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Looking into building a retirement village? Here’s what you need to know

Elliot
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Looking into building a retirement village? Here’s what you need to know

Data from government agencies and the United Nations are showing an unprecedented increase in the world’s ageing population.  The older population is growing at an unprecedented rate, with 8.5% of global citizens who are 65 years old and older. This percentage is expected to increase to almost 17% in 2050. One staggering information is the fact that older people are increasing in proportion to world population growth. Another significant data is that the ageing population is found in almost every country in the world.

One of the effects of the increase in the world’s older population is that retirement villages are growing in popularity. Many senior citizens build retirement communities or villages where they can reside side by side a retirement village could be one apartment block or a number of condominium units adjacent to each other. If you are looking into building a retirement village with your group of friends, here are some things that you need to know:

  1. A retirement village is beyond sharing costs.

Many retirees not only consider shared costs when they build a retirement village.  More importantly, it is a system of support where a group of friends share life experiences, share tangible resources such as a vehicle or Wi-Fi, and lend a helping hand to make their lives easier. Many retirement villages have residents who have close-knit relationships and who are there for each other through thick or thin.

  1. Get financing from a dedicated team that offers flexible solutions.

When it comes to building retirement villages, there are many property finance deals available today offering many different options.  Choose the best one that would fit your budget, preferences, and lifestyle. Excellent property finance providers provide flexible solutions for seniors who are planning to build a retirement village.

  1. It is better to sign a village disclosure statement or memorandum of agreement which is duly notarized by a lawyer.

Although building a retirement village with your group of friends may be considered a personal decision, it is best to protect everyone’s interests by drafting a document that details various future issues that may be overlooked such as coverage of property, what to do in case of a dispute or problem among residents, and many others.

The retirement industry is booming because the baby boomers are all getting older. The demand is still expected to rise in the next few years. This article highlights three important things that you need to remember when you’re planning to build a retirement village.

Watch Buyers Guide – What’s Hot?

ABC Staff
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Watch Buyers Guide – What’s Hot?

You keep seeing all of these cool people wearing watches and you finally decided that you want to buy your own watch. Picking the right watch is such a great feeling and you get to join a club some illustrious folk. Blue dial watches are indeed very fashionable. We’ve seen more blue dials than ever before in the previous several years. SpotTheWatch can guarantee you to find the best blue dials on the market. They’re fashionable, adaptable enough to wear with a variety of outfits, and their timeless look never goes out of style. The tough part is picking that perfect watch. It can be quite an investment, depending on the watch you decide to get, so you definitely want to choose carefully. You have made a great decision by jumping into the watch world and may be thinking about buying them online. Do not worry, there is an option for you, no matter your taste or budget and we are going to guide you in the right direction.

Watch movements

When you start getting into the watch world, the word “movement” is going to come up a lot. The movement of your watch is defined by the way that the minute and second hands sweep around the face of your watch and the inner mechanisms that produce those “movements”. The movement of your watch encompasses it’s entire practical function, which is to tell time. Without movement, your watch would not be able to tell time.

There are 3 type of watch movements: quartz, mechanical and automatic. We will give some explanations of each type of movement.

Quartz

If you already own a watch, it is probably a quartz watch. These are easily the most popular types of watches. The average person you see wearing a watch is most likely wearing a quartz watch. This is because quartz watches are very cheap to manufacture and are really accurate at keeping time.

Quartz watches work by sending an electrical current through a piece of quartz, the piece of quartz vibrates and the circuits in the watch convert the vibrations into a pulse that moves the hands on your watch. They do not run as smoothly as the other two types we will mention, but they are a great multi-purpose watch. They can be worn with formal wear and they can be worn during manual labor or sports.

Mechanical

Mechanical watches are powered by a hand wound spring. These watches do not need batteries. The spring is wound up and slowly unwinds over time. That energy causes the second hand to move around the watch. Having a long spring means that your watch will work longer before being rewound. A shorter spring means that you will have to rewind your watch more often. Owning a mechanical watch is about more than just telling time. People pay more for mechanical watches because of the craftsmanship involved in making them.

Automatic

The automatic watch is another variation of the mechanical watch. These watches are powered by a wound spring and use gears to keep time. However, these watches do not require you to wind the watch yourself. Another name for these are “self winding” watches.

There is a rotor inside of these watches that freely spins every time you move your wrist. That rotor is connected to the mainspring in your watch. That rotor then winds up the mainspring in your watch. These are the Rolls Royces of watches. The main downside of these watches is that they do require occasional tune-ups to keep them accurate. These watches are not cheap, but there are options that are more affordable than others.

This pretty much covers the bases, these are the main decisions you will need to make when buying a watch. Ultimately, it is up to you to just buy whatever watch makes you happy. For even more information on finding a watch, you can view this article. Or click here for a chopard watch.

