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How Artificial Intelligence Is Fighting The Covid

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The development of artificial intelligence (AI) is experiencing a boiling moment. According to the report on Digital Society in Spain in 2019, by the Fundación Telefónica, one in 12 European startups that year focused their activity around this technology, a proportion that in 2013 was only one in 50.

The majority work around to the category that the report defines as “necessary”: they develop systems around facial recognition, e-commerce search or imaging and medical diagnostics. This last typology, that of health technologies, brings together a fifth of emerging companies.

It is precisely in the field of health that some of the applications with the greatest practical impact are taking place. Sherpa.ai , a Basque artificial intelligence company –considered among the 10 most important in the world in this field by various specialized publications–, has developed a platform so that health authorities can estimate the number of ICU beds needed throughout a week.

An essential calculation for hospital logistics and to avoid the overflow scenes that were experienced in some territories.

“We believed that artificial intelligence could be important to combat the pandemic and we began to work hand in hand with the Basque Health Service,” explains Xabi Uribe-Etxebarria, founder and CEO of the company.

The Sherpa.ai team began to shape a predictive model by feeding it with data from Italy, the only ones existing at that time, originating from regions similar in demography to the Basque Country. “First we calculate the data by province and by hospital,” continues Uribe-Etxebarria.

“Later we created a platform that could be consulted virtually and we added functionalities. For example, how would the number of deaths and the number of infected evolve or where would the new outbreaks of the pandemic be “.

The platform calculates the number of ICU beds needed within seven days and analyzes patterns and trends in the evolution of the virus, a fundamental aspect so that health workers can react in time. It also predicts the number of mild hospitalizations, which would allow, for example, to set up a specific hospital for this class of patients.

“The ICUs have not been saturated. The work of the health authorities and the health service has been tremendous. We have all gone out of our way to do this in weeks, ”Uribe-Etxebarría rejoices.

Sherpa.ai develops conversational systems, recommendation, content analysis and detection of fake news and application of artificial intelligence in data privacy.

“We are at the beginning of a new era in which we will coexist with AI. Many times we associate it with futuristic robots, but it is applied in everyday life and has the ability to solve urgent challenges for humanity ”, he argues.

“It is present when we unlock the mobile with the fingerprint or facial recognition, when we pay for parking and the barrier is opened, or in health applications that detect cancers. It is a complement to the human, not a substitute ”.

Francisco Herrera, professor of Computer Science and Artificial Intelligence at the University of Granada, set a simple goal for his work: that anyone, through a simple X-ray, could know if they had covid-19 or not.

To do this, together with the San Cecilio de Granada Clinical Hospital, its team works with a database of hundreds of X-rays, both of sick and healthy patients. A sea of ​​information from which the AI ​​will learn which radiographs correspond to sick patients, and to what degree, to later be able to analyze any new image.

“The hospital began to make a database of images of patients with a positive PCR test performed, thereby guaranteeing the quality of the sample. On the other hand, we had a set of healthy lung contrast, with a guarantee that there was no covid-19, ”Herrera added.

Currently, the model determines by 81% if a patient has coronavirus. The main advantage of the system is that it works with chest x-rays, a rapid test available throughout the health system, something that would improve diagnostic times.

With a CT test, accuracies of more than 90% are obtained, the scientist warns, but it is much more expensive and is only available in large hospitals.

“We want anyone who lives in a town to come to the health center, have an X-ray and that image is analyzed by our system, which will respond with the probability of associated disease,” Herrera details.

“Then the complementary tests will be requested and the relevant protocols will be activated.”

The more radiographs, the professor explains, the better the algorithm’s learning and the better the model’s behavior. Herrera underlines the importance of the quality of the images that feed the base.

“If you take X-rays from different hospitals, the annotations or colors may vary,” he says. “You have to segment the image and keep the part that collects the lungs to avoid any type of noise.”

The project, at the moment, has seven research teams and six associated hospitals. Herrera hopes that other hospitals will join soon.

Asian people waiting for body temperature check before access to building for against epidemic flu covid19 or corona virus from wuhan in office by thermoscan or infrared thermal camera

By now, anyone has passed a temperature control that, in addition, is capable of recognizing the identity of the user and discerning if they are wearing a mask.

These operations are also based on artificial intelligence, a technology that is already widely used to guarantee safety in work centers, shops and public places.

“The algorithms can detect situations that go beyond the pre-established, such as crowds, objects that remain immobile in high traffic areas or even breaches of social distancing,” explains Iñaki San Román, Prosegur’s Artificial Intelligence manager.

