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When a permissioned blockchain is also a decentralised blockchain by Zurab Ashvil

ABC Staff
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When a permissioned blockchain is also a decentralised blockchain by Zurab Ashvil

Up to now, there
has been a clear division in the blockchain community between those who believe
decentralised blockchain is best and those who prefer permissioned blockchain.

Countless
blockchain networks have already been designed along these strict lines but
none of them is delivering what people really need. As a result, no-one is
seeing the true power of the technology to transform people’s lives.

I have seen the
benefits and pitfalls of both approaches ever since I first really dedicated my
time and effort towards blockchain in 2012. Ultimately though, both approaches
have too many drawbacks to scale at the global level.

What is needed
is a new blockchain consensus operating system, designed from the ground up and
incorporating the benefits of both decentralised and permissioned blockchain,
so the whole of society can benefit from this transformational technology.

Why
decentralised blockchains have failed

Having first
emerged as the power behind Bitcoin’s distributed ledger, decentralised
blockchain has developed into a standalone technology used in various second
generation networks.

The great
benefit of decentralised blockchain is it allows for huge amounts of
unnecessary bureaucracy to be cut from a whole range of economies and markets
as they digitalise. Smart contracts can be used in decentralised applications,
or dApps, to automate processes that intermediaries would charge for or
institutions would control.

It is not hard
to see how this technology could reduce costs across economies. However, where
the evangelists of decentralisation have gone so badly wrong is in upholding
the importance of anonymity above all else. This is such a fundamental error
because it doesn’t reflect human nature or the
societal structures we all recognise. People want to know who they are dealing
with so they can be trusted to operate fairly and honestly.

Of course, there
are also many permissioned blockchains that have been built on the
understanding that decentralised and anonymous networks would not be well received
in certain industries and jurisdictions. The problem with the most established
of these solutions is that they’ve been built by big corporations on
the legacy systems they’ve relied on for years and don’t take advantage of the modern technology available
today.

This is why a
new blockchain consensus operating system designed for the needs of society in
2020 and built from the ground up is so desperately required.

A permissioned blockchain regulated by government

One way to see
why a permissioned and decentralised blockchain is needed and how it will work
is by relating it to the area of Central Bank Digital Currencies (CBDCs).

These new
digital currencies are being considered by governments across the world, with
the People’s Bank of China probably the most
advanced in its planning. A range of leading Western nations are also
interested, with the US Federal Reserve, Bank of England and Bank of France all
investigating their feasibility.

To implement
such a system, you would need fully regulated infrastructure based on
blockchain. Such a system would not be possible on an existing decentralised
blockchain because it would need to be permissioned and regulated.

The L3COS system I have built over the last
six years can power CBDCs. It is a blockchain consensus operating system with a
triple layer consensus mechanism that is regulated by super nodes under the
control of sovereign states. There will be 195 of these super nodes – one for
each of the 195 sovereign states of the UN – when it is fully operational but,
even now with only three super nodes communicating, it is achieving speeds of
1.5m transactions per second.

Therefore, not
only does the system enable the secure exchange of information between governments
via Proof of Government consensus, it can also power a sovereign state’s CBDC that underpins its regulated digital
economy.

Decentralised applications on a regulated blockchain

Within these
regulated digital economies, corporations and organisations at the second layer
can act as pillars of the economy, just as many do today. This would mean that
government super nodes could pass on their authority to these entities via a
delegated Proof of Stake consensus mechanism. In the case of a CBDC, this would
involve commercial banks being delegated the authority to operate the banking
system.

In a wider
context though, all organisations would be able to build smart contracts into
decentralized, regulated applications that provide fast and efficient services
to individuals. In L3COS, this is made possible via a
software development kit (SDK), with all existing ERC-20 and ERC-21 smart
contracts easily transferable from other blockchain networks.

As such,
everything from a corporation’s supply chain, payments, legal,
accounting and HR services could be digitalised for use in a regulated economy,
with KYC, AML and all other compliance processes fully automated.

Regulated digital economies designed for society

At the third layer
of the blockchain consensus operating system, individuals can interact with
governments, corporations and each other in a totally decentralised manner. A
CBDC can be used to transact, enabling individuals to exchange value with other
entities via smart contracts.

Benefits can be
accessed automatically. Taxation can be paid without manual accounting.
Insurance, credit and other financial products can be purchased in an instant.
Travel across jurisdictions becomes quick, easy and enjoyable.

