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Sybarite Jewellery is a double winner at the A’Design Awards 2021

Sam Allcock
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Sybarite Jewellery is a double winner at the A’Design Awards 2021

Our winning pieces:

Fairies Earrings – Kinetic earrings with hidden details

Dancing Ballerina Ring – Kinetic ring with unique mechanism

We are proud to announce that Sybarite Jewellery is the recipient of two A’Design Awards at their 2021 ceremony.

Our Fairies Earrings, beloved by our clients and admirers, took the top prize. The kinetic asymmetric earrings are full of surprises for the wearer, including emerald & ruby hearts and the light of white diamond stars.

Also in podium position was our Dancing Ballerina Ring. A signature of Sybarite Jewellery, the Ballerina Ring captures the movement and magic of the prima dancer, spinning and twirling with every movement of the hand.

Both designed using cutting edge techniques by our esteemed founder Margarita Prykhodko, these pieces are true to our Sybarite heritage – classic, beautiful heirloom pieces with a twist of fun and fantasy.

“I am so proud to see our designs take the top spots at the A’Design Awards. Our creativity and unique designs have long been a signature of the Sybarite house, and it’ s a thrill to see this recognised with such prestigious awards.”, founder & designer Margarita Prykhodko.

An insight into our Fairies Earrings written by Margarita Prykhodko

This project was inspired by the duality of Day and Night and my sincere belief that all women have something magical about them, just like Fairies. These earrings took me a year to develop into perfection. Asymmetric and contrasting, yet with their secrets alike, this duality demonstrates how different and similarly spectacular women can be any time of the day. There are two hidden secrets I designed specifically for these earrings. One white gold earring is depicted as a Fairy of the Day, her dress adorned with diamond flowers and an Emerald Heart within. The other earring, Fairy of the Night, is depicted in black gold: her Ruby Heart is in the light of white diamond stars and the crescent moon.

Fairies earrings are made in white & blackened gold(18ct), with 403 stones – 11.78 cts white diamonds, 0.05 ct emeralds, 0.04 ct rubies and weighs only 20.58 g total. height 89.00 mm x width 30.00 mm. available to purchase at sybaritejewellery.com and 1stdibs.com.

The day fairy is shimmering with diamonds, highlighting her affectionate emerald heart. the diamond sun shines over her, her dress adorned with sparkling diamond flowers. the skirt of the day fairy trembles at the slightest touch, with dewdrop diamond briolettes.

Mysterious and enchanting, the night fairy is stargazing under the diamond crescent moon and cherishes endless love within her hidden ruby heart.

An insight into our Dancing Ballerina Ring written by Margarita Prykhodko

For generations, children have fallen in love with Hans Christian Andersen tale of the Tin Soldier. In the tale, the titular character is a cast with one leg missing as the maker ran out of metal. He meets a beautiful, delicate paper ballerina who wears a gilt brooch on her sash, and the two form a bond that has inspired romance for generations. In this piece, I recreated this legend of doomed romance in exquisite detail. The ring has a unique kinetic mechanism that shows the movement of the ballerina and took me two years to develop. We displayed this ring at the Ritz London, which was an honour.

Dancing ballerina is made with 18k white & yellow gold and 223 precious stones 4.03 carats of round-cut & pear-shaped white diamonds. despite the minuscule mechanisms in the design, the ring weighs only 37.20 g. object dimensions: diameter 5 cm & high 5 cm. available to purchase at sybaritejewellery.com and 1stdibs.com.

Compression stockings – What does compression do?

Sam Allcock
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Compression stockings – What does compression do?

It increases blood flow to restore “fresh legs”!

Compression stockings have a high degree of compression and are special socks that can be worn from the foot to the knee or thigh. In some cases, they come in the form of tights that reach to the waist. Compression stockings are also available as “sleeves,” footless socks that extend from the ankle to the knee. These special stockings have a compression curve (tighter in the foot and gradually less towards the knees or thighs.) When worn correctly, they reduce swelling of the feet and improve venous circulation in the legs.

