Home Blog Page 738

How to save money on your summer wardrobe

0

Shopping out of season, using the one in, one out rule and counting to three before buying are just some of the best hacks when saving money on your wardrobe.

 

The penny-pinching gurus at PromotionalCodes.org.uk have taken a look at the best ways you can have a stylish yet practical wardrobe for a fraction of the cost.

 

They recommend sticking to the basics and not conforming to the trends, as well as hitting the charity shops and online auctions.

 

The tips also encourage keeping track of major sales from your favourite stores, not being afraid to DIY and hitting up your student friends for discount codes.

 

A spokesperson from PromotionalCodes.org.uk said: “Spending money on your wardrobe can come at a cost.

 

“Whilst it’s always important to look and feel your best, investing too much money on clothes can be fatal to your bank balance.

 

“These easy tips will not only save you money on new clothes, but they will also help you to organise your wardrobe so you don’t spend money on things you don’t need.”

 

These are the top tips on how to save money on your wardrobe:

 

  1. Don’t conform to the trends

As fashion is forever changing, sometimes it’s best to stick to the basics. You’ll often find yourself only wearing trendy clothes a few times anyway. Buying plain items of clothing can often be best, and layering items like vests are also useful when transitioning your wardrobe from summer to winter.

 

  1. Shop out of season

Buying summer clothes in spring and winter clothes in autumn may seem like a good idea, but actually, this is when you’ll be paying more. If you know you need a new coat, buy it in the summer sale, as this will allow you to get one much cheaper than usual.

 

  1. Store all of your clothes in sections

Keeping all of your clothes in sections in your drawers/wardrobes can actually help you save money. By putting all your t-shirts in one section and your trousers in another section etc. you can see how many items you have of each. This will allow you to keep track of something you might need vs. something that you have too much of.

 

  1. Hit charity shops

If you’re determined to get a bargain, charity shops are the best place to look. You may not find hidden gems all of the time, but if you look regularly enough you will no doubt spot a gem. Whilst charity shopping is great, it’s important to not get carried away. Only buy things you need or that you know you’ll wear.

 

  1. Use online auctions

Using sites and apps that let you buy things from other users are great. If you’ve wanted an item of clothing you can’t find anywhere, simply search for it and someone is bound to be selling it.

 

Be careful when using these sites though. Only buy from well-rated sellers and only pay for items through the app, as then you’ll be covered by buyer’s protection in case anything goes wrong.

 

  1. Keep track of major sales

If you love shopping keep track of when your favourite stores have their annual sales. For most stores, there are usually two big seasonal sales a year and two mid-season sales.

 

  1. Don’t be afraid to DIY

Some people forget the beauty of DIY. Instead of buying new things every season, why not customise things you already own? This could be putting studs on your jacket collar, adding a tassel hem to an old skirt or even bejewelling a forgotten t-shirt.

 

  1. Count to three before you buy

If you’re thinking about impulse buying something, make yourself a list of three reasons as to why you’re buying it – and it can’t be because you simply ‘want it’. Then, come up with at least three other items in your wardrobe that you can wear the new item with or think of three upcoming occasions when you can wear it. If you’re struggling to think of these then it’s probably best you don’t buy the item.

 

  1. One in, one out

Buy too many clothes? Use this simple rule: For every new piece of clothing you buy, you have to give one to charity or sell something on an online auction. If you’re struggling to find something to get rid of, think about if you’ve worn it in the past year. If the answer is no then you’re probably holding onto it for no reason, so give it away.

 

  1. Student discount

Did you know that most large retailers offer students around 10% off? If you know somebody that’s a student, ask politely for him or her to give you a code. Check your emails as well, as sometimes retailers will be offering 20%-30% off for students on special days – a perfect chance to grab a bargain.