The incorporation of AI in the field of security allows security guards to operate with a large number of cameras or alarms.

AI is being joined by another technology: data science, a system that analyzes large volumes of information to predict patterns or failures, a way to, for example, know in advance when alarm peaks will occur at the central station.

In addition to the field of security, there are AI application lines focused on the world of retail with which it is tried to help customers improve their sales.

The Bank That Builds Trust Of Customer

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Apriori, all banks seem the same. After all, most of them offer more or less similar financial products and services. But reality shows that this is not the case.

The latest Customer Satisfaction Benchmarking report , prepared by the independent consulting firm Stiga, concludes that Banco Mediolanum is the one that generates the highest overall satisfaction index among Spanish banking customers: the score reaches 8.35 points out of 10, compared to 7.48 on average obtained by the other 16 banks analyzed.

The study has been carried out since 2012, and examines the banking sector based on the responses of users of financial institutions. In the results of this ranking , Mediolanum has also been the best valued by its clients in nine other categories.

One of the aspects that respondents score the most is the clarity and timeliness with which they receive information about their accounts (8.45 compared to 7.71 for the competition). Another of the issues best valued by clients is the relationship established with their manager, one of the factors that differentiate Banco Mediolanum’s business model.

The entity offers a personalized service to users through its financial advisers, its Family Bankers: specialists who help them plan their savings and investments, based on their needs. This trust relationship translates into a score of 8.83, above the 8.41 for the rest of the entities.

Precisely, customers appreciate trust, as well as transparency and personalization of the entity. They are the so-called intangibles of relation that obtain as a whole an 8.04 compared to 6.79 in the sector.

The same happens with the range of products, commissions and interests that the bank offers its users, a competitive offer that has obtained a score of 7.84, compared to 6.01 for the other banks.

In addition, clients link the Banco Mediolanum brand to values ​​of financial strength and solvency, as it has shown throughout its 38-year history.

Today the bank stands out for a modern image adapted to the new digital times and committed to the advancement of society. Here, it scores an 8.20 versus 7.43 for the competition.

Banco Mediolanum has also been ranked among the best valued banks in internet and mobile banking services ( app and web), which shows the will and commitment to a model that combines the best of technology with personalized financial advice. In fact, the entity closed 2019 with 69% of digital clients and a 77% share of mobile users. Satisfaction with the Telephone Attention Service stands out especially, reaching a score of 8.78.

The sum of all these factors is what makes Banco Mediolanum obtain the best percentage of committed customers, 33.7% compared to 25.9% for the rest of the banking system. People willing to buy or hire products and services again, and to recommend the bank to other people.

Banco Mediolanum obtains the best bank valuation for the treatment received by its financial advisors’ clients.

“The results confirm that our commitment to offer personalized advice supported by a complete multichannel banking service responds to the needs and expectations of savers,” admits Banco Mediolanum’s CEO, Igor Garzesi.

The study endorses, in short, a way of understanding and doing banking that has not changed in almost four decades, and that has generated a climate of trust, closeness and proximity with customers, who recognize the efforts of the entity. A hallmark of quality brand of the house.

Hair Transplant in Istanbul: High Quality at Low Prices

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Clinics in Turkey seem to have their hands full when it comes to hair transplants. Both men and women worldwide travel to this Middle Eastern country to fix their hair loss problem and bring back their youthful appearance and self-esteem.

We’ve looked into the reasons why Istanbul, Turkey, is one of the top destinations for getting a hair transplant and found that clinics there provide first-class quality at ridiculously low prices.

You read that right. You can undergo a high-quality hair transplant operation that wouldn’t cost you an arm and a leg, and get outstanding, permanent results. Here’s one of the top clinics we’ve reviewed.

Bring Back Your Confidence at Smile Hair Clinic

Although relatively new (founded in 2018), Smile Hair Clinic is already one of the most reputable hair transplant Istanbul clinics. The success of every hair transplant operation at the clinic is guaranteed, thanks to the state-of-the-art technology and highly-trained and experienced physicians.

The clinic was founded by two exceptional hair transplant surgeons, Dr. Mehmet Erdoğan and Dr. Gökay Bilgin.

They have ten years of experience in the fields of hair transplantation, mesotherapy, and phytotherapy.

When it comes to hair restoration treatments, they specialize in the FUE (Follicular Unit Extraction) technique. Together with their expert team of hair specialists, they continually perform successful hair treatments with remarkable results.

Why Choose Smile Hair Clinic?

This hair transplant clinic is one of the most renowned in Turkey and beyond. Its expert surgeons, and medical team are committed to providing each patient with a top-notch hair transplant procedure that will exceed their expectations. They also make everyone feel like part of their extended family.