Compression stockings or socks are a conservative method of treating conditions such as chronic venous insufficiency (CVI), varicose veins, lymphedema and post-thrombotic syndrome (PTS). Compression stockings can also help prevent blood clots in the legs. It is important to know that compression stockings do not eliminate varicose veins. They only help control the discomfort that this artery disease can cause.

Highly elastic fabric

Compression stockings use a special fabric of strong elastic to put pressure on the muscles in the legs, ankles and feet. This compression on surface veins forces blood out of the veins in the legs and back to the heart. This will help your legs feel lighter and reduce pain and discomfort related to underlying vein disease.

For whom are compression socks recommended?

So you can use support socks for less stiff muscles and fatigue after training. Furthermore, runners with thick calves, calf complaints, muscle cramps, shin complaints, Achilles tendon complaints, varicose veins or fluid accumulation in the calves benefit the most from compression stockings. For varicose veins and fluid retention, the stockings help to improve blood circulation and drain moisture. In calf injuries, the improved blood circulation ensures faster recovery of the irritated area, so that pain results in an injury less quickly. In the case of thick calf muscles, the stockings help to prevent shaking of the calves, which helps to prevent injuries.

Advantages of compression stockings

Ideal for all calf/shin/feet and Achilles tendon problems:

  1. Restores, prevents and reduces muscle cramps and muscle tears
  2. Restores, prevents and reduces shin splints inflammation
  3. For optimal blood circulation in the legs and calves, which guarantees a faster recovery after strenuous exercise
  4. Improving blood circulation during exercise
  5. Prevents the heavy and tired feeling in the legs
  6. Optimal support and support in training building
  7. Ideal for people with varicose veins or edema formation.

How do you easily put on a compression stocking?

Okay, so compression stockings help significantly with recovery, that’s for sure. You should not be bothered by compression stockings that are too tight, but they must be tight. This can make putting on a compression sock quite a challenge. Imagine standing with your shaky fingers at a December run and having to get those things on, don’t do it! So do it at home or in your car with the heating on.

For individuals seeking professional evaluation and treatment for chronic vein conditions, facilities like Metro Vein Clinics offer specialized care tailored to various stages of venous disease.

The Easiest Way To Start A Blog: Facebook

Sam Allcock
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The Easiest Way To Start A Blog: Facebook

Facebook has consistently been one of the leading social media platforms for a long time now, and it doesn’t seem to be going anywhere soon. If you are a fan of blogging, you may consider Facebook as your blogging platform. Let’s take a look at the different methods of blogging on Facebook, and the advantages of doing so. 

Sharing Existing Blogs On Facebook

Given the number of active Facebook users, this platform is a great way to generate traffic towards an existing blog (if you have one). Simple post links to your blog on your account. You can buy Facebook likes to further boost traffic towards your blog because the Facebook algorithm favors posts and pages that have more engagement. Make sure that your post can be shared, so that anyone who sees your blog post can share it with their friends. This is an excellent strategy to promote a blog that is published through other websites, but there are also methods to blog directly through Facebook. 

Microblogging: What Is It And How Does It Relate To Facebook

Most blog posts are long – in fact, much longer than the usual Facebook post. However, people nowadays have less time to read lengthy blogs. So, bloggers started the practice of microblogging – which is a shorter form of blogging. Because Facebook allows a little more than 63 thousand characters per post, it is easy to use your Facebook account as your main blog. The character limit gives space to write between 9 to 15 thousand word posts, which is a lot longer than the average blog post. 

Keep in mind that, although you can post longer blog posts on Facebook – microblogging is still prerable. The reason being, that studies have shown that shorter Facebook posts get more engagement (likes and shares). 

