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A Future Without Fossil Fuels

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The energy market currently faces a crisis. 

As of 2020, Parts of Asia, South America, Europe, and the USA have become used to the regular power issues of peaking demands during certain times of the day.

The phenomenon of “Peaking” is when the power grid reaches its “Peak” meaning it has the highest drain on it. Peaks occur at certain times of the day.

Sometimes these even result in blackouts, some of which last for hours or even days. 

The issues with forms of energy production based on renewable resources are simply not capable of sustaining the same level of power output throughout the day. The economic issues behind this are obvious and the fact is that, behind the meter, energy storage is needed.

  • Global Warming increases the strain on cooling systems, causing an ever-increasing reliance on cooling systems.
  • An overreliance on dangerous and inefficient Lithium-Ion batteries. (Lithium is dangerous to produce and dispose of as well as an extremely taxing element to extract and dispose of.)
  • Population density increases the energy demand in certain areas while also increasing the amount of pollution produced in those select areas. Companies are forced to rely on backups burning fossil fuels to continue working. This raises expenses which require careful management.
  • As part of the “Clean Solution,” the idea was to incorporate a coupling of both renewable and fossil fuels. Currently, there is an insufficient production of energy. The use of renewable sources just isn’t enough at this point.
  • Mismanagement of renewable energy sources and the issues like the “Duck curve problem” in Solar energy. The Duck Curve problem is that The Sun doesn’t always shine, making solar only feasible part of the time. Simply put, renewable resources have limited availability and a difficulty in helping curve the peak demand issue.
  • With more and more countries passing laws to introduce green requirements into city energy grids without changing the existing infrastructure, the entire system has become fragile.
  • The snowball effect of rising cooling demands causing raised power demands leading to cyclic blackouts, raising the initial cost of power creating a hassle of expense management.

As the world progresses, standards of living improve worldwide, and technology becomes more and more integrated into our lives as a direct correlation. Many parts of life demand a regular supply, such as Traffic Signals, Medical equipment (life-support systems), Security systems, and much of the requirements of the Elderly community and digital finance keeping.

The rising strain on the power grid only grows, costing 

Roughly 60% of a commercial building’s energy demand is cooling. Commercial buildings demand nearly 40% of the grid’s power. Losing power, even for a short while, is staggeringly expensive.

Annual losses from intermittent outages are estimated to be in excess of $100 billion in the US, although the indirect costs could be up to five times higher.

The cooling demand is a significant contributor to the network’s high peak demand events, causing outages worldwide.

Power outages in major cities like Los Angeles are more and more common.  While the “grid” has many backup supply systems to meet the demand, none can match the system’s total drain.

 The main problem is the costs (financially and environmentally) associated with maintaining and operating all of the required backup systems (“Peaker” power plants). The cost of building new delivery and distribution systems and replacing or fixing old ones would be astronomical. All of this can be avoided by “playing with the demand.”

Currently, the market needs a cheap, ecologically friendly way to deal with power Demand Management to deal with the above issues.

Two main solutions have been proposed

Several “ecologically friendly” batteries are being researched. A breakthrough in any of them could lead to a world in which fossil fuels are obsolete

Predominant among the new “green” batteries is a battery based on an organic chemical species affectionately known as ‘Methuselah Quinone’,

A system of Thermal Energy Storage (TES) batteries which run on water are in development, the most notable of which is being developed by Nostromo Energy.

Do you need home insurance for a rental property?

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Home insurance is not needed for a rental property, but landlord insurance is strongly advised. Home insurance does not cover all the potential risks that come with letting a property and will not typically be valid if the property is rented to tenants. 

A specialist product has been created for landlords. Much like home insurance, landlord insurance offers protection against damage to the building. But it also provides cover against risks such as liability if a tenant was injured or had property damaged and blames the landlord. There are additional extras that can be purchased such as rent guarantee and loss of rental income, which according to insurance experts NimbleFins is particularly important if alternative accommodation is not covered in a policy.

Is landlord insurance the same as building insurance?

No. Landlord insurance nearly always includes building insurance as a core component to cover the cost to repair or replace damage to the property and items fixed to it in case of a covered event. But regular building insurance is not suitable for landlords as renting a property out may invalidate a non-landlord-specific building insurance policy. And landlord insurance can cover a lot more than just building insurance.

Typically building insurance covers parts including walls, gates, fences, windows, doors, pavements, driveways, pipes, guttering, cables and the building structure itself. It also covers fitted items inside the house such as kitchens, bathrooms, wood flooring and tiles. But not carpets and curtains. 

The Financial Ombudsman has set out the definition of what is covered under building insurance, writing: “Buildings insurance covers the structure of the building, plus permanent ‘fixtures and fittings’ such as baths, fitted kitchens etc. 

“The test is – can it reasonably be removed and taken to another home? If it can, then it is part of the ‘contents’ and it will not generally be covered by a buildings policy. Buildings policies usually include outbuildings – garages, garden sheds etc.”

