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Hair transplant in Turkey and stem cell treatment

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When we talk about aesthetics, baldness is one of the great insecurities that affect the male population. Many men suffer when they discover that they’re losing hair volume although they try to stop it without any positive results. Alopecia is inevitable and, in many cases, causes a drama. Luckily, clinical advances allow men to recover the lost hair following specialised treatments, like the ones offer in Capilclinic, in Turkey.

Turkey has become a benchmark in health tourism in Europe, not only because of the high quality of their medical services, but also because of their reduced price. They’re pioneers in hair transplants applying the latest technologies and the most modern hair transplant methods.

Stem cell treatment

In Turkey they’re using the most advanced technology applied to medicine and, in cases of hair transplant, one of the most prominent methods is the stem cell treatment. It consists in extracting the regenerative cells located in the abdominal fat and, after cleaning and concentrating them, they are activated using natural proteins. After that, the patient receives an injection in the capillary tissues with these cells that have been activated.

This medical treatment is totally innovative and was born thanks to the latest advances in regenerative medicine and the use of microinjections of cells obtained from the patient’s abdominal fat. In this way, we managed to increase the proportion of regenerative cells in the skin.

This treatment is especially recommended to treat those patients who suffer from diffuse alopecia.

The diffuse alopecia is a type of alopecia in which there is a gradual loss of hair. Sometimes, this loss is the consequence of some diseases that cause hair loss. In these cases, patients who want to undergo this treatment do not have to shave their hair, something that for many of them is very important at an aesthetic level for their desire to maintain their hair while the entire process lasts.

This therapy regenerates at the same time that it improves not only the quality, but also the density of the skin of the scalp significantly. We will be able to stimulate capillary growth and standardise the cycle of hair follicles and we’ll finally get a greater volume of new hair growth. One important aspect of this treatment is that the results are permanent.

FUE Sapphire technique

This is a hair graft technique and, as we all know, sapphire is one of the four most important gemstones in the world, so we can say all the treatments in which this mineral is used for surgical instruments are a luxury.

The most outstanding aspect of this sapphire treatment is that we obtain an extremely natural result. This is possible thanks to the blades that allow the doctor to make really precise incisions in the skin and obtain a perfect angle to place the hair follicles.

It should be noted that in addition to gaining naturalness, with this transplant the process is completely painless. This technique not only reduces pain considerably but also makes it possible to implant grafts in really small areas without causing damage to existing follicles.

How to organise finance to maximise profit

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All businesses share the need to
maximise profit. Whether those profits go into your own pocket, into the pockets
of shareholders or are earmarked to be ploughed back into the business, the
greater the profits, the greater the measure of your business success.

So how can you maximise your
profits? Once you have identified and measured your key profit drivers, you
should be able to develop strategies to grow them. So
the most obvious way to make your business more profitable involves looking at
ways to increase income – usually in the form of sales revenue.

But it is not the only way to
improve the financial wellbeing of your business. You could increase your
profits without putting on a single extra sale if you can decrease your costs.

Cost cutting needs to
be done carefully. Done wrong, and it will result in penny pinching that can
alienate employees and customers, and even make it look as though your business
is in trouble. The professional approach is to look at your competitors and
benchmarking your business to see where you can save money.

The forgotten costs

Making savings can mean many
things. Changing to more efficient lighting could reduce your energy bills.
Finding new suppliers who can provide the things you need at a keener price
night cut your monthly outgoings.

But there is a class of supplier
which is often overlooked on cost-cutting drives. Your financial providers. The
chances are that your business has borrowings, which can range from the finance
to buy your premises and equipment to various forms of funding designed to keep
your cash flow positive.

The cost of this finance might
not be forgotten – it will make a serious impact on your bottom line – but the
possibility of reducing that cost may be overlooked when you are thinking about
cutting costs elsewhere.

This may be because it is easy to
believe that your arrangements with financial suppliers are fixed, and that you
are tied in. Nothing could be further from the truth

You can change your financial
providers, just like any other supplier. And that means you can cut the cost of
one of the biggest drains on your profitability – your monthly repayments to
lenders.