 

ENDS

Top Start-Up Cities 2017

0

Starting up a business is a daunting process. You may have a great business idea, but with many countries across the world suffering from a poor economy at the moment, it takes more than a good idea to ensure your business is a success. These days you also need to be clever about the city you choose to launch your business in if you want it to be a success. Here are just some of the best cities to launch a business in 2017:

  1. Chiang Mai

By Takeaway (Own work) [GFDL (http://www.gnu.org/copyleft/fdl.html), via Wikimedia Commons
One of the biggest reasons a person goes into business is to avoid that awful morning commute. Especially when it’s to a job that you don’t love. Which was exactly the case for internet entrepreneur Rob Cubbon, who moved to Chiang Mai to start his own business attracted by the beautiful country. But the view isn’t the only great thing about Thailand, Chiang Mai has one of the lowest costs of living making it the perfect destination for online entrepreneurs. If you plan to start an online business, consider a city like Chiang Mai. Along with the low costs, the city has a thriving community of tech entrepreneurs who will be happy to help you with your business.

  1. Gibraltar

By Ayala (Own work) [CC BY-SA 3.0 (http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Commons
Gibraltar might be more known for its sandy beaches and gorgeous Mediterranean weather, but Gibraltar is also fast becoming one of the best cities in Europe for a start-up community. One reason for this is that while other countries struggled during the bad financial climate, Gibraltar actually saw its economy grow by 35% cementing it as one of the most stable cities in Europe. Gibraltar is home to many different businesses including Party Poker, Bland Group and Gibtelecom.

  1. London
Skyscrapers in City of London, London, UK.

Although London has an incredibly high cost of living in comparison with the rest of the UK, there is no denying that the British capital has many plus points for a start-up business. London is known for its diverse community that is incredibly open to new businesses. It also has a great support system with numerous networking events and many industry fairs and conferences hosted here annually. Some of the most successful businesses in London include BP, Aviva and Vodafone.

  1. Dubai

If you’re looking to start your business overseas, Dubai is a great choice due to its love of foreign investment. This means it has much more flexible rules when it comes to starting a business in the city. If you are looking to start your business in Dubai you should opt for the local partner option where a local businessman or company will hold a 51% stake.

Although this may feel off-putting, those businesses that do choose the partner are the most likely to succeed and, if you choose the best partner available, they can actually supply you with a lot of help and advice. For export or manufacturing companies there are various regions in Dubai where you’ll be granted exemptions from import and export duties as well as various taxes. Companies in Dubai include Estee Lauder and DHL.

Premium Bonds Prize Will be Reduced from May 2017

Premium bonds have been around since as early as 1956 and millions of people all over the UK have some money tied up in the investment bonds, but the prize rates for those who win are reducing.

Premium bonds are the UK’s most popular form of savings product and instead of a traditional account which pays regular, guaranteed interest; people who have purchased premium bonds have their money entered into a monthly draw and are in with the chances of receiving bonuses on their investment.

However, as of May 2017, National Savings & Investment (NS&I) are reducing the total prize fund rate from 1.25% to 1.1% and as a result, the number of people who win the higher rates are set to dwindle.

The total number of winners who receive the maximum £1,000,000 return will stay the same, although the number of prizes that are £25,000 or less in value are set to fall each month.

£25 is the lowest figure that can be won through a premium bond prize and there is expected to be 5,020 less winners when the changes come into play. The odds of winning will remain at 30,000 to 1.

According to Steve Owen, acting chief at NS&I, they have “taken the time to absorb the impact of reduction and subsequent changes across the savings market.

The new rates reflect current market conditions and allow us to continue to strike a balance between the needs of our savers, taxpayers and the stability of the broader financial services sector.”

It is reported that the reductions come as a result of the Base Rate reduction from the Bank of England from 0.5% to 0.25%.

While it is still worthwhile in investing your money in premium bonds, the reduction in prizes will no doubt be off-putting for some bond holders.

Top Tips for Better Conference Speaking

0

Whether you’re presenting for the first time or you’ve been doing it for years, there’s always room to improve and refine your conference speaking. If you’re going to improve and present in a more effective way you need to look at your performance before, during and after the presentation. Here are our top tips for better conference speaking.