Advantages Of Using Facebook To Host Your Blog

You may be wondering why anyone would use a social media platform like Facebook for blogging. These are a few of the most important advantages we could think of:

  • Facebook has a large user base: when your blog is located on your personal website, you can expect only people who already know about your blog will be exposed to it. Perhaps a few more, when your fans share any pots they like with their friends. If your blog is on Facebook, it has the potential to reach millions of users easily. 
  • You won’t need to worry about web hosting: running a website requires a lot of work besides the actual writing of the blog. If you aren’t particularly adept at dealing with the technological details of hosting your website on a server and running it, or if you don’t have the time to deal with it – then Facebook is a great alternative. All you need to do is paste a copy of your blog post where you would normally type in the text of a Facebook post.
  • It is not just cheaper, it’s free: after you’ve designed a website for your blog, publishing it requires paying a monthly (or annual) subscription to a web hosting service. While there are several budget-friendly options for website hosting currently available – nothing beats posting your blog online for free. You probably already have a Facebook account (which is free to create and run), and posting does not have any limits on bandwidth you can use because Facebook is an entirely (ad-based) service that anyone can use. 
  • Ease of use: Finally, it is much easier to post on Facebook than it is to post through a website – you won’t need to learn any coding, or even how to use websites like WordPress. The only thing you need to do is write your blog. 

Want To Go Viral On TikTok? Here Are A Few Tips

Sam Allcock
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Want To Go Viral On TikTok? Here Are A Few Tips

Even though TikTok is the latest social media platform to gain popularity, it has managed to rival social media giants like Facebook, YouTube, and Instagram. Users report that the short-form videos are very addicting, especially because they do not require a lot of attention. Additionally, creating content for TikTok is relatively simple. Here are a few tips you can use to help get your TikTok content go viral and get TikTok likes in large numbers. 

Look For Existing Trends

A great feature of TikTok is that you can join trends – and they are usually conveniently tagged with an appropriate hashtag. Try to join as many TikTok challenges as possible, so that you can have a lot of trending content. If you think you have the creativity to start your own trends, try doing that as well.

Add Your Unique Touch

Of course, creating copies of other people’s content can only take you so far. If you want people to start watching your videos on TikTok, there must be something unique that you offer. In order words, give users a reason to favor your channel over others, and watch your version of trending content instead of looking elsewhere. Be as creative as you want to be, there are no rules here. Also try to keep most of your content within a certain niche so that people who want to watch your type of videos will find you easier. 

Post Frequently

There are more than a billion TikTok videos being watched everyday. If you stop posting for a week, then TikTokers that are posting daily are surely getting more exposure than you are, and thus will gain more followers. So, try your best to post frequently. However, keep in mind that you should not favor quantity over quality – because low quality content is unlikely to make it very far. Luckily, posting high-quality TikTok videos is relatively easy, especially if you are trying to make a career (influencer marketing) out of it. Many professional TikTokers have a staging area of their home ready for them to post daily videos easily.

Check Out The Competition

As with anything that involves a bit of rivalry, you can benefit a great deal by learning from your competition. Look for TikTokers that you aspire to become and think of what strategies they are using to maintain success. Use your competitors as a source of inspiration, and also try to learn from any mistakes they are making. Finally, try to find gaps in their content. That is, ask yourself what their content is missing so that you can provide it.

Using Other Social Media Platforms Can Boost Your TikTok

You can also use other platforms like Facebook, YouTube, and Instagram to help your TikTok page grow. The most common way of doing this is to post compilation videos from your TikTok on other social media platforms. A funniest moment collection is a great way to lead users off Facebook and on TikTok. Some people also post tutorials on YouTube showing how they create their TikTok videos, of course adding links to the original videos in the description.

Finding success on TikTok is not as difficult as most people think it is, despite the increasing number of competitors on the platform. Whether you’re trying to grow a TikTok account for fun, marketing purposes, or as a source of extra income – the aforementioned tips will help you go viral in no time. You can achieve success with a little determination, combined with hard work and creativity. The last piece of advice is to be yourself, and have fun with the platform.

