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Former Treasury Secretary Says Bitcoin Could Be Essential For Internet Commerce

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Former Treasury Secretary: “Bitcoin could be essential for internet commerce”. The renowned American economist called the main cryptocurrency “digital gold.” Although he does not see absolute adoption in the future, he does believe that this technology will endure.

Former Treasury Secretary Says Bitcoin Could Be Essential For Internet CommerceLawrence Summers, former US Secretary of the Treasury from 1995 to 1999 and former director of the National Economic Council from 2009 to 2010, said in an interview that bitcoin (BTC) “could be critical” for e-commerce. In addition, he stressed that “cryptocurrencies are here to stay” and that they will be “part of the system for quite some time.”

In a television interview with Bloomberg , the former director of the World Bank stated that “there is a long-standing human desire to own an asset that is perceived as alien to the day-to-day agenda of governments.”

In that sense, he added that “gold has been the primary asset of this type for a long time” while qualifying cryptocurrencies “as a type of digital gold” and assured that they have “the opportunity to become a consensual way of conserving wealth ”.

To argue his positive forecasts for the future of bitcoin and other cryptocurrencies, Summers said: “Imagine that cryptocurrencies reached half, or even a third of the value of gold; that would be a great appreciation from current levels. ” This would lead them, according to their criteria, to stay in the system for a long time.

Ultimately, he contextualized his omens about crypto assets by putting ‘cold cloths’ on the situation:’ I doubt that in the future we will make most of our payments using bitcoin or that cryptocurrencies will lead to a ‘libertarian paradise’, but they will become essential for online commerce ”.

The Treasury Department’s turnaround
Beyond the vision of Summers, a prestigious American economist who currently serves as a professor at Charles W. Eliot University and is president emeritus of Harvard University, today the United States Department of the Treasury has a position oriented to stricter regulation of cryptocurrencies.

As CriptoNoticias reported recently, this body is even training people to investigate bitcoin addresses. It was clarified, however, that the measure is intended to learn more about people on the blacklists related to terrorist activities and drug trafficking.

However, Janet Yellen , who occupies the position in which Summers served during the presidency of Bill Clinton , has shown a change of opinion that is perceived more favorable than a while ago for the cryptocurrency community. In fact, this medium has reported some of its speeches during 2021 in which it has stated that it will advocate for a legitimate use of these new technologies.

How to Stop Struggling with Greasy Hair After 40?

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The struggle of greasy roots is real. There is nothing quite like waking up in the morning to a greasy head of hair. The natural oils on your scalp protect your hair from damage, but too much oil causes greasy, weighed-down hair. With a few adjustments to your hair-care regimen, you can say farewell to greasy strands. Continue reading to learn how to stop struggling with greasy hair after 40.

What Causes Greasy Hair?

Your scalp is covered with sebaceous glands that secrete an oily substance called sebum. The scalp’s natural oils are essential to protect and moisturize the skin and hair. Most commonly, greasy hair is the result of overactive sebaceous glands. As you age, factors like medications, an imbalanced diet, stress, and hormone fluctuations can trigger an overproduction of sebum. Additionally, bad hair-care habits like over-washing your hair can kick oil production into overdrive.

Exfoliate Your Scalp

Good scalp-care is a one-way ticket to healthy, strong hair. Oil, dirt, and product residue builds up on your scalp and clogs your pores. Scalp buildup causes hair to appear oily and unclean. Furthermore, if left untreated, excessive scalp buildup can cause hair shedding and skin irritations. A scalp exfoliator is designed to slough away the gunk on your scalp to promote fresh, shiny tresses. By removing the dead skin cells, an exfoliator lowers the scalp’s enzyme population that causes the hair to shed. Ascalp exfoliator should contain clarifying ingredients, like activated charcoal and lactic acid, to thoroughly clean the scalp. Consider using a scalp exfoliator at least once a week.

Hair-Washing Schedule

It’s not always easy to establish a consistent hair-washing schedule. Hair washing is the obvious solution to get rid of greasy roots, but over-washing your hair can actually increase the greasiness. By over-washing your hair, you remove natural oils from the scalp. Your scalp responds to the loss of natural oil by producing more oil, which makes hair appear greasy. For this reason, it is important to find the right hair-washing routine that gets rid of the grease without stripping too much moisture from your hair. In general, those with thin hair will have to wash their hair more than those with thick hair. Try washing your hair 2-3 times a week to battle greasy roots.

Use a Clarifying Shampoo Once a Week

Clarifying shampoos are deep cleansers formulated to dissolve and wash away oil and product buildup from the scalp. A clarifying shampoo can be used once a week to offer a more intense clean for greasy hair. It will remove impurities from the scalp without stripping the natural oil from your hair. Consider using a clarifying shampoo with natural cleansing ingredients like apple cider vinegar and aloe vera.