They use high-tech devices for hair transplants to ensure the maximum survival of hair grafts, excellent results, and fast recovery.

This hair transplant Istanbul clinic also offers free consultation, accommodation, transfer, and superb post-op care.

If you choose Smile Hair Clinic (or any other top-quality clinic in Turkey, for that matter), you’ll also keep a lot of money in your wallet. That’s because a hair transplant in Turkey is about 70% cheaper than in the United Kingdom and most other places in Europe.

In Turkey, the surgery cost ranges from £1,500 to £3,500, depending on the number of grafts, the type of the procedure, and other factors.

In the UK, the price range is between £5,000 and a whopping £15,000.

Why is there such a vast prices disparity?

The cost of hair transplants are not actually low from Turkey’s perspective. The labor costs are low in the country, and its currency is devalued. The Turkish Lira is much weaker against many other worldwide currencies, including the Pound Sterling.

So, it’s not a question of quality. As we keep saying, you get a fantastic care and results, as Turkey boasts of some of the best hair surgeons on the planet.

What Does the Clinic Offer in Its Packages?

All the hair transplant packages at Smile Hair Clinic are on an all-inclusive basis. You get two-night accommodation at a 4-star hotel (Holiday Inn) and transfers to and from the airport, hotel, and the clinic.

You get pre and post-op hair analysis and blood work, medications, special hair products for ensuring graft survival, as well as a headband, hat, and neck cushion for protecting the grafts. The packages also include post-op follow-ups to make sure everything runs smoothly, and you get your desired results.

Smile Hair Clinic’s Top Hair Transplant Services

Smile Hair Clinic offers several innovative hair transplant services, but the most cutting-edge include a micro FUE hair transplant and a DHI hair transplant.

The Micro FUE method involves using a motorized surgical tool with sapphire blades that make tiny round-punch incisions in a donor area (area with thick, healthy hair) of the scalp to extract hair follicles. The surgeon then opens the canals in the recipient (balding) areas using the same device and implants the grafts.

Thanks to a motorized punch tool, the procedure is less time-consuming and doesn’t require as high precision as the standard FUE. It also minimizes traction and tissue damage and can yield more grafts per session.

A DHI hair transplant is also based on FUE, but it involves fewer steps and includes using a Choi pen. After the surgeon extracts the hair grafts, he directly implants them using the implanter pen, without previously opening the canals.

This type of procedure is also minimally-invasive, highly-effective, and significantly shortens the recovery period.

Expected Results: Before and After

You should expect some changes before you have your full head of hair. Your natural hair won’t start growing right after the surgery.

The recovery period is short, as you can go back to your normal activities within two weeks following the surgery. You have to take care of your grafts for the first 10-12 days, as that’s when they start to take root. After that, you can start washing your hair normally while wearing a protective hat or cap when going outside.

Within 2-4 weeks after the procedure, your transplanted hair will start falling out, which is entirely normal. It may continue falling out for a few months more. It’s different with every patient, as everyone’s hair has a different hair growth rate.

Within 6-9 months after your hair transplant, you will start noticing visible hair growth. You can expect the final results about a year after the surgery.

Conclusion

If you want to get a top-notch hair transplant to stimulate the growth of your natural hair, consider heading to Turkey. You’ll get brilliant results at a fraction of the cost of the procedure in the UK or the rest of Europe.

If you’re looking for a hair transplant in Istanbul, we highly recommend you check out Smile Hair Clinic. Its expert surgeons and physicians will go an extra mile to restore your looks and confidence, and they’ll provide you with first-class aftercare. Get in touch with them today to schedule your free online consultation.

Telefónica Fishes In Rough Waters

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Telefónica rises strongly on the IBEX thanks to the support received by Fitch

After the blow received by S&P, Telefónica led the increases in the IBEX 35 thanks to a report by Fitch, which considers that the telecom has a solid predominant position in Spain , and that its national operations provide a solid base for the broader group .

The rating agency points out that the Spanish market is competitive and in which fixed-mobile convergence (FMC) is important; But thanks to Telefónica’s investment in fiber and content, it makes it a leader in the fixed, mobile and FMC segments.

In this regard, he explains that Spain is at the forefront of Europe thanks to investment in fiber, maintaining one of the highest levels of fiber coverage (fiber to the home).

In this sense, Telefónica contributes with the access to the conduits and poles and the shared use of the network.

Brazil is also a strong point for the company .The report also analyzes Telefónica’s leading market position in Brazil and its evolution towards the broader Latin American region.

