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Cairn Reveal Scotland is the Most Popular Destination for Staycation Searches

Sam Allcock
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Cairn Reveal Scotland is the Most Popular Destination for Staycation Searches

San Sebastian and Seville might be off the cards this summer, but Scotland is certainly not, and it appears Brits are ready to make the journey to the Land of the Brave in search of a much-needed break.

Fears of quarantine on arrival to the destination, or on return to the UK, accompanied by warnings from the government that you shouldn’t be travelling abroad unnecessarily thanks to Covid-19 risks, have meant staycation searches on Google have skyrocketed.

Scotland, however, has trumped alternative destinations when it comes to growth in search trends year on year, having grown 532% on 2019.

Of course, the Scottish First Minister, Nicola Sturgeon has somewhat of a different agenda to that of UK Prime Minister Boris Johnson when it comes to restrictions – however, it’s certainly worthwhile taking a look at what is making the nation such a desired location!

NC500

Intrepid travellers trek for thousand of miles just to indulge in a decent road trip. From the Great Ocean Road in Australia to the Alcan Highway in Canada, the world is awash with a number of breathtaking roads, but you don’t even need to leave the UK to be able to embrace something so spectacular.

The North Coast 500 is a route that starts and ends in the UK’s most northerly city, Inverness. Covering 516-miles, you’ll pass a number of distilleries, John O’Groats, and a plethora of utterly stunning scenery on your way. Few trips on the planet offer up as much of a variety as the NC500 does.

The only thing we’d recommend, however, and this goes for much of your trip to Scotland, is to remember wellies and a raincoat — it wouldn’t be unfair to suggest that the weather is unpredictable!

Whether you’re a golfer, a history-boff, or a self-proclaimed foodie, we’re confident that you’ll love it!

From bag pipes to club nights

While the Highlands can be ticked off with a trip on the NC500, the cities further south and closer to the English border and Irish Sea crossing offer a wide variety of alternatives.

Glasgow, the largest city in Scotland is home to a vibrant nightlife and a diverse shopping street often likened to the ‘Style Mile’. Visit King Tut’s Wah Wah Hut to gain a better understanding as to why this Scottish city is a NESCO City Of Music.

Edinburgh, the capital, on the other hand is unlike any other place you’ll visit in the world. The main shopping districts of George Street and Princes Street sit in the shadow of the dominating castle, which, perched on a hill, above the city, is an architectural masterpiece. Mary King’s Close offers visitors one of the most fascinating stories — a city beneath the city, that remains intact!

Stirling, Scotland’s lesser known city, meanwhile played host to the Battle of Bannockburn and houses the Wallace Monument, making it an area steeped in Scottish history. Furthermore, if you are looking to visit either of the other two major cities, setting up camp in a Stirling Hotel couldn’t be more appropriate, given its midway location.

Something for everyone

Whether you’re heading off on a couple’s retreat or you’re taking the family away for a fun-filled holiday, you’ll not be left wanting more in the way of activities when you visit Scotland.

Many visitors with time on their hands will attempt to bag at least one of the Munros, of which there are 282 off. Alternatively, if you’re not feeling up to climbing a 3,000+ feet mountain, there are plenty of other options, including Arthur’s Seat in the capital, which offers those who ascend an uninterrupted view of the city.

While the Cairngorms mountain range allows for skiing in winter, you’ll be able to seize the opportunity to embark on mountain biking trails or water sports during the warmer months – perfect for keeping the kids entertained.

Although Edinburgh houses one of the world’s most impressive zoos, which is certainly worth a visit if you’re in the vicinity, there are a number of wildlife parks and aquariums dotted across the country, including the Highland Widllife Park in Kincraig, Camperdown Park in Dundee, and Calderglen Country Park in East Kilbride.

With so much on offer, it should come as no surprise that Scotland is up there as one of the most sought-after destinations for a staycation. While we’re confident that you’ll be raring to go, getting your bags packed and heading for the border, it is advised to check with Scotland’s social distancing rules prior to travelling!

What is environmentally conscious building?

Sam Allcock
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What is environmentally conscious building?

Over the course of the last twenty years or so, there have been several methods used to make construction greener and more sustainable. For example, the use of solar panels and the integration of eco-friendly, biodegradable materials into building design have been tried and tested.

Within the construction industry, advances continue to happen as people look in closer detail at how buildings are created.

Environmentally conscious building, also known as sustainable construction, is an innovative idea that introduces more environmentally, socially and economically aware construction methods – and today NBS, the global integrated platform provider, are going to delve deeper into just what ‘environmentally conscious building’ is and what it can help achieve.

Why do construction methods need to improve?

As an industry, construction has a significant impact on the natural environment, economy, and society. As the industry grows, and materials become more limited and costly, traditional methods need to be adapted to keep them fit for purpose. Three critical areas of concern are energy, waste and CO2 production.