Most importantly
though, people feel empowered to have their voices heard because of efficient
and transparent democratic processes that make protesting, rioting and social
upheaval unnecessary. Their safety and security is also increased by the Proof
of Storage consensus mechanism, which means they never need to share data, and
the enclosed nature of the operating system, which makes hacking impossible.

Permissioned and decentralised blockchain is the future

Blockchain
technology now sits at a major crossroads. The last 11 years have been a story
of great promise and potential but also underachievement. At the heart of this
story has been the divide in the community that has pitted decentralisation and
anonymity against the  underwhelming
permissioned blockchains put forward by legacy technology corporations. 

The battlelines
between decentralised blockchain and permissioned blockchain must be broken if
the potential of the technology is to be realised by the entire world.
Blockchain is changing forever and the future lies in a blockchain consensus
operating system that is permissioned, decentralised and regulated by
governments.

Tips to Save Money on Holiday Accommodation in Portugal

Claire James
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Tips to Save Money on Holiday Accommodation in Portugal

As travel
restrictions around the globe start to ease, many of us are now thinking about
that long overdue change of scene, a good old-fashioned holiday. Portugal, always a popular short-haul destination, is now welcoming
tourists for the summer season and although social distancing measures will be
in place, there will not be a requirement for visitors to undergo a period of
isolation on arrival.  For those lucky enough
to visit the country this summer there is the appealing prospect of fewer
tourists and cheaper rental accommodation. Choosing the right accommodation is
perhaps the most important part of ensuring that you have a great experience.
By spending a little extra time researching your accommodation you’ll save
money and have a much more enjoyable holiday. So, here are a few pointers.

Location

If this is
your first visit to the area you need to be particularly careful about the
location of your accommodation. The accommodation may be appealingly cheap, but
if it’s so far from the beach that it requires you to make a round trip in a
taxi every day, you could well find yourself paying a lot more than if you’d
opted for accommodation in a better location. 
The location descriptions of accommodation can sometimes be misleading
so make sure that you’ve double checked just exactly where the property is
located.

Hotel or Self-Catering
Accommodation?

Think about
the role that your accommodation will play in your holiday experience. A hotel
will give you a wide range of facilities, on your doorstep, but will provide
limited private space. Self-catering accommodation is likely to be cheaper and although
you will have to do more things for yourself, you will enjoy far greater
privacy.  Self-catering accommodation
also gives you the opportunity to buy local produce and prepare meals ‘at
home’, which means that you don’t always have to spend money dining out.

Explore you options
well in advance

The earlier
you book, the better deal you are likely to get. If your travel times are
flexible, look at out of season offers and times at which you might get special
deals on longer stays.   If you are
travelling with children, look out for offers which give special rates for
children.  If you are looking for a
hotel, don’t book directly, going through a third party will usually get you
the best deal and will certainly allow you to cancel more easily. Use comparison websites to get the best deals on hotel accommodation.

Consider going as part
of a group

Going on
holiday with friends can be a wonderful, memorable experience, it can of
course, also turn out to be problematic. One certainty is that if you book a
large villa, as a group, it will save you money.  The trick with holidaying with friends is not
to try and do everything together; give yourselves space to do your own thing,
so that when you do come together, everyone has a good time.

The Impact of COVID-19 on the Business of Forex Brokers

Claire James
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The Impact of COVID-19 on the Business of Forex Brokers

Before the start of the year 2020, you’re probably one of those who wished for the year to be a good one. As you know, it’s been like a tradition for many of us to think about what happened in our lives over the last 12 months. We’re fond of reflecting on what went well and what didn’t. The new year excites us to set resolutions and goals for every aspect of our lives. 

Unfortunately, the year 2020, which also marks a new decade, was met with turmoil when the COVID-19 pandemic struck the entire world. The coronavirus, which was believed to have started in Wuhan, China, caught everyone off guard. No one can’t deny the fact that it has changed our social landscape. Also, it  has threatened, and will continue to do so, not just lives around the world, but also the global economy. 

The economic impact of the COVID-19 pandemic on many countries is so huge that it’s believed to be worse than the 2008 Financial Crisis. During the first few weeks after the coronavirus was upgraded to a pandemic, many major stocks from all over the world suffered huge declines. However, the stock market is starting to regain its previous losses. 