Condition Correctly

Conditioners contain natural oils and butters to provide your strands with hydration and protection from damage. However, using too much conditioner can leave strands appearing greasy and flat. This may vary based on your hair type, but it is recommended to apply a quarter-size amount of conditioner to your hair. Additionally, concentrate the conditioner on the ends of your hair. Your ends receive the least oil from the scalp and are often styled more than other parts of the hair.

Use a Dry Shampoo

Dry shampoo is a powder or spray that offers a water-free solution for washing your hair. Dry shampoo absorbs oil and grease from your hair to create cleaner looking locks. It is a quick fix to hide greasy roots after a workout or to freshen up a hairstyle. Keep in mind, dry shampoo should not be used as a replacement for washing your hair. The excessive use of dry shampoo can clog your pores and cause scalp irritations. Consider using a natural, starch-based dry shampoo, like the one from Better Not Younger. This formula contains tapioca starch, which is a plant-based oil absorbing powder. A good dry shampoo should add volume, support scalp health and dissolve quickly.

Clean Your Brushes and Hot Tools

When you brush or style greasy hair, your brush and hot tools will pick up oil and product residue. Your styling tools hold on to the gunk, which can then transfer to your clean hair. Make sure to remove hair from your brush and clean it with a gentle shampoo. You may also wipe down your hot tools with warm water or rubbing alcohol.

Conclusion

In no world are greasy roots considered hair goals. Although the scalp’s natural oils benefit us in many ways, there can be too much of a good thing. The right products, like a scalp exfoliator and clarifying shampoo, paired with good hair-care habits is a recipe for a fresh, clean mane.

How to Ensure Lockdown Doesn’t Affect Team Building

Home-based working is a trend that is on the increase, especially in the current climate. According to data sourced by the Office for National Statistics, more than one-third of the UK population worked from home in 2020. This showed an increase of 9.4 per cent compared to the previous year.

With more staff members working remotely, there can be a danger that team building could suffer as a result. This danger arises because it can be more difficult for people to spend time together, participate in bonding activities and really get to know each other when they are not regularly in the workplace. Therefore, as a business, it is essential to take measures to promote strong team building.

Team building can:

  • Encourage the formation of bonds between managers and colleagues
  • Maximise a company’s overall productivity
  • Promote positive employee wellbeing
  • Inspire individual and team creativity
  • Ensure that employees remain motivated and drive their ambitions and goals

Ensure you maintain regular contact with all team members

Remote working can make it easy to become lackadaisical when it comes to checking in with your team and this can be true for both managers and other staff members. Therefore, it is important to schedule daily or weekly slots to meet with your team, both in one-to-one sessions and group meetings. Setting aside this time to bond with your team means that it will not get put on the back burner when other priorities come to the fore, as so often happens in a fast-based business world.

Outdoor Activities

Outdoor team building games are an excellent way to foster camaraderie, communication, and collaboration among team members. These activities often take place in natural settings such as parks, forests, or open fields, providing a refreshing change of environment from the typical office setting. From trust falls to scavenger hunts, these games encourage participants to work together, problem-solve, and think creatively to achieve common goals. Moreover, they offer opportunities for individuals to showcase leadership skills, build trust among team members, and develop a sense of unity and cohesion. By engaging in outdoor team building games, teams not only strengthen their bonds but also enhance their productivity and effectiveness in the workplace.

Implement a buddy system

An excellent way of facilitating the formation of a strong, bonded team is to assign buddies to your staff members. A rotating buddy system can be even more effective because this will prevent individual staff members from becoming overly reliant on a specific individual. Regularly switching up each worker’s buddy will promote wider bonds being formed and will facilitate the overall creation of a strong, productive and happy team.

Online team building activities

Working together on various activities, including in a remote setting, can encourage team members to bond with each other. Online quizzes, karaoke’s or cook-a-longs often lead to general banter which is an excellent way of people getting to know each other and starting to build friendships that can translate into more productive work.

Friendships with co-workers can make team members more productive, so encouraging the formation of these friendships is conducive to optimised productivity of the company. Virtual team building activities are a specially designed and targeted way to encourage the long-lasting formation of bonds between co-workers, maximising their wellbeing and optimising their potential for the business.

To find out more about online team building activities, please visit us at Team Tactics.