Globally, construction consumes almost 40% of total worldwide energy production, produces 30-40% of all solid wastes and between 35-40% of CO2. By using environmentally conscious building methods such solar technology, the industry can use new technologies and make the end design and structure far more sustainable.

In the UK, the construction industry is using sustainable construction techniques to help meet their target of reducing CO2 emissions by 50%, with 50% faster delivery and 33% lower costs from initial construction all the way through the life span of an erected building.

Techniques that are environmentally friendly

One of the main design techniques being adopted throughout the construction industry across the world is green building. Green roofs are often an aesthetic choice as well as a sustainable one, with the appearance of plants and flowers raising the building’s appeal to investors, workers, residents and visitors.

A good example of green vegetation-based roofing is the ACROS Fukuoka Prefectural International Hall.  Greenery is placed on the slanted side of the building to enhance its beauty. An additional benefit is the way in which the building blends with its environmental surroundings while still using as much of the site as possible – improving the building’s long-term economic sustainability in the process.

Another environmentally friendly technique being explored involves building methods that enables skilled workers to create structures offsite and then transport them to the site location. Offsite construction typically takes less time, and less raw material may be needed to complete a project.

An example of this is Sunderland’s Northern Spire Bridge, where the majority of the concrete deck components were precast offsite. The decision was a positive step-change to casting the concrete parts onsite, which can often result in noise and mess, whilst requiring more workers and creating more waste in terms of time and materials.

Researchers are also looking into how they can adapt current materials to make them more sustainable. Universities tend to carry out this research, with Cambridge’s exploration of self-healing concrete a perfect example.

Project lifecycle

When looking at how to develop and use environmentally conscious techniques, many aspects hinge on whether they will be successful throughout the building’s lifecycle. This includes planning, design and construction through to building operation and maintenance – including refurbishment and even potential demolition.

numerous factors can impact a building when looking at an asset’s operational stage – and who will use it and how. For instance, building users produce moisture, therefore, systems must be put into place to ensure efficient moisture removal.

The more organic material used in a building the more ventilation is needed, and this can lead to building financing issues. Therefore, a balance must be struck to ensure that guidelines are followed.

What happens after the building has served its purpose also needs to be considered. In the past, this stage of the lifecycle has often been overlooked, creating unanticipated difficulties during demolition.

Future of environmentally conscious building

As the construction industry has become more aware of the vital role it plays in wider society, sustainable approaches to construction have become more frequently used. These include walls that self-regulate indoor temperatures and buildings made from living trees such as the Citicape House in London, which incorporates the largest living wall in Europe.

 In future, environmentally conscious methods such as the ones mentioned in this article could lead to a new and improved built environment. The possibilities are endless and could improve construction efficiency as well as provide economic gains and improvements to physical health.

Countryside Staycation Escapes: Your Northern Bucket List

Sam Allcock
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Countryside Staycation Escapes: Your Northern Bucket List

As the UK continues to live through difficult times, many of us have relied on trips away from home to escape reality for a while. Although our plans to soak up the sun somewhere abroad this year may be off the cards, this opens up the opportunity for us to explore the stunning British countryside.

With this said, where better to admire the views the UK has to offer than in the north of England? Home to rural hotspots including national parks, lakes, reservoirs, castles, and even gardens, the North is the ideal place to escape the hustle and bustle of everyday life.

From long hikes to cosy cafes out in the wilderness, we discuss the best Northern locations to visit. We also look at the activities you and the family can engage in.

The beauty of the lake district

It’s a well-known fact the Lake District is a hotspot for those that love long treks up challenging mountain faces and bike rides through the forests . So much so, recent data finds that searches for ‘Lake District holidays’ draws in an average of 8100 searches per month.

For those that are eager to explore the beauty that this district holds, it’s important to know the most popular places to visit. According to recent search data, ‘Helvellyn’ is the most searched for attraction, accounting for an average of 27,100 monthly searches. Situated between the natural waters of Ullswater, Thirlmere, and Grasmere, Helvellyn is a 950-metre tall mountain that is ideal for expeditious walking enthusiasts. Absorb the stunning views of the Lake District and get your heart pumping on the trek of a lifetime.

For those that prefer a less physically demanding trek in the countryside, Lake Windemere is the second most favoured activity to try in the Lakes District. It accounts for an average of 22,200 monthly searches. Renowned for being the longest body of water in England stretching a staggering 10.5 miles, it is surrounded by mountains, forest regions, and parklands. If you are looking for a way to give the walking boots a rest for a day, jump in a boat trip journey across the lake. Or, take part in a water sports experience. You could also indulge in the history behind Wray Castle that is located on the western shore of this stunning lake.

If you want to test the waters of your hiking ability before attempting one of the larger mountains in the Lakes, take a trek up Catbells first. This short, yet steep climb appears to be the third most popular activity to indulge in, accounting for an average of 12,100 searches per month.  

The wonders of Northumberland

Situated in the North East of England, this historic county is rich with picturesque landscapes and forests. With ‘Northumberland holidays’ accounting for 1,000 average searches per month, this is the ideal rural getaway.

