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15 Easy Ways to Decrease Your Car Expenses

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Would you like to know how to lower your car expenses? 

Figuring out how to cut down on your monthly car expenses might have eluded you of the excitement you first felt when you got your car, but the good news is that there are ways to spend less, and we can help you find out how.

Without further ado, here are 15 easy ways by which you reduce the cost of running your car without losing out on its comfort and safety features:

1. Leverage On Car Insurance

If your car insurance is where your biggest expense lies, then you should discuss it with your insurer and seek ways by which it can reduce.

In a situation where there is no alternative means of reducing your car insurance premium, an expert advisor from the AA Insurance suggests that you should compare the benefits and quotes of your insurance policy with other Insurance providers before renewing your quote.

 That way, you’ll be able to make an unbiased decision in your interest.

2. When Your Car Is Cold, Drive Carefully

While looking to reduce the cost of running your car, one way to go about it is by keeping your engine warmed regularly.

When the engine is cold, it affects the efficiency of your car, and it won’t be long before it wears out the engine- which is one expense you’ll prefer to avoid.

3. Petrol Or Diesel, Which Is Better?

The answer to this would depend entirely on the number of miles your car travels in a year. 

If you are an avid traveler and you cover more than 10,000 miles in a year, then a diesel-powered vehicle will help you save more money. Any distance less than this should be covered by a petrol-engine car.

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4. Give The Accelerator A Break When Starting Your Car

Gone are the days when you have to suppress the accelerator when starting your car.

Times have changed, and with the models available today, you’ll only need to ignite the engine and be on the go. So, give the accelerator a break, and it’ll reduce the stress on the car engine.

5. Choose Your Car Tyres Thoughtfully

Do you realize that a quality Tyre can help to economize fuel? 

Hence, when you have to buy a replacement for your car, invest in quality tires that can serve you for much longer; and are fuel-economical. You’ll save more that way.

6. Maximize The Cashback Option

A vehicle needs steady fuel to run; hence you should maximize opportunities that help you save about 5% off your fuel purchase. 

The cash back option is one such, with providers such as Tesco and American Express. The small return percentage will lower your car expenses.

7. Gauge Your Car Tyre

Leaving your car Tyre unchecked will cost you far more than when you decide to gauge it. 

When your car Tyre is under-inflated by 15psi, it can consume extra fuel, up to 6%, which isn’t fair on your savings. Hence, maintain a balanced pressure.

8. Take An Advanced Driving Course 

Hypermiling is a term used to describe the art of Driving economically. Drivers who are knowledgeable on this subject can drive in such a way that lowers their premiums. 

Taking an advanced Driving Course isn’t old fashioned, and you should use it to your advantage.

9. Get A Mobile Device Holder

In most countries, using a hand-held smartphone while driving is a big offense. You might have to pay a fine of €200 with 6 points on your license.

A smartphone holder costs far less, and you wouldn’t have to hold your phone. It’s a smart way to save costs.

10. Purchase Car Parts Yourself

It’s okay to overlook the extra charges from your car dealer, but when you need to review your expenses, you might need to get involved in the replacement of your car parts. 

Get a quote from your car dealer but make your findings online, and at your local stores, you might end up very surprised at the difference in the quote.

The good news is that this time the extra money will be yours.

11. Wash Your Car

Do you have free hours during the weekend?  Instead of driving off to the car wash center, maybe it’s time to save that extra money by doing the washing at home.

 Give it a try and enjoy yourself while at it. 

12. Avoid Exerting Your Windscreen Wiper In Winter

At the start of winter, you’ll find frost build up on your windscreen, but do not make the mistake of turning on the windshield wiper.  Instead, use a de-icer, as it is more affordable and a better means of cleaning the ice.

13. Premium Fuel

Don’t get distracted by those who say it takes a premium Fuel to improve the performance of your car. It’s mostly a false assumption

Premium Fuel contains higher volumes of octane and cetane, and they are used in performance vehicles.  Don’t spend more on premium Fuel.

14. Be Observant

Take note of the price per liter in the petrol stations on your way out.  You might find one where the price is lower. That’s another way to reduce your fuel expenses.

15. Include Family Members In Your Car Insurance

That is a smart way to reduce your premium: Add a member of your family as a named driver. However, ensure that he/she has experience in driving so that you do not incur more expenses.