If the property is owned under a leasehold agreement, the freeholder will have buildings insurance too to cover the external structure of the building. But the leaseholder’s landlord building insurance will cover the internal items in the property such as permanent fixtures and fittings. 

Building insurance in a landlord policy also sometimes covers alternative accommodation for tenants if the property is no longer habitable due to a qualifying incident such as a flood. 

Building insurance is the core element of landlord insurance, along with landlord liability insurance.

What is the difference between home insurance and landlord insurance?

Home insurance and landlord insurance cover a lot of the same issues but if the wrong policy is in place it is probably invalid. There is a bigger risk of a claim when renting to tenants, and so insurers expect to be informed and may understandably charge more for landlord insurance. Landlord insurance is more extensive, covering many specific issues that are not a threat when a homeowner is living in the property themselves. 

While both policies include building insurance, a homeowner living in a property would never need landlord liability insurance. If a tenant or other third party lawfully allowed at the property should injure themselves or have property damaged down to an alleged fault with the home, they can sue the landlord for compensation. For example, a dilapidated wall falls on a tenant’s expensive new garden furniture, or worse hits their child. Landlord liability insurance covers the legal costs and any damages awarded if it is found the property owner’s negligence led to the incident.

Building and liability insurance usually come as standard for any landlord policy. Some landlords also choose to add contents insurance to their premium. While this is standard for home insurance, contents coverage is not automatically included in many landlord policies. Many homes are let unfurnished but some landlords still choose contents insurance as there will inevitably be some white goods in the home, and carpets and curtains fall under contents and not building insurance. 

Rent guarantee – which covers the rent if a tenant defaults – and loss of rental income insurance – which pays landlords the chargeable rent if the property is uninhabitable and a tenant must move out – are also additional extras available in landlord insurance packages.

Both home and landlord insurance offer accidental damage and legal cover, usually as optional extras.

Landlord insurance is usually more expensive than home insurance because there are bigger dangers involved. Tenants are generally less careful than homeowners and are less likely to act upon issues spotted within the home. Many additional extras to a policy, such as rent guarantee and malicious damage by tenants, would also never be needed by a homeowner so the insurer is taking on more risks. 

Do you need landlord insurance and home insurance?

A property owner needs either landlord insurance or home insurance, not both. If the owner lives in the home then home insurance is the correct package. But if the home is let out to tenants then landlord insurance must be secured instead. Home insurance will usually become invalid if it is in place when letting to tenants. 

Is home insurance tax deductible for rental property?

Insurance is tax deductible for a rental property as it is a business expense. As long as an expense is “wholly and exclusively” for the purpose of renting out a property, it is tax deductible, the government says. Its guidance specifically lists insurance as one of the tax-deductible expenses, as well as general maintenance and repairs, costs of services, letting agent and management fees, legal fees, accountancy fees, leasehold fees and advertising for new tenants. More examples of tax deductible expenses can be found here.

Staycation Tips & Ideas for a Cheap Holiday

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Planning for a staycation might sound oxymoronic. After all, the point of a staycation is doing nothing, isn’t it? Plan a Lake District staycation. Sleep in, binge-watch your favorite shows, order takeout, chill. However, it is still a good idea to plan the staycation, and here’s why.

If you don’t have some structure of sorts, you can easily slip into your average weekend routine of playing with your phone, scrubbing the shower, checking your work email, etc. Use the staycation ideas and tips provided here to help you plan your time off so that it feels like an actual vacation.

1.         Complete the Prep Work Before the Start of the Staycation

If the staycation is in your own home, spend some time to make it start feeling like a hotel. One simple way to do exactly that would be to hire a maid service. It will also free you from any desire you might have to dust your baseboards during the staycation.

To make your home feel more like a hotel, buy fresh flowers and invest in a nice candle or two. If you love coffee, buy fancier coffee than you usually do. You can even consider buying some delicious pastries for the next morning’s breakfast.

2.         Set a Theme for the Staycation

Everybody has their own traveling style – relaxed or active, healthy or indulgent – and you can easily apply this to your at-home vacation. Defining your approach will help you come up with fun ideas for your staycation such as:

Active Traveler: Attempt athletic pursuits that you have always been curious about such as mountain biking, stand-up paddle boarding, or even rock climbing. You can even hire an instructor to help you improve your tennis or golf game.

Serenity Now: Do a 7-day yoga challenge. You can find some guided meditations online to download. Book a reflexology, massage, or acupuncture session. Try out a treatment that you haven’t done before such as a Korean bath or saltwater float pods.

Runaway Gourmet: Make reservations at 3 of the best restaurants your city has to offer. Taste unfamiliar cuisines such as Guamanian or Indonesian. You can also take a brewery or food tour.

Tourist in Your Own Town: Visit local attractions and museums that you haven’t tried previously. Join a walking tour of local historic sites.