Getting a better deal on your
finance

You may feel that business finance can have a
lot like firefighting. Any finance will do when you need to keep your business
afloat – but like any distress purchase, the lending you arrange in an
emergency will be expensive.

Having the right strategy and the right finance
in place before a crisis could help avoid the need for firefighting in the
first place.

So there are two ways to organise your finance
to maximise your profit. Plan ahead to find a better deal when you need it –
and switch to a better deal to replace your existing arrangements by
refinancing.

Planning ahead

A clear view of your financial needs will make
it easier to plan ahead and to secure the funding you need at the lowest
possible rates and the most favourable terms.

Look at the operational challenges you face:

  • Staffing costs
  • Premises and
    overheads
  • Materials costs
  • New technology
  • New challenges
    from competitors
  • The need for
    marketing – especially online
  • Obsolescence of
    plant and equipment
  • The need to fund
    growth

Once you have identified the particular
business challenges that you need to answer, you need to look at the most
appropriate type of funding for each one.  It is rarely just a matter of
arranging a generic business ‘loan’. Each type of challenge can have a
different solution.

Getting the right solution for any given
business purpose is vital because it means lower costs. For example, if you
need a new vehicle, you should probably
look at an asset finance solution. Leasing or HP will have lending secured on
the equipment itself reducing costs compared with a generic loan.

There is a wide range of specific financial
solutions designed for buying premises, for dealing with problems with cash
flow, for customers who pay late, for unexpected tax bills and more.

Once you have identified the financial
challenges, the next step is to identify the most cost effective financial
products to answer them. The key is to do this before your need for finance
becomes acute. Having the chance to shop around,  to get the most
appropriate form of finance and even to play different lenders off against each
other to get the best deal can make major savings on the monthly repayments
your funding need will generate.

The benefits of planning ahead don’t stop with
reduced costs.  When you need for finance as part of planned expansion,
you will already know exactly what that finance will cost, simplifying your
decision-making process. When an emergency does come along you have a lifeline
ready and waiting, and when you see an opportunity, you will know exactly what
it will cost you to grasp it.

Refinancing  to cut your existing costs

If you
realise that you have a business loan or loans with a high rate and repayments
you may be able to cut them by refinancing. Refinancing is simply the process
of replacing an existing loan with a new financial arrangement. The new loan pays off the current debt.

You will be
faced with a new debt with a new lender, but your new debt should have better
terms or features that are a better fit for your business, and which will
improve your financial position.

Lenders vary
greatly in the interest they charge. By refinancing to a lower rate, and
perhaps to a more suitable type of loan, it may be possible for your business
to save on interest costs. However, you can also refinance your borrowing into
a longer term.This could reduce your monthly outgoings by giving you longer to
repay.

If you have
several loans running at once, you may be able to consolidate them into a
single loan.

Getting help

Of course, few people running their own
business can expect to be an expert in finance, so whether you are planning
ahead or dealing with some expensive decisions in the past you may find things
easier with some expert help. Business finance has moved on a great deal in
recent years. Getting the best deal is no longer simply a matter of calling on
your bank manager and relying on their generosity. The fact is that since the
financial crisis many banks are a lot less helpful to small businesses than
they once were. Fortunately, there are now many specialist and alternative
lenders who will be keen to do business with you.

Of course, not all lenders will be able to
offer the funding you really need, and only one will be able to offer you the
lowest price. The final step in getting the finance you need to build your
profits may be to call in a business funding expert who can look at the entire
business lending market to find the solutions that are right for you and your business.

The Beginner’s Guide to Conference Call Etiquette

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Regular face-to-face meetings can be time-consuming, over-crowded and, when they’re poorly planned, just downright unproductive. Unfortunately, such poor planning has become a staple feature of many in-person meetings, with hosts often struggling to coordinate schedules, book adequate meeting spaces and set clear agendas.

Through an online conference call, however, businesses can eradicate many of these damaging factors, instead allowing team members to collaborate through the simple click of a button. Instead of wasting time waiting for late arrivals or dealing with the common distractions which plague traditional meetings, modern web conferencing ensures meeting sessions become much more efficient and productive.