How about the Forex market? What has been the impact of COVID-19 on the world’s largest and most liquid financial market? Are Forex brokers suffering? 

Forex Trading in 2019 vs Q1 of 2020 

Last year was a difficult year for many Forex trading brokers. Because of low market volatility, Forex traders were in doubt to engage in the buying and selling of currencies online. This, in turn, affected the business of brokers globally. Remember, these companies earn money through spread, which is the difference between the bid price and ask price. This said, last year’s low trading activity was bad news for them; low trading volume meant low revenue.

Yet 2020 is an entirely different story. As COVID-19 worsens, and while other financial markets feel the strain of the pandmeic, the Forex market is thriving. It has brought so many movements to the FX market and, without a doubt, Forex companies are reaping the rewards.

Lots of Forex brokers have reported a remarkable rise in trading volumes so far this year. For example, multi-asset Forex broker Saxo Bank reported that in general, brokerages around the globe experienced a surge in trading volume in the month of February. 

The company also clearly benefited from the trend when they reported a Forex trading volume of $143.9 billion month-on-month, rising 25.1 percent compared to the previous month’s $115.0 billion. In fact, it’s the highest trading volume Saxo has experienced since May 2019. As far as daily trading volume is concerned, it reported an increase of 38.5 percent to $7.2 billion. 

Other brokers such as ATFX, ADSS, and eToro have also noticed that the trading activity of their clients has increased during this period.

Forex Traders Are Trading More

The COVID-19 pandemic has greatly impacted the volatility of the Forex market. The strong volatility has opened up more opportunities for Forex traders to trade, leveraging on price swings. Not only currencies, but indices as well as commodities have become more frequently traded on the trading platforms of Forex brokers.

It’s also important to note that in an effort to mitigate the effect of COVID-19, worldwide lockdowns have been implemented. This has resulted in people being confined to their homes. With uncertainty regarding employment, and income generation, many are seeking opportunities in the financial markets, specifically the Forex market. They’ve flocked the websites of brokers to gain more information about currency trading. 

Final Thoughts

There are still winners in the world’s financial markets in these challenging times and this has been proven by some Forex brokers. While the world is still at a standstill, the Forex market is still thriving. Many people, either looking to grow their wealth, or looking for a new way to earn online income, have looked to Forex trading.

The question now is, is Forex volatility here to stay? Will the trend continue in the long-term? We can’t know for sure. No one can totally predict the future. But what we can do now is to take advantage of the current Forex trading situation, and leverage on bigger trading opportunities. 

Don’t be complacent though. While the current Forex market volatility presents huge potential for profits, it’ll be best to stay alert of the market news and trends. Be reminded that the market can be unforgiving, so you have to make sure that you always look after your trading strategies.

Understanding Liquidation

Sam Allcock
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Understanding Liquidation

There are three types
of liquidation. If a business is insolvent it could enter into a Creditors
Voluntary Liquidation or a Compulsory
Liquidation. However, if the business is solvent but circumstances dictate
that it should be wound up, it could enter into a Members
Voluntary Liquidation.

Understanding a creditors voluntary liquidation

The most common form of liquidation, this route is usually
the last resort for a business, as it is insolvent and cannot continue trading.
With the assistance of an Insolvency Practitioner, directors would arrange meetings
with the members and creditors to wind the company up and appoint a Liquidator.
If the company has not already done so, it would now cease to trade. All assets
including any book debts would be realised and proceeds of these would fund the
cost of the Liquidation.

Excess funds would be made available as a dividend to
creditors in the order of priority laid down by statute. If the business has
insufficient assets to cover the associated costs, the Liquidator may require
the directors to personally pay the costs. The level of these would be agreed
between both parties prior to the Liquidator proceeding. Any excess funds would
be available as a dividend to creditors, payable in the order of priority again
laid down by statute.

Understanding a compulsory liquidation

This is a legal process by which a Liquidator is appointed
by order of Court to wind-up a limited company and is usually commenced by a
creditor such as H.M Revenue & Customs. A winding-up-petition must not be ignored,
and it is imperative to seek advice from an Insolvency Practitioner. Bank
accounts would be frozen and a Winding-Up Order would stop the business from
trading as its affairs are investigated by the Official Receiver who would
decide whether to call a meeting of creditors in order to consider the
appointment of a Liquidator. All assets of the company, including book debts,
would be realised and proceeds of these would fund the cost of the Liquidation.