Try a New Life: Nobody says that you have to be confined at home. Search HomeAway or Airbnb for something nearby but totally different from your boring old home, such as an urban loft or a Victorian farmhouse. If you switch your suburban home for an urban one, embrace the associated lifestyle such as rooftop bars, concerts, and gallery openings.

Grown Up Summer Camp: Summer camp for grown-ups is a real thing, but it is also possible to recreate the experience with a staycation. Go camping, rent a canoe, get crafty, and roast marshmallows.

3.         Set a Budget for the Staycation

If you have zero budget for your staycation, you won’t have much fun. It’s hard to feel like you are on vacation if all you eat are leftover takeout and freezer-burned chicken fingers. However, a staycation is aimed at avoiding the expense associated with a trip. What can you afford spend to achieve your desired goals and still save money?

One way is to calculate just how much you are actually saving. If you forego a hotel stay, plane tickets, and restaurant meals, you may have already saved over $1,000. Could you spend even a third or half of that and still feel virtuous?

Alternatively, you can find staycation deals. Let’s assume you are planning a wellness staycation. 7 days of yoga could easily cost $100. A saltwater float $80. A massage $75. You can reduce such costs by hunting for deals online or opting for virtual courses.

4.         Buy Some Souvenirs

Getting to bring home a few meaningful mementos is one of the pleasures of traveling and there’s nothing preventing you from doing the same during your staycation. Shop local boutiques or simply buy something lovely for the house. For instance, you can buy that set of mugs you have always wanted to buy, pull them out of their box on the first day of your staycation and drink coffee out of them every day of the staycation.

5.         Protect the Staycation

Just like an actual vacation, things can and will probably go wrong on your staycation. Fortunately, you can do a few things to defend it:

Avoid telling your colleagues that you are doing a staycation: They will expect you to be available to handle crises at work since you aren’t “really” gone. A better idea would be to tell them something vague about heading out of town and turning on your out-of-office autoresponder.

Avoid telling friends, too: Whether you an extrovert or introvert, there is something great about being completely free from social obligations during the staycation.

Protect staycation trips with travel insurance. Insurance companies generally define a ‘destination’ as a location more than 100 miles away from a primary residence where more than 24 hours of your trip are spent there. So, if you will be spending part of the staycation at the beach or in a nearby city, you should consider covering your prepaid costs with travel insurance should you need to cancel for a covered reason.

ATELIER DE HOTELES

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It is a Mexican company founded in 2015, Atelier de Hoteles offers luxury all-inclusive resorts in Cancun and Playa Mujeres inspired by a high-end concept, incorporating contemporary Mexican art.

More about the ATELIER DE HOTELES

Atelier de Hotels are guided by its fundamental value and include Productivity, Passion, Emotion, and Commitment as the tops values.  With all amazing services it’s one of the great emerging platforms with a number of all facilities which people wish while they visit a hotel or any other place. Available resorts for different types of people according to their age are enhancing the attention of people towards this. You can book this for all types of events where you want to get the ultimate joy and love. Whether you want to enjoy at the resort for a wedding event, outdoor activity, or any other enjoyment, Atelier De Hotels is always an every founding service that fulfills your needs. 

Here are some efficient and attractive offers which enhance the interest of people that why they need it. 

If you search for the Best All-inclusive Resorts in Mexico then again ATELIER DE HOTELES is a tops choice for everyone who wishes to get a chance in such an amazing place full of peace and enjoyment. 

ATELIER Playa Mujeres

A luxury All-Inclusive resort featuring contemporary architecture and art, ATELIER Playa Mujeres covers 35 acres of tropical terrain with 21 suites and villas. In the natural landscape of Playa Mujeres, a golf course and crystalline waters of the Caribbean meet to create an enchanting atmosphere.

The ATELIER Playa Mujeres hotel was designed as an authentic masterpiece by Mexican creatives. Through a combination of art, nature, and experiences, it sets a new standard in relaxation.

ESTUDIO Playa Mujeres

ESTUDIO Playa Mujeres is a boutique hotel in Playa Mujeres with a 5-star rating devoted to offering an all-inclusive experience that is unique. In harmony with the surrounding natural environment, contemporary Mexican art, and culinary proposals, this resort offers luxury all-inclusive accommodation to enhance your sense of adventure.

Our ESTUDIO Playa Mujeres offers a sun-drenched experience for the smallest of our guests. Doodle Camp will introduce children to a whole new world full of interactive and creative games to let their imaginations soar. Adults will find an unparalleled level of service and relaxation here.

ÓLEO Cancun Playa

*LEO Cancun Playa is a luxurious 4.5 Star All-Inclusive Boutique Resort designed to offer the best in minimalist luxury. The hotel’s cozy rooms, filled with an avant-garde design, surround its guests in a sensory, contemporary, and artistic environment. A beachfront hotel in Cancun that pampers its guests with unique services from the moment they arrive. INSPIRA Suites guests can also enjoy exclusive privileges at this beachfront hotel.