Thus, Fitch experts consider that the separation between Latin America and Brazil at the business level is potentially positive for the company’s credit profile.

It also refers to the balanced approach to leverage and shareholder compensation . However, “we expect funds for 2020 of net leverage from operations to reach 3.7x compared to a reduction threshold of 3.6x”, although they acknowledge that there is a currency risk with the depreciation of the Brazilian real that its competitors do not have.

Bankinter lowers the recommendation to sell.But not all analysts see these strengths. From Bankinter add to S & P believes that this rebate, leaving the Telefónica rating one step away from losing the “investment grade” increases the likelihood of a cut in the dividend in 2021.

A higher risk premium in the event of this eventuality and the possible increase in the cost of the group’s debt makes it difficult for the security to reach its fundamental value of 4.2 euros and for this reason they change their recommendation from holding to selling.

For this they explain that “the potential for structural growth is low and the reduction of the debt progresses slowly, weighing down the evolution of the group.”

In the current environment, the objective of stabilizing free cash flow (OIBDA – capex) necessarily requires containment of investment that reduces the competitiveness of the group in the medium term.

There is also a risk that operations to obtain value from the company will be delayed.

6 Essential Restaurant Crisis Management Strategies for Better Restaurant Management

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The recent situation brought by this pandemic has proven that a crisis management plan is a must for every industry. It caught the whole world off-guard and caused catastrophic effects to the economy on a global level. Many businesses struggled to keep their operations running, and having no back-up plan made it impossible for them to survive.

The coronavirus pandemic has caused great damage to the global industry. There’s a year-over-year decline of seated diners in restaurants worldwide was a staggering 51.3 percent in November 2020.  Even the Restaurant Industry, one of the fastest growing industries, took a massive impact out of the current pandemic situation. That’s why it is crucial to have a well-thought of crisis management plan for business survival.

WHAT IS CRISIS MANAGEMENT

Crisis management is the tactics and strategies utilized by a business in dealing with unforeseen events that’s considered harmful to its operations. It secures the ability of the business to respond and to recover from the sudden negative event.

In the Restaurant Industry, restaurant crisis management plan is important as it serves as the backup of the whole of the restaurant or takeaway or cloud kitchen. If there’s a solid plan, the restaurant can weather any storm without compromising its operations.

The management  would be surprised on how having a restaurant crisis management plan could mean the difference between recuperating from an unfortunate event and putting the restaurant’s reputation on the line.

This article will help restaurateurs understand what are the basic requirements of a reliable restaurant crisis management plan, and develop their ability to create a plan that would improve the survival of their restaurant in any scenario.

RESTAURANT CRISIS MANAGEMENT STRATEGIES

IDENTIFY THE GOALS OF YOUR CRISIS MANAGEMENT PLAN

Before anything else, it is important to know what the goal of the plan is. It should be clear for the whole team to know what they’re preparing for. Once the goals are set, it will serve as the guide to create a crisis management plan that would be beneficial for the restaurant or pizza shops[WU1] .

The basic goals for a good crisis management plan is to quickly recover from the impact of the sudden event, minimize or eliminate the negative effects to the whole restaurant, and to make sure that the restaurant’s brand remains intact.

ORGANIZE A CRISIS MANAGEMENT TEAM

Goals are set to be met, build a team that will be competent enough to carry out the restaurant crisis management plan and are capable of handling stressful situations. Make sure that the staff will be well represented and this team can communicate the plan to the whole restaurant.

INITIATE COMMUNICATION SYSTEMS FOR THE TEAM

Communication that covers internal and external processes is an integral part of restaurant crisis management. Ensure that the team has an effective spokesperson to communicate to the staff, vendors, suppliers, and to the public, if needed, how the restaurant would respond to a certain situation.

The spokesperson should represent the brand and the whole restaurant organization and must address the situation with a professional demeanour.

BE PROACTIVE AND BE ACCOUNTABLE

Be proactive, stay calm, and address the issue with full honesty. It is important to be prepared for different types of situations, so that the team would know how to address the concerns properly.

And should the situation get out of hand, make sure that the restaurant management would address it to the customers in order to take control of the story, and avoid ending up defending the organization.

FEEDBACK ANALYSIS

A feedback from a customer reflects how effective the restaurant crisis management plan of a restaurant is. Also, it allows the management to identify the concerns of the customers before it becomes a major setback for the restaurant. It provides insights about the whole operation from the customer’s point of view.

This enables the restaurant’s management to create actionable steps needed to align with their customer’s needs and demands.