Understanding a members’ voluntary
liquidation

This route provides a greater degree of certainty than a
striking-off and can be a useful tool in re-structuring. The Insolvency
Practitioner will manage the whole procedure and ongoing liability only lasts
until dissolution, compared to several years in a striking-off. This is the
liquidation of a company which is solvent, i.e. asset rich and can take place
for several reasons. The directors would be required to produce a schedule of
assets and liabilities known as a declaration of solvency. This document would
state that all the company’s debts would be paid in full within twelve months
of the date of the liquidation.

In order to pass the resolutions to wind the company up and
appoint a Liquidator the directors would pass resolutions at a board meeting
and the members would attend an Extraordinary General Meeting. At this point
the company would cease trading if it had not already done so. All assets of
the company including book debts would be realised and proceeds of these would
fund firstly the cost of the Liquidation then all creditors would be paid and
finally a dividend would be paid to members. Indeed, an Members Voluntary
Liquidation could enable members to extract their investment from a company in
a co-ordinated manner in order to benefit from effective tax planning. A final
meeting would be summoned by the Liquidator when their duties had been
completed and the business would then be dissolved three months after the final
meeting.

Reviewing your credit facilities

In recent years, businesses have become hooked on easy
credit. Lenders had agreed loans ignoring the basic principles of lending such
as ability to repay, good cash flow or securable assets.

Well, that party is over with a brisk return to far more
conservative principles. It is timely for all businesses to get used to living
in a brand new world of restricted credit.

Let’s start at the very beginning

It is imperative to carefully consider some of the main
purposes for which credit is traditionally sought and to decide which, if any,
are available or even necessary in the future. These could include:

• Stability

• Transition

• Expansion

• Protection

Most business failures are attributed to a breakdown in cash
flow and a common knee-jerk reaction has been to seek additional funding. However,
lack of cash is a symptom rather than a primary cause of financial problems. It
is the cause that needs identifying and quickly rectified.

Future ebbing away

Supporting a failing business artificially by constantly
injecting more and more finance just to keep it afloat, without even addressing
the fundamental symptoms, will almost certainly lead to inevitable collapse.

Too late

Whereas all new government legislation is geared towards
saving businesses, often it is far too late as most of the constructive
procedures become impossible due to often well-meaning but misdirected efforts
to shore up the business. It cannot be stressed strongly enough that business
owners should always seek professional advice from their accountants, solicitors,
or bankers before committing resources. It might even be wise to include a licensed insolvency practitioner
in the line-up if things are proving particularly problematical.

Aggressive collection tactics

One of the more worrying side-effects of the lower
availability of credit, currently being experienced by many businesses, has
been a far more aggressive approach to debt collection. Now it could well be
that the downturn and all its derivative effects could be the trigger to steer
businesses away from many of the misguided approaches to cash crises and
towards better planned and more constructive approach.

Turning pain into gain

It would be a truism to state that we have all become far
too reliant on easy credit over the years. Perhaps if the economic downturn
teaches us anything at all it is that the new world of restricted credit may
cause some pain but we might move on towards a bright new future where
unnecessary business failures become a thing of the past.

Philip Doleman Ideas for building an Eco-friendly Eco-pod

ABC Staff
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Philip Doleman Ideas for building an Eco-friendly Eco-pod

Whenever
the climate goes on changing, it affects the world in different ratios. In the
modern era, people are improving their lifestyle and bringing modification in
their living spaces.

In
this aspect, eco-pods are also playing their role. The Architect, Philip
Doleman, has always made breathing, eco-friendly designs that fit every
individual’s living style.

Whether
you have owned an Eco-pod or planning to have one soon, here are a few ideas
from Philip Doleman for building eco-friendly eco-pods.

  1. Use Reusable Materials

If
it is your first attempt into the eco-pod living, then you might be planning
for the design and layout of your perfect EcoPod. In that procedure, try to
know about the materials to be used to construct your Eco-pod.

Perhaps
that implies seeking a builder that is environmentally known, so diving for
materials on your own is the best option. Try to build your eco-pod of reusable
materials or sources.

However,
if it can’t, searching out reused materials and sparing them the fortune of
ending up in a depot landfill guarantees your eco-pod rouses on the right spot.

