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Giant Of The Call Centers That Bets By The Networks

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More social media and a lot less phone calls. That is the bet of Webhelp so that companies have a more direct and close communication with the public. Because calling the customer service center to solve a problem is beginning to be a thing of the past. “There are many minutes that you can save and gain efficiency,” says Julio Jolín, CEO in Spain of the French call center.

Currently, between 45% and 50% of accesses to customer service services are already made via chat or social networks, according to company data. “Of these, more than half are automated,” highlights Jolín.

The automation of some processes allows improving the customer experience and expanding the market, while the company continues to create jobs, says the head of the firm that last year had a turnover of 150 million euros in the country and that this year expects some 180 million in revenue.

The pandemic has given business a boost. Firms with a more technological profile and clients related to the world of fashion have experienced an increase in demand. That has implied greater communication with the client, sums up the executive.

“They have had a strong drop in income in the offline part and a very strong demand in the online part”, highlights the CEO of Webhelp, which closed last year with 4,000 employees in Spain. Today it has 4,700 and the forecast is to start 2021 with 5,000.

The investment in technology, people and definition of processes is continuous, says Jolín. “As a company we pursue another essential objective, which is to be able to guarantee business continuity in the event of an unwanted interruption or disaster,” says the Paris-based firm’s executive.

Among the company’s client portfolio, present in 49 countries and with 60,000 employees, Sky, Bouygues, Direct Energie, KPN, Vodafone, La Redoute, Michael Kors and Valentino stand out.

Founded in 2000, Webhelp has combined organic growth and acquisitions, enabling it to transform itself from its initial position as a local operator to being a European leader. In Spain, the company provides services from Barcelona to more than a hundred companies, mainly in sectors related to new technologies.

It also has offices in Malaga, Mallorca, Valencia and Tenerife. Today, its employees in Spain work remotely due to the health crisis. At the beginning of the alarm state, Webhelp carried out an ERTE that affected about 200 employees. But the demand on their services made them quickly reinstated.

Big Funds Look For Bargains In Spain

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“This is the year in which there is the most interest in participating in the event.” Luis Sancho, as CEO in Spain of BNP Paribas Corporate and Investment Banking, is responsible for contacting large international investors to attend Spain Investors Day (SID), the forum where for two days (next January 13 and 14) listed companies meet with the world of money and which is now in its eleventh edition.

In a context dominated by the economic impact of covid-19 and the expectations of heat recovery from vaccines, Sancho detects great interest in the SID on both sides of the table.

“Companies understand that it is a great showcase to explain their situation and their expectations for the future, and investors are very interested in taking the pulse of how the Spanish economy is doing ”.

They have already confirmed their presence —which this year for health reasons will be virtual in most cases— 200 investors and the organizers believe that they may finally reach 250, a record. “We see a lot of interest in investing in sectors such as health sciences and in everything related to the energy transition,” explains the banker.

At the SID held a year ago, the focus was on the recently launched coalition government in Spain . A year later, the Executive has managed to carry out the General State Budgetsand will count for economic reconstruction with funds from the European Union.

“International investors value positively that a budget agreement has been reached because it eliminates uncertainty. Regarding European funds, everyone is aware of the importance of using them well. An advantage that we have in Spain is that the Government has a great social conscience.

But there are two ways to help the most disadvantaged. In the short term, the answer lies in the public budget, with aid, moratoriums … There is no other way to do it. But in the medium and long term, it is necessary to return the economy to the growth path and that means attracting foreign capital and making things easier for the business world, ”says Sancho.

After the outbreak of the pandemic, the Spanish Government activated a shield that is still in force in order to prevent large Spanish companies, due to their weakness on the stock market, from being bought by foreign investors .

This protection network will still be in effect for the next six months and it will surely be a topic that SID attendees are interested in. “It is true that investors do not like these shields, but it is also true that it is a measure that has been implemented throughout Europe, because there are many strategic companies that have become very vulnerable due to a temporary issue such as the coronavirus”, argues in charge of BNP Paribas.

The Spanish Stock Exchange closes 2020 in the caboose among the great financial centers of the world in terms of profitability. Sancho is confident that things will change in 2021.