Before the presentation

  • Know your audience – knowing your audience can really give you the upper hand as you come to plan and write your presentation. Find out who usually attends the conference that you are speaking at. For example, if your presentation is on technology, but you’re presenting to an audience that are not very tech-savvy, you may need to qualify and explain concepts in further detail. Alternatively, if those you’re presenting to work in the same industry as you, it might be a bad idea to be too basic as it may come across as patronising.
  • Engage on social media – it’s really worth getting your audience interested in your subject matter before you present. One of the best ways to do this is to get involved on social media and offer previews of the way that you are approaching the topic. This will mean attendees will get a better idea of the kind of talk you’re going to be giving. You may even find that discussing your topic on social media opens up different ideas and discussion points that you can incorporate into your talk.
  • Practice – this won’t come as a surprise: the more you practice, the better your presentation will be. Once you’ve got your presentation written up you can begin practicing. Start in front of the mirror and then gradually build up your audience, starting with one person you trust to give you good feedback and then eventually in front of colleagues. Not only will you be more confident during the presentation itself, those listening to you practice will be able to provide constructive criticism with which sections need work.
  • Make your slideshow easy to understand – try to ensure your slideshow is easy for your audience to understand. Don’t cram it full of text – it won’t be worth it as they won’t be able to read it. You want a small about of text with the main points as well as some images to highlight the details.

During the presentation

  • Smile and make eye contact – an obvious one, but it’s worth doing. Building rapport with your audience is not only good for them – it’s good for you too. Speaking directly to people takes you out of the mind-set that you’re talking to a large group and allows you to focus on individuals.
  • Grab your audience’s attention early – the opening section of your presentation is the most important part to get right. This is the time where you need to grab your listeners’ attention and win them over for the rest of the talk. If you lose them in this opening section it will be impossible to get them back as they will have missed out on the ground work.
  • Tell a story – people like listening to stories – your audience will engage more with your presentation if it has a beginning, middle and end. It gives them a reason to stay with the presentation and focus their attention.
  • Be interactive – one common problem with presentations is that speaker will simply to do too much speaking. It can be a much better idea to get the audience involved and allow for interaction. There are plenty of ways to do this: from quick polls using an audience response system (ARS) to traditional methods like a show of hands.

After the presentation

  • Have a Q&A session – leave time at the end of your talk to have a question-and-answer session with the audience. This is your opportunity to expand on any points and offer clarity to anyone who found certain aspects of the talk confusing. Sometimes the Q&A session can be the most interesting part as it allows you to use specific examples to make your point. This can allow it last longer in the memory of your audience.
  • Make a transcript available – you should always make a transcript of your presentation available online. This allows anyone who is interested in what you were talking about to go back get more information. Also if there was anyone who didn’t get the chance to see the presentation themselves but were interested in the subject, they can read through.

 

Why you need an Asbestos Management Plan

0

Asbestos has been around for thousands of years, and given that its widespread use in the building construction industry in Britain was only prohibited in 1999, there’s still a lot of it about. Dakota Murphey has taken inspiration from commercial chartered building surveyors Bradly-Mason LLP to let you know exactly why you need an Asbestos Management Plan. This naturally occurring mineral was once hailed for its versatility. It has tensile strength, is heat resistant, and has incredible insulating properties.

 

Asbestos through the ages

 

Woven into fabric and mixed with cement, asbestos has been used for many years in home and office construction as pipe lagging, ceiling tiles made from Asbestos Insulating Board (AIB), AIB partition walls, gutters and downpipes, roofing, loose-fill insulation and even fire-proof vests.

 

The Egyptian pharaohs were embalmed with clothing that was woven with asbestos fibres, and the Greeks used it in the lamp wicks of the eternal flames. Tablecloths and napkins used by the early Romans were made with asbestos – they even tossed them into the fire to be cleaned! – and it’s also been found in everyday pottery, dating as far back as the Stone Age.

 

Asbestos mining increased dramatically during the Industrial Revolution of the late 1800s, as the demand for asbestos products grew. Shipbuilders and the railways started using large quantities of asbestos to insulate steam engines and to fire-proof sea-going vessels. Soon, the automobile industry started using it in car clutches, brakes and other friction products.

 

Most houses and flats built before 1980 used asbestos in their construction. It was commonly used in furnaces, floor tiles, plumbing, fireplaces and window caulking, and if any asbestos was scraped or damaged, the deadly fibres would become airborne, leaving everyone at risk.