However, these platforms can only become truly effective if all attendees follow the accepted protocol and etiquette. If you aren’t aware of the rules (or just fail to acknowledge them), then conference calls can quickly become just as distracting and unproductive as those inefficient face-to-face sessions. So, what are the conferencing rules you need to know?

Join on Time

Since you don’t have to worry about any lengthy travel times or traffic delays, there really is no excuse for being late to a conference call. In fact, most web conferencing platforms will now send you reminders as to the time and date of an upcoming call, so you can’t even claim to have forgotten about the session.

By turning up late, there’s a high probability that you’re not only delaying the start of the call, but also frustrating many of your co-workers. After all, forcing them to sit around and wait for you is a monumental waste of their time; even though you might be having a particularly busy day, you need to remember that your colleagues are likely just as pressed for time as you are.

In fact, it’s always a good idea to turn up a few minutes before the scheduled time. This ensures you aren’t scuppered by any last-minute technological hiccups, while also giving you a chance to speak with other early-arrivals and properly introduce yourself. Since a recent study from LoopUp (a leading conferencing provider) showed that 63% of calls are delayed by problems with conferencing tools, showing up early should be considered a top priority.

Make Sure You’re Prepared

Of course, being on time is simply the minimum requirement of good conferencing behaviour. In addition to your timely arrival, you also need to make sure you’ve read through the agenda beforehand so you can join the meeting fully prepared. There’s simply nothing more frustrating than the sound of a colleague frantically rifling through papers for information, so you should always be properly organised for an important conference call.

When you aren’t prepared for the discussion and try to think on your feet, the conference call will soon become incredibly unproductive; since you won’t have the information required to help the team come to any informed decisions.

Minimise Background Noise

For many conference callers, distracting background noise is undoubtedly their biggest frustration. The rustling of papers or murmur of a busy coffee shop can quickly drown out the voice of the person trying to speak, leaving attendees straining their ears to figure out exactly what’s being said. When there’s a large number of people involved in the call, the multiple sources of background noise can reach almost deafening levels; inevitably leading to damaging miscommunications and inefficient sessions.

Fortunately, web conferencing platforms allow you to mute yourself when you’re not talking, meaning that you can prevent any background noise coming from your end. When everyone on the call successfully follows this practise, then attendees can enjoy crystal clear audio and perfectly understand how the meeting is progressing. However, you also need to make sure you remember to unmute yourself when it’s your turn to speak!

By following these simple behavioural tips, you can ensure that conference calls become much more productive and ultimately avoid wasting any time.

Cyber Security Tips for Remote Workers

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With remote working on the rise both as a full-time option and an occasional change of pace for those who benefit from flexible working, it brings along a whole new set of challenges for both employers and employees.

One of these new challenges is the issue of cyber security. If you are a remote worker yourself, or someone who employs remote staff as part of your workforce, here are some useful cyber security tips.

 

Invest in Training

Remote workers can often be forgotten about when it comes to train. However, when it comes to cybersecurity, they can be the most vulnerable ones in your organisation. This means that cyber security training is not only recommended for remote workers but should be seen as essential. With so many cyber treats target emails and third party sites used by employees, it is vital that both your central employees and those working remotely are properly trained on how to spot any suspicious activity and common traps set by cybercriminals.

 

Keep Communication Secure

Whether you are a remote worker yourself, or someone who employs remote working staff, emails are probably the most common way that you will be communicating with the rest of the team, as well as any clients you may have contact with. As such, you’ll want to do everything to ensure that this channel of communication is secure, and that important files are safeguarded by the use of encryption software.

You can ensure that your emails, and any attached files, are secure either by invest in encryption software or by using a virtual disk drive. By using a virtual disk drive as a server, you can be sure that any company communication and files are safe as long as the drive remains locked. Forward Secrecy (PFS), also known as Perfect Forward Secrecy (PFS) is another cybersecurity measure you should look to implement in order to keep your channels of communications secure between remote workers and the central office.  