“One explanation for the red numbers of the Spanish Stock Exchange is that its economy is one of the ones that has suffered the most due to the great weight of services and tourism.

However, in 2021 and 2022 we think that our economy will do better than the rest, with a growth differential between 1.5% and 2% compared to the European average. This should be reflected in a rise in the price of national shares ”.

BNP Paribas expects Spain’s GDP to collapse by 11.8% in 2020. In addition to the recession caused by the lockdowns, the year that just ended leaves a significant rebound in the deficit and public debt as a result of aid measures adopted by the Government to alleviate the effects of the crisis.

“Debt does not have to be a problem if the right measures are taken. If we take advantage of the next growth phase to reduce its weight in a systematic and rigorous way, we could correct the situation to levels close to those of before the crisis. It is an intergenerational duty. You cannot load today’s spending on future generations ”, says the manager.

The fiscal response to the crisis has been accompanied by the monetary policies of the central banks. Minimum rates and asset purchases will continue to be the trend for the ECB or the Federal Reserve in the coming months. The question is what will happen to the price of risk assets when this very powerful framework of stimuli begins to be dismantled.

“Obviously, it is one of the risks that can appear in the medium term. I believe that central banks are very aware of the situation and that is why the withdrawal of stimuli will be done little by little and measuring the impact that any decision may have. They will prefer to run the inflationary risk than to damage the economy ”, explains Sancho.

The IPOs and corporate movements are two aspects that interest investors who come to the SID. Regarding the primary market, the IPO drought has been the dominant trend for another year. “I believe that in 2021 the premieres on the parquet will be reactivated.

Especially in relation to the energy transition because there is a lot of money that wants to invest in this matter and the offer is very limited ”. As for mergers and acquisitions, Sancho expects a good year in telecommunications, renewables “and we will probably also see some movement in the industrial sector.”

Bridge International Academies (Kenya/Nigeria/Uganda) Offers Education for All

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Bridge International Academies opened its first community school in Kenya in 2009, with the aim of ensuring that every child in the world has access to a high-quality education. The network was founded in response to the fact that one in two children in the world do not currently have access to quality learning. Since that time, Bridge and its parent company (a social enterprise) are reaching over a million school-aged children a day across Africa and India and provided schooling and resources to introduce or improve education in some of the poorest-served areas of the world.

In East Africa, children in Bridge community schools have excelled in national exams since 2015, winning places at top national secondary schools. In Kenya, Bridge Alumni are now at universities and have also taken up places at top US colleges.

A 2015 white paper demonstrated that Bridge school pupils were achieving gains in mathematics and reading that were two to three times higher than those being achieved by their peers attending public schools.

The IFC and World Bank are strong backers of the social enterprise and have invested millions of dollars in the organisation to help it grow its ‘effective model’. The World Bank Group President has praised Bridge as an example of an organisation ‘using new technology to transform education outcomes.’

Bridge (Kenya/Nigeria/Uganda) has attracted more than $140 million in funding through social impact investors such as the World Bank’s IFC, helping to drive education transformation and improve outcomes in areas where there is inadequate state school provision, and support teachers in existing schools to provide a higher standard of education.

Bridge community schools provide students with a standardised education in line with the national curricula of each country it operates in. Teachers are provided with digital guides containing lesson plans, so each child receives the same education at the same time. A paper released by the social enterprise in 2015 showed that Bridge children demonstrate between two to three times the gains in the core disciplines of reading and mathematics compared to children attending public schools.

Bridge International Academies (Kenya/Nigeria/Uganda) has received IFC support to provide high-quality pre-primary and primary education to children from poor families.

The prognosis for Bitcoin in 2021

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2020 has been relatively volatile for Bitcoin to say the least. As the year is coming to an end, more people buy Bitcoin than ever before, and we are expecting the popular cryptocurrency to experience massive growth in value.

But what fuels this positive market sentiment? Over the next few chapters, we will explore Bitcoin’s YTD performance, how 2021 is about to unfold, and share the opinions of industry experts when it comes to the coin’s future price. Let’s delve in.

Bitcoin’s YTD performance

The best way to describe 2020 when it comes to the crypto markets is to label it as an “unstable recovery”. Sure, we are used to the volatility of the crypto markets, but this year has been unlike any other, and we can see it reflected in the current Bitcoin price.