Follow these easy ways, and you would be amazed at how much you’re able to save off your car expenses. It’s a Win-Win result!

What is a Business Continuity Management

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Business continuity is one of the key components that companies use to ensure that their most common workspaces are accessible to customers, customers, suppliers, and suppliers. Many companies have set up a business continuity management department for this purpose, while many other activities are outsourced to professional agencies.

What is business continuity management?

Business continuity management involves developing plans and strategies that provide security and protect the operation for business activities or processes that, if disrupted, could otherwise cause serious or potentially fatal damage to a business.

Business continuity management strategies:

The Business Continuity Management Strategy (SCMS) reaffirms the company’s commitment to identify and document all procedures and processes that must be applied, maintained, and tested to achieve the recoverable values ​​required by an organization.

This strategy should be planned so that your organization:

• -Defend or reduce the possibility of spontaneous descriptions of key business functions and services

• -Request access to information, procedures, and processes to achieve core functionality retrieval and replace location within the required timeframe

BCMS should always cover all important functions and units of your organization. Your strategy should have the following characteristics:

Business Continuity Management Structure (BCMS)

This structure is used for the ongoing administration of applications. This includes an executive sponsor.

Business Impact Analysis

This analysis should work for all units. These elements are very useful in determining all of the levels of continuity planning required by any entity.

Identify potential risky areas.

This area plays a very important role in your planning strategy. Potential risk areas should be identified as part of sustainability programs. The elimination of potential hazard points is justified by the possible effects of the failure of a particular hazard point.

Effective strategies need to be developed.

Strategies should be developed that reflect the needs identified in the business impact analysis. The strategy developed should be continually reviewed to ensure that they are useful as business needs change.

Continuity plans

Continuity plans should be developed, designed, and documented to ensure that strategies are easy to apply. Continuity programs allow critical business processes to be resumed in different locations at different intervals according to the business impact analysis. To create a well-organized business continuity plan, you can use the business continuity plan template.

Companies can set up committees to structure business continuity management strategies tailored to the company’s needs. There should be a committee and timetable for formulating the main plan, which will then be implemented. You need to identify, classify, evaluate, and use device strategies to deal with hazards. You need to analyze the impact of existing risks on trading and take the necessary measures to minimize technical, domestic, external, economic, human, natural, credit, market, and operational risks. By implementing protective measures and continuous monitoring, companies become aware of risk indicators and risk management to ensure business continuity.

Why you need to run a business continuity management plan.

This makes sense when the company needs to implement them, and they are written systematically. They are easy to implement, and who should do what is easy to understand. These programs must be tested and evaluated under realistic conditions. The success of a business continuity management plan lies in its precise execution and execution. Employees should be made aware of procedures and policies by implementing them and executing their plans to ensure they are taking precautions against hazards and responding appropriately if necessary. You need to plan how to handle the media if necessary.

Business continuity management plans are essential to minimize the business loss in the event of a disaster and ensure that they are running as quickly as possible. Some companies offer their help and services to run a smooth business.

Credit Card Transactions banned in Online Casinos

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It is no secret that both the UK and Commonwealth associate Canada have a large gaming fan base, whether it’s sports betting, online gambling, or even hanging around at the local pub enjoying a slot machine. However, a recent law passed by the UK Gambling Commission now prohibits gambling operators from allowing players from placing bets on credit. This is law was passed to encourage players to adopt healthy gambling habits.

While this has been done with the best of intentions, there are a few players who have found a loophole. This loophole comes via adding money into an e-wallet with a credit card. This technicality was enough to go unnoticed for a while and has proven to be quite negligent on the player’s side, but it was also an oversight by the UKGC.

As of now, operators must remain vigilant and take the necessary precautions when allowing players to place bets and simply prohibit the use of e-wallets when placing bets.

Responsible Gambling

Responsible gambling is something that’s been preached since the dawn of time, and as much as operators state that players should always gamble responsibly, there’s only so much that they’re able to do to enforce it. This has led to a variety of campaigns from gambling commissions and operators have invested in responsible gambling safeguards to help players.