A Beginner’s Guide To Social Media Marketing

Sam Allcock
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A Beginner’s Guide To Social Media Marketing

Every business needs to market its products or services in order to attract the attention of potential customers and generate sales. While there are many traditional means of advertising available, with a proven track record; no method is more cost-effective as social media. Additionally, social media marketing enables businesses to reach a wider audience. This is especially important for small to medium businesses with a lower budget. Here’s everything you need to know so you can start marketing through social media.

Different Platforms Attract Different Market Segments

Before you start focusing your energy on your Facebook page over others, and before you decide to buy Facebook followers, consider who you are targeting with your marketing campaign. Studies show that Facebook is more popular with the baby boomer generation, whereas Instagram has more millennial users (especially females). So, think carefully about who your target market is, and research which platforms they use more often. Your segmentation doesn’t necessarily need to be based on age – use any criteria that fits and research accordingly.

Your Content Can Change According To The Platform You Use

For the most effective marketing, you should change the type of content you post depending on the platform. For example, TikTok is more suitable for short comedic sketches, or quick facts about your product. Instagram is best for visually appealing photographic content. Therefore, you should tailor your content according to the platform you choose in order to make the most of your marketing campaign.

A Multi-Platform Approach Exposes Your Content To More People

If you want to improve your marketing campaign and make more impressions, you probably want to try mass marketing. A great way to reach a larger audience is to post your content on multiple platforms. Most people only frequent one or two social media platforms, even if they have accounts on more platforms. For example, millions of people have Facebook accounts that have been active for years, but are spending more time on TikTok and Instagram nowadays because they are the newer platforms. They still have an account on Facebook, but may only browse through it occasionally. So, if you want to reach more people, you really need to spread your content around different social media platforms.

Avoid Saturating Your Page With Promotional Content

A good rule of thumb is to post promotional content only 30% of the time. People are bombarded with advertisements in every nook and corner of the internet, and if your content is mainly promotional,  you may soon find that many people stop following your social media accounts. It’s best to post informational content that is related to your industry. This not only establishes you as an expert in your field,  but also showcases your products better. For example, a restaurant could show a short video of how they prepare a signature dish, instead of posting an advertisement showing a discount on the signature dish – this gets people more interested in trying the dish, even without a discount in prices.

Posting Regularly Will Keep Your Audience Engaged

The internet today is all about speed. Everything moves incredibly fast, so if you stop posting for a short period of time, people will quickly move on to the next best thing. On social media, you need to keep your audience constantly engaged to stay in the back of their mind. This doesn’t mean you need to post daily, but try to keep to a regular schedule – nothing less than twice a month. Your audience will come to expect your content at the scheduled times.

Social media marketing can be relatively simple, and even large scale marketing campaigns are easy to execute. All it takes is a little bit of dedication and work.

Excellent Reasons To Consider Starting A Podcast

Sam Allcock
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Excellent Reasons To Consider Starting A Podcast

In recent years, podcasting has become ever more popular in the western world, and it is even beginning to gain popularity in non-English speaking countries. If you’ve thinking of a way to immerse yourself in any subject you are passionate about, or even if you’re just thinking of a fun way to make money online, you should consider starting a podcast. These are a few reasons why.

Popularizing A Podcast Is Relatively Simple

Because podcasting is relatively new, there are far fewer podcasts than there are blogs or social media videos. This means there is less competition, comparatively at least. You can get a headstart on popularizing your podcast if you use SpotifyStorm to buy Spotify plays. This is because, like any other social media platform, an algorithm is used to decide which podcasts get more exposure on Spotify – and the algorithm favors those podcasts that have more plays. It’s simple mathematics, really. 

Dive Into Your Passion

By far, the most successful podcasts are those that are created by a podcaster that is passionate about the topic of the podcast. Take Aaron Mahnke for example, he is the producer, writer, and narrator of a number of podcasts – all surrounding folklore, the occult, and parts of history that border between scary and unbelievable. Due to his passion about the topic at hand, users have no problem listening to his one-man narration, and he is always able to find more stories to tell. 