As for activities, Alnwick Castle appears to be the main attraction that draws visitors to this stunning county. Rich with history and medievalism, Alnwick Castle accounts for an average of 49,500 searches per month. It is more recently famous for being the partial filming place for the iconic movie series Harry Potter.  If you too are a wizarding world devotee, take a trip to Alnwick Castle and discover where the magic began. 

Stop overnight in an Alnwick accommodation and make a pitstop at Alnwick Garden whilst you’re in the area. Accounting for an average monthly search of 18,100, this garden complex is bursting with wildlife. It has picturesque views and relaxing walks through the wilderness.

With 8,100 searches per month, the Farne Islands are ideal for keen adventurers that enjoy boat trips to the rugged Northumberland Coastline. Setting sale in Seahouses, enjoy a variety of boat trips. From sunset cruises, to diving experiences, the Farne Islands have an activity suited for everyone’s interests.

The history of Yorkshire

Located in the southern regions of Northern England, Yorkshire is bursting with history. The area welcomes thousands of tourists every year. ‘Yorkshire holidays’ is, unsurprisingly, searched an average of 1,000 times per month.

If you’re wondering what others have done during their visit here, ‘Yorkshire Wildlife Park’ has the highest number of average searches at 90,500.  Since its opening in 2009, this park is home to over 70 different species of animals. The park is considered to be a dynamic centre of conservation and welfare.

Located eight miles outside the charming town of Harrogate, the mystery that is ‘Brimham rocks’ appears to be of high interest to visitors. The term is searched an average of 22,200 times per month. With a history spanning over 340 million years, these rocks are a geological gold mine for those interested in all things historic. This site is a result of the collision of two continental plates many centuries ago.

Alive with history and striving in antiquity, the ‘National Railway Museum’ is a highly sought-after tourist destination too. The museum clocks an average monthly search of 12,100. Dedicated to educating its visitors about the engineering fascination of railways, this museum hosts an admirable collection of engineering brilliance and innovation.

Country Durham’s days out 

Home to the mighty High Force waterfall and picturesque city centre, County Durham is full of activities for people of all ages. Other than the abundance of woodland treks and adventures to enthral on, take a break from walking and visit Beamish Museum. Accounting for an average of 22,200 monthly searches, Beamish Museum reflects what it was like to live in North East England during the 1820s and 1950s.

For more history-fuelled adventure, Durham Cathedral boasts almost a millennium of pilgrimage, worship, and history since 1093. Accounting for an average of 14,800 searches per month, this cathedral consists of more than just a tranquil place to sit and absorb the beauty of its remarkable structure.  

As for other structures that lure a medieval aura, Raby Castle appears to be another popularly searched destination, averaging at 9,900 searches per month. Dating as far back as the 14th century, the Raby estate features not only the manor house that the Viking King himself, Canute II the great, built himself, but also the Neville family who built a castle that still stands today.

When it comes to staycation holidays away, the North of England is the perfect place to switch the phone off and get the walking boots on, as you discover the natural beauties this splendid, rural region has to offer.

Sources

All the Walking Routes up Helvellyn

https://englishlakes.co.uk/lake-district-attractions/lake-windermere/

https://www.nationaltrust.org.uk/brimham-rocks/features/geology-and-history-of-brimham-rocks

https://www.railwaymuseum.org.uk/about-us

Which Dog Breeds Are Best to Walk Together?

Claire James
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Which Dog Breeds Are Best to Walk Together?

“WALKIES!” The sound dogs across the nation love to hear. Dogs desperately need their daily walks whether that is done by the owner or a professional dog walker. However, do you know which ones are best to walk together? There are many different factors you need to consider including size, temperament, and personality. Whether you just walk your dogs for fun or do it as a profession, we will discuss which dogs are best to walk together.

Matching breeds together

Here we have created a table showing the which of the most popular breeds according to Rover.com are best to pair together based on their size, behaviours, personalities, and strength.

Breed Name Pairs Best With
Mixed Breeds The breeds they are mixed with
Jack Russell Terrier West Highland White Terriers, Bichon Frise, Yorkshire Terriers, Pug, Chihuahua, Dachshund, Shih Tzu
French Bulldog Golden Retriever, German Shepard, Labrador, Staffordshire Bull Terriers
Cocker Spaniel Cockapoo, Springer Spaniel, Cavalier King Charles Spaniel
Beagle Border Collie

Small dogs

Small dogs such as the Jack Russell Terrier and the breeds it is matched with all go together due to their size. It’s an obvious choice to walk breeds with shorter legs together. Dogs with shorter legs are not going to need as long a walk as dogs with longer legs. If you do this, you risk tiring and potentially harming the smaller dogs.

Another reason to walk breeds such as Shih Tzus and Pugs together is because of their small snouts means they have a smaller breathing capacity and can’t go on very long walks.