Golf Course Designs 

Golf Course Designed by Greg Norman is another fantastic offer provided by the ATELIER DE HOTELES where all people get a chance to have all golf courses of their desire. 

Final Summary

ATELIER DE HOTELES is one of the best and tops rated platforms in Mexico which provides a lot of services. Just hit the contact us button and get its amazing services. 

What is the stock market and how it works?

The stock market is a public place which involves issuing, selling and buying of shares. You can either trade on a stock exchange or over the counter stocks. As the stocks dealt in the market are mainly equities, it also means you are dealing in the transacting fractional ownership of the company.

What is the stock market?

The stock market is a market place where people come to buy or sell shares of publicly listed companies. It provides a platform for people to carry out a seamless exchange of shares. However, a person can only carry out a transaction in the stock market with the help of a registered intermediary known as a stockbroker. Nowadays, the transaction mainly takes place through an electronic medium.

By buying a share of the company, you are purchasing a part of their ownership and investing in it. Thus when the company grow, the value of your share also grows. Once you find that the share has reached its maximum limit, you sell it to gain profit.

There are various factors upon which the price of the share can depend. Thus, sometimes the cost can fall and sometimes it can rise.

You may have heard about the bear market and bull market. Many people do not have the required knowledge about it. A bull market is the place where the stock’s value keeps on increasing, whereas the bear market is the place where the value keeps on decreasing.

What is the stock market index?

You can track the stock market’s overall performance through three principles, the S&P 500, Dow Jones Industrial Average, and the Nasdaq. Many countries have their own indices.

The most significant five indices include Hong Kong, Tokyo, Shanghai, London and Euronext exchange. You can track each exchange by their index or can look for global index to measure the stock performance across the borders. For example, the MCSI index depicts stocks’ performance in the emerging market across countries like Brazil, China, and India.

How does the stock market work?

If you are a beginner and investing for the first time, then the thought of investing may scare you a lot. But don’t worry, you are not alone by understanding how the stock market works you will understand how to invest.

You can think the stock market to be a safe platform where buyers and sellers can negotiate price and trade investment. A stock market is a network of exchanges where company come to list their shares on an exchange. The shareholders or traders then purchase, buy and sell shares among one another. Investors look after the significant fun and control lots of money, plus the individual can only buy with the help of a broker.

The stock market provides a physical space to stocks, including the New York Stock exchange and the American Stock exchange. Today the securities are more commonly traded through several best trading apps platforms that have come together. Recently the transaction is mainly taking place through electronic form and not in person.

What do you mean by volatility in the stock market?

volatility measures how fast the TSMC stock price today is increasing or decreasing for a given set of returns. Moreover, it also denotes the risk that comes with a varying cost of security. It is expressed by calculating the standard deviation of the annual returns collected over a while. In simpler terms, it is the measuring instrument that calculates how fast the value of securities or market indexes moves.

You can either measure the volatility through a variance or standard deviation. In either case, if you find the value of the stock is high, the more volatile are the value or the returns. In contrast, if you find the standard deviation is low, it indicates the value is low and closely knit across a narrow range.

Why is share market important?

Share market helps the company to raise capital for growth and expansion. The company issues share in public through IPOs and in return, they give fund that they can use for various purposes. After the company issue their shares in the IPO, they get listed in the stock exchange. This listing even allows the common man to invest in the company. Moreover, it increases the visibility of the company as well.

You can be investors or traders in the share market. The difference between traders and investors is that traders hold stock for a short period, whereas investors hold stock for a more extended period. Depending upon your need, you can choose whether you want to be a trader or investors.

Investors invest in the company with the view to earning ample profits to fulfil their life goals. It is one of the major purposes why investors invest in this platform as it provides them with the advantage of liquidity. Depending upon the liquidity you can buy or sell share anytime. So, you can convert the financial assets to cash anytime you want. It provides you with a lot of opportunities for collecting wealth.

You can earn money through the following ways:

  • Capital growth
  • Dividend
  • Buyback

Dividends

These are the earning of the company that are distributed as cash among the shareholders. The ratio of distribution depends on the number of shares you hold.

Capital growth

If you invest in shares or equities in the company, it leads to capital appreciation. The longer you hold the investment, the higher is the return. However, they are associated with greater risk. The amount of risk you can afford depends on your dependents, age and need. So if you are young you and you don’t have someone dependent on you can invest in the equity shares. But if you have people dependent on you or have commitments, you should allocate more money in bonds and less on equity.

Buyback

The company buy back its share from the investors by providing higher value than its real market value. So buy back shares when it has greater value or consolidates its ownership.

Bottom line 

The stock market is the best way to invest when you want hefty returns and help beat inflation over time. You can earn both by holding and trading. Thus it is an excellent option to accumulate wealth, given you have appropriate knowledge about it.