RE-EVALUATE THE CRISIS MANAGEMENT PLAN

Once the plan has been tested out, it is important to assess what are the things needed for improvement and apply necessary tweaks in the restaurant crisis management plan. Modify the plan and tools as needed, communicate it to the team, and train the team to be well-versed to these changes.

MOST COMMON TYPES OF CRISIS SCENARIOS

Crisis and emergencies come in different forms, and any situation may manifest into a business crisis depending on how the organization will deal and communicate the situation. Here are some of the crisis that an organization may face:

  • Natural Crisis
  • Financial Crisis
  • Organizational Crisis
  • Technological Crisis
  • Personnel Crisis

CONCLUSION

This year was expected to be a great year for the restaurant industry, but due to the unforeseen event – coronavirus outbreak, a loss of $240B is now expected by the end of 2020. They may come up with tons of reasonable excuses but this fast and huge decline just exposed how unprepared the whole industry was.

As the lockdown measures are starting to loosen, the Restaurant Industry is also slowly trying to recuperate from the effects of this pandemic. Restaurateurs should see this as an opportunity to revamp their restaurant crisis management plan in order to protect their business should another unexpected situation happen.

Keeping a positive attitude in dealing towards a crisis would serve as the core of the whole operation. It’ll be challenging and demanding, but it’ll be one of the most powerful moments for a restaurant to,(or any other organization), to have the ability to recover after a crisis.

The 10 Dirtiest Areas Of Your Office Revealed

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Who doesn’t love a bit of office gossip? But what if we told you the biggest revelation was not what went down at your work’s Christmas party, but how many germs you are exposed to, every single day? Germs that could be putting your health at risk, simply by going about your everyday activities? Find cleaning services near you

Here are the 10 dirtiest areas of your office revealed to tell you more and quite possibly, instruct you where you need to clean…

Lift Buttons

Despite being much smaller, lift buttons hold 40 times the amount of bacteria than the average toilet seat. Lift buttons have two main issues in that they are something practically everyone touches countless times a day, and they are easily forgotten about. Both can lead to a quick accumulation of bacteria and viruses on the buttons.

Door Handles

It’s a fact… nobody remembers to clean the door handles! Given they usually require a firm grip to open and close properly, it’s an easy way to contaminate your hands with germs. People then touch their face and even eat their lunch right afterwards, making door handles a hotspot for bacteria. Find local cleaners in your area.

Desks

Our desks are home to a lot of items. Whatsmore, many people eat their lunch over their desks too. The more things that come into contact with your desk (especially phones or chewed up pens), the higher the chance it’s pretty unsanitary. It’s easy to assume that because a desk ‘looks clean’ that it probably is. But unless it’s subject to regular and thorough disinfection, it most likely isn’t.

Keyboards

The average employee racks up 6,000 keystrokes a day. But take a closer look at any office keyboard, and you’ll notice a film of skin on the keys and even crumbs down the back of it. Because our keyboards are one of the most utilised pieces of office equipment, they can pose a real threat to our health. This is especially the case with viral illnesses such as colds, flu or even stomach bugs, as the infection will happily live on surfaces for days.

Phone

While it may not always feel like it, many hands are responsible for answering that office phone. Every time they do, the person transfers bacteria onto the handset from their hands as well as their nose and mouth. If your office phone has been there for some time, go take a closer look at it. You might just be grossed out when you notice how filthy it is!

Photocopier Machine

When you wait for a document to print, your attention is probably on the document itself rather than what you had to touch to get the machine to print. The photocopier machine is yet another victim of the forgotten surfaces which is why it’s not just the ink levels you need to worry about. The more people in your office that use the printer, the more bacteria is being transferred to and from the buttons every day.

Watercooler

There’s no harm in a bit of water, right? Well if your watercooler only dispenses water instead of said water being used to clean it, then you could have a problem on your hands. From nervous interviewees to parched CEO’s, everyone stops by the watercooler at some point, bringing their germs with them.

Coffee/Tea Machine

Where do you head when you need something stronger than water? The tea or coffee machine of course! Most people can’t get through the day without their caffeine, meaning many trips are made to the location where they can make it. As well as the inside of the device, the main operating touchpoints are likely contaminated with bacteria too.

Kitchen Sponge

While hot water is very effective at cleaning dirty cups and disinfecting as it goes, the same cannot be said for the humble kitchen sponge. It’s recommended to change your kitchen sponge at least once a week for hygiene purposes. But if no designated person is looking out for this, then it could be left to fester instead, ready for the next person to ‘clean’ their plate with. 