 

The health dangers of asbestos

 

The problem with many homes and buildings is that there are often no buildings plans available, so no one knows exactly where or whether asbestos has been used extensively. Most likely it would be in floors, ceilings, walls, and insulation, which is not necessarily a problem because asbestos is only dangerous when the fibres are released into the air – for example, if a wall containing asbestos is drilled into, the fibres become airborne.

 

According to the most recent figures, asbestos is responsible for over 5,000 deaths every year. If asbestos fibres are inhaled, they can cause a number of deadly diseases that may only become evident years after exposure, and include

 

  • Mesothelioma and other types of lung cancer that are nearly always fatal
  • Asbestosis – scarring of the lungs that can be fatal
  • Diffuse pleural thickening – thickening the membrane around the lungs that can lead to breathlessness

 

Today, it’s vital that companies understand their responsibilities with regard to the legal and health issues of asbestos. We know that asbestos has been used extensively in many buildings, but the problem is its fibres are microscopic and cannot be seen by the naked eye.

 

That said, it is crucial that the removal of asbestos is dealt with properly and carefully. In some cases, it’s actually better to leave the asbestos undisturbed, but with warnings.

 

Asbestos Management Plan

 

An Asbestos Management Plan should contain details on how asbestos should be handled and treated (if found) and should also outline the key responsibilities and roles of people within the organisation, clearly defining who should do what and when.

 

In addition, the Plan should describe where any asbestos is likely to be found and in what type of materials. In some cases, the action needed could be as simple as ‘leave undisturbed’. If this is the case, then safety signs should be erected stating that the material should not, under any circumstances, be disturbed.

 

The duties and obligations of a business owner and staff must also be outlined and should include the following points:

 

  • Materials that may contain asbestos should be located, where possible, and their condition checked. If asbestos is exposed to constant movement which may cause asbestos fibres to become airborne, then urgent action must be taken. If the material has not been disturbed and is solid and in good condition, then a warning may be all that’s necessary.
  • The location of potentially hazardous asbestos materials should be recorded – if any of these are moved around, then the tracking of their location is required.
  • If your businesses premises were built before 1999, then more than likely they’ll contain some asbestos (it’s best to assume they do). The business owner should ensure that anyone who could be a risk is aware of the location and condition of all potentially dangerous materials.

 

Because of the serious health concerns and a growing movement away from asbestos products, finding safe, suitable alternatives has become paramount. Today, there are now a handful of these and they include thermoset plastic flour, polyurethane foam, flour fillers, amorphous silica fabric, and cellulose fibre.

 

Leave it to the experts

 

If you suspect there may be asbestos in your building, your first port of call should be the HSE website section on asbestos here.

 

If asbestos is present, your Asbestos Management Plan should have sufficient information so that an expert asbestos removal company can verify your findings and get to work on its safe removal.

How to Prevent Solar Panel Theft

0

Solar panels are expensive pieces of equipment that can catch the eye of opportunist thieves. Thankfully, solar panel theft is relatively rare but that doesn’t mean that you need to need to take precautions and be sure that your panels aren’t at risk of being taken. Often you’ll only need to make a few small changes to your property to have the peace of mind that your solar panels are secure. Here, Dakota Murphey, independent content writer for gives you six top tips to help you minimise the risk of your solar panels being stolen. Check out this solar company in San Diego.

Insure your panels

The first – and arguably most important – step to take is to ensure that your panels are insured. You might assume that your standard home contents insurance covers the new panels that you have had installed, but this is not necessarily the case. At the very least you will need to inform your insurance company that you have had the panels installed and they can then be added to your insurance – it may not affect the premiums you pay. In some cases it may be necessary for you to take out a separate policy to make sure that they are insured. Of course this will not stop the actual theft of the panels themselves, but it can ensure that you are protected in the event of them being stolen.

Take a note of serial numbers

This is another piece of advice that will not prevent the panels from being stolen in the first place, but can make it much easier for you once the theft has occurred. You should make sure that you have a note of the serial numbers of your panels so that if they were to be stolen you could make it much easier for police to track them down and locate the thieves. Once again, this can give you peace of mind to feel that your panels cannot be stolen with no recourse for action.