Branding Companies In Manchester

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Branding companies in Manchester offer some of the best branding services available, helping you to create and maintain an identity for your brand. They will listen carefully to your needs and requirements, ensuring that you do not only get a high quality branding solution, but also one which is affordable to you. Branding agencies in Manchester offer many professional branding packages to their clients, designed to help you create a brand strategy and image that are memorable and easily recognisable. Branding agencies in Manchester often work in tandem with accountancy and marketing firms, helping them to create a bespoke branding solution to suit your specific business requirements. Branding agencies in Manchester can also offer other services, such as consulting, PR and events management, creating a corporate identity, and helping your business to grow through word of mouth.

Branding companies in Manchester have the resources and expertise to create lasting company branding, rather than just implementing a short-term marketing campaign. Branding companies in Manchester can advise you on everything from creating an identity and positioning for your brand, through to ensuring your branding is seen on a global scale. Some firms may believe that the investment in hiring branding companies in Manchester to design and manage your branding is worthwhile only if the resulting strategy is effective, but this is not the case: by ensuring your branding is seen on a global level, you are more likely to attract new customers and increase your returns.

Branding firms in Manchester offer their clients comprehensive branding packages, designed to help you achieve your branding objectives. Some packages deal with the creation of your brand identity, including what colours, designs and slogans to use to create a strong visual branding for your company. Other packages focus on marketing and promotional strategies, ensuring that you get the maximum exposure for your brand. And some branding companies in Manchester offer services such as media management, market research and integrated branding, helping you to gain greater visibility and make your brand known more effectively. You can also find Manchester based branding agencies that will develop your corporate image and make it a feature of your corporate image, helping you get the best possible exposure. No matter what area of branding you want to concentrate on, it is more cost-effective to hire the services of a professional firm that has extensive experience in that particular area.

A good branding company in Manchester will offer a wide range of services, some of which are not included within the scope of this article, however they are very useful for those working on a smaller scale. Marketing and promotion are important elements of any branding strategy, regardless of whether it’s on a large or small scale. These services offered by branding companies in Manchester will allow you to promote your product either on your own website, in your company’s newsletter or in various advertising formats such as newspapers and magazines. Many companies also offer a range of graphic design services, helping you to create logos, branding designs and letterheads. Branding firms in Manchester will also offer marketing consultancy, helping you choose the right marketing strategy to suit your business, whether it’s online or in the real world.

If you are already running a business and are in need of help then you may be able to gain access to branding agencies in Manchester with just a phone call. A professional branding company in Manchester will be able to give you expert advice on how to grow your business and achieve its goals, whether it’s through branding, corporate identity or marketing. Branding allows you to differentiate your company from your competitors, allowing customers to distinguish your brand from other similar companies. A company that provides branding agencies in Manchester will have experts in various fields including creative design, copywriting and promotions, allowing you to choose the type of services that you need.

Most reputable branding agencies in Manchester offer bespoke services that are tailored to your needs, ensuring that your branding is carried throughout the company, from the smallest part to the largest part. Your branding should ensure that customers can easily identify your company wherever it goes, ensuring that your brand becomes a trusted name that stays in people’s minds. Corporate branding and visual identity are very important, no matter what type of business you have. A professional agency will ensure that your branding is carried throughout your organisation so that you achieve maximum success with minimal effort.

How to Boost Your Annual Income as a Rental Property Owner

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One of the most time-tested methods for making money in heaps is to become a rental property owner. Once you get your own slice of the pie, there’s no limit to what can be achieved as you grow your very own rental property business.

However, as great as that all sounds, only the savviest rental property owners make serious money. On the other side of the fence are the lazy rental property owners who thought that the money would magically come rolling in after investing in their first property.

Sadly, this isn’t how things work, and like most things in life, you get out what you put into your rental property. Assuming you chose a property in a good location that attracts guests throughout the year or during high season in a particular locale, this article is here to help you boost your income by setting your property apart from the others.

In the following passages, you’ll discover valuable tips that’ll instantly boost the allure of your property in the eyes of potential guests.

Create an Airbnb Host Account

In case you’ve been living on a different planet the last several years, you might not have heard of Airbnb. Firstly, Airbnb is the place to list your property to get as many eyes on it as possible as soon as possible.

When creating your listing, it’s imperative to be as concise yet thorough as possible when developing your description. Put yourself in the shoes of a potential guest and decide which items are the most important to add to your description. Ask yourself, What items will get people the most excited to stay at my place?

Essentially, you’re selling the experience, not the amenities unless they’re key selling points. Since Airbnb gives you the option to check off all the amenities at your property, it’s easy for guests to know exactly what your property offers.

Hire a Professional Photographer

One of the biggest mistakes made by lazy rental property owners is thinking that they’re professional photographers. Don’t be one of those owners. Instead, hire a professional photographer to do the job right for a one-time fee that’s tax-deductible.