4 Ways Healthcare Marketing Is Changing: Learn How to Keep Up

ABC Staff
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0
4 Ways Healthcare Marketing Is Changing: Learn How to Keep Up

When you consider the evolution of healthcare and marketing, a vast amount has changed over the years. So, trying to predict the future of healthcare marketing is no easy task. If the healthcare industry is undergoing change, marketing must naturally transform to keep up with it.

Many external factors affect the healthcare industry, including changes in government regulations, changes in customer needs and preferences, advancements in technology, economic fluctuations and more. Some of these factors could negatively affect a healthcare provider that may not be prepared whilst others will become motivated to innovate and evolve. In order to remain competitive and successful, healthcare businesses will need to be able to constantly adapt to change and new influences.

New technologies and digital innovation are affecting the customer journey and traditional touchpoints. For this reason healthcare organisations will need to evolve their marketing strategies to engage with their audience.

Here are four key areas which need to be included to strengthen your marketing strategy in today’s ever-changing healthcare industry.

PPC Advertising – Click to Call

With the population growing, the need for healthcare services is increasing. Though we may read in news articles of the rise in demand for NHS services, this demand incorporates many other services such as cosmetic, dental, optometric services, personal injury as well as complementary health services like massage therapy. Healthcare providers will need to be ready to face high demand and prepared to take advantage of new opportunities.  

When it comes to health and personal matters, people still prefer to pick up the phone and speak to a person. In fact, an NHS GP patient survey revealed that 86% of patients normally book their appointments over the telephone. This makes it all the more important that your marketing materials, advertising and web pages all contain a phone number for patients to be able to reach you with ease.

Pay per click (PPC) advertising is a great way for healthcare providers to attract the attention of potential searchers looking for health services. With more people searching on their mobile phones, it is imperative that a phone number is displayed and a click to call extension is added to your PPC campaigns. This ad extension makes the telephone number clickable on the ad or displays a call button when the user is searching via a mobile device.

Click to call extensions make the journey smoother for patients to call the provider and it is important that you are tracking the performance of your paid search ads. With click to call enabled, call tracking software can track the phone calls and attribute the calls specifically to the ad generating the leads.  Call tracking will allow you to identify the successful campaigns so you may implement the same tactics across other campaigns and the under-performing campaigns. You are then able to allocate your marketing budget to optimise your ads and drive more quality leads to your business.  

Mobile Apps in the Healthcare Sector

Thousands of mobile apps are now available that deliver a variety of different functions and healthcare apps are becoming increasingly popular.  With cutting edge technology making apps even better, the mobile option has grown to become a healthcare assistant for many users.

Previously, healthcare apps focused on lifestyle habits and fitness tracking (calories, diet, exercising tracking, heart rate monitoring and general health). But the healthcare mobile app industry has evolved with new possibilities and introduced more healthcare service-based apps including:

  • Tracking prescription refills
  • Prescription dosage reminder
  • Symptoms checking
  • Self-education patient care
  • Make appointments
  • Live chat with doctors, surgeons and nurses
  • Monitoring your recovery
  • Receiving professional medical advice
  • Post-discharge care
  • Insurance claims management

According to The Economist, further development of mobile health solutions is a major priority for investors in digital health, which have poured more than $6 billion into funding in 2017. With the sheer volume of mobile phone users and healthcare consumers, developing a mobile app suitable for your patients will create another way to build consumer loyalty and engage with your audience.

Social Media – Engage with Patients in Real Time

It is predicted that there will be around 2.77 billion social network users around the world by 2019, making social media a powerful tool for businesses of all sizes to reach prospects and customers. With the number of users growing, those in the healthcare sector need to take advantage of grabbing the attention of their patients via social media.

Social media can provide opportunities for physicians to build a relationship with their patients to encourage better lifestyle choices by sharing health studies and up to date research. This can help improve the doctor-patient relationship to drive patient trust, loyalty and increase personal recommendations or ‘word of mouth’ referrals.

Social media can also help you expand your reach as many patients may only look locally when it comes to healthcare services. Through sharing on social media, new prospects will be able to research your healthcare organisation and determine whether to proceed with you. In fact, 41%  of people say social media will affect their choice of specific doctor, clinic or healthcare facility. So, being able to voice your brand and what you can offer can aid those looking for your service into choosing you over your competitors.

Growth of Virtual Care

When it comes to virtual reality (VR) it has often been limited to the world of gaming. However, many marketers have started taking advantage of VR to attract the attention of their audience.