Understand your warranty

Some guides and companies recommend that you use an anti-theft screw that can be locked with a unique key. Only that key can unlock the screw which makes it much harder to remove the panels. In theory this is a very good idea. But the problem is that you would have to screw into the frame of the panel. In the case of many manufacturers, doing so would invalidate the warranty, so in trying to keep your panels secure you can end up losing the warranty cover. Given that the risk of solar panel theft is relatively low, it’s probably not worth it as there are better ways to protect your panels.

Make access harder

Think about general issues surrounding home security as these are the most relevant to ensuring that your solar panels stay safe. For example, installing higher fences or putting locks on garden gates can go a long way to make your panels simply harder to access. For many thieves this is enough of a deterrent to move on from your property and leave the solar panels alone. It should also go without saying that you shouldn’t leave any ladders around which thieves could use to easily access the panels.

Install movement detecting lights

One very valuable piece of technology in defending your solar panels against theft is the motion-detecting light. These lights are triggered by movement so that you can see if anyone is attempting to gain access to your property. This acts as the perfect deterrent as most thieves will run if they think there is a chance that they might be seen. Something as simple as a motion detecting light will keep your panels safe even if you’re not at home.

Fit an alarm

Finally, as a last line of defence, it is worth installing an alarm to sound if someone attempts to remove your solar panels. For those thieves who were undeterred by the motion sensing light, this can be enough to get them to abandon their plans.

The Challenges of Internationalising A Start Up

0

Any recently established company has the opportunity to expand globally, if they play their cards right. However, it has to be done properly or you could hurt your chances of being successful. Here are some of the main challenges of expanding globally, and how to overcome them.

Cultural differences

The biggest problem the company may come across is that of cultural differences. You can fail for not taking into account an issue that wouldn’t affect you in your home country but is a big deal in your target market. Ensure you do your research before you expand, and make sure you’re not relying on outdated or stereotypical information.

Expanding for the wrong reason

Expanding your business just because you can is a bad reason to try and do so. So is expanding because there’s little market growth in the country you’re looking at. There needs to be a good reason to try and expand, and a good chance of success. Do your research before you even think about expanding.

Expanding too late

This is understandable, to a degree. You want to be secure in your own business at home before you even think about taking risks abroad. However, leave it too late and you may have missed your chance. The best way to stop this happening is to have a globalization strategy in place right from the start. The more prepared you are, the easier the process will be.

Trying to go it alone

You may have built your business from the ground up on your own, but there are some things you just can’t do alone. If you want to go global, you’re going to need to hire an expert. This is money well spent, as you’ll avoid the pitfalls others have to find.

Risky ventures

Every successful company should analyze the risks it may have in the future and trying to overcome them. Internationalizing your business in the country where already huge companies established their business is a huge risk itself. You have to manage every possible risk you may take.

Tips to make the process smoother

– Research the market: It is the first thing which company has to do before making a decision to expand its business. Learning the target audience, analyzing investments, macroeconomic factors, competitors, risks and making a business plan is necessary for every business company. Also, analyzing how much advertising campaign will cost for your business, SEO consultation and other business costs in the foreign company is crucial.

– Hire foreign language writers for content and advertising: If you’re expanding overseas, you’re going to need content and advertising in the language of the countries you’re expanding into. To do this well, you’re not able to use your advertising campaign for the target audience from the different culture. Companies can hire good advertising agency and a copywriter who can create that content, press releases, make video and image advertising and do it well.

– Keep up on the content marketing scene: No matter what language you’re marketing in, you need to know what’s happening in content marketing, and what the trends are. If you want to improve your skills, try to read some information and check the competitors of your niche in particular country. It’ll help you with the basics, as well as some of the more advanced skills you’ll need.

– Adapt your website and associated text: You’ll need to adapt all the text and design on your current website, for any country you’re hoping to expand to. That means you’ll have to translate it or adapt it to fit their cultures or ideals.

Now you know the challenges, you have the tools in place to deal with them. Get your name out there and expand your business!