Covid19

This year we experienced Bitcoin’s first-ever Black Swan event. Due to the pandemic-related lockdowns and the overall fear of the public, we saw many investors taking a position in cash, all at the same time, talking the price of Bitcoin nearly 60% in two weeks alone. All this occurred towards the end of the first quarter of the year (March 2020)

The bitcoin halving

Thankfully, 2020 was a banner year for Bitcoin thanks to the reward halving that occurs once every 4 years. The event always drives more retail investors to the cryptocurrency and increases the interest of the public in obtaining it. The halving, which occurred in May 2020, helped the price of Bitcoin recover to the $8000 levels, nearly doubling its value in two short months.

DeFi increase in popularity

Decentralized finance was the hot topic of the past summer, mainly for the altcoin markets. While most Ethereum-related tokens experienced a boost in demand, and decentralized exchanges increased in popularity, Bitcoin also grabbed more market share.

Institutions are buying

Possibly the most bullish event of the year is the most awaited institutional participation that we have now started to see. Public companies like Microstrategy, Square, Grayscale, and Paypal, are now buying more Bitcoins than those produced on a daily basis by miners. This massively limits the available supply (supply shock) and drives more demand to the markets, bringing Bitcoin back to its ATH prices.

Why 2021 seems optimistic

As we are entering 2021, there are many developments that make us optimistic about both the survival and price appreciation of Bitcoin. More specifically:

  • The institutional investors continue to increase, and we are seeing more and more large players buying up coins to hold onto for a longer timeframe.
  • Banks are now more welcoming to crypto, and many have even opened custodial solutions to hold onto the cryptocurrency of their customers. While this goes inherently against the values of Satoshi Nakamoto, it does offer more transparency and trust, allowing the general public to onboard easier.
  • More world-class investors are now not only Bitcoin proponents but convert (part of) their wealth in order to avoid potential scenarios where their funds could be negatively affected. This brings us to our final point.
  • The economy and our current financial system will continue to go sideways into 2021. We are already starting to experience the aftereffects of the uncontrolled money printing practices that have led to high numbers of inflation; nearly 20% of all USD in existence have been printed this year alone.

What do experts say?

Antony Pompliano, the founder of Morgan Creek Digital and author of the Pomp Letter, believes that Bitcoin will reach $100.000 in value by the end of 2021.

Plan B, an anonymous character also known as @100trillionUSD on Twitter, believes that Bitcoin could peak at $288.000 before the next Bitcoin halving, emphasizing that the event will probably occur in 2021 or 2022. Note that the anonymous figure claims to be an investment banker with many years of analysis experience.

Citigroup financial analyst Tom Fitzpatrick believes that Bitcoin may hit a peak of $318.000 during this market cycle, specifically due to the “network effects” caused by increased institutional and retail participation.

Bloomberg strategist Mike McGlone sees Bitcoin as a great investment that performs better than gold and sees the popular cryptocurrency topping out at $170.000 during this market cycle.

Finally, Mike Novogratz, one of the world’s most popular billionaire investors believes that Bitcoin will go sideways into 2021 (reaching $16.000 at its bottom), before it continues its upward trajectory to reach $60.000 in value.

Wrapping up

It’s safe to say that the market sentiment is, by all means, positive, as we are seeing an increased amount of participation in the markets and more interest by both institutions, retail buyers, and governments.

What does this mean for Bitcoin? We will have to be patient as the events unfold. Until then, we will keep on promoting Bitcoin’s potential and stack Satoshis!

Rideshare Insurance for Drivers: What it Covers in an Accident

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Ridesharing has changed the way people get around in cities. With cheaper rates and easier access to vehicles than traditional taxi services, these apps have carved themselves out a significant place in the market. They aren’t just taking business from taxis, though. They are also appealing to groups who would have previously taken public transportation or driven themselves.

The rise of leading rideshare apps like Lyft and Uber has also opened up new employment opportunities for many people. Whether they are looking to work full time or just make some extra cash on the side, many people are looking at these opportunities.

If you are interested in becoming a rideshare driver, it’s important to know that the insurance provided by these companies is very limited and only applies under certain conditions. You must also carry your own insurance.