By taking this critical step, you know for sure that your potential guests are seeing your property in the best light and from every possible angle. And since Airbnb and other popular rental Airbnb competitors such as Booking.com, Expedia, and Agoda, host your photos, don’t be afraid to include as many photos as possible.

Give Your Guests a Real Sense of Security

One of the things that every traveler worries about is securing their personal possessions while on vacation. The solution is to invest in a good jewelry safe with sturdy mounting hardware. By taking this step, you show guests that you take their security more seriously than the next person.

Plus, it’s wise to show your safe in your photos and mention it in your description. Because when selling your rental property, it’s the details that count. You never know, a guest could be torn between your place and another, and a secure safe might be what sells your property before your competitor’s.

Offer a Self Check-In Method

Another one of the absolute best ways to set your property apart from the others is to offer self check-in. This step is especially important if you list your property on Airbnb because guests will see that your property offers self check-in.

Similar to installing a good safe, offering self check-in is another way to beat your competitors who don’t offer it. For self check-in to work, you’ll want to invest in a smart door lock, outdoor key lockbox or digital keypad access.

Lastly, again, it’s important to put yourself in your guests’ shoes when considering this tip. Since one of the most stressful parts of renting an Airbnb is coordinating a smooth check-in process, self check-in is one of the best ways to quell your guests’ anxiety and earn 5-star reviews that’ll keep guests coming back.

Don’t Get Left Behind

If you have yet to update your rental property listing or take the necessary steps to make your listing pop, there’s no better time than now to get it done. In the coming months, international travel will start again, and once it does, you want to have your listing polished.

By taking initiative, you’ll be well positioned to profit from the impending travel boom and set yourself up for increased annual profits for years to come. Particularly, if you have yet to list your property on Airbnb, now is the best possible time.

The travel wave will help you to get the reviews you need to solidify yourself as a trustworthy rental property owner with a listing that attracts guests on autopilot.

Ultimately, your bank account is just waiting to receive all those juicy profits on the horizon.

Human psychology when playing in an online gaming

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Excitement is something that is characteristic of any person. Everyone treats gambling differently: for someone it is the meaning of life, for someone it is a way to have fun, to cheer up. According to psychologists, the popularity of gambling and gamstop casino is caused by the subconscious desire of the player to take a risk, challenge someone, try their luck. People have little in life adrenaline, thrills, without which their everyday reality is annoying and boring. Gambling makes an adjustment to this, giving a person the opportunity to bring a little color to their life.
Most of the gambling players are men. Women play very rarely. This is explained by the fact that a person has a need for self-affirmation, the desire to be better than others. And men, among other things, have needs for competition, competition, leadership, and holding on to victory. A player, sitting at a card table or placing a bet in a roulette or uk online slots, thereby challenges other players, the croupier, tries his luck and strives to win.
But nevertheless, the psychology of gambling is much more complex and more cunning than human psychology. It should always be remembered that after winning the game, the player tends to increase the stakes more and more. Several times, having failed in the game, there is an obsession to radically change the course of the game and break the bank by a large bet carries only harm, both moral and material. Do not forget that the secret of winning does not exist, so it is not recommended to try yourself and your luck, trying to develop a win-win game tactics.

Why do people play?

How to explain the behavior of individuals who continue to play despite frequent losses. Many players who have lost large sums, instead of stopping in time, invest more and more money, in the hope of getting the expected winnings. There are several psychological reasons why some players can’t stop.

  • 1. The frequency of winning. In fact, any player is much more likely to lose than to win. However, the probability of winning attracts and retains players more reliably than the guarantee. No one is interested in playing a game in which they always lose or always win. Players actually expect to win from time to time, and this expectation motivates them to continue.
  • 2. The illusion of accessibility. Cases of winning the jackpot are widely publicized, so they sit firmly in the minds of their target audience. Therefore, players may overestimate the probability of winning because they remember those rare success stories.
  • 3. Fear of loss. People are generally more sensitive to losses than to gains. In other words, the pain that a player feels from losing $100 is likely to be much stronger than the joy that he will feel from winning the same amount. Even when players are aware that they can’t win back all of their lost money, they often continue to make desperate attempts to win back at least some of it.
  • 4. The illusion of control. Despite the fact that winning in gambling is mostly a matter of chance, many players mistakenly believe that they can control the outcome to some extent. Since people tend to invest in the type of activity that they can influence, the illusion of control encourages players to continue to make efforts.

In addition to the above, people are pushed to play by a sense of loneliness and dissatisfaction. Insufficiently realized in life, a person who is dissatisfied with himself tries to express himself in a game where it is much easier to become a winner, and the received impressions and sensations make him return to the game again and again.