If you have a particular passion that you’d love to discuss more, podcasting is an excellent way to  dive into your passion and share it with the world. Even if you’re no expert in the field you are interested in podcasting about, there’s nothing stopping you from trying to host guests who know more about the topic so you can learn from them. With time, you will find that you are more knowledgeable about the topic and your podcast can be elevated to new levels.

Podcasting Can Serve As A Social Media Marketing Tool

Many people who already run a business opt to use podcasting as a method to market their products and services to a new audience. This is not a strictly promotional type of marketing, but rather a marketing strategy that can help establish you as an expert in your field. For example, if you own a woodworking workshop, it would help attract clients if they listen to podcasts and tutorials online that discuss a variety of woodworking topics. In other words, it serves as a way to build your brand image and brand identity – two crucial aspects of marketing. 

Very Few Skills Are Required For A Successful Podcast

Don’t be discouraged if you’re completely new to podcasting – many have been successful despite no forethought or planning for their podcast. Most people will suggest Joe Rogan as an example of a highly successful podcaster that started with no knowledge or skills. However, because he was already an actor, standup comedian, and MMA commentator – he had the necessary people skills. He might have needed to learn how to hold a conversation better, but nothing more. For most people, getting over the silent and awkward moments of a conversation is probably the hardest skill to learn. As long as you can talk with passion and keep the topic interesting to the random listener, you have the potential to create a successful podcast.

The Bottom Line

Podcasting is a great way to expand your horizons and delve deeper into any subject you’re passionate about. With a few conversational skills or well-thought out narration, you can easily find yourself earning money as a podcaster.

Master The Art of Scooping Crypto Profits With Bitcoin Champions

Sam Allcock
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Master The Art of Scooping Crypto Profits With Bitcoin Champions

Several early investors have grown tremendously wealthy since the birth of cryptocurrencies a decade ago. Thanks to the strength of blockchain technology, Bitcoin’s market valuation has risen from millions of dollars to hundreds of billions of dollars. By the end of 2017, the price of bitcoin had risen above $20,000, a tremendous increase from the few cents it was worth at the start of the decade. Several other cryptocurrencies have emerged as a result of Bitcoin’s maturation, and they, too, have seen enormous market gains.

Despite the fact that Bitcoin and other cryptocurrencies have fallen from their all-time highs, they remain extremely volatile. Some investors are afraid of volatility, but the wise ones understand that the higher the volatility, the greater the profit potential. As a result, all you have to do is buy and sell at the appropriate periods.

This is exactly what Bitcoin Champions was created for.

Bitcoin Champions’ innovative algorithm uses a combination of historical data and technical indicators to find the optimum time to purchase and sell cryptocurrencies based on their real-time price action. The software executes profitable transactions for you in automated mode. The manual mode, on the other hand, is for traders who want more control. The algorithm’s 99.4% accuracy rate ensures that each trader makes a consistent profit with little chance of losing money.

Is Bitcoin Champions Another Scammy App?

Because of the nature of the internet, you must exercise caution, particularly when it comes to your money. There are a slew of scammers posing as reputable investment and trading services out there. You may rest assured, however, that Bitcoin Champions is not one of the fraudulent sites. Our one-of-a-kind programme is the most trusted in the crypto world. Our cutting-edge security technology and protocols also ensure that our traders are kept safe.

Bitcoin Champions is a legitimate way to profit from the cryptocurrency market on a regular basis. Trading indications generated by the software is correct 99.4% of the time. As a result, risks are minimised, and earnings are guaranteed. The advanced security mechanisms in place ensure that user payments and personal information are always safe with us.

Here’s What Bitcoin Champions’ Features Have To Offer You…

Customization: Bitcoin Champions is highly adjustable, since it offers traders a variety of trading parameters to choose from. The trader can quickly customise the software to fit their risk tolerance and trading objectives.