Why UK Businesses Are Turning to Outsourced IT Support

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If there is one thing we can be certain of, it is that technology is ever changing and evolving. It is exactly this idea which leads to the need for businesses to always be one-step-ahead of the technological trend sand make sure they are doing what they can to make the most of technologies latest advancements. Technology and its advances have been named as one of the biggest forces that is changing the way businesses operate. In the United Kingdom specifically, many businesses have made the informed decision to partner with an IT Support London Package provider of IT Support. Having IT Support that can be provided from anywhere is truly life-changing, you’ll save costs compared to using an in-house team and the support provided is super-fast and reliable at the same time.

Constant Changes in the World of Technology

The constant evolving and adapting that technology does is remarkable – and hard to keep up with at times. This is exactly why businesses are making use of Outsourced IT Support to manage and maintain their IT Systems and Infrastructures. This could not be more useful in today’s working world – with the many changes that many businesses have been forced to make in the wake of the COVID-19 pandemic, having a trusted IT Partner is more necessary than ever. In the United Kingdom, many businesses have made the move to using Outsourced IT Support and making use of Managed IT Services London Packages that will benefit their business. Any organization that wants to remain competitive and relevant in today’s world, needs to evolve and adopt the kinds of technologies that an IT Support Provider can help you with.

Why You Need to Be Outsourcing Your IT

The main benefit of using an Outsourced Provider is the full-time, 24-hour support that they can provide for your business. They are always available for your team, always on-hand to provide technical support, and available at any time of the day to support your staff with anything they may need help with. Your dedicated IT Support Provider will handle your entire network system, manage your users and staff, as well as ensure your business has all the necessary hardware and licensing that you could need. Having an IT Support Partner will mean your organization’s network is up-to-date with all the necessary legal requirements while ensuring it is secure enough to make operations seamless. When looking at businesses in the UK, a good example would be providing Birmingham IT Support that customers might need, you have to take into consideration the general things your IT Support can do for you in terms of managing your systems:

  • Providing Outsourced IT Support from anywhere in the world.
  • Making sure your data is securely backed up and can be recovered if needed.
  • Ensuring your networks are monitored correctly and managed proactively.
  • Providing 24-hour support for your staff with dedicated and skilled technicians on hand.
  • Purchasing and maintaining all of your licensing and hardware needs.

In this new world, businesses have to rely on a trusted IT Provider in order to stay ahead of the ever-evolving technology trends. For many business owners, these trends and fads can be overwhelming to stay on top of, which is exactly why partnering with the right Outsourced IT Partner is so crucial. They will be able to provide you and your team with the support you need remotely, so you do not need to worry about your staff and where they will be working from. You’ll be cutting down on costs which will leave space for much-needed extra budget allocations for other ideas.

Outsourcing your IT Support will be one of the greatest decisions and moves you can make as a business owner. Staying competitive in ultra-challenging business environments is key to thriving and growing – your IT Support Partner will give you essential tools to help your business reach its unique goals. You’ll have a dedicated, and qualified, team handling all the menial everyday IT tasks that you do not need to be handling, and your team will have the freedom to focus on their critical tasks that support the company, letting them do what they do best!

How To Differentiate Human Translated Documents From Machine Ones

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Do you want to get your business documents translated, but you are unsure whether to use a professional human translator or machine translation? Please sit back and enjoy while I explain the main differences, advantages, and disadvantages of the two options.

What is human and machine translation?

Machine translation is done by a computer without the intervention of professional human translators. In our world today, a wide range of automatic translation tools are available to everyone to translate texts into hundreds of different languages ​​within seconds. Google Translate is certainly the most popular machine translator for the general public.

There are different methods of machine translation (neural MT, statistical MT, and RBMT – rule-based MT). As the name suggests, human translations are carried out by an expert human translator who, thanks to appropriate professional training, has a perfect command of the respective language combination and is very familiar with the translation process. Human translation and machine translation are, therefore, completely different processes.

What are the main differences between human and machine translations?

Machine and human translations have many differences: Talk of price, speed, quality, Natural flow, functionality, etc. I’ll shed more light on the differences between the two options, please read between the lines.

The speed:

A professional human linguist can only translate around 2000 words per day, while machine translation enables more than double that amount in most cases. The combined method can translate between 3500 and 7000 words a day. In this case, the machine translation seems to have an edge, but is it all it seems?

The text quality:

However, machine translation is by far not all of its advantages. It is primarily a literal translation that cannot take the cultural context and the particularities of the targeted readers into consideration. The result is often unreliable, inaccurate, and mostly incoherent. This is the outcome in eighty out of a hundred cases. In this case, it’s obvious the human translation is advantageous. That’s where online professional translation services like translate UK come in, offering culturally nuanced and context-aware translations you can trust.

The cost:

Due to no or little mental effort, a business translation agency that employs machine in its translation works are inclined to charge less. This is owing to the fact that machines execute their translations for them and they don’t have to pay for an expert service. With this, the price is reduced, but at what cost?

