFs.

How Much Can You Earn?

The good news is that there is no limit. Yet, you have to always have a clean-cut scheme. Beyond that, your profit will fully depend on the initial deposit.

 For instance, check the next:

  • Deposit interest at a bank — 1–2% a year;
  • S&P 500 growth is around 8%–10%;
  • With around 1,000 USD at start, there is a possibility of becoming a millionaire in six years. 

Trading Tips

In brief, comply with the following:

  • Bet moderately — huge position size=losses;
  • Set Stop Loss — max.loss is 2% of the deposit;
  • Calculate your expected profit — think about amounts you want to exit with;
  • Use compound interest;
  • Start with a demo account to familiarize yourself with the basics;
  • Diversify — go for different instruments;
  • Do not be hooked on winning back — there is no place for luck;
  • Read pro trading literature — know such names as Edwin Lefevre, Jack Schwager, Nassim Taleb, Peter Brandt, Richard Wyckoff, Benjamin Graham, Van Tharp, Brett Steenbarger, Tom Williams.

Set the right goals to achieve the right profit with trading.

Free stock trading: 7 best brokers in 2021

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Any broker receives a certain reward for concluding the transactions on the foreign exchange market. However, different brokers have different appetites.

Brokers can charge traders in three ways: spread cost, commission fee, or swap. Therefore, you should carefully study the terms of cooperation before choosing a particular broker.

We should note that the most popular brokers usually offer the most favorable conditions for cooperation. They reduce the commissions in order to increase their customer base. Free stock trading:

Webull

Webull is a relatively new stock broker providing zero commission trading. Webull offers free trades on over 5000 stocks and ETFs without fees for opening or maintaining an account.

Currently, Webull doesn’t offer the possibility of trading options. The broker charges no account maintenance fees or software platform fees.

However, SEC, FINRA, and margin trading fees still apply to the trades.

Robinhood

Robinhood is an online app that allows you to trade on the exchange with no commissions. This example clearly shows the development of the brokerage. 

Robinhood’s zero fees have made investments more democratic — you can invest with as little as $1. This attracted a large number of users to the platform (now there are 17.7 million of them). Most of Robinhood’s clients are aged 18 to 40.

Robinhood gives one share for opening a trading account, as well as in case of attracting a new user through the referral program.

TD Ameritrade

TD Ameritrade is one of the world’s largest American Forex brokerage firms, based in Omaha, Nebraska.

The broker provides customer incentives, 60 days of commission-free online trade (with an initial deposit of at least $3.000), etc. The company offers a full range of investments, including trading stocks, bonds, options, over 4000 mutual funds, 300 commission-free ETFs, futures and bitcoin futures, as well as Forex trading (75 currency pairs).

Fidelity

Fidelity is a company that provides brokerage and online trading services. According to the information provided, the firm doesn’t charge commissions for purchasing the stocks of US companies. The representatives of the brokerage company also note that the fee amount depends on the number of stocks and bonds purchased: the more assets you buy, the lower the commission. 

Interactive Brokers

Interactive Brokers is one of the largest, most technologically advanced, and reliable US brokers. 

IB has an “inactivity fee” (a monthly charge that is levied on your account if there has been no trading activity). 

Charles Schwab

The customers of Charles Schwab have an opportunity to trade ETFs and CFDs, as well as international stocks. The company eliminated online trading commissions for stocks, ETFs, and options listed on the US or Canadian exchanges. All traders have access to he commission-free investment in bonds, mutual funds, and other types of assets. 

E*Trade

E*Trade is a US-based stockbroker. Potential customers of E*Trade are allowed to execute trades using futures, options, stocks, ETFs, and primary commodities. Moreover, the company provides investment proposals. The broker charges $0 commission for online US-listed stock, ETFs, and options trades.

Ozan SuperApp now a member of Mastercard

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Ozan Elektronik Para, operating as Ozan SuperApp, announces the successful completion of its Mastercard membership as of September 2021. Ozan SuperApp users will be issued their personal Mastercard-branded Ozan debit cards.

Ozan SuperApp teams up with Mastercard, the global payment-tech leader 

Now a member of the international payment technologies leader Mastercard, Ozan SuperApp extends the scope of its financial services for its growing user base.  Ozan SuperApp is on the fast track to becoming a truly global fintech by partnering with prestigious, leading brands. Having previously announced its Visa membership in February, UnionPay membership in March, and Troy membership in August of 2021, Ozan SuperApp has completed the Mastercard membership process and now offers all leading card schemes in its portfolio.