What Uber and Lyft Insurance Covers

Anyone thinking about driving with one of these companies needs to be aware of what their employment status will be and how that will affect them when it comes to insurance as well as in other ways. Drivers for these companies are not considered employees. Instead, they are independent contractors. This is a great labeling for the company and their bottom line as they don’t have to provide benefits like health care for their drivers.

It also means that their drivers are not fully covered under the insurance policy that they provide. While Uber and Lyft do have insurance, it will not always cover your damages in a crash. Both of these companies require that their drivers carry their own insurance for the vehicle they drive. The insurance provided by Lyft and Uber is mainly in place only because some areas require that they carry it.

Since you are likely using the same car for driving for Uber or Lyft that you use as your personal vehicle, it is important to be aware of the different levels of coverage you will receive, depending on how you are driving your car at the time. There are four different periods of work that you might be in, and your coverage will cover you differently in each one. They are:

  • Period 0 – App is off
  • Period 1 – App is on, and you’re waiting for a ride request
  • Period 2 – You have accepted a ride and are on your way to pick up a passenger
  • Period 3 – You have passengers in your vehicle

During period zero, you are not covered by the rideshare app’s policy at all. During period one, you have limited liability coverage available from the app of up to $50,000 per injured person and up to two people, along with $25,000 in property damage coverage. However, this coverage only applies in a case where your personal insurance is not enough to cover all damages.

In periods two and three, you are covered for the full amount of the apps’ $1,000,000 liability coverage. You also have comprehensive and collision coverage, but only if you have them on your personal policy as well, and first pay a deductible.

This policy also pays out in the case of another uninsured party being at fault for the accident.

It’s important to note that, like all insurance companies, the coverage provided by these apps will attempt to not pay the claims if they can find any reason for denying them. Unless your personal insurance includes rideshare insurance, you will be left completely uncovered and liable for all damages.

What Rideshare Insurance Purchase From a Leading Insurer Covers

When you drive your vehicle for a rideshare company and don’t purchase rideshare coverage from your personal insurance provider, not only do you risk not being covered in the case of an accident, but you also risk having your coverage completely revoked.

With rideshare insurance, you will have several levels of coverage options available to you and should take into consideration both what you can afford and the risks that come with less coverage.

Who Else Needs Rideshare Insurance?

People who drive for Uber or Lyft aren’t the only ones who need rideshare coverage on their insurance policy in order to be covered in an accident. Anyone who drives for an app-based delivery service needs to purchase this type of coverage as well in order to ensure that they are covered in case of an accident.

When Involved in an Accident

Rideshare insurance is not available in all states. If you want to drive in a state that does not offer this coverage, you will have to purchase a commercial insurance policy. Rideshare is still a fairly new concept as far as the law is concerned, and these policies are even newer.

Anytime you are involved in an accident of any sort consulting a lawyer is a good idea. When involved in a rideshare accident, it is a near necessity. Read more about rideshare accident lawyers and how they have helped car accident victims to get the compensation that they deserve.

Options For Car Repair Without Any Emergency Fund

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It’s smart to save money for rainy days. We always encourage people to have emergency savings in order to deal with the unexpected. However, many people find it challenging to save a few hundred or thousands of dollars as per the data published in the feature published in The Atlantic.

Unfortunately, calamities that require expensive solutions can happen any time. In case your car breaks down, you need to get it repaired immediately. If you haven’t anticipated such an emergency, you might not have the necessary funds but there is no need to despair as there are other options available to you to pay for car repairs in absence of any savings.

Insurance Coverage

If your car has been damaged in an accident, emergency roadside assistance coverage should be covered by your insurance provider and they should also cover repair expenses though you will be responsible for the deductible. If your car has broken down even though it was not in an accident, it is still possible for you to get some free help. The first number you should call is your insurance provider. You will find this number on the proof of insurance.

For instance, AA members get roadside assistance from many trustworthy providers. Some credit cards also include roadside assistance as a benefit. Lastly, you should also check with the dealer from where you bought the car even if you bought a used one.