The emotional component of the game

A very important component in the gambling process is the emotional component. A person’s memory often does not fit so important events as a vividly emotional one. During the game, a person experiences very strong emotions, especially when winning at casino. The memory of winning encourages the player to bet again, because it was possible to win, and it will be possible now. And gambling establishments, in this they meet the players halfway. For poker, the winner can pour whiskey for free, congratulates him, thereby causing a powerful surge of emotions in him.

Result

In the psychology of gambling, there are two components: bright and strong emotions, which are so lacking in everyday life; also a competitive effect: the player, especially if he is a man, tries to assert himself, challenge others, show his superiority. Among other things, gambling is a good way to dispel boredom.
For card gamblers, winning and the process of playing are also important, and for slot machine gamblers, the opportunity to spend free time in games is important, and the game can also be used as a way of self-expression. Thus, there are differences in the attitude to gambling among card players and players on slot machines.

Tips for Combining Your Finances

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The majority of people in long term relationships who are looking to either move in together or get married typically contemplate combining their finances. There are arguments for and against mixing finances, with some staunchly in favor of it and others totally against it. Whatever you decide to do will depend entirely on your personal circumstances, your future goals and the nature of your relationship, but if you are thinking about combining your finances, it’s not quite as simple as just putting all your money into one bank account.

There are steps you will need to take before you set about combining your incomes, both to protect your personal interests should the worst happen, and to ensure the joining of two incomes is as smooth and beneficial to each party as is possible. Consider the following tips before you mix money with your significant other.

Why are you combining your finances?

Before you commit to taking the leap into joint money, ask yourself why you are looking to combine your money in the first place. For most people, it’s because they intend on moving house and living together. This is a natural next step in long-term relationships, and for the longest time it’s been an unspoken tradition that when you live together you automatically mix your money.

Another common reason people combine their finances is because they intend on getting married and want a joint bank account for legal reasons. Those who are starting a business might also combine their finances into a single business account.

If you’re in a brand new relationship or friendship, do not combine your finances as you don’t need to.

Do you need to combine finances?

Mixing two incomes into one makes sense for those who are going to be living together and want to pay for bills equally. By setting up a joint account you’ll be able to see exactly where your money is going and rest easy knowing that you’re not paying more than you need to into your significant other’s account.

If one of you earns considerably more than the other and wants to take on more of the bills independently, you may not need to combine your finances since only one of you will be contributing to specific payments.

Despite the ease for those who are sharing bills, just because you live together or are married, it does not mean that you have to mix your money. If you can work out a fair solution that works for both parties, do that instead.

The best way to combine finances

Mixing money isn’t quite as simple as just putting all your money into a single account, nor should you immediately go about putting all your earnings into an account.

The best way to combine your finances is to have a solo bank account that your wages go into, and then a joint account for bills. It’s a good idea to set up a standing order from your own account to the joint account for bill money, but it’s always good to have your own money in your own account that only you can access.

When you do combine your money, you need to consider what it will pay for. For example, are you happy for your partner’s personal expenses like a phone bill to come out of the joint account? Would you rather solo obligations like giving Zakat over the last 10 nights of Ramadan come from your own bank account instead of the joint one? These are questions you will need to ask before you pool your money together.

You will also need to ask whether you both want to contribute to a joint savings account in case there’s a house issue or a holiday that you need to cover.

Splitting finances

It’s always good to have a back up plan in case things go awry. Too often, people are left high and dry after mixing their money and things begin to go downhill. This is why it’s important not to combine all of your money, but it’s also a reason to draw up a signed paper document (a contract of sorts) explaining who the money in the joint account belongs to and what it is to be used for. It’s also worth adding in a clause about how the money will be split should the worst happen.

This will protect both you and your significant other in the event of a breakup.

Summary

Hopefully these tips have helped you feel more confident about mixing your income with your partner’s.

5 Things You Need to Know If You Plan on Starting Business During Crisis

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No matter the external circumstances, starting a business will always be a difficult endeavor. During a crisis, the process becomes even more challenging. However, that’s not to say that it isn’t possible or rewarding—starting a business during a recession can prove highly beneficial. Starting a business in tough times requires careful planning, flexibility, and a knack for problem-solving on the fly. Additionally, the following 5 tips will help you prepare for your venture during a crisis!

Speak to Investors and Lockdown Financing

As an entrepreneur, you have to have the financial capital to support your business. Depending on your business plan, maybe you won’t have too many costs up front, and you’ll maintain responsibility for them. However, if you’re trying to raise capital through investors, you should speak to them as soon as possible.

Luckily, investors are always willing to invest in promising businesses. Take, for example, a business that is diving into the cryptocurrency world. As crypto is being accepted more widely, even for the best online casinos, and it’s a currency that is not as affected by financial crises, investors know there is high potential there. They’re willing to invest so long as the business plan is solid as they know the outlook is positive.