Ozan SuperApp CEO Ömer Suner: 

“Our collaboration with the payment technologies pioneer Mastercard is a welcome crucial step on our path to becoming a global fintech. Thanks to this partnership, our users can now spend their funds through their Mastercard branded debit Ozan Cards across the world. In addition to your physical card, you can create virtual Mastercard cards very easily on Ozan SuperApp and use them securely online. I would like to thank the Mastercard team once again on behalf of the Ozan SuperApp family for their full support throughout this process. We’re determined to keep partnering with prestigious global brands and institutions at full speed for our users worldwide.”

Ozan SuperApp Founder Ozan Özerk: 

“Teaming up with Mastercard and being able to access their technology, payment rails, and know-how is fundamental for any fintech aiming to take the global stage. We believe that our Mastercard membership advances Ozan SuperApp significantly, confirming its presence as a serious player with a long-term ambition in the fintech landscape.”

About Ozan Elektronik Para:

Formed to introduce the financial services of the future to its users, Ozan Elektronik Para is an electronic money institution licensed by the BRSA in accordance with law number 6493 and has been providing services under the authority of the CBRT (Central Bank of the Republic of Turkey) since January 2020.

With its SuperApp application, Ozan Elektronik Para aims to offer its customers a variety of financial services such as opening accounts in seconds, transferring funds and using debit cards as well as providing various lifestyle and entertainment services.  

https://www.ozan.com

The Ultimate Guide to Marketing

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Whatever the size of your firm, marketing is something to think about. This post goes through all of the key topics, including acquiring new consumers and developing campaigns that appeal to particular demographics.

At its most basic level, marketing is all about connecting with your customers and potential consumers at the right time and place.

Many organizations believe that marketing is only for large companies, but this isn’t the case! Small and major corporations alike can benefit from marketing – the only difference is the scale.

Small firms may learn from these examples, which are among the top small-business use cases:

  • Using social media to interact with present and prospective consumers/consumers
  • Creating a website to transform leads into paying customers (and appear on search engine results pages)
  • Connecting with friends, family members, and other business owners to generate referrals for your firm.

As you can see, there is no end to what you may accomplish for your business.

This comprehensive guide is a great place to start if you want to learn how to market your company. It covers both online and real-world marketing.

You should be able to successfully manage a marketing campaign for your company or even assist another small-business owner do the same at the conclusion of this article!

Now let’s get to it. First up is…

1. Digital Marketing: This involves everything on the Internet, including social media platforms like Facebook and Twitter, as well as creating an effective website and search engine optimization (SEO) programme.

What It Is: Online marketing is the use of the World Wide Web to promote your firm and attract visitors. This covers everything on the Internet that may help your business, as well as social media sites like Facebook and Twitter.

Why It Matters: It’s critical to have a strong website that ranks highly in Google for your industry and has social media pages if you’re searching for a consumer rather than a business buyer.

What You Need: Online marketing tactics like SEO, as well as updating your company’s website to keep up with the times, can help you attract new consumers and stay ahead of the competition. It takes only a few months for results to show!

2.   Off-line Marketing: This term includes everything that isn’t referred to as “online marketing,” such as meeting with potential clients and networking.

What It Is: Off-line marketing includes any type of offline promotion that isn’t done over the internet, such as pamphlets, posters, and social gatherings.

Why It Matters: When you meet with potential consumers in person, they are more likely to remember your company because it has an enduring impact on them. In addition, meeting individuals face-to-face may help you develop closer connections with others who might be able to assist your business in the future! When it comes to increasing exposure for your firm, networking is a wonderful approach to take.

You’ll be able to notice changes in as little as a week or two if you do it properly!

3.   Sales: The goal of this marketing strategy is to concentrate on the items or services you provide and how you market them.

What It Is: The first step in marketing to your ideal customer is understanding and engineering the path they take from prospect to customer. In addition, you must experiment with variables in that process, such as face-to-face sales, pricing, and communication with prospects before and after a sale.

Why It Matters: When you have a product that consumers are prepared to pay a premium for, it can significantly improve your overall profit margin.

What You Need: Customers will purchase items that seem to have a lot of worth, so make sure the items you market have a high perceived value before using this approach to sell your business! You may then charge more and leave with consumers grateful to pay the premium.

4.   Event Marketing: When it comes to marketing, there are several strategies that you can utilize. One of the most well-known is hosting events, such as in-person gatherings or social media parties, or B2B conferencing solutions, to promote your product/service.