A concern with smaller dogs being around especially larger ones is not just the size difference being a problem but, as Pawversity, the pet information site says, “Having a small ‘prey-like’ pup around could trigger a larger dog’s predatory drift instinct, putting the little dog at risk.”

Generally though, having the smaller dogs together means that they will be able to play and socialise more easily with dogs of their own size without you having to constantly worry one may be accidentally hurt by another dog.

Working dogs

The Beagle is a gun dog and therefore needs to be kept stimulated, as do Border Collies, which are known as sheep herding dogs. Therefore, they are best paired together. When taking them on walks, being able to keep them stimulated by the places you take them or keeping them distracted with toys would be the best for them.

Strong dogs

You might be confused as to why the French Bulldog is paired with dogs of a much bigger size. This is because of their strength. Even though Bulldogs are smaller dogs, because they are strong, they do not do well with dogs of a similar size that are active. As such, pair this small dog with a larger dog with a calmer temperament, such as a Labrador or Golden Retriever. It is still wise to supervise them in case the larger dog mistakenly harms the small dog.

Breeds together

With both the mixed breeds and Cocker Spaniels, they have been paired with the same breeds since they socialise well with other dogs, so they will be okay with their own breed. Due to being the same breeds, they are all a similar size and therefore will need similar walks in terms of length and terrain.  

Dog advice website the Dog Clinic says that, “All dogs need exercise but how much varies depending on the individual. The breed is a major factor.”

With cross breeds, because the breeds are alike, they are going to be a similar size and have the same type of personality. This means it will be easier for these breeds to socialise and play together without the risk of them hurting or getting angry with each other due to the differences in their stature and personalities.

Other breeds

Most breeds will be ok together personality-wise and will usually follow the lead of their human; if the human likes the dog then so will they. But according to Sprucepets, there are a few aggressive breeds that might not get along with other dogs, such as the Kerry Blue Terrier and the American Pit Bull.

Another thing you may not have thought of is dogs may also get affected by the humans around them. Herding dogs may want to chase bicyclists and joggers, so keeping those breeds together and maybe changing their walking route to avoid people on bikes and joggers as much as you can will make life a lot easier for you and keep the dogs a lot calmer. This also goes for Sighthounds who may feel the urge to chase too, so keep them away from the rabbits and squirrels in the park.

Overall, the best way to keep you and your pups safe if you dog-walk as a profession is by getting a type of insurance for dog walkers. Insurance will cover you if anything goes wrong when looking after a group of dogs to keep peace of mind for you and the dogs’ owners. By choosing the right breeds to stay together, your dogs should be safe and happy with their other doggo companions.

Adopting Rescue Dogs Could Save Hundreds of Lives

Claire James
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Adopting Rescue Dogs Could Save Hundreds of Lives

There have been plenty of difficult and emotional times over the last twelve months. The effects of COVID-19 are affecting everyone in some way and to some extent. One of the saddest revelations from lockdown was Dog’s Trust reporting a significant increase in people giving up their rescue dogs when lockdown restrictions were originally eased in August and owners realised they couldn’t fully commit to their dog, whether it was dealing with their allergies and needing hypoallergenic dog food, their unique behaviours, or needing socialisation.

Naturally, demand for puppies surged during lockdown, with ‘buy a puppy’ searches increasing 311 per cent according to Google search data from February, before lockdown to May, which saw the highest searches of 18,100 average searches.

The dog rehoming and rescue charity, who each year care for approximately 16,000 dogs nationwide, predicted last month that there could be 40,000 more stray or abandoned dogs who are in need of love and care. This is especially likely in the event that the UK’s economy worsens. For example, the financial crash of 2008 saw a 25.6 per cent increase in abandoned dogs the following year.

With restrictions tightening up again, it’s important we assess our needs properly. Here, we’ll explore the benefits of adopting a rescue dog—mutual benefits for both you and your furry four-legged friend.

Saving precious lives

Firstly, and most importantly, a key benefit is that when you rescue a dog from the shelter, you’re essentially saving its life. Depending on the animal shelter, some dogs may sadly be put to sleep if they aren’t rehomed after a period of time. If you are interested in getting a dog, rescuing one gives it another chance at a happy and fulfilling life. Although you could argue that the same could be said for puppies, there was actually a puppy shortage in lockdown. It is far more likely that puppies will be bought by interested potential owners.

You won’t be supporting puppy mills

We’re not saying that it’s unethical to buy puppies—after all, pups need homes too. But when buying puppies, you should do your own research to find out if you’d be indirectly supporting puppy farms. Dogs are kept in abhorrent conditions on puppy farms and puppy mills.

According to PETA, puppy mills are large-scale dog breeding factories that are overcrowded, dirty, and uncomfortable. These poor dogs don’t have access to adequate veterinary care, food, water, exercise, mental stimulation, and socialisation. Female dogs are constantly giving birth until they are unable to reproduce, when they are then put down. Profit is the sole aim, not the welfare of the dogs.

When you rescue a dog, this will be from an animal charity who put profit back into helping other dogs who don’t have a home. You won’t be lining the pockets of puppy mill owners and contributing to the increasing demand.