 

Use a Virtual Private Network (VPN)

Virtual private networks are simply put a lifesaver when it comes to cybersecurity measure and the remote workforce. Like virtual disk drives, they allow for the secure transmission of company information. VPNs allow users to send and receive data securely, even across public networks. This offers remote workers an extra layer of protection on everything from data they transmit to web sessions and even personal information – or, in this case, sensitive company information.

 

Be Wary of Using Unsecured Connections or Public Wi-Fi

One of the perks of being a remote working is the freedom to spend your working day anywhere with an internet connection. This does, however, mean that remote workers are often using public Wi-Fi and unsecured connections, which is a major red flag from a cybersecurity point of view. The use of these networks leaves devices vulnerable, making them easy targets for cybercriminals. As a remote worker, you should only ever use secure connections or request that your employer sets up a VPN for you to use. As an employer, you should set out a clear remote working policy. Within this policy, you should offer guidance on the safe and responsible ways in which remote workers should access company networks and highlight the fact that using public Wi-Fi should always be seen as a last resort.  

 

Make Two-Factor Authentification (2FA) Standard

The use of two-factor authentification (2FA) is quickly becoming standard practice in most workplaces so it makes sense to implement its use for remote workers too. When using 2FA, employees must first enter their password as they usually would in order to access the company system or any work-related accounts.

Individuals should already be familiar with this process as companies like Paypal and Microsoft have already introduced 2FA for the use of the customers. By introducing an additional security step – which most people will already be familiar with – you can greatly reduce cybersecurity problems.

Chinese brand “Joeone” was the only designated menswear brand at the official dinner of Cannes Film Festival

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In recent days, the Cannes Film Festival has gradually drew to a close. During the entire event, Chinese films and Chinese filmmakers became an integral part of the Cannes Film Festival. In the main competition units, the Chinese film “Wild Goose Lake” has received a lot of good comments and evaluations, and the Chinese stars on the Cannes red carpet have also been widely concerned by the world fashion Circle. As a most popular Chinese entertainer in the international market, Li Guangjie’s appearance on the red carpet has triggered a new “Chinese tough man fever”. As the most favorable role in China’s science fiction work “the wandering earth”, Li’s handsome appearance and good body shape, and the gentleman image of “tetsuo” will become a totally new trend in the field of international fashion.

According to the report, one of Li Guangjie’s fashionable dresses is “little black pants” specially designed by the Chinese brand Joeone. Different from other clothing products with single function, little black pants is featured by fashion variety, which can match all scenes, and become a fashion leader and technical representative of international charm.

At the just-concluded “Chinese and French cultural Night” dinner, Joeone also won the title of “the only designated menswear brand” for Cannes official dinner, which was the first time that China’s domestic brand accessed to the world’s important fashion hall–the Cannes Film Festival authorized. Mr. OLYMPIA AWARDS GELLINI, President of the Global Film and Television Union, mentioned in an interview that the choice of Joeone men’s clothing was a fancy as it is a famous garment enterprises in China, with good quality and craftsmanship. This is probably the highest praise for the Chinese brand Joeone, because there was a strong chemical reaction between the French the most picky one about fashion and Chinese brands.

As a factory in the world, while people from all over the world are used to made in China, we seem to ignore the fashion charm that Chinese itself upholds and creates.The combination of Joeone’s little black pants and Cannes fills the imagination gap of this part, but also allows the whole world to witness the extraordinary performance after the collision of Chinese fashion and world fashion.

Perfect Ending for the “Fascinating China” Events of 72nd Cannes Film Festival

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The “Fascinating China” Events of 72nd Cannes Film Festival is successfully concluded on May 15 and 16 by local time at Cannes, a beautiful town in South France. During the two days, distinguished guests and film and television practitioners from all over the world are attracted to various kinds of activities feeling for the uniqueness of “Fascinating China” during the period of the festival.

The 72nd Cannes Film Festival “Fascinating China” is jointly sponsored by Cannes International Film Festival Film Market, French National Film Commission, French National Film Center, China Xinhua Net and China Film Foundation, and undertaken by Huayi Brothers and Wu Tianming Youth Film Special Foundation, including a series of events such as “Young Film Makers Training Plan”, “Overseas Presentation of Chinese Film Industry”, “China’s Most Beautiful Shooting Location Presenting and Recommending” and “China VR Film Immersive Interaction Experiencing Exhibition”.