The UKGC has stepped in and has started to raise awareness regarding the current practices of gamblers, by aiding players to play in a more responsible manner. This was mainly due to how easy it was for players to place bets with options such as pay-by-phone. This allowed them to place bets via their phones, which are usually on a contract, and this allowed them to bet to their heart’s content.

Operators have stepped in and modified their platforms with features that halt irresponsible gambling before it becomes a serious problem. Most operators have also identified prepaid cards being the best option going forward as it will force players with those issues to put a lid on it; however, there’s no way to completely stop players that have a problem, without them identifying the issue for themselves and seeking help in the form of rehabilitation.

Gambling in Canada

Although in Canada players can use a credit card at a casino, prepaid Visa and MasterCard cards are on the rise and players are being encouraged to use them as prevention from going over their limit when topping up, much like a prepaid mobile sim card which won’t allow you to speak longer than what you’ve paid for. These have become incredibly popular in Canada when players are making deposits, however the downside is that withdrawals are not an option.

As mentioned, the use of credit cards is permitted, but there are only a handful of banks that allow online gambling such as the Bank of Montreal, the Royal Bank of Canada, the Canadian Imperial Bank of Commerce, and Toronto-Dominion Bank. Other financial institutions are not accepting gaming related transactions, so players are forced to switch to alternative banking options, such as e-wallets or classic cheques. There are a variety of methods Canadian players can use to fund their casino accounts if the use of credit cards is declined.

Popular Local Banking Methods

The range of alternatives is huge and even offers many benefits compared to traditional credit cards. They require less bureaucracy and checks, are safe and easy to execute and the payment processing times are way shorter. When it comes to instant banking methods such options as iDebit, Interac, and InstaDebit are extremely popular due to their quick and easy usability. Prepaid cards such as AstroPay, Neosurf, Paysafecard, Flexepin, Revolut, and Vanilla Prepaid, are equally common amongst locals, not just for online gaming but for making small purchases online, buying lunch or going to the movies. With all of these available methods, there’s no reason for anyone to use credit cards, and this indirectly encourages responsible gambling habits as people are forced to top up their cards and use their funds carefully. While there’s no set method of deposit that’s the best, each of them has its own set of pros and cons. Some methods have high costs but quick transactions while others will be free of charge but you’ll have to wait up to 7 business days for the transaction to complete.

Enjoy sports by Betting online

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Are you looking for a platform to bet online? Well, you have landed at the right place. Tonybet has been founded back in 2018 created by the professional Antanas who Waa known as Tony G. This the fastest growing platform that is fully licensed. Those who are interested in sports find it the best site. Betting is the habit of some people while some sports lovers can’t even think of watching any game without betting. The game enthusiasts are madly and deeply interested in sports betting. Tonybet is the only reliable platform for all those game lovers. Check out yesterday’s racing results here.

TonyBet Sports

Tony bet offered you betting in a wide range of sports option includes

  • Basketball
  • Football
  • Handball
  • Baseball
  • Tennis
  • Ice hockey
  • Volleyball
  • American football
  • Darts
  • Snooker
  • Ruby league and union
  • Cricket
  • Boxing
  • Esports
  • MMA

This shows that it provides a wide opportunity to all the game lovers no matter whatever game they like betting os available on this platform.

Some start with the cricket market especially during the hot matches between two rival teams while others love to take the start from the football market. However, the leagues already have 50 plus market from which you can choose according to the industry standard. There is more depth in the football betting market as compared to the other. However, you can also find the market depths of all the above-mentioned games at their site.

Bet online and live to stream

Well, you don’t need to reach out at their place to throw a bet. One can easily bet online at this superb platform which already arranged the live sportsbook which makes them different from others in the market. It is not a complex procedure at all. This is the easiest and user-friendly platform where you can bet without any hassle.

During the live betting, you might get in trouble to check the event markets. This was the issue faced by people but TonyBet resolved it all. You can find a variety of markets during live match and pre-match. However, the live betting will be improved with time and the addition of info graphics along with it.

Tonybet Sportsbook

The TonyBet is the place where you can get all the fun promotions and such innovative deals which will be left you amaze. This site is licensed and regulated officially. However, TonyBet used to be a poker site but turned into the fastest growing sports betting sites especially for the young. You can also enjoy their poker as well as casino platform but the wide range of sportsbooks is already enough for gaming lovers. This site has a quick response as compared to the others and their software works efficiently.