  • Use Renewable Energy

Apart from the reusable materials, consider how you are generating the necessary energy. Surely, you would not be using much energy in an eco-pod for heating and cooling than a traditional home.

Renewable
sources such as solar panels are the trend nowadays that minimizes CO2
emissions from home. Based on the environment you live in, you can also formulate
a wind turbine or employing local water reservoirs.

  • Work With the Environment

One
advantage of eco-pods is that they suit quite everywhere. Building in a space
with plenty of greenery doesn’t just wreck the trees. Rather, look for a space
that needs little adjustments.

Indeed
great, imagine how the already available plant life can aid you with your
tasteful and luxury. Make sure that the trees will probably give natural shade
from the afternoon sun.

One
more idea is to grow your garden for embracing Mother Nature. Whether you plant
a few herbs or an abundance of vegetables, managing your garden can spare you
money and help the environment remain unharmed.

  • Bring in the Outdoors

For
bringing nature inside, there are lots of ways considering to purchase
environmentally conscious furniture for your eco-pod.

Moreover,
for proper air filtering, bring about bringing plants inside. This one is
advantageous as you are improving both your health and also preserving the
environment.

Final Words:

So,
the list mentioned above is full of applicable ideas by Philip Doleman
for building an eco-friendly eco-pod. Whether you decided to install solar
panels, start making use of reusable materials, or depend on the sun for light
and warm your space, all these are entirely eco-friendly.

These
are small ideas you can practice every day to experience a more active life.
Living in eco-pods has confirmed positive environmental values. The great idea
is that there are more steps to make eco-pods friendly to the environment, in
the building process and ahead.

ACCLAIMED EXECUTIVE BILL HOGAN STRENGTHENS PRIVATE EQUITY TEAM AT LIGHTBULB LEADERSHIP SOLUTIONS

Sam Allcock
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ACCLAIMED EXECUTIVE BILL HOGAN STRENGTHENS PRIVATE EQUITY TEAM AT LIGHTBULB LEADERSHIP SOLUTIONS

Lightbulb Leadership Solutions has appointed Bill Hogan to support growth in its Private Equity client base.

With a strong track record for successfully driving turnaround performance in SMB and enterprise organisations, as well as leading multiple M&A transactions culminating in an IPO on the New York Stock Exchange, Bill joins the business as a key member of its private equity value creation team.

A challenger brand to the big-four consultancy-firms, Manchester-based Lightbulb Leadership supports its clients across a range of change and transformation, encompassing C-suite and board advisory, strategic business consulting, leadership transition, talent & succession planning and leadership development.

And working specifically with Private Equity clients, its value creation team works with investors to ensure higher exit returns in portfolios and support the raising of further capital.

With his 30+ years’ experience, latterly as a Senior Vice President and Managing Director for VWR International with responsibility for seven countries across northern Europe and responsible for a $600 million revenue business and 1,500 people, Bill’s appointment is set to add real value to the team.

And Bill is no stranger to Lightbulb Leadership, having enlisted Managing Director Fiona McKay to successfully lead a single country transformation project to drive revenues from €23 million to €63 million and 15% EBITDA in a five-year timeframe during his tenure at VWR.

His appointment comes as the business has increased its projects across the Private Equity community, working with investors and portfolio companies, enabling management teams to drive growth, build scale and release value, in the post COVID world.

Managing Director Fiona McKay said:

“Now more than ever Private Equity teams are needing to maximise their investments and the key to achieving that is through people, leadership and their ability to reset, reimagine and retool, allowing portfolio investments to reach true potential. Never has that been as important than in the current climate.

“I am delighted Bill is joining our team to help us further support our private equity clients. He has achieved phenomenal success across the investment spectrum and is adept building and leading high-performance teams. He will be a real asset to our business.”

Associate Director Bill Hogan said:

“I am delighted to be joining Lightbulb Leadership at a time where we can make a real impact on the investment community. With vast experience in taking moribund businesses and making them profitable, I am looking forward to working with Fiona and her team to drive forward our client businesses.

“Having worked with Fiona and witnessed first-hand the commercial impact of her transformation programmes, delivering against fierce targets as part of VWR Ireland’s five-year-vision, I know the effect strong leadership and transformational thinking can have on a business. I look forward to taking this proposition to the wider market.”