Get the breed you want

Got your heart set on a German Shepherd or a Hungarian Vizsla? Don’t worry about desperately searching rescue centres across the nation for your dream breed. There are breed specific rescue centres that can suit your circumstances. For additional information, check out these guides to the best breeds for city living and family life.

You can also look online to see what breeds are available at different Dog’s Trust rehoming centres. You can find out about their personality, what their needs are, what sort of home they’d need, and how much experience you’d need to accommodate their quirks.

You can skip the puppy days

Puppies are awesome—there is no two ways about it. But, depending on your situation, their energy and the amount of training and attention that needs to rear them into responsible young dog adults can be demanding. With older dogs, you’ll have a better idea of their temperament and can pick one to suit you and how your days are scheduled. For example, you’ll know if they should be in homes with other dogs or should be kept alone. These are characteristics you’ll be aware of and can jump straight into growing your relationship with each other.

You’ll have a friend for life

Now, we’re sure you’re no stranger to dog rescue videos on social media, and if you are, get searching on YouTube for the most wholesome content. Rescue dogs show visible differences and improvements in both their appearance and personalities after being adopted.

Rescuing a four-legged companion will gain you a friend for life—any strong bond between humans and dogs starts with quality time together. Change their lives and they’ll be your sidekick.

Improved mental health

A particularly important consideration given the current situation and restrictions tightening up again is the benefits on our mental health. But this goes for our new companions too, of course.

According to research, engaging with and stroking animals has significant effects on our moods, with animal-assisted therapy interventions used to help humans. Oxytocin, dubbed ‘the love hormone’ is released after stroking an animal, often released when people bond socially. The stronger the bond between human and dog, the more oxycontin is released.

You should only consider adopting a rescue dog if you’re serious about welcoming a dog into your life and family. Dogs are for life, not just for lockdown.

How POS systems have helped businesses cope with COVID

Claire James
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How POS systems have helped businesses cope with COVID

The recent pandemic has meant that many companies have had to radically reevaluate how they operate and Point of Sale (POS) systems have helped many businesses cope with COVID.

In this article, we’re looking at some of the ways that POS systems have provided more options for business owners who need to refine or even pivot their businesses in response.

POS systems – not just for retailers

Probably the first point we should cover is that POS systems, although traditionally thought of as a retail-only option, are actually useful for many different types of businesses.

Modern systems are so versatile that they can be used in traditional bricks and mortar stores, cafes, travel agents, online shops and many other types of business.

This points the way to the key feature that is so important for any business during a time of crisis – flexibility.

The pandemic has shown that businesses need to remain flexible and look at new ways of doing things because uncertainty is now a feature of everyday life and research has shown that POS systems help retailers develop that digital agility.

Having a POS system that can be used with different sales channels, selling different goods or services and across a single or multiple locations means that the company has options which is after all what they need.

The second point that is worth bearing in mind is that POS systems aren’t just for the big boys.

Back in the day having a bespoke POS that would sit on the cash registers in stores was really only an option available to wealthy retailers but now, with the huge increase in the number of systems around and the subsequent reduction in price, they are accessible for all.

So let’s look at some of the ways that POS systems have helped companies cope with COVID.

Understanding and insight

We’ve already seen that uncertainty is a feature of modern life and one of the ways that a good POS can help is by removing some of that uncertainty.

Businesses need to be as lean as possible and so gaining an insight into what lines are selling, which are sticking and what customers are searching for is essential.

A great POS will have excellent reporting functions that will tell managers at a glance where their profit is being made and where they need to shed underperforming SKUs.

Having access to real-time sales information enables business owners to develop insight into the way that business is evolving and informs their strategic decision making.

For example, some locations may have been extremely profitable during good times but now may be suffering. Is it better to remain open or close for the duration? With a great POS, the information is available to aid the decision.

Coping with less staff

Covid has meant that many companies have had to furlough staff or even make redundancies and whilst the business has less people, it still needs to carry on working.

Often cited as one of the biggest benefits of the POS revolution is that these systems can automate many of the processes and operations that were formerly done by employees.

Any good POS system will make up orders for suppliers based on sales and some will also alter stockholding minimums where they see formerly popular lines reducing or slower movers becoming stars, thus removing the need to use people to manage inventory.

Adding new sales channels

One of the most impressive sights of the pandemic has been seeing companies completely redesign the way that they interact with customers.

The flexibility and adaptability that businesses show during a crisis is truly impressive.

A good POS system will be flexible enough to allow a bricks and mortar retailer to easily switch to online trading, or a sit-in cafe begin to do order delivery and takeaways.

Whilst the system itself may still hold all the same products or services within its database, the business owner can simply add on channels, delivery options and payment gateways to make the whole purchase to fulfilment process a completely seamless one.

Contactless sales

Scientists tell us that it is safer to reduce contact as much as possible and to stop using cash for payments.