One can also get the bet early through the upcoming events list on the left side of the screen. However, betting at this platform is not tension but fun. It allows the user to bet, enjoy the game, and provides all the features that you might be expected from the bookmaker. The punters can easily schedule their next betting through the list of upcoming events.

Tonybet covers all the major sports that everyone wants to see through an online sportsbook but not trapped into so many sports which creates trouble for them later. It is not easy to manage all the high-end sports at a time.

Technical Features

There are so many technical features of this incredible online sportsbook. However, live betting is the real star and charm of their show. You can get quick information; live scoring, odds during an ongoing event. The next useful feature is the quick review of all the upcoming events. No doubt this is the best of the best virtual betting platform with all the updates and fun.

This app is not just a platform but a success story where punters bet on the major sports and earn through it. With time betting world has already got advanced and this time no one wants to miss the events running on betting app to get their bet. However, the amazing thing is you can even jump out of the event to place betting through the live platform.

Bonuses and promotions

There are already many emerging online bookmakers but TonyBet has maintained their standard by putting their focus on arranging promotions, exclusive offers, and bonuses. As soon as you start betting the bonuses will be deposit into your account. However, the cash will withdraw able after being gambled 20 times. They not only offer the bonuses for the new players but provide the bonus and promotions on daily basis.

Conclusion The TonyBet is worthwhile for the singing up or betting in alone during the live plays. However, by placing the bet before the match the TonyBet will provide you exclusive promotions and deals which will drool you. They offer wide range of options which are the main ones in sporting. It is no doubt a safe and secure gaming service.

Biomesight microbiome analytics brand seeks international reseller partnerships

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British gut microbiome testing & analytics provider, Biomesight, is seeking value added resellers in new markets. Biomesight currently sells globally, but needs partners with a strong, local presence and marketing experience in markets outside the UK & USA. Partners would also need to assist with the logistics of shipping samples to their lab in the USA, while ensuring that local regulations are adhered to. Markets with primary national languages other than English is of particular interest.

Biomesight analyses your gut microbiome and provides gut health scores to improve with personalized food and prebiotic recommendations – unique to your current microbiome makeup. Users can either upload raw data from a selection of other providers or can purchase a test kit from Biomesight. The RRP of a test kit is £149 in the UK.

Gut Health Benefits

Typical Gut health benefits include:

  • Support immune system
  • Renewed energy & longevity
  • Improved vitamin synthesis
  • Protection from chronic diseases
  • More restorative sleep
  • Hormonal Balance

Media contact details:

Rose Walbrugh, Biomesight, London, UK

marketing@biomesight.com

10 Reasons Custom Furniture is a Great Idea

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If you’re moving into a new home or renovating your current home to give it an entirely new look, you might be wondering whether to opt for ready-made or custom-made furniture. The most important part is getting furniture that speaks to you as your home is the one place that you really get to be yourself and, and a space that reflects who you are. So, it’s no surprise that more and more people are opting for custom-made furniture that can be designed in a unique style that you love. After all, it can be really frustrating to spend a large amount of money on a living room set or dining table only to find out that a friend or relative has the exact same one. Opting for custom-made furniture can have plenty of benefits over choosing mass-produced items. Here are some of the top reasons why it is a great idea.

You Can Be Sure of a Perfect Fit

Unlike mass-produced furniture which might not always be exactly the right fit for your home, custom-made furniture is built for the space, which makes it an ideal option for rooms that have unique features, or small spaces that require specifically sized furniture that can be difficult to source ready-made. Many houses have ‘problem areas’ where no ready-made furniture is going to fit perfectly; in this case, bespoke furniture is the best choice with pieces that are created especially for your room to ensure that they fit perfectly and achieve the look you want.

More Choice and Options

While you might be able to choose the look of ready-made furniture from the various options available, the truth is that while many mass-produced furniture pieces look great, they are often made from some of the cheapest materials available and will wear out quickly. On the other hand, opting for custom-made furniture means that you can choose each element and use exactly the materials that you want from the type of wood to the fabric and even the stitching. CNC Creations offers a panel processing and CNC panel cutting service allowing you to choose the type and size of timber that you want to use for your custom furniture to create the exact look that you want.