For more information contact Katharine McNamara ks@konductor.co.uk / 07966 505661

About Lightbulb Leadership

A challenger brand to the big four consultancy firms, the company works with established names across the globe, as well as emerging growth businesses, supporting them across a range of programmes encompassing strategic business consultancy, executive coaching, leadership transition, succession planning and leadership development.

With a track record for delivering measurable business outcomes, the team consistently challenges the status quo, inspiring and empowering businesses to think differently, enabling and empowering their people to confidently step out of their comfort zones and enable future growth.

Unlike some of its contemporaries, it is within Lightbulb Leadership’s DNA to blend strategy with a hands-on approach, architecting, implementing and helping to deliver positive and profitable outcomes, inspiring long-term and meaningful change.

Active in the field of progressing gender equality in the workplace, Lightbulb Leadership Solutions delivers a cutting-edge development programme ‘Winning Women’, designed to accelerate female leadership talent to the C Suite.

KONDUCTOR JOINS EMERGENT ALLIANCE

Sam Allcock
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KONDUCTOR JOINS EMERGENT ALLIANCE

Konductor has joined the not-for-profit Emergent Alliance which exists to better inform future economic decision making by corporations, small businesses and nations states. ​

As part of the Alliance, Konductor is working alongside some of the world’s largest organisations, data specialists, and governments to support future decision making on regional and global economic challenges that will get people back to work and help businesses thrive post-Covid-19.

The Alliance will analyse a broad set of economic, behavioural and sentiment data to provide new insights and practical applications that will aid in the rebuilding of economies and understand the impact of a new a ‘new normal’. This work will be done with a sharp focus on privacy and security, using industry best practices for data sharing and robust governance.

Konductor, a provider of marketing and communications services, announced it has signed a Statement of Intent to support the alliance, an official partner to capture and journal the alliance’s progress to provide new insights and practical applications to the global Covid-19 response.​

Katharine McNamara, Director at Konductor: “As the world reacts and recovers from the impact of Covid, we are committed to supporting resilience and learning to help the business community for the long term, not just as a response to the current crisis.

“We’ve been working across our own network to share guidance and best practice, and we are now delighted to be working with the Emergent Alliance and some of the biggest names across the global business market, documenting the journey and the invaluable work alliance members are undertaking.”

Rachel Gawley, Programme Director: ”Our vision is to form an independent alliance and create a safe environment in which we share data, expertise and resources to work together to aid economic recovery and rebuild economies.’’

You can find out more about the Alliance and follow their progress by visiting https://emergentalliance.org/

About Konductor:

Konductor is a growth partner for business, expert at bringing together marketing and communications to drive the bottom line. They

We work with clients to inject high-order, inventive thinking and execution across sales, marketing and commercial to deliver against business goals.

We know that our sector specialism and through our experience and extensive network, we have the means to bring powerful knowledge, practical advice and application where required to add value and commercial results.

The company was founded by a former corporate banker and group marketing and commercial director Kate Andrews and former journalist Katharine McNamara.

As part of its own Covid-19 response, Konductor has launched its own repository of best practice and guidance to support businesses, working with a series of business leaders across multiple disciplines to create the Little Book of Business Boosters <add link>.

For more information, please visit www.konductor.co.uk

Follow news about the company at @KonductorComms

The 2020 Guide to Hair Transplant in Turkey

Claire James
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The 2020 Guide to Hair Transplant in Turkey

If you are
interested in having a hair transplant and have already started searching for
your options, “Hair Transplant in Turkey” would certainly dominate your
searches. This is because people talk, they talk about their experience and
share their opinion, both good and bad. And when the question is: ‘which is the
best country for hair transplant?’ as if all people in the virtual world have
been united, “Turkey” comes along as an answer.

I think the
popularity of Turkey when it comes to hair transplant deserves special
attention. This is why I write this article, just to have a closer look at Hair
Transplant Turkey. And I am going to start with the main question:

Why Turkey is best for hair transplant?

A country connecting
the West and East and that is still among the developing countries league,
‘shines out’ when it comes to medical tourism, especially in hair transplant.
How and why?

There are many
reasons making Turkey the best for hair transplant. The reasons include being
close to the UK, no visa requirements, a beautiful country to combine hair
transplant with a nice city-break.

But it would not be
wrong to say that the two main reasons stand out. First, Turkey offers
high-quality hair transplant treatments with the latest technology. Second,
Turkey offers high-quality hair transplant treatments for much more affordable
prices compared to the UK and the rest of Europe.