Demo Mode: The advanced algorithm can be used with virtual funds against real-time market price action in Bitcoin Champions’ demo trading mode. This allows you to study how the Bitcoin Champions works and to experiment with various trading techniques in order to increase your profits. As a result, you will be prepared to succeed when you are ready to trade with real money.

Live Trade: You’re ready to trade with real money once you’ve mastered your trading tactics. You must fund and activate your Bitcoin Champions trading account before you can trade live. After that, you’ll have access to a variety of bitcoin exchanges. You can earn at least $1,100 each day with a minimum commitment of $250 and take your money whenever you choose.

Auto-Mode: The auto-trading tool is totally available for inexperienced traders and those who seek to earn money quickly. Bitcoin Champions’ automated trading mode regularly monitors the marketplace for profitable transactions. Our powerful accuracy rate means that the software quickly recognises extremely profitable possibilities and trades them. All trading actions will be carried out in accordance with the trading parameters you choose. This is truly all there is to it.

Want To Start Trading? Here’s How You Go About It…

Set-up: Go to the Bitcoin Champions website and fill out the short application form. Complete the form with accurate information and submit it when you’re done. We’ll provide you access to your Bitcoin Champions account and our cutting-edge software in a matter of minutes.

Deposit: To trade with the Bitcoin Champions, you must first fund your account with funds. The deposit amount must be at least $250.

Earn: Select the desired trading parameters of the application after funding your Bitcoin Champions account. Allow the Bitcoin Champions programme to execute trades for you by activating the auto-trading function. Sit back and collect your winnings with ease.

Are The Profits Really Limitless?

When trading cryptocurrencies with the Bitcoin Champions, there is practically no limit to how much money you can make. The quantity of profit you make is determined by your level of risk and the amount you invest. Within a few months of joining the Bitcoin Champions platform, the majority of traders have become self-made billionaires.

Banking Tips for CBD Companies

Claire James
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Banking Tips for CBD Companies

Companies that sell CBD-based products, even without the THC component, face difficulties getting bank accounts, financing, and even just cashing their checks. 

Tip 1: Reach Out to the Hemp/CBD Community

The difficulties CBD companies encounter when attempting to get financial services are not new. Hemp farmers, CBD producers, and other industry players have been dealing with unfriendly banking policies for years. As such, you’re likely to find a bank that can provide you with the financial services you need by asking the people who have already been through the challenges. There are quite a few forums online that will connect you with others in the CBD and hemp industry who you can ask for bank recommendations that will at least give you a starting point.

Tip 2: Choose a Bank With a Dedicated CBD Team

Many banks might tell you they can work with you even if your company sells CBD-based products, but they may not really know much about the regulations and other requirements that will protect your accounts if anyone questions your company’s legitimacy. A bank that has a dedicated team that works with CBD businesses, though, will already know the pitfalls that CBD companies need to avoid when getting financial services. Their experience will benefit you since you won’t have to learn the hard way if certain products won’t work for your company.

Tip 3: Interview the Banks

Once you have a short list of banks that you know will work with CBD companies and have dedicated teams that work with hemp businesses, you’ll want to interview each one before making a final decision. Ask questions about their long-term strategy in terms of working with CBD companies and whether they’re committed to assisting with the additional paperwork that’s going to be required to ensure your accounts are legitimate. The reason you need to know the answers to these questions is because you don’t want to be a partner with a bank that’s not committed to your business. You don’t want them changing their mind and dropping your accounts down the road.

Tip 4: Be Prepared for Challenges

There’s no way around it: there will be challenges in obtaining banking services when you sell CBD-related products. You’re going to have to provide much more documentation to any bank that agrees to work with CBD businesses. For instance, you may need to provide the bank with state permits, an IRS number, an employer identification number, tax certificates, business permits, registration numbers, and more. They need to know that you’re a legitimate business and have the proof of that legitimacy in case anyone asks to see it. You should be prepared to give this information to them with the understanding that without it, you won’t get the banking services you need.