What It Is: Including a variety of interactive activities in a hosted event to give it more life! This method allows you to get to know your clients as well as vice versa.

Why It Matters: When individuals have a fantastic time at an event, they’ll inform their pals about it afterward. This is also a wonderful moment to build the connection between your personal brand and your business.

What You Need: You must plan an event carefully and ensure there are lots of activities for visitors to participate in when they get there. Another approach to keep people engaged is to offer incentives!

5.   Direct Mail Marketing: Direct marketing is the process of sending physical items, such as brochures and fliers, with information on your company to potential clients or customers.

What It Is: Leaflets, postcards, and pamphlets may all be handed out through the postal service or by a private courier to pique people’s interest!

Why It Matters: It’s critical for your firm to have its own appearance in order to be distinguished from the competition. A direct mailing piece that catches people’s attention might assist you in achieving this objective.

What You Need: Make certain that your direct mail campaigns are attention-grabbing so that they’re noticed by the intended audience. Also, on the piece, include a call to action asking consumers to do anything from going to your website to subscribing for an e-newsletter.

6.   Email Marketing: This style of marketing entails sending emails to your current and potential clients to keep them up to date on items/promotions, or providing links that they may use to enter your conversion / reconversion funnel.

What It Is: Keeping clients engaged with your company through email is more personal than other types of marketing since you are personally interacting with them. It also allows you to describe what your organization does.

Why It Matters: This sort of marketing should be used to keep your customers connected with your business. Because the emails they receive from you will most likely include information about items/services that are relevant to them, they will remember you more.

What You Need: To get the most out of this strategy, you’ll need a large database. It’s also important to generate attention-grabbing subject lines and send emails on a regular basis so that recipients are aware when new information is available! If your website has an e-newsletter sign-up box, email marketing might be used as another technique for new subscribers to learn about recent updates and forthcoming goods connected with your company.

7.   Social Media Marketing: This marketing technique promotes your business/goods/services by promoting and utilizing them on social media sites like Facebook and Twitter to appeal to a broader audience.

What It Is: One of the most significant benefits is the ability to use social media as a customer service tool. You may respond to queries, concerns, and remarks from all around the world with ease!

Why It Matters: If people look for information about your firm or services, they’re likely to discover what others have said. As a result, it’s critical that you respond promptly when customers leave comments on sites like Google+, Twitter, and Facebook!

What You Need: You’ll need active social media accounts with popular platforms, as well as time and effort to market it, in order to run a successful company. Make sure your social media accounts are consistent with the image you want to convey for your organization and include a link back to your website.

8.   Referral Marketing: This style of marketing entails using or creating word-of-mouth possibilities to get people talking about your firm!

What It Is: Getting clients to tell their friends and relatives about your company on social media is one method to keep the business rolling. Getting consumers to pique their friends and relatives’ interest in your products or services may be necessary, but it’s also important for others to speak favorably of you in their own words.

Why It Matters: Because this sort of marketing technique relies on current customers telling others about what you offer, it’s particularly effective when attempting to attract new consumers who may be interested in what you have to offer.

What You Need: You’ll need a marketing strategy that encourages your existing consumers to refer colleagues, friends and family members to your company. Offering incentives or discounts for referrals, as well as producing promotional materials highlighting exceptional consumer experiences and testimonies, are all examples of easy ways to do this.

10.   Social Media Optimization: Employ search engine optimization (SEO) and social networking sites and applications to improve the exposure of your company/products on the internet.

Why It Matters: Important to ensure that visitors to your business are able to discover information about what you do, whether it’s through reviews or case studies of previous customers! People will be able to learn more regarding your company via SEO, and social media optimization will keep the discussion going.

How to Do It: You may promote your organization by posting on social networking sites such as Twitter and Facebook. All of your online profiles should include links to your website so that visitors know where they can learn more!

When it comes to marketing, the most important thing to remember is that it requires time and effort. You likely won’t see immediate benefits from your efforts, but rather long-term goals such as increasing your email list of prospective consumers or developing a loyal client base through excellent marketing and customer service.

Make the Most of Soaring Crypto Market with Bitcoin Era

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For the past year or so, the world has been going through turmoil that seems like a situation straight out of a movie. Business operations, financial activities, and livelihoods of people have never taken such a hit except for two recessions in the past. However, there is a few ray of hopes, and the crypto market was one of them. When the whole world was shutting down, cryptocurrencies kept flourishing, providing investors with massive profits.