For businesses that were face to face and dealt mainly in cash, this caused a major problem however it is an issue that a POS can help with.

The order process can be conducted online or by using touchscreens away from staff meaning that human contact is lessened as far as possible.

Payment can also be taken using an integrated gateway that allows the customer to use their credit card or mobile device.

Selling when the business is closed

For many businesses the option of remaining open is taken completely out of their hands.

If they are located in malls or if the government locks down their area then the doors remain shut.

Using a POS system to hold stock together with its attributes such as a description, price and delivery cost means that this can be easily integrated with trading platforms like Amazon or eBay or even the seller’s own online store.

This means that whatever is happening with their locations, businesses can still serve their customers.

Running special promotions

As we have already seen, access to information is one of the best features of POS and knowing what customers buy and what they buy it with is incredibly helpful.

Some customers may value special promotions at particular times and a POS can be used to collect information about customer behaviour that allows us to offer different products at an appropriate point.

For example, if we know that in the past customers who buy cheese also buy crackers, then we can make sure as soon as a customer places cheese in their shopping cart we offer them a selection of our premium crackers.

This is a simple example but it can be extended to any company, any product or service. Put simply, POS gives businesses information to supercharge their marketing.

With an expectation that more Christmas shopping than ever is going to be done online it makes sense that retailers ensure they are able to capitalise on event marketing.

Preparing for the ‘retail spring’

What we have seen where businesses have exited lockdown is that there is a pent up demand that results in a mini-boom once restrictions are lifted.

This so-called ‘retail spring’ is the point where switched-on business can use their POS systems to ensure that they are fully prepared to capitalise.

Having the right level of stockholding, exciting and valuable re-opening offers and being able to take payments and carry out deliveries easily all feature heavily.

Some areas also require businesses to retain a log of visiting customers for ‘track and trace’ in the event of a local flare-up and POS can also help with this.

POS; adding in the flexibility that companies need

Adaptability is essential for businesses that are trying to weather the storm of COVID.

The availability of information, extra channels and assisting with contactless selling that POS brings have all helped companies to cope with COVID.

In the future POS will help companies to ensure that they can capitalise on the retail spring and remain flexible should anything like the COVID outbreak ever happen again.

A Brief Guide to Student Loans

Sam Allcock
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A Brief Guide to Student Loans

Students apply for financing when they are preparing to attend college. They have access to different loans such as private or government-backed loans. Each of these options helps the individual pay for tuition, supplies, and housing. For each loan, the individual must provide documentation that shows their income for the last year, and the lender reviews their credit scores. Some loans may have stipulations and restrictions for how the funds are used. Reviewing all student loans shows the students their options and the benefits of each choice.

What Type of Students Do You Need?

The student should consider how much they need to pay for college when choosing for their education. If they need to pay for several years of college, the student may need a federal student loan, and they will need to start by applying for the loan. They can choose a private or government lender to access financial aid funds. If they want to use financial aid to get a loan, the student must complete a form through the federal website. If they want to learn more about private lenders who offer private and government loans, the applicant can visit King of Kash for details about different loans.

The Difference between Private and Government Loans

Private student loans are available through any lender, and the applicants can apply through any lender to receive the private loans. With the government loans, the applicant must complete forms through a government-based program. When applying for a private loan, the individual presents details about their income, and their credit scores are reviewed by the lender.

When applying for a government student loan, the individual must complete an application through the federal student aid website. The program requires a copy of the student’s federal tax return from the previous year. This helps the program director define if the applicant qualifies for a federal student loan and if they can access a grant to pay for college. The student can decide what federal loan program they use, and they can choose their lender.

Do Grants Affect Their Ability to Get a Grant?

No, students with low incomes are likely to qualify for a grant to cover a portion of their college tuition and expenses. If they receive a grant, it won’t present them with any issues when applying for a student loan. The great aspect of getting approved for the grant is the student isn’t required to pay the grant back to the government. They are required to pay back the loans they borrow to pay for their college education. The borrower can review all their lending options before they accept any private or government loan.

Restrictions for Student Loans

When receiving a student loan, the individual is restricted in how they use the funds. Typically, the lender sends the funds to the financial aid department of the college or university the individual is attending. The financial aid officers deduct the amount required to pay the individual’s tuition, and the student can use the remaining portion to purchase books in the college bookstore. Some lenders restrict how all funds are used, and the student must present them with a receipt for all purchases. Private lenders may not restrict how the individual uses their funds as long as the tuition is paid in full for the quarter or semester.

What are Stipend Checks?

After the financial aid department of the college deducts all college expenses, they issue a check for the remaining balance of the loan. The student receives a stipend check for the remaining balance of the loan. There aren’t any restrictions on how the student uses the stipend check. However, since it is the remaining balance of the current loan, it is added to the overall balance for the individual’s student loans, and they are required to pay back all the funds to their lender.

When Do Students Start Paying Off Their Loans?

