Let’s face it: traditional banks have been a dying breed for some years now. Their returns are notoriously subpar, customer perks and services have dwindled, and the hassle of visiting an actual brick-and-mortar location is often just too much to ask amidst the frenzied pace of modern life.

Online banks are a logical alternative, and their popularity is sharply rising while the former’s declines.

There are several obvious advantages attached to online banking. On the side of the customer, it’s really about accessibility. With smart phones being as omniscient as they are, all of us can now access our financials at the blink of an eye, anywhere and anytime. This alleviates the entire hassle of driving to the bank, waiting in line, and interfacing with a teller.

For the bank itself, this means less overhead. Without the rents, fees, and need to provide payroll to staff at each and every location, online banks can concentrate on what really matters: you. This means better interest rates, and perhaps even better overall service.

Axos Bank is at the forefront of this digital revolution. Formerly known as Bank of Internet USA, Axos is a legit banking partner that strives to offer customers a low-cost alternative to traditional, stuffy banking magnates.

Axos bank is really ideal for those who want high-yield savings accounts. And who amongst us doesn’t want that? What’s more, Axos’ checking accounts are notorious for their lack of monthly fees and minimum account balances. They also offer CDs, though their rates are admittedly poor in comparison to some of their competitors.

What the best online banks do, including Axos, is provide a simple means of banking and saving money to any American, regardless the wallet size.

Notable Features of Axos Bank

• High Yield Savings Accounts: This feature is Axos Bank’s bread and butter, and not without good reason – a diligent savings plan with high return can solidify your entire future. There are no monthly fees or account balances associated with their savings accounts, and customers are free to withdraw their money without penalty. The interest rate on these kind of accounts is currently set at 0.61%, and require a $250 deposit to open. If you compare this rate with the American national average of 0.10%, it’s a real deal sealer.
• Rewards Checking Accounts: Axos Bank’s checking services are not too shabby either. Far from it, really. They require no monthly fees or minimum balances, and ATM charges are automatically reimbursed. The annual percentage yield is 1.25%, and though this sounds unbelievably high, there is a catch: customers must record at least $1000 per month in deposits, and make a minimum of 15 debit card transactions per month. This has the tendency to turn one into a rabid consumer, but if you feel you already meet the criteria, an Axos Rewards Checking Account has incredible potential value.
• Axos Bank Overdraft Fees: The great thing about Axos accounts is that they do not charge overdraft fees. Instead, if a customer is lacking the necessary funds for a purchase, the transaction is simply declined. This can be embarrassing, but hey, you will probably never see that cashier again, right?

Drawbacks of Axos Banking

Nothing is altogether perfect in this world, and neither is Axos Banking. While a powerful yet simple banking option, it has a few notable drawbacks that need to be highlighted for full transparency.

• Axos Bank CD: This is one of Axos’ glaring weaknesses. Though their APY rates do exceed those of most traditional banks, there are much better online options available for CD investing. If you do choose to go with Axos bank, look elsewhere when investing cash into CDs.
• Customer Support: It’s not that Axos’ customer service is inherently bad, only that it’s all online. This could be the major drawback of internet banking at large, as there are times in which a tête-à-tête is called for, especially when you need deep financial advice, or are considering taking out a substantial loan. That said, Axos Bank’s online support is accessible and by all accounts professional.
• Physical Branches: This is part and parcel with the “customer support” section, but the fact is Axos Bank only has two physical branches nationwide (US). Some of Axos’ competitors do offer a greater number of physical locations.

Axos Bank: What’s it Worth?

If you look around, reviews of Axos Bank resound with much positive praise and glowing endorsements. What makes the service a standout for a lot of customers is the considerable yield on both checking and savings accounts.

Putting extra money into a savings account each month, or bi-weekly, is one of the best ways to prepare for your future. Sure, robo-advisors and day trading have greater potential yields, but nothing is as safe as a legit, stalwart banking institution. Let Axos Bank hustle for you; start saving today for a brighter future. Axos bank can be everything a traditional bank is, and more.

Game Development, especially for the big projects, is a very tedious process that usually involves a large team of developers, artists, story writers and what not. But still, it all comes down to a few common factors on which the whole fate of game falls upon and these are; if the game is fun to play and does it have the potential to keep the players interested for a long time.

But that’s not always the case, there are many popular games that were developed by a very small team of passionate developers and some time even a single developer and Valheim is one of them. But before we jump into the history of Valheim, let’s talk about what it actually is.

What is Valheim?

Valheim is a massive procedurally generated open-world online survival game, where you play as Vikings. The game is set in a fictitious fantasy world of “Valheim” and you have been sent with a goal to destroy the rivals of Odin, the Allfather of Vikings!

And like any other survival title like Rust for instance, you start off your journey with nothing at all and you need to go with your primitive instincts to get food, create shelter, fight and kill the evil monsters around you.

How it all Started

Valheim began as a solo project and a simple concept by developer and CEO of Iron Gate, Richard Svensson, massively inspired by the Legend of Zelda: Breath of the Wild. He wanted to create a survival-crafting open world game that is set in a primordial world of the Vikings as it seemed popular at the time.

It wasn’t until 2019 that Svensson decided to expand the team and was soon joined by Törnqvist. They later went on to expand the team even further and soon it became a strong team of 5, working round the clock to add more features to the game and instead of going with the flow, they decided to make the game more PVE oriented so the players can have fun in the game with their friends.

They later went ahead and shook hands with Coffee Stain as their publishing partner and it turned out to be a rather great partnership for both, as Valheim, right from the very beginning of its release has crossed quite a few milestones to become one of the most popular games of 2021.

But What Makes Valheim so Popular?

Valheim has gained a huge popularity in such a short time due to its PVE Co-op game play and a vast beautiful world for the players to explore. Valheim, unlike many other games in the survival genre has a more defined approach with objective that doesn’t get in the way of player’s freedom.

Although, Valheim is still in early access but it’s more than complete in many ways except for a few minor bugs that the team’s been working on. But according to the official statements from the developers, Valheim’s final version won’t be out for quite a while now as they will be improving the game based on the player’s feedback, which is overwhelmingly positive on Steam, so far.

There is still a long way to go and it seems like Valheim will only gain more traction but for those looking for a more hard core survival title, perhaps Rust is the one to go for and speaking of which, check out these cheap Rust Accounts to get you started in the game with a sweet kickstart that you need until we return with some great deals on Valheim as well!