Due to the closures of firms and loss of jobs, many people turned to crypto trading for a steady income, and their decision paid off. With the exception of a few market swings, the crypto market remained stable throughout the upheaval, allowing traders to achieve numerous milestones.

During the past year, a significant number of new and experienced traders joined various crypto trading platforms like Bitcoin Era, hoping to gain handsome profits through this app. This automated crypto trading app allows users to trade Bitcoin with minimal effort, even with zero trading experience. On the app’s main website, you may quickly create an account.

More about the Bitcoin Era App

A profitable trading platform like the Bitcoin Era helps users to do successful trading by providing real-time suggestions with its automated feature that works on a sophisticated algorithm. Because of its cutting-edge technology and high accuracy, the app has proven to be a reliable and consistent revenue-generating platform. The Bitcoin Era app explores the entire crypto market and applies algorithms to anticipate future Bitcoin price movements, with a near-perfect accuracy rate of around 99 percent.

The Bitcoin Era app searches the fluctuating crypto market and provides trade signals just before a price change. This app’s users may gain an advantage over the competition and make more money. Because of its automated function, the software does not require any human intervention. Simply select the auto trading mode, and the app will consistently track the cryptocurrency market for any changes.

The Functionalities of the Bitcoin Era App

The app applies advanced technology and is powered by an automated trading feature that scours the market for the best trading opportunities for its traders. Scalping is the phrase used to describe this method. This functionality enables the app to stay a few milliseconds ahead of others, which is enough to gather all the market data and generate trustworthy trading signals.

Bitcoin Era identifies even the slightest price variations in Bitcoin and makes this information available to consumers so that they trade just at the right time and make large profits.

As a user of the Bitcoin Era app, you have the options to trade through the manual or automated mode. If you’re new to the crypto market, it is better to use the automated option to reduce your risk. Traders with more experience can use the manual trading mode and make decisions based on their knowledge and experience. According to studies, automated trading provides customers a better chance of making maximum profits.

The Advantages of Using Bitcoin Era

Simple Usage

Traders will find the Bitcoin Era easy to use due to the software’s fundamental architecture, which makes navigation straightforward. This app is easy to use and does not create any difficulties for novice traders. You’ll be able to access all the features of the app with a few taps.

Excellent Accuracy

The Bitcoin Era is fast to spot changes in the cryptocurrency industry. The software is 0.01 seconds faster than competitors, providing users an advantage of trading accurately and effectively.

Data Collection and Analysis

The Bitcoin Era is built around futuristic Machine Learning and Artificial Intelligence technologies, which collect and analyses enormous quantities of data to find the best trading possibilities. The software’s designers have enlisted the help of a number of industry experts and developers to provide market input.

Protects Data and Assets

The Bitcoin Era app is equipped with robust security layers to protect customer data and earnings via encryption. It ensures that your personal information and valuables are secure.

Withdrawing Earnings is Easy

You can take a portion or all of your income with a simple click, and your money will be credited to your bank account in 24 hours.

Huge Earning Potential

Undoubtedly, the Bitcoin Era software can assist you in making a substantial amount of money in less time. However, your earnings may vary depending on your initial capital investment, mode of trading, and other variables. Users even make between $500 and $1000 daily. Many users have seen substantial returns even within a couple of weeks, which proves that the potential for generating high profits using this software is infinite.

How to Manage Your Outstanding Customer Invoices Better and Avoid Late Payments

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Businesses rely on their customers’ payments to keep the business cash flow stable. While they can turn to small business loans to solve short-term cash flow, proper billing and payment collection processes are integral in keeping the business afloat.

Invoicing is definitely the least fun part about owning a business. However, without a streamlined process, you could end up experiencing cash flow gaps more often than you anticipated. If left unaddressed, it could lead to more serious cash flow issues.

To avoid that, we have compiled a list of the things you can do to improve your invoicing processes. Let’s get started.

1.    Double-check the information on your customer invoices

Correct information is vital to the delivery of invoices to your clients. The tendency is, if you put in the wrong information, the payments will get delayed even further. When creating the invoice, especially for a new customer, it’s always wise to double-check the information.

To make invoice creation easier, create a checklist of the vital information you need. This should include the following:

  • Name of the business
  • Name of Customer
  • Invoice number
  • Invoice date
  • Payment terms (i.e., how soon they should make payments)
  • Payment deadline
  • Description of the product/service rendered
  • Total amount
  • Payment options and details

2.    Optimize your invoice timing

Ask yourself when you usually invoice your clients. Is it at the start of every job? At the end? A few days after the completion of a project? Sometimes, the timing of your invoicing can have an impact on the effectiveness of your invoice processing.