A number of credit card issuers and companies offer emergency road services. You will need to check the details of your credit card benefits to find out about any exclusions or limitations. This benefit is offered for free with some premium accounts whereas you might have to pay for a service call with others. Keep in mind that in most cases, the third party fees are to be paid by the card member.

Personal Loan

Taking out a loan to cover the cost of repairs may be necessary if you don’t have the funds saved. Take a look at Loanza for the best deals.

Finding a Good Auto Repair Deal

When your car gets damaged, you would want to get it fixed at the earliest to get on with your life. However, it is important for you to take the necessary time in order to find a great deal. Get estimates from at least 3 different repair shops with good reputation. Don’t forget to tell them that you will be comparing estimates and straightaway ask them for any available discounts. When the insurance company covers the repairs, they will check the damage and offer compensation for the value of the repairs as determined by them. Most insurance companies allow you to take your car to an auto repair shop of your choice.

If you want to save even more money on car repairs, you should give a call to vocational technical schools in the area. In case they offer training to students to become an auto mechanic, you might be able to get a deal from the instructor where your car can be used in the classroom. Check with the instructor whether he/she will inspect the car and have the students work on it and the money they are going to charge for parts. Also, find out what’s going to happen in case they are unable to fix the damage.

Stay away from shops promising to waive the deductible. It might not be entirely legal though it depends on your location as well as the rules of your insurance company. However, it does tell you that the shop might not be entirely ethical. Some auto repair shops don’t shy away from inflating estimated repairs in order to get extra money from the insurance companies. Sometimes, these shops install lower quality parts in order to recoup the cost. While all the shops offering deduction.

Another good alternative is to consider walking or using your bike more – this will limit wear and tear on your car and in turn mean you won’t end up with it breaking down.

All of these tips should help you pay for a car repair and make your life a lot easier.

How to Get Started as A Freelancer

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Freelancers are independent workers, performing a wide range of jobs across all industries, from design to writing and programming. Freelancing offers freedom and flexibility, but it’s not for everyone. There are many ways to freelancing. We go into the details of what you can expect when you freelance.

What is the right way to start freelancing?

Freelancing is a great way to perform specialised jobs for clients. Freelance writing, graphic design, e-commerce development, social media marketing—the list goes on! But many freelance professionals make the same mistakes when first starting out. It’s not because they came from a bad school or are unintelligent, but rather because they have never been given accurate information about how to succeed in freelancing.

Here are some important hints to help you;

Where do I find my first clients?

On the web. You should advertise your skills where other freelancers likely to be looking for a similar match would visit: “freelance” job boards, freelance and design associations, and freelancer listing sites.

If you have an in-demand skill, with marketable branding (like a designer with a portfolio of work), then you won’t need to go looking for clients for long. As soon as you start getting enquiries, you can start pricing your work and turning the most suitable clients your way.

Should I work for free to get exposure and experience?

Don’t work for free. In order to get paid, you have to charge a day rate or a project rate. Either one makes you appear as a professional and an expert in your field. If you’re working for free, you’ll eventually run into difficulty.

How do you ask for money? Who decides the rates? What if they don’t like the work? Charging a fee helps clarify these things and is far more professional than just “helping out” and hoping for exposure.

Starting small is ideal

The best way to get started as a freelancer is to start small, do well and build your portfolio. Talk to your current clients about referring you for related jobs; attend networking events, find and connect with potential online clients through LinkedIn and leverage social media to market yourself.

Market yourself

You may be a great designer, developer or writer. But if no one knows you exist, you’ll never get work. So, it’s important to get your name out there and make some strategic connections. Not only will this help increase the chance of more gigs coming your way, but these people will also be able to give you inside tips on how to improve your skills and what to watch out for.

Build relationships & reputation

It is not easy to win the trust of your clients. You need to demonstrate professionalism and competence, as well as establish relationships with those you work for or would like to work for.  Don’t forget to get a professional indemnity cover, so you’re adequately protected in the event you run into occasional errors, and a client relationship goes sour.

Play the long game

Establishing a successful freelance business is about playing the long game. Every client you partner with, and every project you focus on should be another step towards building the freelance career you imagine. Define your ideal clients, and then plan how to market your skills and build your reputation in order to attract them and win their trust.