Brenda Berg is a professional with over 15 years experience in business management, marketing and entrepreneurship. Consultant and tutor for college students and entrepreneurs at oxessays.com/custom-essay. Self-motivated results driven individual who is encouraged to travel and share gained experience.

 

How to retain the best talent

0

Recruiting employees is just the beginning when it comes to building a quality workforce. For the long term health of your business, it is crucial that employers consider how to retain the key members of the team. STL give a roundup of their 8 top tips on how to avoid losing meaningful staff and keep the assets of the team.

  1. Nurture an employee’s talent and invest in enhancing their current skillset.

Training is arguably the greatest investment that an employer can make in order to show their staff that they are valued within the business. Boosting morale and increasing performance levels, it is proven that workplaces that encourage the development of staff hold a lower employee turnover. Demotivation is a common reason why untrained employees choose to leave a business, often moving on to enhance their skills and stay up to date with the latest happenings of their chosen industry.

  1. Recognise and Reward

It may seem like a no brainer, but employees appreciate being recognised and rewarded for good performances and key achievements. A simple ‘thank you’ can make a world of difference to an employee who may feel that they are not valued.

Unsurprisingly, pay rises can play an instrumental role in retaining staff. A simple bonus scheme that is easily understandable can really work to motivate staff and give a reason for them to strive to meet targets.

  1. Ensure that employees know exactly what their role entails

Employees often hold a wide range of responsibilities, and they can be unsure of the tasks that they have to perform on a daily basis. It is crucial that employees are aware of exactly what is expected of them. If they are unsure of their role within the business it can be impossible for them to perform to the set standard. This will have a major effect on morale and demotivate a team, causing them to seek another position.

  1. Listen up!

Employees often stay within a company for years if they feel that their voice is being heard. Providing a setting and atmosphere where people feel comfortable enough to voice their opinions, positive or negative, not only makes them feel valued but gives the employer the opportunity to continually improve.

  1. Promote from within

Giving employees a clear path to career progression ensures that they see a future within your business and stay loyal. From an employer’s perspective, it is also a cost effective approach and holds the benefit of not having to train a person that has been appointed externally.

  1. Ask Questions

It is common practice to conduct exit interviews however, it is also important to gain insight into why long standing employees have chosen to stay within the businesses. Asking questions such as, ‘what are your non negotiables?’, ‘what would you alter?’ and ‘why have you chosen to stay’? can give you a really good idea of what you need to do more of and even your USPs as an employer.

  1. Create a work/life balance

It is great that employees are committed and willing to work that little bit extra. However, burn out can cause an incredible amount of stress and even cause employees to underperform in the long run. Whilst it may not be practicable for employees to work from home on a regular basis, it may be worth offering those that tend to voluntarily work longer hours’ flexi-time, giving them the opportunity to catch up on their personal errands and attend work in the best frame of mind.

  1. Share the Vision

People like to know that they are making a difference to their team and are considered an asset. Sharing your company’s overall vision and objectives gives the opportunity for them to see exactly where they fit in and the difference that they are making.

How Hollywood Could Be a Part of Your Financial Future

0

Many people spend a lot of time thinking about how they could turn their savings into money that will go to work for them and come back with interest. You can play the markets, invest in property, or just try to live very frugally in the hope that what you do without now will make the future more comfortable. These traditional methods are tried and tested if you follow sound financial advice and keep it safe, but they hardly get the pulse racing. So what if there was another more exciting way to see your money grow?

 

There is, and the answer could lie in the Hollywood hills. The UK film industry is one route that investors can try to tap into in order to reach the bright lights of big returns. This is an industry which weathered the recession of 2008-9 by gaining 3.5% and it continues to generate big returns today. And the global numbers are absolutely monstrous with filmed entertainment revenue predicted to reach $104.6bn by 2019. There is clearly a lot of money out there and smart investors could get in on the action.

 

How it Works

 

The first thing to understand is that this an investment opportunity that will take a while for your initial outlay to bear any fruit. The production of a film can take around 5 years so you’ll have to be patient and this is definitely not the route to take if you are looking for a quick return on your investment.