Experts recommend sending out invoices immediately after completing a project instead of delaying it for a few days. That is, if you don’t require a down payment or deposit before starting a project. If you do, then you should invoice before starting the project.

Moreover, Freshbooks featured a study by Vistr, which found that companies invoice their customers on a weekly or bi-weekly basis found that sending invoices during the weekends increases your chances of getting paid 10 days earlier than the expected date. On the other hand, if you’re practicing monthly billing, sending the invoice on the first of the month increases your chances of getting paid faster.

3.    Offer several payment methods

Sometimes, one of the things that can hinder clients from paying their accounts is the unavailability of their preferred payment method. On the other hand, by adding more payment methods, you can expect to receive payments faster.

Some of the commonly used payment methods include:

  • Direct deposit
  • Paper checks
  • Credit card payments
  • Electronic wallets (e.g., Apple Pay, Paypal, etc.)

These days, cryptocurrencies are also getting more and more attention. It might be worth considering if you’re into this type of investment. However, if you do choose to receive cryptocurrency payments, always proceed with caution as they have a limited history of use and are typically unregulated.

4.    Automate your billing process

Thanks to technology, invoicing nowadays have been made easier. You can set up a recurring billing schedule if you have ongoing clients and compile quotes from different customers.

Other than recurrent invoicing, automation also presents these features:

  • Automated reminders before, during, and after due dates
  • Online invoice processing, so customers can pay you using their preferred payment method(s).
  • Track billable time and automatically create an invoice for that
  • Automatically charge late payment fees and other charges

With the features above, you won’t only be saving a lot of effort, but it will also help you and your clients save time. 

5.    Set-up reminders to follow-up

Even if you do everything right, there will be times where the clients overlook the due date and completely forget about it. Other times, the invoices could be misplaced, which delays payments further.

As a business owner, these missed payments could have a huge impact on your cash flow. Like other businesses, you have monthly payables to meet. Knowing that, you should also constantly follow up on your customers. If you can, set up a reminder system a few days before the invoice is due. You can use your billing and invoice software and set up automatic reminders.

If, after a few reminders, the client is still not responding and paying, you may have to take steps like working with a payment collection company. They will have their people do the payment chasing for you so that you can focus your time and effort on other aspects of the business.

Final Thoughts

Every business can experience occasional cash flow gaps. However, if it becomes too often, there might be something wrong with your billing and invoicing process. In that case, it would be worth looking into the different ways you can improve your invoicing processes.

The tips mentioned above are just one of the many tips available out there. Hopefully, it can help you with your invoicing strategies and improve your business cash flow.

How the Digital Marketing Industry Survived COVID-19

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The disruptions created by the COVID-19 have adversely affected many businesses across various industries. The tourism and hospitality sectors, for instance, have been hit the hardest. The initial lockdowns that occurred all over the world have denied these industries their sources of income since international travel was brought to a standstill.

Despite the wide reach of the pandemic, the digital marketing industry is one of those sectors that have managed to survive the adverse effects of COVID-19. How did these businesses stand their ground, and what effects did the pandemic have on these companies, if any?

Here are two ways that, conversely, the COVID-19 has benefited the digital marketing landscape rather than hinder it.

The Pandemic Forced Many Businesses to Try and Establish an Online Presence

With the declaration of a global crisis in March last year, governments around the world raced to enforce lockdowns as they attempt to contain the spread of the virus. Non-essential businesses had to close down, while others, like restaurants and hotels, have to operate either with a skeleton crew or at a diminished capacity.

Meanwhile, most people had to stay at home, except those whose lines of work were considered essential. Because these individuals’ needs didn’t change despite the lockdown, they inevitably turned to online shopping early last year to fulfill those needs. As a result, many businesses that relied on the traditional model made the shift to e-commerce to try and capture this market and to earn income amid the crisis.

In December 2020, Forbes reported that 79% of small businesses that responded to a survey by PNC Financial Services Group, Inc. admitted to instituting changes to their practices to cope up with the pandemic. PNC chief economist Gus Faucher noted that these practices included capitalizing on technology, like e-commerce or “sales over the Internet.”

Business analyst Gartner also published a report in October of last year on Chinese businesses that remained strong despite the turbulent environments caused by the pandemic. According to the report, these companies owed their survival to their executives’ decision to partner with digital marketers and leverage the shift in the markets for income.