With student loans, the borrower repays the loans after they graduate from college. The standard grace period is six months, and the individual must pay the payments according to the schedule set up by their lender. When taking out a private loan, the lender provides a payment schedule that shows how much the student pays each month. With federal student loans, the lender sets up preliminary payment plans, and the students have choices according to how long they pay off the loans.

How Much Do Students Pay Each Month?

How much the student pays each month for their student loans depends on how much they borrow. The average cost for a four-year college is $100,000. Most lenders divide the payment schedule for a 8 to 10 year repayment plan. However, the borrower can make payment arrangements with their lender.

What Happens If They Have Problems Repaying Their Loans?

With federal student loans, the borrower has several options if they are facing financial difficulties. They could get an economic hardship or forbearance if they cannot make their payments. With an economic hardship, the individual must present the lender with a current tax return or evidence of their income. For the forbearance, they are just requesting a hold on their payments for a specific duration until they are able to make the payments. Each of these options prevents the borrower from defaulting on their student loans and facing a lien on their tax refunds.

Student loans are available through private and government lenders. The loans provide funds to pay for college tuition and supplies such as textbooks. Some students use the funds to pay for housing at the dorms. Some lenders restrict how the money is used and require receipts, showing that the student used the loan amount for tuition and school-related items. With private loans, the individual doesn’t have assistance from the federal government, and lender laws related to consumer loans apply. With a federal student loan, the borrower has access to help when they cannot make their loan payments. Reviewing the differences between the loan programs helps students decide what loans are best for their financial needs.

Furniture At Work Introduces Top Tips for Desk Organisation

Claire James
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Furniture At Work Introduces Top Tips for Desk Organisation

The desk is the natural hub of almost any workspace, acting as a central control area for everything productive. With many of us working from home rather than a traditional office space in 2020 as part of the response to the coronavirus pandemic, desks and offices have altered and we have more control than ever before over how we set up our own workspace.

Organisation is key to establishing a work area which inspires creativity, productivity and everything else required to get the job done. Furniture At Work offers a comprehensive catalogue of desks ideal for creating the perfect home office, whether that happens to be an entire room or a corner in another room in homes where space is at a premium.

A work area that is properly set out and organised can boost efficiency and make the working day go a little easier. Increased productivity while working from home could even make the working day shorter, leaving more time for leisure activities.

Decluttering

Having visible clutter around can cloud the mind, make it difficult to find essential documents or other items, and generally reduce productivity below optimum levels. When creating the ideal home office space, the first thing to do is get rid of anything that is non-essential. Even if the workspace is just a desk, chair and small surrounding area, freeing this area from clutter can help make the workday go more smoothly. Getting rid of rubbish and unnecessary bits and pieces before starting can help people feel more motivated once they actually sit down to begin work.

A Place for Everything

Once all the non-essentials have gone, the next stage is to ensure that all essential items have a proper home. Investing in some clever storage can help make even the smallest workspace feel more professional. Stylish storage solutions could include wall-hanging shelves for files, stacking boxes, under-desk filing cabinets, desk tidies for items such as paper clips and pens, and pinboards for fastening to-do lists and other important papers to – in sight but out of the way of the work zone. Sorting wires using cable ties can also help to promote the feeling of a tidy workspace, which should result in a tidier mind.

Labelling

Implementing a clear labelling system from day one helps to ensure that nothing gets lost or forgotten about, even on busy days where tidiness might take a back seat. Drawer dividers, file dividers, post-it notes, sticky labels, and other ways of delineating what goes where and what belongs with what can all help to avoid wasting time searching for that all-important document or essential accessory at a crucial point in the business day.

Everything to Hand

A well-organised desk space will have everything the user commonly needs within arms’ reach. This includes the computer, mouse and keyboard, pens and paper, telephone, and any other accessories or items that are regularly used throughout the working day. Items that are used less regularly can be stored in clearly labelled boxes somewhere else in the room if necessary.

Regular Breaks

While not technically part of desk organisation, taking regular breaks is a fantastic way to boost productivity. Working from home requires more self-motivation than working in an office where the boss is constantly checking up. While it might seem like a good idea to work solidly for eight hours or more a day, it is actually more efficient to take regular short breaks and return to the work station refreshed and ready to see things with new eyes. Regular screen breaks can help with eye health and getting up from the chair and moving around frequently can help prevent back pain, which can be an issue no matter how well-designed that chair is.

The importance of business networking by Neil Debenham

ABC Staff
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The importance of business networking by Neil Debenham

f you own a small business, you may have heard mixed reviews about networking and certain groups that encourage it. But networking can be a great way to promote your business. 

Networking can allow you to find new opportunities for work in lines you may not have previously considered. You can build your existing customer base and find potential business partners or staff.

If you’re running a business from home, it’s also a great excuse to get out of the house and meet some people instead of staring at the same four walls. After all, peers can help you solve problems or attract the attention you may need.

Here are a few reasons why you should give business networking a go, from Neil Debenham, a Corporate Consultant, who grew a kitchen worktop business to a six-figure turnover within a few years.