Another advantageous aspect of speaking to investors early is that they can provide insight into your business model. If they’re interested and committed to your idea, they may even help you tweak your plan to ensure growth and scalability are in your future. After all, they want your business to succeed as much as you do!

Ensure Your Business Is Relevant Now and in the Future

In times of crisis, consumption and consumer spending drops dramatically. People are not buying the same amount of items as they would in better economic positions. For that reason, you need to make sure your business is offering something relevant now. What do people need and want in a time of crisis? What will help them and improve their lives today?

Throughout the Covid-19 crisis, many businesses have flourished.  These include those who manufactured plastic shields, face masks, hand sanitizers, and similar products as those are products sought after now.

Additionally, online services like YouTube have seen an uptick in users seeking entertainment and information. If your business offers digital content, understanding how to increase visibility is crucial—whether through strategic content creation or leveraging services like yt subscribe buy to build a robust subscriber base quickly. Staying relevant today means anticipating what your audience will need tomorrow.

While your business must be relevant now, it must remain relevant in the future for long-term success. Starting a new business that sells sanitizer is likely not the best long-term option. Rather, think about an idea that other businesses or consumers use now and will use in the future.

Marketing Can Be Your Savior

Regardless of what’s going on in the world, marketing should always be a part of a business plan. It’s how you reach new customers, exhibit new products and services, and keep the public interested in your brand. While all marketing can be helpful, how the quality of your marketing strategy is what will set your business apart.

The internet is always the first place you should go for marketing. Even more so during crises as people spend more time in their house and subsequently online. For your business, you’ll need a well-built website that provides a great user experience. Furthermore, you need to optimize your website and its content—including blogs, copy, images, and video— for SEO.

From there, consider starting social media advertising campaigns, pay-per-click advertising, email mailing lists, and you can produce content to attract users to your site. All the while, you can use Google Analytics to learn more about your users and the success of your site.

Technology Can Help You Get a Foothold

Similar to utilizing digital marketing for your new business, you can use technology even further to your advantage. Depending on your business, you can opt to sell products solely online without the need for a brick-and-mortar location. If your business is service-based, you can also get away with only offering services online.

As seen with the Covid-19 pandemic, many businesses have found similar levels of success when operations turned towards remote work. Professional meetings can be had over online meeting platforms. Business deals can be made just as easy, if not even quicker, through online interactions.

All in all, utilizing technology can save you money and still get you the clients you need.

Focus on Your First 100 Customers

As an entrepreneur, you likely have dreams and plans to become widespread. You want to have as many customers as possible in as many locations as possible. However, before you can reach such heights, you have to start small.

In a crisis, when people are more hesitant to spend money, let alone on new businesses, you may find it challenging to build your base. Thus, you need to focus on a small group of people. It’s better to provide services to 100 people and get great feedback than do so with 1,000 people but have average feedback.

You should focus on your products, services, and customer service otherwise your business will never be able to take off in a crisis. Here are some sales commission structures examples that can help improve your business.

The Bottom Line

Starting a business is always an uphill battle, and the tasks become even more difficult during a crisis. However, there is also a great upside to starting a business in such times. To improve your chances of success, you need to get your funding sorted right away, choose a relevant idea, utilize digital marketing, take advantage of technology, and focus on your first 100 customers.

Why Real Estate Market Is The Most Popular For Investing

Real estate investments are often a great way to secure old age. Here are the top reasons why you should invest in it

7 Reasons You Should Invest In Real Estate Market in 2021

Many successful people choose to invest in real estate as their primary source of wealth. Celebrities like Kylie Jenner, Tom Ford, David and Victoria Beckham and many others have invested in real estate.

Here, we present you with 7 main reasons why you should think about investing in real estate. But before diving into it, let’s discuss some numbers.

Real Estate Market Analysis

Real estate trends can vary from season to season and from one area to another. According to Millionacres, property prices rose by 11% during 2020. In general, the prices rise because there are high demand and low supply on the market.

Price, in its turn, doesn’t always influence the affordability of the property as we saw property-buying power going up by 21% in 2020. This can be explained by inflation, higher incomes, and interest rates on the market. So make sure you are looking for new properties in the best states to invest in real estate.

Major organizations like CBRE predict that there will be a substantial shift in the real estate industry by 2030. Within the next decade, AI systems will make it much easier to analyze the market and calculate a successful investment.

As the global population increase, land and space will become more valuable. According to CBRE research, the multifamily housing sector will soar from $7 trillion to $27 trillion by 2030. This means that if you start investing right now, you will get a chance to quadruple your invested money.