Ready to turn up the heat on your career? Freelancing is a great way to learn new skills, build your portfolio, and launch a business that supports your dreams. Start freelancing today with the helpful tips above.

Ideas for Your Garden Renovation 2021

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If you’ve just bought your first home, or you’re considering a complete garden overhaul then this is the blog for you. Today we’re going to talk you through some of the up-and-coming garden trends that will transform your outdoor space for 2021.

With the continual impact of coronavirus lockdown restrictions, it’s likely that we’ll be spending a lot more time in our homes and gardens over the next few months. For that reason, we’re encouraging people to make a start on their garden renovations early. Not sure where to start? Here are a few things you can do to give your garden a well-deserved makeover.

Replace your old wooden deck

If you’ve got a wooden deck in your garden, you’ll probably know that it requires a lot of maintenance and upkeep. As we move into 2021, we want to make our gardens as stress-free as possible, so now is a great time to consider a low-maintenance upgrade.

One of the greatest materials you can use to create a deck that won’t need a lot of care and attention is composite decking. Created using a combination of real wood fibres and polymer resin, composite deck boards are more durable, easier to care for and more moisture resistant than their timber counterparts. This makes them a great choice for British gardens where the weather can be temperamental at the best of times.

For a really clean, contemporary look, use grey composite deck boards, for a more traditional look, stick to brown boards with a natural woodgrain and to spice things up, create an intricate design with a combination of the two! Composite decking gives your garden a polished look but won’t require hours of attention each year.

Install that garden room you’ve always wanted

Have you been thinking about extending your living space for some time? Adding a glass garden room is a great way to bridge the gap between indoors and outdoors. Glass garden rooms give your garden a really modern look without distracting from the beautiful surroundings.

Homeowners find a glass garden room a beneficial addition to their home because it can be used for so many things. From dining al fresco to home offices, sitting in a glass garden room will promote a sense of calm and relaxation as you feel submerged in nature without having to worry about the weather.

Nowadays, you can find glass garden rooms in a variety of sizes, colours and finishes. You can even create your very own bespoke glass garden room to complement your property and garden perfectly. Glass garden rooms can be joined onto your home or they can be free-standing. This flexibility means you can transform any area of your garden by adding a beautiful shelter.

Accessorising your glass garden room with blinds, heaters and even speakers will ensure that you can utilise the additional space all year round. We really think that more homeowners should consider glass garden rooms as an alternative to a brick-and-mortar extension.

A modern patio for parties and planters

When it comes to renovating your garden, adding different textures and ‘zones’ can really make the space more interesting. A great way to break up the green of the grass against the brown of the decking is to add an addition ‘zone’ made of something completely different – porcelain paving.

Porcelain paving has been a favourite of garden designers and landscapers for decades. It’s beautiful, it’s durable and it’s slip, chip and stain resistant. The way that’s porcelain paving is made (under high pressure and heat) also means that it’s naturally water resistant, so there’s no need worry about your new patio becoming an ice rink during the colder months.

Porcelain paving can be created to emulate the look of natural stones like limestone and slate, or it can offer a more unexpected real-wood design. This makes porcelain paving one of the most eye-catching additions to any garden.

Patios are really versatile and the way that you use them can change over time. Initially, you might create a cosy seating area with a firepit to entertain guests on an evening. During summer, you might pack your firepit away and pop some gorgeous planters around the perimeter for an additional touch of colour.

Did you know you can also use porcelain paving as a flooring option for your glass garden room? Here you’ll benefit from all the benefits of porcelain paving without having to step foot outside. You could even speak to your supplier about creating an indoor/outdoor transition that uses the same paving throughout your home and into garden.

So, there you have it, a few ideas to help you completely renovate your garden for 2021. We hope that you take some inspiration from this and create the garden space of your dreams.

How Much Money Can You Earn as a Nail Technician?

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Nail salons and the beauty business as a whole have positively boomed in the UK over the last few years. It’s an industry which has the potential to give you a great salary, and you can do what you love for a living. If you’re thinking about becoming a nail technician you should be aware of the different ways you can work, and how they can impact your income.