How about in the United States? CNBC said that digital ad expenditures by American businesses increased 12.2% year-on-year in 2020.

All of these statistics mean only one thing – digital marketing experienced a sustained increase in demand because of the pandemic. As a result, the industry enjoyed continuous income in 2020, although the market did experience a brief decline in the early parts of the year.

Digital Marketing Companies Are At Home with Remote Work

While other businesses and even government agencies had to struggle on the fly to establish work-from-home arrangements for their employees, digital marketing companies already have several of their processes outsourced to laborers overseas. This is made possible by websites like Freelancer, UpWork, and People Per Hour, among others.

Unlike other industries, the digital marketing sector did not have to take a short pause to adapt to the demands of the lockdowns. With most of their workforce already working remotely, it was business as usual for the digital marketers while other companies were forced to temporarily shut down.

In addition, the remote working arrangements that their employees enjoyed meant that digital marketers did not have to invest additional money in shifting their businesses to the work-from-home model. Instead, their telecommuting employees provided their own Internet connections, computers, and other necessary equipment to continue working through the pandemic.

The minimal amount of disruption, if any, that digital marketing companies experienced when the pandemic started did not affect them as it seriously affected businesses in other sectors. When the demand for Internet advertising spiked, digital marketers were already poised to grab their respective slices of the pie.

This kept the industry remained stable, with sustained revenues even through the uncertainties posed by the COVID-19 crisis.

What Does the Future Hold for Digital Marketing?

As the pandemic continues, experts are seeing sustained growth in digital marketing for this year. For instance, Statista estimates digital ad expenditures around the world to grow 17% this year from last year. Specifically, Statista sees global ad expenses to hit US$389.29 billion by the end of 2021.

Buzznation’s Ratnesh Singh also told Forbes last year that, while they see their corporate clients pouring their money back to events when things go back to normal, there’s a possibility that these entities will also incorporate digital marketing into their long-term contingency plans for advertising.

At the moment, the world continues to recover from the economic shock brought forth by the COVID-19 pandemic. For digital marketers, the horizon ahead shows only promising prospects of growth and continued revenues that will ensure their survival as times remain volatile.

What Windows Are The Best For Ventilation?

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Proper house ventilation is more than just a matter of personal preference. A house that is properly ventilated is not only fresher, which can save on air conditioning bills; but it also will result in lower humidity levels, a huge health boon for individuals with respiratory problems. So properly ventilating your house is something worth looking into.

House ventilation comes down to your choice of windows, however, it’s not just a simple matter of adding more windows. The shape, location and style of each window affect how much wind enters your house. So today we’ll take a look at the best types of windows to improve ventilation at your house. So next time you are renovating or hunting for a new house you’ll know what to look for.

Linear Windows

If there’s one huge advantage linear windows offer is their sheer size. Linear windows usually have a minimalist design but a large surface area that allows a lot of wind to enter your house. Linear windows are also rather simple in design which makes them easy to install or make a completely new one on your wall.

So let’s sum up the pros that linear windows bring for ventilation:

  • A wide surface area maximizes the amount of wind that enters your house.
  • They are really easy to add to a renovation.
  • Their minimalist design won’t clash with the existing aesthetics.

Casement Windows

Casement windows might seem antiquated for some, but they are a classic for good reasons. Casement windows also cover a large surface area to improve ventilation, but since they usually have two separate frames the flow of air is improved compared to linear ones. And since these windows usually hinge from the sides they are perfect if you want to install automatic window openers as well. On the other hand, they are more complex to install than linear windows and tend to take up more space when open.

Here are the main pros that casement windows bring up when it comes to ventilation:

  • Their size and double-window setup mean they are almost unbeatable when it comes to airflow.
  • They are perfect for window openers, meaning that there’s no need to manually open and close them every day.
  • They are one of the most common window styles in the market, so you might not need to renovate in the first place.

Awning Windows

Traditionally awning windows are designed to open from a hinge on the top of their frame and remain at an angle even when fully opened. On one hand, the angle does stop some of the wind from coming in, but awning windows have a huge advantage compared to most other windows: They can be left open even when it’s raining or snowing. The angled design not only keeps sunlight out but also protects from precipitation. Meanwhile, other traditional windows will need to be closed in these circumstances, blocking ventilation altogether.

So let’s summarize the ventilation pros of awning windows:

  • They are designed to remain open at all times.
  • They tend to be small and easy to install.
  • They usually are installed in large quantities, making it easy to maximize ventilation.
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