Bathrooms

There are obvious areas of bacteria in a bathroom, and then some more conspicuous ones too. Everyone knows the toilet and sinks need cleaning every day. But what about the bathroom locks, door handles or the light switches? Every corner of your work bathroom is a potential health hazard, thanks to the nature of what goes on in there. So it’s important to leave no stone unturned when it comes to cleaning it.

To Sum Up

If the above has left you reaching for the bleach and disinfectant wipes, you’re not alone! The grisly truth is that offices aren’t the cleanest of places. This is especially the case if you have people coming and going all day long, bringing who knows what with them on their hands.

The best protection against a filthy office is to undertake regular cleaning. That’s why most offices hire a commercial cleaning services, who are responsible for cleaning all the main areas of the building including staff kitchens and bathrooms too.

By keeping your office clean, it will benefit all those who work there and look more professional in front of your customers too.

5 Reasons Why You Should Hire A Bookkeeper

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Bookkeeping involves listing a detailed account of your business’s financial matters. Whether you’re self-employed or own a large business, it’s not something that can be skipped. Given the amount of time and attention bookkeeping demands, it’s not always possible to complete your own books.

That’s why many choose to outsource theirs to a professional bookkeeper instead. Here are 5 reasons why you should hire a bookkeeper to tell you more.

Maths Isn’t Your Strong point

Business is a numbers game, but that doesn’t mean to say maths is necessarily your strong point. Rather than trying to struggle along, sometimes it’s best to give the job to somebody else who excels at what you can’t do.

Remember that bookkeepers get into the profession by choice. So rather than trying to figure it out as you go along like most business owners, bookkeepers can hit the ground running. That way, you’ll be able to replace a weak point in the business with the best level of expertise.

Better Business Efficiency

Business owners often have to wear several hats. But as the saying goes: “Jack of all trades, master of none”. While we don’t want to rain on anyone’s parade here, the reality is the more tasks you need to complete, the less attention you’re able to give to each one.

Outsourcing certain aspects of your business can help you focus better. Your business offering will become more efficient as a result, because your attention can switch back to what you do best and not the mundane tasks that need to be completed in the background.

Mistakes Could Be Costly

Your company books need to be completed regularly and more importantly accurately. All of the incomings and outgoings should be recorded. If you lack the proper knowledge or time, it’s so easy to make mistakes.

While errors on your books might seem harmless, they could cause you to receive inspections or even fines from HMRC. It’s always worth having an expert eye take care of your books if you feel mistakes are likely to occur.

It Will Make Your Accountant’s Life Easier

Good luck handing over your books to your local accountants if they are riddled with errors or incomplete. Whether you head to your accountant to complete your tax return or require business advice, unless your books are up to scratch they won’t be able to help you effectively.

This matters because it creates a domino effect which ultimately makes its way back to you. Before you know it, your returns can’t be completed on time and you have to shell out more hours with your accountant to try and fix the situation. All of which could have been avoided if you had hired a dedicated bookkeeper.

Less Stress

The reality that every single sale and business expense needs to be documented can become very stressful. It’s so easy to let things slip especially when you are caught up with the day to day running of your business.

But if someone else is taking care of your books for you, you’ll never have that issue. The small cost of hiring a bookkeeper pales in comparison to sleepless nights and tense meetings worrying about your books you could face otherwise.

To Sum Up

As a business owner, it’s impossible to do it all alone. Your books are something which can’t wait, which is why if you lack the knowledge or time to complete yours, it’s worth hiring a bookkeeper instead. That way you can rest easy in the knowledge everything is present and correct ready to hand over to your accountant or HMRC should they come knocking.

How to Design a Website on a Budget

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Did you know that 75% of customers/buyers judge the credibility of a company from its website design? Still, there are many small businesses without a website because they think that it is a costly investment that might not be worth their while.

However, unlike 10-15 years ago, designing a website does not require an exorbitant sum of money. This is because many businesses in the likes of Wix, Squarespace, and Duda was created with the goal to make the building of a website an extremely easy and quick process that anyone with a computer and internet connection could do. You can ofcourse hire the expertise of a freelance web designer but this might be over budget.

If you aren’t yet convinced that you can literally build your own website for less than $25, continue reading as in this article, we will show you how to design a website on a budget.

#1 Decide on your objective

When it comes to designing a website on a budget, you need to spend some time and decide what purpose your website will serve. Are you building a personal blog for your puppy, a portfolio that you can use to showcase your experience and work as a professional, or want to take your offline retail store to the internet?

These 3 examples are vastly different in terms of complexity. Because of that, the price for their development and design will also be different. However, don’t be discouraged as the difference in price is not going to be astronomical.