How much does it cost for hair transplant in Turkey?

OK, so Turkey offers
hair transplant for affordable prices. How affordable? How much would it cost
for you to have a hair transplant in Turkey?

The cost of hair
transplant in Turkey starts from £1,900 which is the cost for an FUE Hair
Transplant, not FUT. Plus, unlike the common practice in the UK by many
clinics, hair transplant Turkey price does not change depending on the number
of grafts. So, there are no last-minute surprises.

Turkey offers very
affordable hair transplant treatments compared to the UK. I know this all seems
to be “too good to be true”. In fact, one can even think that there should be a
catch. To be honest, there is none. But how?

Why are hair transplants so affordable in Turkey?

Turkey has
well-grounded reasons for offering affordable hair transplant treatments.

Hair transplant in
the UK is known to be expensive; and among all other cities, London, usually,
is the most expensive city to have a hair transplant. Let me ask you why? It is
due to high labour and operational costs. High labour and operational costs
inevitably affect the price of a hair transplant in London and the rest of the
UK.

However, in Turkey,
labour and operational costs are very low compared to the UK which at the end
of the day, affects the price of a hair transplant in favour of the patients.
Plus, the current exchange rate of GBP to Turkish Lira (TRY)  is very high; 1 GBP is almost 9 TRY. That
means that GBP has a strong purchasing power in the Turkish market. On top of
that, the Turkish Government invests in medical tourism to make Turkey the
“medical tourism hub” of the globe. In that effort, they offer incentives to
the players in medical tourism including the hair transplant clinics. So,
clinics in Turkey can offer highly affordable hair transplant treatments.

These are the main
reasons why hair transplants are so affordable in Turkey compared to the UK.

Then, the following
question comes along:

Is it safe to get a hair transplant in Turkey?

The cost of a hair
transplant is one of the biggest drives for people to choose Turkey. But it
certainly is not the only one. Especially, for the past couple of years, Turkey
has become a magnet for hair transplant patients around the world. People
choose Turkey not only because of the affordable costs but also high-quality
hair transplant treatments.

Hair transplant in
Turkey is offered by using the latest technology. One of the latest hair
transplant techniques called the FUE (Follicular Unit Extraction) is widely
used in Turkey. FUE is very popular because compared to the FUT (Follicular
Unit Transplantation), it offers pain and scar-free hair transplant.

As long as you
choose the right clinic that offers high-quality hair transplant performed by
an experienced and qualified medical team, it is absolutely safe to get a hair
transplant in Turkey. And if you choose the right place to have your hair transplant
in Turkey, your hair transplant experience will go beyond “just having a
treatment” and become an unforgettable one.

Which is the best hair transplant in Turkey?

Medical travel
companies like MCAN Health offer all-inclusive
hair transplant packages that include accommodation at a 4 or 5-star hotel,
airport transfers, full-breakfast and lunch on the treatment day at the clinic,
English-speaking personal host, and all medication.

Along with FUE Hair
Transplant, they also offer other latest technology hair transplant treatments
such as DHI and Sapphire FUE as well as hair transplant with needle-free
anaesthesia.

Only in Istanbul,
there are a great number of hair transplant clinics. To decide which one to
choose requires some research. A good reputation, the latest technology hair
transplant, an experienced medical team are the things to look for. And if you
choose the one that goes above and beyond for the best patient experience, then
that would even be fantastic!

The Online Customer Journey Software Solutions Your Business Needs

Sam Allcock
-
0
The Online Customer Journey Software Solutions Your Business Needs

Online customer journey mapping can be an
extremely effective way to establish insight into your business from the most
important perspective – that of your prospective and existing customers.
Customer journey maps illustrate each step that consumers take in engaging with
your company online, helping to identify key trends and issues with your
website. Understanding how and why potential buyers move through your website
is essential to funneling those interested individuals toward check-out and
successfully completing a sale.

Let’s review some exciting tools that can
offer you the kind of online customer journey insights that you need to grow your business and take your sales to the next level.

Visualization Tools for Online
Customer Journey Maps

Easily track and showcase developing trends
within your website by utilizing a mapping visualization tool! This type of
software makes visualizing how the customer journey works simple and clear to
understand by turning your data into flow charts that identify trends for you,
mapping out common pathways through your website.