Wang Zhonglei (first from left), Co-founder, Vice Chairman and CEO of Huayi Brothers, and Kun Ling (first from right), Chinese actress, are presenting the prizes for the Meritorious Winners.

As one of the highlights of “Fascinating China” Events, the promotion and the award ceremony of “Young Film Makers Training Plan” are held on May 15, which is divided into two competition units, “Short Film Works” and ”Film Script”. Since its startup, more than 800 pieces of works are collected, including feature films, action films, documentaries and other types, with eventually 32 works standing out. Among them, Inheritor, narrating the heritage of traditional Chinese operas, has won the Best Award for Short Films by Young Film Makers; and the screenwriter Lin Weiran of the feature film Great Ideal People has won the Best Award for Young Screen Writers. The Round Table Forum on “Gathering and Promoting Growth of Young Film Makers” is also held on the same day. Film makers from China and France fully exchange by sharing their film ideas, educational experience and the general situation of young film makers in both countries.

The representative from the Tourism Administration Bureau of Cannes, France (first from the left), Michel Chevillon, (Fourth from the left), Vice Chairman of the Bureau of Industry and Commerce in Cote d’Azur and Chairman of Hotel Federation, Adeline CHAUVEAU (third from the right), officer in charge of movie and television projects from French Embassy to China, and the representatives from the cities awarded for “China’s most beautiful shooting location” are taking the group picture.

On May 16 (local time), an event is held at the 72nd Cannes Film Festival to recommend China’s most beautiful shooting locations on the theme of “Fascinating China”. In this event, on the list of China’s most beautiful locations are Huanghai National Forest Park in Dongtai of Jiangsu, Long Stretch of Azaleas in Bijie of Guilin, Siming District in Xiamen of Fujian, and Li Autonomous County in Lingshui of Hainan. After the wonderful live presentation, film makers from all over the world sing high praises for the scenery and vigor of China’s most beautiful shooting locations and express great interest in going to China for shooting and producing film and television works.

Audiences from all over the world are experiencing VR films.

It is worth mentioning that, as an essential part of “Fascinating China” Events, the booths for “Overseas Presentation of Chinese Film Industry”, “ China’s Most Beautiful Shooting Location Presenting and Recommending” and “China VR Film Immersive Interaction Experiencing Exhibition”, jointly launched by XinhuaNet and Cannes Film Market, are displayed during the festival. the booth for “Overseas Presentation of Chinese Film Industry” is designed to unfold the vigorous development and comprehensive strength of Chinese film industry to the whole world. More than 20 representative Chinese film works, such as The Eight Hundred and Skyfire, are introduced on the scene. As the representatives of Damei China (Chinese version of Wild China), the four places of Huanghai National Forest Park in Dongtai of Jiangsu, Long Stretch of Azaleas in Bijie of Guilin, Siming District in Xiamen of Fujian, and Li Autonomous County in Lingshui of Hainan have their own publicity films screened repeatedly at the booth for “China’s Most Beautiful Shooting Location Presenting and Recommending”, attracting many foreign film makers to stop for a look. “China VR Film Immersive Interaction Experiencing Exhibition” brings the audience two VR films with Chinese characteristics, namely Flying over RiversideSceneatQingmingFestival and Hui-style Architecture. By combining traditional culture and technology , both films intensify the understanding of overseas audience about Chinese culture, add the appeal of Chinese traditional culture to the public and make Chinese traditional culture “move up and go out”.

Consequences of Bad Predictions and Emotional Decision-Making

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The sun sets and rises the following day: we have confidence that this event will happen again…and again, although it’s never been guaranteed, it gives us faith in the power of prediction, even if we’re incorrect.

During tough, uncertain times, it’s difficult to keep a level head; emotions take over and lead us to make decisions without fully understanding the potential consequences such as making an emotionally-based forecast about unit trust prices.

How bad predictions hurt your financial wellbeing

Predictions about performance of unit trusts need to be based on logic, not emotion, misinterpreting a pattern or incorrectly extrapolating the recent past can have devastating effects.