#2 Select the right platform

The next step in designing a website on a budget is selecting the right platform for your website. If you had already done some research, you have probably already heard of WordPress, Wix, Squarespace, and a bunch of other website builders.

WordPress is amongst the most popular because it is free to use and the level of customization that you can achieve on your website is truly endless. Next in line is Wix, which is easier and better if you are only a very small business or are looking to build a portfolio. Keep in mind that like other website builders, to own a website on Wix, you need to pay a monthly subscription.

As you can see, there are many different options, so please do your research in-depth to see what each platform offers before you make a decision.

#3 Use a theme or a template

If you have been on the internet for some time, you can probably name 2 or 3 websites that look relatively similar. This is because most websites today actually use a premade template or a theme to cut down on their website designing costs. If you are on a tight budget, you can use a free theme from the directory of your chosen platform.

However, if you want to invest in a premium theme, which significantly fewer websites are using (as it is paid), you can go for one of the paid themes. Before you go ahead and select your WordPress portfolio theme, make sure to closely inspect it and see if it has all the features and functionalities that your business will require.

#4 Avoid unnecessary features

You can design a website on a budget by avoiding unnecessary features that can quickly add up to the cost of your website. For example, if you do not want to sell online, you don’t need to add eCommerce features or plugins to your website.

Always avoid adding unnecessary features and plugins because they can also negatively impact the load time of a website. This in turn can affect the growth of your business in areas such as SEO, which are fundamental to generate traffic and ultimately more sales to your business. Find an SEO agency.

#5 Plan the content

Don’t forget that besides a nice looking website, you also need to put on some content for your visitors to read. If you have an e-commerce store, you need to plan the product descriptions that will describe each of the products that you are selling.

If you have an affiliate blog, you will need to research titles that are less competitive and make content that users will want to read and purchase from.

Whatever your website goal is, planning the content yourself is one way to save a lot of money.

#6 Write the content yourself

And finally, like website designers, copywriters can also charge upwards of $50 per hour. If you are running an affiliate blog, and want to grow the website on a budget, chances are that you won’t be able to afford copywriters to do the work for you.

So, to save money and keep the budget tight, write the content yourself. Yes, at the start it probably won’t be so good, but eventually, you will get used to it.

Get free Instagram followers & likes by using GetInsta.

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Instagram is the best and most popular social media platform that allows us to share posts with our friends and family members. It is the fastest growing social media that has millions of followers throughout the world. The major challenge that every new Instagram users face is how to increase the number of likes on Instagram posts, and how to grow Instagram followers in legitimate ways.

There are many follower increasing apps that can increase the number of followers instantly. However, not all these applications are safe to use. This is because it generally provides fake likes from bots or increases the followers from inactive or banned accounts. This increases the suspicious activity on the Instagram account, which could lead to permanent restriction of the account. In case you want to get free Instagram followers, then you must try the app named GetInsta. It is safe to use as it does not consist of any viruses and malware. Read this article to know more about it.

    

The Most Important Features of GetInsta

  • Compatible with Android devices, IOS syStem and Windows System:- It is available free of charge on the three platform. So that you can choose your preferred device to try GetInsta and then increase your Instagram followers and likes.
  • Simple and Nice User Interface:- The application has an excellent user interface as it does not consist of any distracting advertisement. Other follower increasing app consists of survey filing forms that make the interface poor and difficult to use. However, GetInsta does not consist of any survey filling forms, which makes the environment user-friendly.
  • Grow Instagram organically:-Perhaps the easiest way to increase the number of followers in legitimate ways is to grow them organically. By completing simple tasks on the GetInsta app, we can get coins that can be used for purchasing genuine followers on Instagram. The followers that this follower increasing app provides are 100% original and active Instagram users. ThisInstagram follower app provides 50 free Instagram followers instantly as a sign-up bonus.
  • Increase the number of likes: – Many people want to increase the number of likes on Instagram because they want to increase the engagement rate and get famous on Instagram. By using GetInsta app, we can become social media influencers and influence many people online.

Why we need more followers and likes on Instagram

  • Increase the engagement rate on Instagram account: – The popularity on Instagram is measured in terms of various parameters including hastags clicks, re-shares, comments, likes, and engagement rate. The greater the engagement rate, more people, engages with our posts.
  • Increase website traffic:- Many bloggers struggle to get regular traffic on their website. They use social media platforms to get direct traffic. By using GetInsta app, we can increase the follower daily, which means that we can get new visitors every day on our website or blog.
  • Effective promotion of product and services:- Instagram promotions is useful only if we have an adequate amount of followers on Instagram. Lesser followers mean fewer people will see our promotional posts. On the other hand, more followers mean that our Instagram posts will be visible to many people.