Conclusion

Banking has long been an issue for companies that deal in CBD and hemp, causing many business owners to have to deal all in cash, which is a risky and dangerous proposition. Getting a bank account is paramount to legitimizing your business, and even though it’s still a challenging process, it is possible.To learn more about types of CBD and their uses, this guide will provide you more information.

5 Key Things to Look for When Comparing Car Insurance Companies

Sam Allcock
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5 Key Things to Look for When Comparing Car Insurance Companies

The average cost of car insurance can feel like a significant amount. Prices vary on age, your postcode, the type of car you drive, and the expected costs of repairs or replacement. When you start comparing car insurance companies, here are some things you should look for to make a well-informed decision.

1. Easy Quoting Process

People don’t like to spend unnecessary time online, especially when they’re shopping for specific information like car insurance. The quoting process should be easy and user friendly. A website designed for a positive user experience means the company understands consumer needs.

A positive user experience includes an easy quoting process. You’ll need some specific information for every quote, but the rest should be easy if you have the required documentation. You’ll need the car’s registration number, make, model, your job, age, address, the type of licence you have, any claims you’ve made in the past, and your driving history. The list looks more daunting than it is because most of that information can be pulled from what you have available.

Don’t forget to include your no-claims information to get your bonus. If you haven’t filed a claim in years prior, you don’t want to miss out on the discount. Depending on the company, you can get a discount of as much as 65% after five years without claims.

2. Reviews on Customer Experiences

With so many car insurance companies, it can be challenging to know which one to select. To help, read reviews from different companies and don’t fall for loyalty pricing. Research company reputations for ones that offer good experiences and helpful services.

You might think that loyalty pricing means lower premiums, but in some cases, this is the opposite of the truth. Some companies increase premiums every year, so if you don’t check, you’re subject to that pricing without realizing it.

Remember that you can also haggle with insurance companies to reduce the premiums. It’s worth the effort to make sure a reputable company covers you. While some companies may be on the cheaper side, that doesn’t always make them the best option. Some of the cheapest policies end up having unexpected fees attached if you need to make a claim, so it’s essential to read reviews.

3. A Range of Coverage

In the UK, there are three different levels of insurance coverage. They are comprehensive, third party, fire, and theft, and lastly, third party only. Third party only insurance provides the minimum amount of coverage required by law in the UK. Third party, fire, and theft also provides coverage if someone steals your car or it is damaged by fire. Comprehensive insurance covers everything, including damage to you, your passengers, and people in the other car if needed.

Ideally, you want your insurance company to have multiple options of coverage. If they do, it means that they work within different capacities to meet the needs of car owners. Customised options are even better because you can tailor your coverage to meet all of your needs. The best car insurance companies can do that for you, so ask if it’s a possibility.

4. Levels of Excess

Excess is what you are responsible for in the event of a claim. If you agree to pay a higher amount of voluntary excess, then your premiums will be lower. Insurance companies know you won’t make any unnecessary claims when your voluntary excess is so much higher, and so they are willing to lower the rate.

You may want to consider a lower excess and pay more in premiums for insurance from a reputable company like Direct Line because you’ll be sure they have excellent coverage. You also won’t get stuck paying unexpected fees since everything will be covered under a comprehensive policy.

Something else you may want to remember is that cheaper policy providers don’t always have the best service. The costs associated with the level of excess and overall premiums are worth comparing because if you need to file a claim, you quite literally get what you pay

5. Direct to Companies vs. Comparison Sites

There are lots of comparison sites that encourage you to compare the different policies. Theoretically, this is a great idea, but unfortunately, you’ll also see more bad policies. You’ll notice that some of the cheapest insurance companies only offer basic coverage.

The cheapest coverage is typically at the top of comparison sites, but going through with one of those companies will almost always end up with surprise expenses. To check and see what coverage is offered, you should go directly to the company site. If there isn’t an official site, then it would be best to avoid them.

If these companies have a legitimate website, you should also make sure they offer more than basic coverage. Providing more policies reflects the company’s financial health because they would need to pay for claims filed. When in doubt, always go to the main site, verify levels of coverage, read reviews, and then make a final decision.