Well enough of that chit-chat, here are the reasons you should make real estate your go-to investment.

The Safest Investments You Can Make

Unlike in the popular game “Rock, paper, scissors”, in the real estate business – rock always beats paper. In other words, money under inflation can lose its value, but buildings, on the other hand, usually immune to inflation, making them a great thing to purchase.

Material things like property will always be relevant since Earth’s population is steadily going up and so is people’s need for housing. That is why you can be sure that your property won’t lose its value as more buildings appear on the horizon, unlike real money which can get devalued when more money is being printed. If you want to save your value – invest in the property.

If you are not convinced yet, then continue reading because it’s just the tip of the iceberg.

Better Control

Property is a tangible asset that you can leverage to capitalize on various revenue streams while experiencing capital appreciation. Because of that, real estate gives you more control of your investments. You can always increase the value of your property through direct efforts and investments as well. The world is your oyster when it comes to real estate management.  

Different Ways of Investing

There are different ways to invest in property. Real Estate Investment Groups (REIGs) areone of the most popular ways is investing in real estate. REIGs work by purchasing and building accommodation and allowing investors to enter the group by buying their apartments. As an investor, you free yourself from any management and maintenance work by giving the group a percentage of the monthly rent. This is especially convenient for those who don’t have time for managing their property themselves.

The second option is Real Estate Syndications. Real estate syndication involves a bunch of investors collectively buying a real estate asset. The members of the real estate syndication search for a deal, arranges financing processes, and manages the investment. Passive investors gather the capital in exchange for equity in real estate.

Other ways to invest in real estate include:

·       Real Estate Crowdfunding

·       Real Estate Investment Trusts

·       House Flipping

Less Market Fluctuations

In contrast to the stock market or any other markets, the property market does not tend to fluctuate that often. Investment values will not increase or decrease in a short time. This means that to get the most return for your investment, you should make long-term investment plans.

You can always find lucrative real estate investments no matter what the market is doing. But it can be quite challenging to finding a decent bargain when it comes to a sellers’ market. That is why you should pay attention to profit margins.

You Will Pay Fewer Taxes

Governments support real-estate investors and taxation is not an exception. Property investors tend to pay fewer taxes than any other citizen. It is because investors help to increase the value of developing land by providing housing for the masses. Here are some of the advantages you can get upon becoming a property investor:

·   mortgage interest tax deductions

·   depreciation deduction

·   maintenance, cost of repairs, and upkeep

·   cost of services (legal consultation & rental property management)

·   utilities

·   property tax deductions

·   travel costs associated with the property

Regardless of the country you live in, you will be stunned at how many privileges are given to real-estate investors.

You Can Earn Passive Income

Having an apartment in Downtown Dubai to rent out can single-handedly provide you enough income to live for the rest of your life. People want to live in the center of the cities and there will always be need for luxury real estate. That is why people are ready to pay the high rental fees because the idea of wasting up to 2 hours on everyday commutes from the edge of the city is more intimidating.

Competitive Returns

Competitive returns on property investments hinge on a wide range of factors such as location, management, and asset class. However, most of the investors set their sights on beating the average annual return of 11%. For example, last year, the AAR amounted to 18% which means that on average investors have managed to increase their returns. Due to the increasing need for housing, we expect this pattern to follow in the upcoming years.

Conclusion

Investing in property is always the right decision. However, the reality is that it can be quite challenging to build capital off properties without having a reliable partner in your corner. That is exactly why companies like Matropolitan.realestate exist. First-class specialists at Matropolitan are always ready to consult you on premium real estate investments. Whether you want to start slow or go big, Metropolitan has all kinds of properties for you to invest in.

Asot Michael’s COVID Fight Pushed By Antigua and Barbuda Vaccine Drive

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In a passionate speech, MP of Antigua and Barbuda, Asot Michael, fought an effort to repeal emergency legislation enabling the government to impose social distancing measures, such as curfews. Even though, as Michael pointed out at the time, Antigua was fortunate to have received many vaccines, he emphasized the importance of continued vigilance.

Today, Antigua and Barbuda is well underway in building on that initial momentum of vaccination, buttressed by the government’s continued vigilance.

Asot Michael Buying Time for Vaccination

As countries throughout the world have learned, the margin for error in the fight against COVID-19 is vanishingly small. Fortunately for the people of Antigua and Barbuda, Asot Michael and most of his fellow MPs had learned this lesson well by the time the last emergency resolution was set to expire. They voted to pass a new resolution to enable the social distancing measures which allowed the vaccination drive to have its effect.

At the time Michael gave his speech in early March, positive cases in Antigua and Barbuda had increased seven times since the beginning of the year and deaths had risen to 28. Since then, when the 7-day average of new cases peaked at 28 per day, it has come down to a more manageable average of one new case per day.