Tips for Finding The Best Deals on CBD Oil in The UK

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The UK is in a bit of a buzz when it comes to CBD oil. The evidence for it are the numerous monthly Google searches. It’s safe to say that more than a quarter of a million Britons ask Google where to find the best CBD oil in the UK.

Cannabidiol is so popular in the UK that you can literary find deals everywhere.

The numerous buying guides for CBD oil in the UK are your best place to start looking but they aren’t everything. Thus, we took it upon ourselves to help you find the best UK CBD oil deals.

Make sure to stick around as we’ll start right now.

What is CBD Oil?

A very simple question that not many Britons fully understand the answer to. CBD Oil is a product of cannabidiol. This product goes through a process of extracting the CBD and mixing it with some kind of oil, usually MCT or any other. The product also contains plenty of flavonoids and terpenes to give the oil flavor and aroma.

Many types of oils exist in the UK market, with some being more potent than others and made from all kinds of ingredients. And with so many companies selling their products legally in the UK, it could be hard to find the best deals and best options. Luckily, that’s why we’re here so let’s explain more on that.

How to Find the Best Deals on CBD Oil in the UK?

Bargain Hunting

Bargain hunting refers to the practice of installing extensions onto your browser and letting it do all the work for you. Plenty of extensions, such as Honey, do a good job of finding the best deals when online shopping for CBD oil.

If the particular website has any kinds of deals going on, then these browser extensions will look for them and apply once on checkout. If the extension doesn’t find any, then you are shopping with someone who doesn’t offer deals or discounts on their CBD oil products.

Shop At the Right Time

The CBD industry is just like any other in the UK. Although it isn’t as established as some others, it still has periods of the year and even certain days where CBD products are cheaper.

Highlighting your favourite stores and visiting them once in a while will give you a good indication as to when to shop at the right time. Some might offer free shipping deals on products once or twice a year, while others might put their entire inventory at a discounted price for days such as Black Friday or Green Monday.

Free Shipping is a Deal Worth Your Time

Stores and dispensaries that offer free shipping on their products are well worth your time. Free shipping comes in many shapes and forms. Some offer free shipping on certain products while others in certain regions. A very popular free shipping tactic in the CBD industry is to offer it on orders above a certain price range, for example $150.

So, it might be smart to do all of your CBD oil shopping at once as opposed to a couple of times in the month. This way you are benefiting from the free shipping deal that comes in making a bigger purchase.

Get Onto Their Mailing List

If you have a particular brand that you do all of your CBD oil purchasing from, then make sure to get onto their mailing list. This is a great way for them to let you know regarding upcoming deals, discounts, and so on.

All it takes is subscribing to their mailing list by signing up with your email address. It’s very easy and a very convenient way of finding great deals and discounts. So long as you don’t mind getting emailed every now and then.

Go On Social Media

It’s safe to say that the easiest way for cannabis dispensaries to communicate with their buyers is through social media. Thus, following these brands on Facebook, Instagram, and Twitter might well be a smart move to get the best deals and discounts.

Since sellers communicate with their followers online, they will let you know about upcoming discounts and deals. By having this knowledge, you can purchase CBD oil on a discount and even get a great deal in the process.

Buy Online, Pick Up in Store

Most CBD oil sellers have physical stores and websites at the same time. And going back to the part where we talked about shipping, some might not offer free shipping on their products.

Since the industry isn’t perfect, most sellers do charge for shipping. Thus, making an online purchase will save you a lot of time as opposed to going there and browsing. You can also do your research on the particular oil and make sure you’re buying quality.

And all that’s left is for you to go there and pick it up. This isn’t really a tip on getting the best deals, but it’s a tip that is well worth knowing.

Talk With the Chat Bot

Not many knows this one but trust us it is a good one. Namely, if a website has a chat bot then the bot will let you know about it the first time you open the site.

A little chat box will appear somewhere on the screen, but many rush to disregard it. Instead of doing that, why not talk with it about potential deals and discounts they might have on CBD oil.

Trust us when we say this, it is a great way of finding great deals whenever shopping for CBD oil or any other CBD product. UK CBD businesses utilise these chat bots because they can be of real help to the user.

And much like it, it will help you learn about potential deals and discounts.

Finishing Thoughts

You will need to spend some finding the best deals on CBD oil products. However, we hope you found this guide useful and will start to implement the tips.

Lastly, CBD oil deals and discounts and everywhere and all you need to do is look for them.

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