Designs That Reflect You

Bespoke furniture means that you get to make sure that your home has its own style, making it unique and different from all the other houses. Choosing custom-made furniture means that you can put together designs that reflect you and your personal sense of style. This can be applied in several different ways whether you’re looking to furnish your living room, home office, bedroom or even your entire home. Custom-made furniture gives you the opportunity to be sure that every piece in your home is unique to you.

Save Money

No matter how much your custom-made furniture costs you, you can usually be sure that the same style is going to cost you more when it is ready-made. Opting for bespoke furniture is often the most budget-friendly solution for homeowners who are looking to breathe new life into their space. Custom-made furniture means that you have the option to make sure that you stay within your budget by choosing the best options for you in terms of materials and style to ensure that you create a unique look without having to spend more than you need.

Retains Value

Regardless of how much you use it, custom-made furniture tends to be high-quality pieces that will retain their value over time. If you ever reach a point where you want to sell a bespoke furniture piece, they tend to reach a lot more money compared to ready-made pieces in the second-hand market because people know that they are unique. Along with being the best way to get a unique look for your home, having custom-made furniture can also be a great investment.

Get Expert Advice

Not every homeowner is an expert about carpentry and quality materials that will last a long time. But when you opt for bespoke, custom-made furniture, you get expert advice from the craftspeople that you are working with. Not only will they be able to help you decide on the best materials to use for your furniture, but they can also assist you when it comes to choosing the right furniture design that will fit perfectly and complement your rooms. You can get expert advice about the best and most effective way to take advantage of each room in your home while managing to keep a consistent look throughout your home.

Support Local Businesses

Opting for custom-made furniture also gives you a chance to support local businesses in your area. Rather than purchasing ready-made furniture from a national chain brand, opting for bespoke furniture pieces means that you can get behind artists and craftspeople in your area by using products that they create from scratch. Compared to ready-made furniture, local craftspeople will often invest a large amount of time and effort into your furniture piece and when you receive it, you will immediately see the difference.

DIY Options

Another appealing reason to opt for custom-made furniture is that you can even make it yourself. If you are artistic and good with DIY, there are plenty of options for you to create your own furniture for your home from custom-made beds to chairs and other furniture items. Making something yourself can be a hugely satisfying experience and from the start, as you’ll be able to have full control over your project to ensure that everything is exactly the way that you want it. And, there’s also the huge sense of pride that comes with knowing you created a functional piece of furniture in your home that looks great too.

Make Changes

Unlike ready-made furniture which can be difficult to customise or change in the future, bespoke furniture can be easier to adjust later down the line. If you decide to change the decor in your home, for example, it is often easier to change some things about your custom furniture pieces such as the fabric materials used or by giving the wooden elements a fresh coat of paint in a different colour. With ready-made furniture, you’d need to consider its look or replace it completely to fit with a new colour scheme in your home, but bespoke furniture is easier to change so it fits in.

Get the Family Involved

If you have kids at home, one of the best reasons to choose custom-made furniture for them is that you can get them more involved in the decision-making process. Children often love picking out new furniture and decor for their room, and bespoke furniture takes this even further by allowing them to choose the design that they would like for custom-made furniture pieces for their space in your home. This can give them the chance to get in touch with their creative side and come up with some unique and different ideas.

If you need to furnish a single room or your entire house, there are plenty of great reasons to consider getting custom-made furniture made. Custom-made furniture can be designed to be completely unique to you and your home, providing the exact look that you want.

Let to Buy: How Does it Work and Who is it for?

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It is not uncommon to find yourself in a position where difficulties selling your current home stand in the way of a planned relocation.

You have found your dream home at a price too good to pass up but selling the home you live in is proving more challenging than you expected. A frustrating setback, though one that can be overcome by considering let to buy.

Why Would I Let to Buy?

As the name suggests, let to buy refers to the process of letting out your current property to enable you to buy a new home. You let out your current home to tenants, use the rental income to cover your outstanding mortgage payments and take out a new mortgage on the home you want to buy.

Your tenants effectively pay your current mortgage which allows you to arrange a new mortgage for the purchase property.  The important thing to remember is that where a property is difficult to sell, this does not mean it cannot and will not generate an attractive and ongoing rental income.