A Few Last Words

When you compare insurance companies, there are a few things you need to keep an eye out for to make the best decision. An easy quoting process is a good sign, just like positive reviews on customer experiences. You also want to make sure that there is a range of coverage at the company of your choice. Consider the levels of excess you’re willing to pay, and before making your final decision, go directly to the company instead of comparison sites to make the best decision for you.

Online Payment Tips – What are the Best Payment Methods in the UK?

Sam Allcock
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Online Payment Tips – What are the Best Payment Methods in the UK?

Online payments and transactions are becoming more and more popular these days. This is ultimately because people have become increasingly comfortable with engaging in e-commerce. Aside from the ease and convenience of being able to send anyone money online through these payment portals, it has also become a lot easier to engage in online shopping. And this is a trend that is consistent in various industries within the United Kingdom. Moreover, online shopping and e-commerce became all the more popular during the lockdown and quarantine periods of the COVID-19 pandemic where people weren’t able to physically travel to their favorite stores and merchants.

There are many businesses that have pivoted or adjusted their selling methods so as to accommodate online transactions. Sites like Amazon and Alibaba have made it possible for people all over the world to practically buy anything that they want without even having to leave their homes. Aside from that, we must also consider online services like subscriptions to streaming sites like Netflix or Spotify. Mostly, these transactions are also done online. Don’t forget about online gaming transactions, especially when it comes to gambling. When physical casinos closed down temporarily as a result of the pandemic, many people flocked to online casino sites and placed their bets with real money there. Of course, if you’re planning to gamble online, you should always go for trusted sites such as the ones on reputable UK casinos lists. For the most part, engaging in online transactions is safe as long as you’re going for trusted payment portals and reputable commercial entities. In this list, we will gather some of the best and most popular online payment methods in the United Kingdom. Additionally, we will also be discussing some of the best online payment tips and tricks to keep your transactions safe and secure.

The Most Popular Payment Methods in the United Kingdom

Paypal

Paypal is probably the world leader when it comes to online payments. It’s estimated that around 20 million UK shoppers use PayPal annually. They also make it very easy for merchants to start selling their products and services online. It’s a trusted brand name that many people are confident in. 

Shopify

Even though Paypal might be a more popular brand around the world, Shopify is the most popular payment portal in the United Kingdom. They make it very easy for entrepreneurs, freelancers, and merchants to start selling online and they have relatively lower transaction fees. Aside from that, customers are greeted with a very well-designed user interface that’s easy to navigate and operate. 

Stripe

Stripe is another trusted online payment portal, but it isn’t as widely available as other online platforms. They also make it incredibly easy and convenient for sellers with lower rates and more transparent pricing schemes. However, it’s still not as trusted a brand as the previously mentioned names on this list. Aside from that, it doesn’t have the best and easiest user interface. 

Worldpay

Worldpay is becoming the largest payment processing company in the United Kingdom. It’s estimated that Worldpay handles around 40% of all card transactions that take place in the region. This makes them one of the most trusted names in the online transaction space and they have gained the trust of both merchants and customers alike. 

Payoneer

Payoneer is also one of the more popular online payment portals in the world these days. It’s present in over 200 countries and handles more than 150 currencies with 4 million users all around the globe. It’s one of the more popular alternatives to PayPal and is quickly becoming a crowd favorite in the US, UK, Japan, China, Canada, and Australia. 

Keep Safe When Transacting Online!

There’s no need to be completely afraid of online transactions. It really is the path forward. However, that doesn’t mean that you can just be completely lackadaisical and careless with your money as well. You still want to make sure that you limit the amount of information that you provide any site as much as possible. Make sure that you’re only giving out necessary information. Moreover, make sure that you’re only transacting through legitimate payment portals and reputable online merchants. At the end of the day, there are still lots of scammers out there who are looking to prey on the gullible. It’s always better to stay vigilant. 

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