The performance of unit trusts isn’t linear: this year’s short-term performers are more than likely to be the next year’s under-performers.

When it comes to investing in unit trusts, taking shortcuts to save money, making a decision based purely on speculation can be a very risky path. Without substantiated information founded on logical analysis of patterns made by professionals, you could be susceptible to financial disaster.

A bad prediction can often lead to an investor switching from an under-performing investment to another which is performing well. The problem with this method is that short-term performance shouldn’t be influencing you to make a hasty decision.

An equity-only fund, for example, is susceptible to market fluctuation, but this is a long-term investment and it’s important to keep a rational mindset.

If you switch regularly, the back-and-forth movement of your money, makes you vulnerable to locking in losses and lowering your returns.

A few rules to improve your decision-making ability

If you’re someone who finds it difficult to remain calm if you see under-performance in your unit trusts, take a breath; don’t switch. Follow these steps which can help you evaluate the quality of your prediction, leading to logical decisions:

  1. Establish the facts

 People often get flustered and make a decision based on speculation and facts that are thin, at best. Today, there is so much information readily accessible online that a financial decision made through naivety or based on someone else’s opinion shouldn’t be an excuse for poor decision-making.

It’s important to resist the temptation to only listen to information that supports a particular view. Rather, do your own research; try and speak to industry professionals and people you trust before you make any type of prediction. 

  1. Consider a source’s motivation

Consider the source; could it be that they are pandering to your emotions, knowing that their agenda will compromise a prediction? Take a step back and reassess the situation. Consider your emotional state at that point, this can help you identify any emotional triggers that could be hindering your ability to make rational decisions.

  1. Consider all outcomes

The most effective decisions that you make are the ones that take potential outcomes into account.

An investment manager will use all of his/her expertise to help craft a portfolio that combines both rewards and risks, in an effort to create an investment ‘balance’. An investment that may be performing well, may compensate for one that is experiencing under-performance.

Unfortunately, correctly predicting the future can’t be guaranteed, but you do have the power to make choices about how you respond.

3 New-World Technologies redefining in-store customer experience

The rate at which customers are shopping online is skyrocketing by the day. This means that it is now doubly important for brick-and-mortar retailers to enhance the levels of customer experience in-store. A lot of things are being discussed in the global retail arena to achieve this. Ranging from AI to AR and everything in between, there is no denying that the scope and opportunity for in-store enhancement is truly immense.

Although there is a lot that can be done, retailers must keep in mind what it is exactly that their customers want. Wowing customers when they enter the retail store is one thing, making them feel invaded is something completely different. As recent findings clearly suggest, there is a difference between-

Being COOL and Being CREEPY

Amidst all the premium talks of the modern-day customers’ innate love for technology and automation, there is a certain line that retailers must not cross. Customers don’t mind embracing technology if it makes their shopping journey convenient, or provides them a one of a kind in-store experience. The problem starts when technology gets too invasive.

For instance, customer data enables retailers to curate customised offerings for each customer. What customers worry about is data privacy and security. Similarly, there is no denying the marvels that artificial intelligence empowered chat-bots are. However when it comes to customer service, a lot of people can have that connect only with a human being. Besides, the whole idea of computer programmed bots emulating humans might just seem creepy to them as well. It’s not about how good a certain technology is. It’s about what percentage of people can wilfully adapt and be comfortable with that technology that matters.

The following chart clearly identifies what customers treat as cool and creepy when it comes to retail technology.

Considering the above chart as a fair indication of what people generally are comfortable with, let’s look at a few areas in retail technology that are certainly having an impact on the in-store experience for customers.

Robots & Drones

Customer service is one thing that can help brands and retailers score high brownie points in their quest to attain customer loyalty. Robots in retail certainly have the capability to wow customers in store, at the same time be un-invasive. Generally robots have been known to optimise business processes along the supply chain by improving productivity in distribution warehouses. But now they have their work cut even inside retail stores. From the basic meeting and greeting customers to keeping a track of stock inventory, the use cases of robots is pretty extensive. Robots can now also be used in store to detect hazards like spills and spoilage.