Creativity, Natural flow and its peculiarities:

The human translation has the advantage of being from a professional native translator, whereby the work is effortlessly translated in his native language, having mastered the source language expertly. He also has skills that a computer cannot provide: (creativity, Natural flow, feeling for language, ability to interpret within the same context, etc). This enables him to consider the context of the translation.

On the other hand, he is well informed of the targeted country of the translation. This enables him to take cultural sentiment into account and to adapt the text to the culture and peculiarities of the country in question. The result has a natural flow, eloquence, and splendor which a machine translation can never attain or a mere human translator. It’s only an expert translator that provides you with such accurate results. This is why you need the expert touch of Protranslate’s online professional translation service.

Human vs. Machine Translation: Which Should I Choose?

The choice of who to employ between human translation and machine translation primarily depends solely on you, then secondly; on the following criteria. Such as the type of translation, the language combination, and the budget available for the translation. However, you should avoid a machine translation if you intend to use your document for publications or distributions. Be it for customers, business partners, or other audiences, because incorrect texts can damage your company’s reputation.

When should I hire a human translator?

For documents that are intended for distribution, it is important to seek out a professional translator to preserve your company’s image. Human translation is therefore preferable for advertising and marketing texts, business texts or websites, etc. The same applies to documents that require special professional skills. Professional translation is indispensable, especially for marketing and advertising content, which is mostly cultural.

In any case, please note that the quality of a human translation depends on the translator and their experience and competence in the respective subject. It is therefore important to choose your service provider wisely.

Above Ground Pools User Guide For Summer Fun

Swimming pools bring a special sense of leisure wherever they’re installed. They’re also great for relaxing, spending time with family and friends, cooling off, and doing underwater exercises. What many house owners may consider as more appealing is opting for an above-ground pool. These pools cost less money to install and are more flexible. They can be easily removed whenever decided. However, they do require a good deal of planning in terms of size, location, and operation. Not to mention preparing for pool maintenance and ongoing care. There are many considerations involved in putting in an above-ground pool. So, if you’re doing this for the first time, you’re going to need this above-ground pool guide to maximize your summer fun.

Site Preparation

Before installing an above-ground pool, you need to prepare the area where you’re going to be placing the pool. The best above-ground pool placement is on ground level. This means that your site cannot be sloped, so make sure you level the area by digging out and smoothing any uneven parts. Digging may require anything from a shovel to a Bobcat in order to properly get the site ready. If necessary, you can sink a 12 or 18 inch part of the pool into the soil to help level it with the ground. Another important element is to avoid petroleum-based chemicals when treating the soil under the above-ground pool. Make sure it’s installed directly on top of concrete, grass, asphalt, gravel, wood, tar paper, mulch, or peat moss. You may also want to treat the soil in the area with a non-petroleum-based fungicide to eliminate any moisture damage that might be caused by the pool. 

The Pool Location

Choosing the location of your pool is one of the most vital steps in the process. The first thing on your list should be going over your local building codes to check if your above-ground pool should be installed away from septic tanks, roads, and certain property lines. Another rule for installing above-ground pools is to avoid placing the pool under overhead power lines or trees, as well as avoiding placing it over pipes, underground cables, and roots. Before choosing the location of your new pool, consider how this location can help you supervise children, how much privacy you get, and most importantly how the pool fits in your choice of placement.

Above-Ground Pool Filters

You need to take into consideration the fact that there are more than one filtration system options to choose from when installing an above-ground pool. What you need is a cheap above-ground pool filter that requires the least maintenance and produces the cleanest water. Feel free to choose from cartridge, sand, and diatomaceous earth filters, but take the time to understand how each type of these filters works to make a calculated decision. Sand filters are affordable and efficient, however, they do require occasional sand replacement and backwashing. You can also go for cartridge filters as they require the least maintenance between all 3 types of pool filtration systems. Periodic housing will keep them as clean as new.

There are also Diatomaceous Earth filters (DE) filtration systems that produce the safest and cleanest water compared to sand and cartridge filters. However, they can be messy to deal with or clean as you will need to routinely run the pump in reverse so that the filter can operate properly. 

Pool Pumps

A pool pump is necessary for all pool types to keep the water clean. Swimming pool water can easily become dirty as a result of falling leaves, flies, and frequent use. Usually, pool pumps are paired with filters that match the capacity, volume, and size of the above-ground pool. That’s why you need to be careful when picking these units and choosing their sizes. The right way to do it is to get a pool pump that is slightly larger than needed. This way, you’ll ensure that the new pump performs better and cleans water more efficiently. You don’t want to end up buying a pump that can barely handle the water volume in your above-ground pool. 