Do I Need a Different Type of Mortgage?

The short answer is yes. A let to buy mortgage is not quite the same as a conventional residential mortgage. Taking advantage of a let to buy opportunity means first switching the standard mortgage on your current home to a specialist let to buy mortgage, which may have entirely different terms, conditions, and repayment rates (interest).

When applying for a new mortgage for the property you intend to buy, you will need to have the usual deposit, however, if you already have enough equity tied up in your current home, you have the option of remortgaging to use some of this equity to cover your deposit requirements.

Using a let to buy mortgage calculator can be useful for building an understanding of how let to buy works and how much extra you can borrow. It is also essential to compare mortgages from as many specialist lenders as possible, with the help and support of an established broker.

Can I Afford a Let to Buy Venture?

Your broker will help you establish if and to what extent let to buy is something you can afford. To qualify you will need to provide evidence that your rental income will cover your outstanding mortgage payments by at least 100%.

In addition, it is important to factor in the responsibilities and costs of being a landlord. Ownership of two properties means funding the upkeep, repairs, renovations and so on. Not to mention, the fact that rental income can also taxable.

Independent Broker Support….

Letting out a property to enable you to buy a new home can be an effective and often profitable strategy, in instances where selling simply isn’t an option, however, it is a decision that should never be taken without first consulting with an independent broker.

At UK Property Finance, we can provide you with the objective advice and support you need to make the right decision for your financial future. Call or email anytime to book your obligation free consultation with a member of the team.

The Best Defenses In Chess Described By Anatoly Machulsky

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In chess, defenses are the openings made by Black. While White can propose an opening for the game, Black can take the initiative and establish an opening strategy that suits him and to which White must adapt.

These types of openings are called “defense” because Black will always seek to be on the defensive at the beginning and then begin to execute his attacks.

There are many defenses in chess, but in this article, we will show you only the best defenses in chess that are explained by Anatoly Machulsky and the ones that are also most popular among all.

The accepted lady gambit:

Few chess players are fully prepared when playing White to face an accepted queen’s gambit. 

Usually players of a high level of chess expect another type of defense from Black when they propose this gambit (1. d4, d5 2. c4, dxc4) such as the semi-Slav defense, the Indian defense of the king or the more common lady’s gambit refused.

Of course, that your opponent is unaware of some lines of this defense will give you an advantage only if you study all the lines available for this defense. 

Knowing all the sub variants, like Anatoly Machulsky, you will have a significant advantage over White by accepting their proposed queen gambit.

The accepted queen’s gambit is not too rocky a defense like other variants that can occur with this gambit. 

Still, precisely because of this, it is a surprise for high-level players, who undoubtedly expect a different kind of response from Black.

The mainline for Black’s accepted queen gambit is 3. Nf3, Nf6 4. e3. Of course, in this line, White wants to capture the pawn on c4 and thus develop a piece and also regain the pawn that was initially offered.

Grunfeld Defense:

If you are a player who does not like everyday openings but wants to surprise your opponent with a defense focused on creating a super-fast fianchetto on the kingside, thus preparing a super reliable and rugged to penetrate castling for the white.

The mainline of this defense is the following: 1.d4 Nf6 2. c4 g6 3.Nc3 d5 4.cxd5 Nxd5 5.e4. 

As you will see, Black is prepared to control the large diagonals of the board with the possibility of a double fianchetto, in addition to the fact that the black king will be very well protected.

This type of defense for Black has its detractors, which are mainly chess players who love the classic style of play of the 19th century, where both players focused on building a strong center.

Meran Defense:

This defense, in its Meran variant, seeks to give a forceful response to White’s uncomfortable move 1. d4 for Black. 

In this variation, Black will focus on creating a triangular-shaped pawn structure that will be able to protect the black king beautifully.

It has been seen in different games around the world, including in semi-advanced player games up to international grandmasters and world champion’s games, so do not be afraid to study each of the lines that may result from its mainline, the which is: 1.d4 d5 2.c4 c6 3.Nf3 Nf6 4.Nc3 e6.