Augmented online customer journey maps can
take this type of software to the next level by incorporating interactive
widgets and automated insights – including abandonment alerts and analysis to
flag performance issues, anomaly detection, and efficient root-cause analysis
to drill down into critical issues for improved user experience. Augmented
mapping goes above and beyond to deliver actionable insights quickly and
effectively to make improving the customer experience easy.

Session Replay Tools for
Individualized Insights

If you are more interested in qualitative
information rather than quantitative data trends, utilizing session replay
software might be ideal for your business’ needs. Session replay tools offer
the opportunity to view video recordings of individual customer visits to your
website, allowing you to follow their exact journey just as it happened in real
time. This type of software solution is ideal for managing individual
complaints and improving customer service through detailed, accurate responses
to complaints and concerns as part of your business’ strategy.

Live Customer Service Chat Tools

Digital chat can be an incredible way to be
proactive in addressing customer needs while they’re shopping your website. Not
only do visitors have immediate access to your support agents right there in their browser, but you can also set up automated
scripts that can be triggered along specific parameters such as when a customer
visits the help page, attempts to click away from your site, or lingers on
a  page for a specified period of time.
Chat tools make it easy to increase customer engagement and set the foundation
for successful sales transactions.

Assembling a Comprehensive
Strategy for Fine Tuning Your Website

If you’re wondering whether it’s possible
to combine multiple tools in your approach to improving the customer experience
and creating customer journeys that lead to increased sales, the answer is a
resounding yes! Pairing software tools that complement each other can result in
the most comprehensive perspective for strategic decision-making and enhanced
website functionality. In addition to using the software solutions listed
above, your business can also integrate those tools with Salesforce and Adobe
for even more impact when building sales growth. By utilizing the tools that
provide deeper insight, your business can set the stage for successful upward
sales trends both during and after COVID-19!

Instant Win Games, A Brief History

Sam Allcock
-
0
Instant Win Games, A Brief History

It
seems like no matter where you turn, everyone is advertising some kind of
instant win game. From supermarkets offering various game play to win
groceries, to lotteries offering up instant win games. Just where did these games come
from though, what’s their history? Are they only available at brick and mortar
locations or can you play them online? Keep reading to find out the answers to
all of this and more.

A Brief History of the Lottery

These
types of games though have a relatively young history when compared to that of
gambling and the lottery. It is believed that the earliest forms of gambling
can be traced back to the Paleolithic period, approximately 3000 BCE. The first
form of lottery is believed to have taken place during the Han Dynasty, between
205 and 187 BCE in the form of Keno slips that were sold to finance public
works. The first European lotteries, as we know and recognize them, took place
in fifteenth century Burgundy and Flanders. These were established to assist in
raising funds to fortify the towns and raise money for the local poor. Later,
in 1566, Queen Elizabeth I created a public
lottery
to work on necessary repairs to the harbours as well as the community’s poor.

Despite
the long history of the lottery, it wasn’t until the 1970s that the first
instant win games were created. The creation of the first scratch off game can
be credited to John Koza. During the 1950s and 60s, the
company he worked for specialised in creating promotional cards that could be
found in petrol stations and supermarkets, a winning card only had to match the
winning numbers in the newspaper and the winner could win anything from
groceries, gas or money.  Hired to work
on the probability aspect of the instant win games, Koza later was fired from
his job and decided to pursue the idea of creating an instant win lottery
scratch off game, though instead of groceries, players could instead win a
substantial cash prize. Once he was able to convince lottery officials to give
it a shot, the first instant win lottery card was created in 1974 in the state
of Massachusetts. The game was called “Instant Game,” and was sold by
Scientific Games (still in business).

From Analog to the Digital World

Fast
forward to 1994 when the first online instant win games were coming out, in the
form of online casino games. The Gaming Club offered the first online casino
game play. It was created by an Isle of Man software company, Microgaming. From
there, online game play grew exponentially as technology evolved. It was not
long after that this evolution began to grow to include online lottery game
play. As online gaming grew in popularity, so too did online lottery games as
well as online scratch card games. Mobile devices have made playing online even
easier whether from the comfort of your own home or while you are on your daily
commute.

If
you like the ease and convenience of playing online from your favourite cosy
living room chair, then online games may be just the thing to check out if you
are looking to have a quick flutter. While still relatively new to the gaming
world, there is a ton of fun to explore when it comes to instant win games. Who
knows, maybe you will be the next big online winner!

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