That’s not all. Retailers are also looking to install drones in store that can keep a track of misplaced product on shelves and stock inventory. The whole idea is to ensure that the human personnel inside the store are always at the beck and call of customers. Customers don’t appreciate if they don’t get proper assistance in stores. Human personnel available at all times, coupled by the expert assistance of drones and robots will mean that customers are always engaged. The overall in-store experience of customers can be elevated as a result.

AR & VR

Augmented and Virtual Reality is making all the right sounds across the globe as digital marketers look to leverage its power to fulfill their branding and marketing ambitions. Most of us are aware of how we can just put on a pair of VR headsets and enjoy a walk at the Great Wall of China, all from the comfort of our living rooms. When it comes to retail, much of the same is possible. People can now simply wear their headsets to scroll through online stock and get an idea of how the model or mannequin would look in a particular dress. When it comes to furniture shopping and interiors, VR and AR can truly elevate customer experience to a whole new level. Through AR, people can now get an idea of how certain furniture would look at their home, whether it would fit properly in the available space, how different colors would look against the wall, etc. through their mobile phones. Brands like Ikea and Macy’s have already started extensive adoption of the technology.

So where does it leave physical retail stores. On one hand in-store retailers are planning to flood stores with robots to increase customer engagement. On the other, technologies such as AR and VR are further re-instating the fact that going to a physical store can be done without. It is quite the predicament for sure. Well, physical retailers have no choice but to adopt AR and VR in-store as well. The first thing that comes to mind is smart mirrors. Although they are not entirely new to the equation, the voice assistant upgrades are sure to make it more engaging. Smart mirrors allow customers to virtually try out apparels before deciding the one to purchase. Based on what customers are wearing, these mirrors can also recommend alternatives to customers. Apart from mirrors, retailers can also augment the store ambience by installing digital shelves that will display digital product description and demo videos. Despite the surge in online shopping technology, as long as retailers keep the store up to the latest digital standards and lay enough emphasis on retail graphics, people will keep hitting the doors.

Cashier-less check out

One of the biggest reasons people generally get frustrated inside a retail store is when they realize they need to queue up. People don’t have the time for a long wait at the check-out counter and after online, there is no good reason why they should. Retailers must understand that long check-outs can convince people to not bother going to the store. They absolutely need to devise faster check-out mechanisms, especially now that everyone’s emulating Amazon Go; at least the check-out bit.

Cashier-less check outs would mean that people would have to digitally make their payment within an app, or through a finger print device, or even through one of the kiosks. Faster check-outs mean faster shopping. Time is at a premium and customer convenience is the key. Automated, cashier-less check outs is definitely the future.

Takeaway

In-store customer experience is one thing that every brand and retailer are aiming to enhance to remain a force to reckon with against their online counterparts. It’s not just about implementing any technology to boost marketing endeavours, but properly understanding which the ones that their customers want are. Talking about the road ahead, there is no doubt that technology will continue to make in-roads in every industry including retail. Retailers must leverage the power of technology to stay at a competitive advantage. However, a proper analysis on their customers and their expectations will only make it easier for them to adopt or implement a particular technology in their marketing strategy.

How you can help your staff to succeed financially

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It can be too easy to overlook the importance of your employees wielding financial expertise. After all, finance experts and professionals are already close at hand for workers needing their advice. However, financially educating your workers isn’t about effectively turning them into accountants.

Instead, it’s about helping your staff to relieve personal financial pressures that could be weighing down on their mental wellbeing and, consequently, their workplace performance. Therefore, you have an interest in proactively helping to bring the right educational opportunities to their notice.

Treat financial education as an employee perk

You might habitually gift your employees with nights eating out and ping pong tables – but, glamorous though these bonuses might initially seem, there can remain a large question mark over the value that they truly deliver in the long term.

While financial education could come across as too “boring” to count as a perk in the same way, you should remind your staff that lessons learnt from it can stay with them for the rest of their lives.

Offer tools that your workers are likely to use

While there abound many different tools aimed at helping people to track their financial situations, different demographics can be inclined to choose different tools.