Water Treatment

Cleaning your pool water requires more than just using a physical filter. So, on top of the filtration system, pool pumps, and above-ground pool cost, you have to consider additional water treatment expenses. This includes either chlorine treatment or salt treatment. Both have their merits and drawbacks. Chlorine is used more frequently and commonly to sanitize pools by adding either powdered, liquid, or disk-like chlorine cakes to the water. Salt filtration is much better when it comes to protecting your hair and skin, it also won’t cause your swimsuit to fade. However, salt-filtration systems are very corrosive to metal components and they require all-resin pools as their components cannot be corroded. They cost a little more upfront than chlorine, but they save you money down the road as salt does not need to be added as frequently as chlorine.

Pool Maintenance 

There’s a lot of maintenance involved in installing a pool either with a salt-based or chlorine-based filtration system. The first thing on your list is adjusting and testing the chlorine and pH levels in your water a few times every week. Make sure the alkalinity stays between 80 and 150 ppm by using a liquid testing system or a test strip. The calcium hardness levels in salt-based systems should stay between 200 and 400 ppm, while the pH should be between 7.4 and 7.8. You also need to find a powerful algaecide in order to combat algae and other green stuff that grows inside pools.

While the process of installing an above-ground pool may sound daunting, you should not lose sight of what really prompted you to install a pool in your garden. Think of the rewards you’ll gain such as lounging by your backyard poolside, enjoying a cool beverage, and accompanied by your favorite friends and family members. A pool is necessary to live summer to its fullest, so installing one in your backyard garden is a great idea. Your efforts will be worthwhile when you finish installing the pool and get to spend more time with your family by the poolside.

Addiction is on the rise during the pandemic

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On the 24th of June 2021, the United Nations News desk released a report on the rise of drug use worldwide that they believe is fuelled by the Covid pandemic and subsequent lockdowns. According to the United Nations Office on Drugs and Crime (UNODC) World Drug Report 2021:

  • Between 2010-2019 the number of people using drugs increased by 22 per cent, owing in part to an increase in the global population.
  • Roughly 200 million people used cannabis in 2019 representing 4 per cent of the global population.
  • The number of cannabis users has increased by nearly 18 per cent over the past decade.
  • An estimated 20 million people used cocaine in 2019, corresponding to 0.4 per cent of the global population.
  • Fentanyl and its analogues now are involved in most of the deaths.
  • The number of new psychoactive substances (NPS) found at a global level has been stabilising in recent years at slightly more than 500 substances (541 in 2019) while the actual number of NPS identified for the first time at the global level declined from 213 to 71 between 2013 and 2019.

Paul Spanjar: Owner of the Providence Project in Bournemouth, UK, is also seeing a noticeable increase in call volumes, during the pandemic, and he believes the trend is set to continue even after lockdown restrictions have eased.  “The untreated psychological problems so many are experiencing could lead to a tsunami of mental illness. As we emerge from lockdown and adjust to greater levels of freedom in our daily lives, returning to work and school and getting used to the “new normal”, I would encourage anyone struggling with their mental health to reach out and seek help.”

Whilst many factors lead to addiction each year, the Covid-19 pandemic has highlighted many disparities in our communities,

The socioeconomic impact of the Covid-19 pandemic, where millions of people worldwide have been plunged below the poverty line through loss of employment (an estimated 225 million jobs were lost worldwide in 2020) have forced many people to either try to numb their feelings of failure with drugs or even to try put food on their tables through the sale of drugs.

Mental health issues due to being forced into isolation for weeks on end, losing loved ones to Covid-19 and not being able to be with them during their illness, have risen dramatically. Human beings are social by nature and without the stimulation of human interaction to increase dopamine levels, drugs and alcohol have become an attractive alternative. The added knowledge that addiction makes a person more susceptible to Covid -19 due to immunosuppression may also help feed the cycle.

“Covid-19 is a major global health crisis, and one with serious effects on mental as well as physical health. We have seen the combination of social isolation and a lack of human connection drive many to use drugs and alcohol as a coping mechanism. Numbers of people seeking treatment have risen sharply since June, with addiction rates soaring by 30%; and many of these dependent alcoholics were only social drinkers earlier this year. The severity of the pandemic and lockdown on our mental health cannot be underestimated.” (Paul Spanjar – https://healthcare-newsdesk.co.uk/covid-19-a-national-mental-health-crisis-leading-addiction-centre-receives-record-enquiries-during-pandemic-addiction-with-rates-soaring-by-30/)

With the healthcare system under strain by the pandemic, there are added challenges to the treatment of individuals with substance use disorders, often addiction care is postponed when it should be re-enforced.

The pandemic has brought about an altered health-seeking behaviour and inadequate access to health care delivery as well as a failure of rehabilitation strategies due to social distancing, these adjusted strategies include Mutual Aid Groups (Support Groups – AA, NA, CA etc) that are not allowed to meet face to face in group settings, rather people with addiction are given online meetings to attend, and while for some this has been  fine and their recovery has continued, others find the discipline needed to attend these meetings too difficult and the risk of relapse rises

As of May 2021, the general guideline released by the Public Health in England for commissioners and providers of services for people who use drugs or alcohol states:

“It is important that drug and alcohol services remain open and operating as they protect vulnerable people who are at greater risk from COVID-19 and help reduce the burden on other healthcare services. People who misuse or are dependent on drugs and alcohol may be at increased risk of becoming infected, and infecting others, with COVID-19. They may also be more vulnerable to poor health outcomes due to underlying physical and mental health conditions, which may have worsened due to the pandemic.”