Business leads

The most popular reason to network? To generate business leads.

Using the contacts you make when you meet people opens lots of doors for business opportunities. Networking is a great way to make this happen.

Make people take notice by introducing yourself at meetings, making a spoken contribution in raising an issue or solving a problem. You can use this opportunity to meet new people and get to know them – and get rid of a few business cards!

At an event make notes and get as many business cards as you can. Make sure you stay connected with those you have met and email while they are fresh in your mind. Store numbers in your phone for when you need them!

Identify best practices

A very valuable strategy in business is to learn from what others do and how to use it in your own company. Networking is a great way to do this.

By connecting with other people, you can build relationships, exchange ideas and learn ways to stay visible. See what others are doing well and apply it to your business.

Brand visibility

There’s no better way to get your brand noticed and the more events you attend, the more well-known your business becomes.

And of course, from contacts come referrals.

If you attend networking meetings regularly you begin to be seen as reliable and trustworthy, which are great things when you’re running a new business. 

Get connected 

So, this isn’t the same as getting leads. 

Neil Debenham, says: “You may spend half an hour talking to someone and then realise at the end of that they’re completely unfit for supplying you with work and you think, damn, I’ve absolutely wasted my time. No, you haven’t… because that person many know eight people who are a perfect fit and can provide you with projects galore. No time invested in networking is wasted.”

Communicate

Approaching networking events as a great chance to talk about yourself is fine. It is. But remember that it’s also a time to share and people will want to be listened to. Be an active listener and remember to laugh and share similar stories. 

Be inspired

Meeting other business people and talking about business is a great way to learn. Finding out about others in different industries can help you generate new ideas and adapt others’ innovations. It’s important to remember that entrepreneurs share a vision – and that is to succeed in business. They generally therefore are energetic and must think outside the box to gain new customers. 

It’s great to share problems with others as they may have great solutions that you hadn’t thought of. They can also encourage you to keep going when times are hard.

Make mates

Although we focus on business, regularly meeting with the same people can mean you get to meet some friends for life. By sharing your enthusiasm, ideas and problems you’re certain to find like-minded people. Strong friendships teamed with good business alliances make for a good force to build your network, says Neil Debenham.

You can follow Neil Debenham on Instagram , Twitter and Linked In

How to add value to your business by Neil Debenham

ABC Staff
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How to add value to your business by Neil Debenham

If you need to sell your business and want to make it look more appealing to others, you should consider adding value. There are several ways this can be done, resulting in you being able to sell for a higher price than you may have anticipated.

Corporate consultant Neil Debenham, who has bought and sold several companies throughout the UK, has these tips for anyone looking to quickly raise some value.

Consider diversification

If your business is about to change hands, it may be that customers who have been loyal to you since its inception, want to carry on being loyal to you and will go to your new company, if it is similar, or find somewhere else to buy.

If you own a small company and a lot of your takings come from a handful of major customers, losing them could prove detrimental to your business and therefore, not prove acceptable to a potential buyer, as it’s seen as a risk.

Neil Debenham adds: “Before you sign on the dotted line, consider diversification – could you sell more products or services to spread the risk factor? You have to weigh up the costs of this compared to your sale value.”

Boosting profits

This may seem silly as you’re about to sell your company, so why make improvements to profitability now?

Because you can increase the value and therefore sell your business for more money. Before selling your business, reduce those costs you don’t really need – the milk deliveries, the coffee pods and even finding more efficient processes. Are there middle-men that can be removed to save cash?

Even consider moving premises. Can you switch to an office on the rim of the city and save yourself hundreds in ground rent each month? If you’ve locked yourself into a major lease, ask the landlord if you can sublet the space.

Grow, grow, grow!

Every business owner loves an opportunity for growth so the more chance of great profits in the future, the better.

Consider ways you could scape up your business, whether through acquisition or expanding into new locations. It’s a bit like selling a house and offering some building extension plans with it. The potential for new plans will always put you in a stronger position when it comes to sale time.

Offer extras

When it comes to making sure that customer base stays for your sale, you should start adding more than just your products or services. 

Neil Debenham says: “You can add more value by providing expert advice that perhaps, would enable them to use a product or service more easily. Perhaps you could deliver faster? Or offer a free consultation? If you want to deliver real value, provide a level of advice that is more valuable and sophisticated than what your competitors offer.”

Customer service is another one to watch out for as it’s essential if you want to add more value. Even if you have a quality product or service, it’s only the halfway point to encouraging customers to do business. What’s going to make them choose you over another company? The personal touch, that’s what – it means more to customers than you could ever realise.”

Rave reviews

Buyers will ask you what your existing customers think of your business and they will seek out proof by searching your Facebook page, website and twitter feeds – anything they can find to prove how interactive you’ve been. If you don’t engage with your customers and respond positively to feedback, it’s already looking like a sour deal and a good indicator of what they can expect going forward.

You can follow Neil Debenham on Instagram , Twitter and Linked In

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