 

One slightly faster option may be to invest in a television series. The production process is generally faster and with a new wave of excellent TV shows from all over the world going on to have success in many different markets, this option could also be profitable

 

In both cases the minimum threshold for investment will be around £10,000.

 

Advantages and Disadvantages of Investing in Film/TV Production

 

The biggest potential advantage is that you are going to make a lot of money if you invest in a production that goes on to have a lot of success. This is particularly true if you opt for an independent production where overheads are generally lower. What independent productions will lack, however,  is the marketing budget of bigger productions. The returns may be greater, but so will the potential for failure.

 

Another potential advantage is that your film may not necessarily need to be a box office hit to make money. DVD sales, television rights, and merchandise tie-ins are all a potential source of income from the film.

 

Another big advantage is that investors benefit from a number of tax breaks on their investment. For example, they can claim 30% tax relief and pay no capital gains tax on any profits.

 

For those who like to see their names up in lights, an advantage that will stoke your ego is that you could well see your name as part of the credits and you may even get to go to the premiere to see this for the first time.

 

Disadvantages are the slow return on investment as already mentioned. The very real possibility that your film might not be a box office smash. Not to mention the scenario where the film never gets released at all.

 

Is this Really an Accessible Market?

 

Investing in film or TV production is an avenue that investors are taking more and more thanks to the various brokers and programs available.

 

“It’s not as complicated as you would think” said Charlie Wood of Warrior Film Promotions – one of the UK’s leading Motion Picture Investment Brokers. “We work with leading film and production studios to raise funds in a similar way to a mutual fund. We pool smaller investments from a range of investors, to essentially create an investment fund that the studios can use to finance their projects.”

 

 

As with all investments, there is undoubtedly an element of risk in film production, but this has definitely got to be one of the most intriguing ways to go about building up a nice little nest egg.

Beware of this Council Tax Refund Email Scam

0

With the digital age being susceptible to many scams, it can be difficult to know which emails that you receive are genuine.

There has recently been a new string of scam emails that are being circulated and if you fall victim to it, it could lead to you losing your life savings.

The scam comes as hackers are attempting to find smarter ways to trick people out of their money. They’re posing as HMRC and encouraging people to fill in their financial details online after saying that they’re eligible for a council tax refund. However, the email isn’t sent by an official HMRC email address and in most cases, the people aren’t eligible for refunds.

Victims are told that they’ve been entered into the wrong tax bracket when paying their contributions and that they’re entitled to a payment of around £7,000. Scammers then retrieve the banking details after the unaware customer is lead to believe that they need to enter their banking information in order to receive the money. In fact, their bank accounts are open to being drained and it could cost them thousands.

The National Fraud Intelligence Bureau (NFIB) are urging customers to check the address in which the emails are sent from claiming to be your local council. This can be done by using this tool on the Government website.

If in doubt about the emails that you receive, this tool is able to highlight the email addresses used by local councils. Remember that HMRC will never send you an email or text in order to issue a tax rebate; you will always receive a letter through the post.

Often, these emails contain links to what you may think is a page on the Government or HMRC website. However, opening these links means that your information could be hacked through unwillingly downloading malicious software and you may be redirected to a replica of the official website.

If you suspect that you have been a victim of fraud, notify your bank immediately in order to block future withdrawals. You should then report the details of the email or fraudulent phone call to phishing@hmrc.gsi.gov.uk in order for them to investigate.

  • bitcoinBitcoin (BTC) $ 94,347.00 0.2%
  • ethereumEthereum (ETH) $ 3,255.16 0.61%
  • xrpXRP (XRP) $ 2.51 4.18%
  • tetherTether (USDT) $ 0.999409 0.01%
  • bnbBNB (BNB) $ 691.74 0.66%
  • solanaSolana (SOL) $ 187.18 0.02%
  • usd-coinUSDC (USDC) $ 0.999801 0.02%
  • cardanoCardano (ADA) $ 0.991814 5.6%
  • staked-etherLido Staked Ether (STETH) $ 3,254.09 0.6%
  • tronTRON (TRX) $ 0.237953 1.97%
  • avalanche-2Avalanche (AVAX) $ 36.84 0.55%
  • the-open-networkToncoin (TON) $ 5.40 0.64%