In one survey cited by Entrepreneur, though tools for tracking spending and saving are widely favoured, respondents aged under 40 primarily prefer online portals or mobile apps, while respondents past the 40 mark would choose a financial advisor over online resources.

Fortunately, a corporate wellness company like LifeWorks can provide a wide range of financial learning solutions, from instructor-led workshops right through to real-time virtual classrooms.

Don’t allow support to become too intrusive

Research suggests that, while your workers would appreciate you helping them to help themselves when it comes to financial literacy, you should also be careful not to infringe their privacy.  

Therefore, while your attempts to advertise means of improving financial literacy may be welcomed, attempting to advise people on specific financial situations in their lives could be deemed excessive.

Help workers to put financial knowhow into action

While opening up opportunities for financial education would be a wise move, you can’t expect it to reap meaningful results unless the knowledge and skills learnt by your workers is put into action.

Hence, as your personnel grow more confident in their financial decision-making, you could provide additional support aimed at assisting them in meeting specific goals, like achieving positive cash flow and generating savings in both the short and long term.  

Focus on stopping the downward spiral of financial anxiety

When financial problems are left to linger, stress can quickly emerge – and growthbusiness.co.uk calls stress “one of the biggest causes of employee absence”.

For this reason, you should act to nip the problem in the bud. When employees know confidently how to handle their finances, this can prove a major factor in not only keeping their stress at bay but also motivating them to plan for the future – and a financially resilient future at that.

The Rossi Effect: The ECAT from Andrea Rossi

The Rossi Effect is the name given to a form of LENR (low-energy nuclear reaction) discovered by the inventor Andrea Rossi. Rossi’s ECAT (energy catalyser) device, which the Leonardo corporation holds the IP rights to, uses hydrogen and lithium, among others, to produce an exothermic reaction, as explained in the US patent no. 9,115,913 B1, granted in the USA in August 2015 and eventually granted also in Canada, Mexico, all the countries of Europe, Turkey, Brazil, Chile, Russia, China, Japan, Australia, South Africa.  Prior to the discovery of the Rossi Effect, there were only two categories of LENR being studied, but the Rossi Effect is the one that succeeded to enter the energy market.

Cold Fusion / LENR

Research into the potential of cold fusion began in the 1920’s, when scientists hypothesised the possibility of creating a nuclear reaction at room temperature, or very close to it. The natural nuclear reaction that takes place within stars and artificially created nuclear reactions such as those in hydrogen bombs are known as hot fusion, as they require temperatures reaching millions of degrees to occur.

With LENR, this reaction takes place at a much lower temperature. Scientists Martin Fleischmann and Stanley Ponns generated widespread interest in LENR both within the scientific community and the global media in 1989 when they announced they had successfully generated low-energy nuclear reactions in a laboratory setting. However, the results were found to be difficult if not impossible to replicate and interest died down once more. In 2011, when Rossi first demonstrated the ECAT, interest in the field began once more to rise.

The ECAT 1 MW

The ECAT 1 MW was planned for commercialisation in 2018/2019, following a period of data gathering. The reactor’s design includes a hollow cylindrical reactor rod with a thin layer of nickel (the catalyst) and lithium aluminium hydride (the fuel) in the centre of the rod.

The reactor has wing-shaped cooling elements attached and is placed at the bottom of a small box. Clod water flows through an inlet past the reactor and steam or hot water is produced.

The ECAT device has not only been demonstrated publicly; it has also been tested by third parties. These tests have shown that it is capable of producing heat to a useful level while demonstrating energy ten times greater than any known chemical reaction. Inventor Andrea Rossi posts answers to questions regarding the ECAT and cold fusion techniques on his blog www.rossilivecat.com.

Andrea Rossi

Andrea Rossi was born in Italy in 1950 and holds a doctorate in Philosophy granted by the Universita’ degli Studi di Milano (Italy). He is the founder and CEO of Leonardo Corporation, a firm based in the United States.  Andrea Rossi has created the E-Cat in collaboration with Prof Sergio Focardi, Professor Emeritus of Physics in the Universita’ Degli Studi di Bologna, where he has also been dean of the branch of sciences.

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