What might have happened had these restrictions not stayed in place is anyone’s guess. However, had the resolution expired on March 31st as it was set to, social distancing measures would have been unenforceable in the month of April, when the seven-day average of new cases in India skyrocketed from around 60,000 per day to over 350,000 per day.

Cautious Optimism for Antigua and Barbuda’s Recovery

In a prescient speech to Antigua and Barbuda Parliament regarding the 2021 budget earlier this year, Asot Michael cautioned against what he considered to be overly optimistic projections. He explained: “The 2021 budget statement looks to the future with confidence undisturbed by the reality of growth restrictions imposed on the global economy by the coronavirus pandemic.”

He followed this by explaining this overconfidence was the only reservation he held. He noted that he supported the overall strategy which included building economic resilience through sustainable growth in construction, tourism, and agriculture.

Unfortunately, the headwinds that Michael warned about did indeed come to fruition. During the spike of COVID-19 cases in the month of February and through March, the United States increased its threat assessment level of Antigua and Barbuda from Level Two to Level Four. This meant, essentially, that the U.S. Center for Disease Control recommended against travel to Antigua and Barbuda. For Antigua and Barbuda, which relies on the United States as one of its largest suppliers of tourists, this presented a significant headwind.

That headwind was made even worse when the United Kingdom, another of the largest sources of tourists, recommended against travel to Antigua and Barbuda.

The good news, however, is that the United Kingdom, United States, and Antigua are all on a fast track to have a significant portion of their population vaccinated. Taken together, each country’s vaccination drives will help raise the tide of tourism that the citizens and residents of Antigua and Barbuda rely so heavily on for economic opportunities.

The Current State of Antigua and Barbuda’s Vaccination Drive

As Asot Michael mentioned, Antigua and Barbuda was very fortunate to have received the vaccines it did. The good news is that fortune has not run out. On May 12th, Antigua and Barbuda’s Ministry of Health, Wellness, and Environment announced the official rollout of the second dose administration of the COVID-19 vaccination.

In a televised event, Chief Medical Officer, Dr. Rhonda Sealy Thomas, St. John’s Medical Center Director, Dr. Albert Duncan, and Principal Nursing Officer Sister Margaret Smith, along with healthcare workers, began the second dose administration process on May 12th.

After healthcare workers are vaccinated with their second dose, members of parliament, including Asot Michael, will receive their second dose.

As the administration of the second dose ramps up, public health officials are asking the public to pay close attention to the dates on their vaccination cards. These dates indicate when and where citizens and residents must return to receive their second dose.

Public health officials say that for two-dose vaccines, such as the AstraZeneca vaccine, it’s important to avoid the temptation to skip the second dose. They say that completing both doses provides the best protection against COVID-19. This is both because the second dose enables recipients to be protected for longer and because it offers better protection against variant strains of the virus.

Asot Michael’s Fight Against Vaccine Hesitancy

The primary challenge Antigua and Barbuda, Asot Michael, and his fellow government officials face now is to educate and encourage the public to get vaccinated. While there have been 31,647 first vaccine doses and 1,598-second doses administered as of May 12th, Prime Minister Gaston Browne’s set a goal for 70 percent of the population to be fully vaccinated. On his weekend radio program, Browne said: “Well I want to say definitively to the people of Antigua and Barbuda that we do not have the luxury of not getting vaccinated and if we do not get the herd immunity perhaps in the next 60 to 90 days there is going to be weeping and gnashing of teeth in this country,”

To reach Browne’s goal, around 70,000 of Antigua and Barbuda’s population of roughly 100,000 must be fully vaccinated. Browne’s rough deadline of 60 to 90 days to reach herd immunity puts pressure on citizens, government officials, and healthcare workers to fully administer roughly 30,000-second doses plus another 40,000 first and second doses. Once that’s done, or even before, it’s likely that countries like the United States and the United Kingdom will lift travel restrictions and allow Antigua and Barbuda’s tourism to help the rest of the economy recover.

Providing for the Health of Antigua and Barbuda

In his speech to Parliament earlier this year, Asot Michael said:

“Our work in the governance of this country must always be in sync with the transformational agenda of the nation Sir Vere Cornwall Bird that empowered our people with better health, better education, better income, land, house… and overall — a better quality of life.”

As vaccination ramps up and light peeks out from the end of the tunnel, Antigua and Barbuda’s government is doing what it can in the fight against Covid19 to ensure it stays true to Michael’s words by providing vaccines and encouraging residents to vaccinate themselves to empower their neighbors with better health, education, income, and overall, a better quality of life.

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