5 Tips For Beginners/Kids To Improve Their Chess This Winter By Anatoly Machulsky

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Beginners who play chess have an excellent opportunity during the winter holidays to spend a little more time on their favorite hobby. In this article, we propose some activities for beginners to use the time they dedicate to chess in the best way.

Tips for beginners to improve their chess this winter:

Review your chess games played during the year:

The chess games that beginners play during the competitions in which they participate should be reviewed as soon as possible. 

But we already know that with studies, homework, extracurricular activities and other obligations, they do not always have time for it. Winter can be an excellent time to analyze those games that beginners have played and have not yet reviewed. 

“This work can be done with their teachers or chess monitors, but beginners who do not have a chess teacher can indeed spend part of their time trying to find errors in their games.” explains Anatoly Machulsky

One of the benefits of chess is that it gives you the ability to learn from your own mistakes, but this requires investing a little time.

Participate in tournaments

In winter too many chess tournaments abound as well as other chess competitions in which beginners can also participate.

Attend a chess winter/summer camp

Anatoly Machulsky continues: “Over time the offer of winter/summer chess camps has increased. These chess camps are a right occasion for children to learn and have fun.”

In most camps, in addition to receiving chess classes and being able to play many games, children have the opportunity to do other parallel leisure activities. They are also a good meeting point where you can meet other children who love chess.

Organize the study of chess:

Children who are going to spend time studying chess during the winter/summer should plan this work first to optimize that work most appropriately. 

To do this, they must divide their time realistically and trying to cover the different phases of the game. Going over the opening repertoire is sure to be a good idea, but don’t forget the midgame and the endgame. 

To improve in the middle game, it is always good to spend some time solving tactical problems. Also, to improve the calculation, as indicated in the article dedicated to improving tactics.

Watching challenging games and trying to find the best continuations, move by move, can be a good exercise for children to improve their chess.

Set future goals

And with the end of the school year, it would not be a bad thing to look back and see how chess has gone during the year, take stock and, above all, set new goals for the following season. 

Those goals must be realistic and do not necessarily have to be linked to sports results. A child may set the goal of participating in a certain number of tournaments, reading individual books, or practising on the internet relatively frequently.

The Right to Buy Success Story Continues…

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Since its introduction in the early 1980s, the government’s Right to Buy scheme has helped millions of qualifying council tenants get on the property ladder. 

Criticised in its early stages by some as a niche concept, the popularity of Right to Buy to this day paints a picture of a quite remarkable success story.

An Extraordinary Property Purchase Platform

For almost four decades, Right to Buy has been single-handedly carving out an entirely new area of the property sector and has helped countless council tenants purchase their properties at discounted rates.  Latterly however Right to Buy has also played directly into the hands of enterprising landlords, some of whom have amassed multimillion-pound portfolios of properties in key locations, generating massive monthly revenues from rental income.

According to official government figures, Right to Buy helped more than 1 million property occupants get on the property ladder in 2008 alone. In addition, the total value of the Right to Buy mortgage market for 2013 topped £20 billion.

While the scheme has been criticised for the ease with which it can be ‘exploited’ by ‘profiteering’ landlords, it is nonetheless evidence that it has transformed the lives of millions of households. The overwhelming majority of which may have otherwise never have set foot on the property ladder.

Growing Demand for Affordable Housing

What has also become evident over the past couple of years is the way in which the government is not likely to come close to meeting its affordable home building targets for the foreseeable future. According to the most recent estimates, at least 1 million new affordable rental properties need to be built by 2023, simply to meet current demand. In the meantime, government has also promised to become more ‘tenant focused’ in its approach i.e. to take aim at unscrupulous landlords and help more renters find affordable housing.

Still, the fact that property prices in general across the UK have been rising over recent years makes the affordable housing issue even more challenging. Incentives for developers and construction companies willing to work on affordable housing projects have helped, but the appeal of capitalising on skyrocketing property prices is evident and understandable.

A Success Story Set to Continue

2020 will go down in history as one of the most turbulent years for the housing market in living memory. For much of the year, buyers and sellers alike have been reluctant to make important decisions regarding property investments, relocations and sales.

When the real estate sector returns to strength as predicted in 2021, interest in Right to Buy property purchases is expected to spike once again. A wave of pent-up demand is likely to be released on the sector, coupled with the desire to get on the property ladder at an affordable price.

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