Al Humaidi Family Kuwait Example to Novice Investors

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Taking one’s first steps into the world of investment can sometimes be confusing. New terms must be learned, concepts must be internalized, and strategies must be formulated. All of it has been known to scare more than few people away from the pursuit before they’ve even started. That need not be the case, however. By looking to the example of experienced investors, even novices in the field can begin to find a foundation upon which to build their efforts. To this end, we’ve looked at the example set by the Al Humaidi Family Kuwait operations. The internationally-known family has established itself as a reliable source of information in this space. We’ll dive into that information below so that readers can benefit from their work.

Al Humaidi Family Kuwait Work – How to Think About Money

One of the first things that can be important to master as a novice investor is how exactly to think about money. We’ve all heard stories of people who win the lottery and are then broke just a few years later. As unbelievable as these stories may be, they are surprisingly common and can often be traced back to a fundamental misunderstanding of what money is and how it can be leveraged for the benefit of an individual or family.

One of the key takeaways to understand here is that money is so much more than a lump sum with which goods and services can be bought. Treating it as such can be a surefire way to burn through that sum before it’s had a chance to contribute to important costs that may arise in your life down the line. This means it can be important to take a long pause before purchasing a new luxury car or buying that dream house you’ve been wanting.

Instead of jumping right to these purchases when a new lump sum presents itself, another way to think about money can be to think of it as a stream of potential future income. This has been a hallmark of the work done by the Al Humaidi Family in Kuwait and elsewhere. The family has become adept at understanding that money, when carefully invested, can provide a renewable resource of funds that can meaningfully contribute to a person’s life down the line. This is relevant no matter how much money you have on hand — it can always pay to think about the ways in which that money can serve as a resource down the line rather than as a way to buy more immediate luxury items.

Al Humaidi Family Kuwait Money

Thinking About Debt

In the same way that a lump sum of money is not best thought of as a pile of cash, an owed debt may not be best thought of as a hole that needs to be filled. That’s because debt doesn’t just affect an individual’s financial wellbeing in the present, it also affects their income down the line. Just as money can be invested to provide a stable income for years moving forward, so too can debt provide a hindrance to income for many years.

For this reason, the consideration of investing is not just about what one does with the money they have on hand, it’s also important to consider what debt they’ve taken on. In some cases, it may be more important to pay off debt before investments are made, especially if a particular interest rate is high such as in the case of credit card debt. This principle is based on the idea that debt paid off is a guaranteed way to recoup the interest that then doesn’t need to be paid. By contrast, investment is inherently an uncertain pursuit and a return on investment is never guaranteed.

Al Humaidi Family Kuwait Operations Factor in Risk

That above acknowledgment of the concept of risk is a central theme in the entire pursuit of investing and is something with which every novice investor should be well acquainted. While it can be tempting to think of investment as a way to guarantee yourself additional income in the future, in reality, such returns are never guaranteed. Even things that have had historically constant rates of returns, such as the stock market, can still have high levels of variance over time.

Due to this, one of the core tenets of the Al Humaidi Family Kuwait investment operations has been diversification. Diversification is the practice of including many different kinds of investments in one’s investment portfolio. In the case of the family, this includes investments that touch on a variety of different industries, such as real estate, tourism, and entertainment. In doing so, the family is helping to protect its funds from a downturn in any one market and to hopefully reduce the overall volatility of its financial portfolio.

Reallocate as Necessary

One final concept with which novice investors may want to be familiar is the importance of reallocation. This concept can be related to diversification in many ways so it can be useful to first understand that concept before diving into this one. In a nutshell, however, reallocation can be a nod to the idea that, as certain elements of a portfolio perform better than others, a portfolio’s diversification level may become skewed. Though such a portfolio may have started off as very balanced, over time one asset may have grown more than others and may have become a much larger part of the portfolio.

In such cases, it can be useful to reallocate the amount of each asset you hold so as to return the portfolio to a state of balance. We see this balance in the work of the Al Humaidi Family in Kuwait through its holding of multiple development projects such as a resort along the Red Sea and a proposed theme park in London, set to open in 2024. As these assets grow, the family may at some point consider a reallocation strategy to ensure they are properly diversified in a balanced manner.

While the above overview is just an introductory look at some important factors to be aware of when entering the world of investing, it can serve as a foundational resource for many. The example set by the Al Humaidi Family in Kuwait throughout this piece can serve to further underscore the importance of these concepts and how they can play out in reality. Consider a further study of these themes to better understand the world of investment and to leverage these principles to your advantage.

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