Salon

Let’s begin where some people begin their beauty careers: a salon. It offers you training and a sociable work environment. It can help you hone your craft, using the best nail accessories and perfecting your art. Not only this but working in a salon can give you insight into how a business is run. In-house nail technicians can earn up to £52,000 a year. However, don’t expect to start off on this income. You’ve got to work hard and build up your experience and expertise.

Self-Employed

Some nail technicians prefer to be self-employed as it offers them more creative freedom and they can be in charge of their own working hours. A nail technician in the UK can expect to earn between £12,000 and £20,000, though as previously said the more experience you have the more you can earn. It’s hard to get an average figure for self-employed technicians. The levels of work and how much they charge can differ from person to person. Also, there are certain costs to be aware of when going down the self-employed route – from insurance to handling your taxes.

Regional Differences

Where you’re located in the country can also drastically impact your earnings. For instance, Welsh nail technicians have a higher than average hourly wage. Approximately, they’re earning 23 pence more an hour than English nail technicians. This may not sound like much, but it adds up. Welsch technicians are earning £385 more a year than they would in England. Industry rates differ across the whole of the UK. London has some of the highest paying salaries in the country. Birmingham and the West Midlands also offer better pay than average.

Getting There

While an income is important to consider for a future career, you also need to ask yourself is the role right for you? There are certain skills and knowledge you need to become a nail technician. It’s not just about understanding how to do nails, but also the ability to work with a wide variety of people and communicate with the client.

There’s no right or wrong way to start your career as a nail technician. Like with many lines of work, you start at the bottom then build your way up – earning more as you go. What would your dream career look like?

How to Compare the Best Casinos

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With such a huge selection of online casinos available, it is important to compare the best casinos and choose the right one. There are many ways to compare online casinos and choose the best, including the use of casino review websites.

You will find many websites created purely to review online casinos but it is important you use one that remains impartial throughout the process. That means they not only inform you about the positive aspects of the casino but also make you aware of the negative aspects. For example, if an online casino has a great selection of games it is good news but if they have extremely limited custom support, you may decide to look elsewhere. When using a casino comparison website, you should always be looking for the negative comments, as well as the positive comments so you can build a balanced opinion.

A good way to spot a leading online casino comparison website is to check if they have a pros and cons section at the end of each casino review. For example, when using the CompareCasino website, you will find a pros and cons section at the end of every review. Take the review of 21.com Casino for example, although this online casino has an overall favourable score thanks to a strong game selection, promotions, and casino lobby there are still a couple of things that could be improved. They include the customer service and the fact the casino is a newcomer, so they do not hold the strong reputation of those who have been in business for many years.

Using this information, you can decide if you would like to use this casino now or perhaps wait until they have grown. You can now compare this online casino with some of the other best casinos available and if long term reputation is something of a concern, you can choose one that has been in business for many years.

You also have the option of comparing the best casinos yourself. This will take more time than using a casino comparison website but you will be able to form your own opinion by completing research. Any online casino worth joining will allow you to browse their website without having to create an account. This gives you a great opportunity to look through the selection of games and to check if they have the games you want to play. Analysing the choice of games is always the best place to begin because the rest of the information becomes irrelevant if there are no games or a limited number of games at the online casino you want to play.

If you like the look of the available games, you can begin looking at the other aspects of the casino including player support, licensing, bonuses, usability, and mobile options. If you make a note of these, you will then be in a position to compare the information with other casinos you visit and make an informed decision.

  • bitcoinBitcoin (BTC) $ 83,287.00 0.06%
  • ethereumEthereum (ETH) $ 1,819.50 0%
  • tetherTether (USDT) $ 0.999568 0.03%
  • xrpXRP (XRP) $ 2.06 0.15%
  • bnbBNB (BNB) $ 593.75 0.42%
  • usd-coinUSDC (USDC) $ 0.999880 0.01%
  • solanaSolana (SOL) $ 116.92 2.43%
  • cardanoCardano (ADA) $ 0.651783 0.57%
  • tronTRON (TRX) $ 0.238082 0.98%
  • staked-etherLido Staked Ether (STETH) $ 1,817.37 0.06%
  • the-open-networkToncoin (TON) $ 3.57 8.14%
  • avalanche-2Avalanche (AVAX) $ 18.22 0.14%