You may be familiar with virtual tours of clinics and hospitals, as consumers find this an important factor during the decision process in choosing a healthcare provider for their needs. However, introducing VR to these tours means patients can be submerged into the experience and take their very own personalised tour. VR can also be used for educational purposes, patients can virtually meet their physicians who can educate them on any specific medical areas in which they are interested.

Healthcare consumers are spending the majority of their time online researching the service they require but also having in-depth digital conversations with physicians. One way they are doing this is through virtual platforms like telehealth that allows physicians to connect with their patients over video call and mobile applications. This virtual care can offer patients the ability to communicate with their healthcare provider wherever they are saving time and money. It also opens greater choice for patients when choosing a healthcare provider as virtual appointments require no travel, so they are not limited to local services.

Since a growing number of healthcare consumers are eager to adopt virtual platforms, healthcare businesses will need to consider this approach and promote their organisation’s use of virtual care through discussions on social media and using digital marketing campaigns to target those searching online.

How to Make Sure Your Business Is Ready for GDPR

Elliot
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How to Make Sure Your Business Is Ready for GDPR

If you didn’t know already, GDPR stands for General Data Protection Regulation, and it is going to be introduced to the UK in May, 2018. The GDPR will replace the 1995 Data Protection Directive, meaning that it will affect how all business store and share data. So, hiring GDPR Consultants can make compliance a stress-free process. The aim of this new legislation is to synchronise data privacy laws throughout Europe whilst also giving greater protection and rights to individuals. This means that we will have new rights to access the information businesses hold about us whilst making these companies manage their data more effectively and have extremely effective GDPR compliance.

GDPR relates only to companies within the EU, but given the massive scale of the market, many businesses are deciding it’s easier to apply its terms worldwide. For example, Apple’s privacy tools are worldwide, as are Facebook’s.

Here are three ways you can take to make sure that your business is as ready as possible before the GDPR is introduced:

  • Educate Yourself

Don’t put yourself in a vulnerable position in regards to the GDPR by being ignorant of what it means. By thoroughly reading up on its significance and how it affects you and your business, you could prevent hefty fines that many companies will inevitably receive due to their lack of knowledge about the subject.

  • Make Sure Everyone Understands

Everyone at your business should be aware of the GDPR and what the risks are once it is introduced. By just leaving it up to the IT department, you will cause unawareness in the rest of the business which will leave your company open to make mistakes. It is better to be safe by keeping your whole team educated about GDPR and guaranteeing that correct procedure is followed.

  • Look at Your Current IT Security Policy

Once you think you understand what the GDPR means for you and your business, you need to take a look at how you handle data at the moment and what IT security measures you have in place. Think about what information you collect from people and how you are storing that data. If someone were to request you delete their data, would you be able to do so? This is just one of the new rules of the regulation. You need to work out how you already abide by the regulations standards and what will need to be changed. If you are struggling to work out what still needs to be done, there are many firms out there who are willing to help you with your GPDR compliance and what you can do moving forward.

Currently, under the 1995 Data Protection Directive, failure to conform to the data protection rules can lead to companies being fined an amount of up to £500,000. The highest fine to date has been around £400,000. Although, when the GDPR becomes effective and in to play, penalties and fines will be much harder and will result in firms potentially being fined 4% of their annual global turnover or EUR 20 million, whichever is the highest.

It’s also worth keeping in mind that once the UK completes its Brexit negotiations, it will be an external nation. People are, therefore, hoping that the European Commission will decide that Britain ensures an acceptable level of protection to permit EU member states to hand over personal data to British companies. If it doesn’t, however, then that’s not good for any business that currently works within the mainland of the European Union, unless they are able to open arms of their business within the EU. Contacting an EU representative service will ensure that you are within the rules and in compliance with article 27.

Overcoming the Volatility of Bitcoin by Ignoring It

Claire James
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Overcoming the Volatility of Bitcoin by Ignoring It

Bitcoin has been the dominant player on the financial news pages for the better part of the last year, and it’s understandable why. First, it made a stupendous rise in value, making many of its earliest investors well-off in hardly any time at all. Then there came a backlash which saw it lose a good chunk of the value that it had gained. What followed that was a seemingly endless series of ups and downs that would make even the heartiest investor go running for the antacids. Hence Bitcoin and volatility are usually mentioned in the same sentence, often in the same breath, by people trying to make sense of it all. Many wonders whether investing Bitcoin is worth all of the volatility-induced agitation.

You should not make that same mistake, because Bitcoin is certainly worth at least a little bit of your investment capital. If you need some help in making sense of it all, you can benefit from a trading program, such as Bitcoin Loophole, that utilizes artificial intelligence to get the job done. What you have to do if you’re planning to invest in Bitcoin is to figure out a plan for dealing with its inherent volatility. And the best way to do that simply ignores that volatility altogether. Here is how to make that happen.

1.In or Out

When you are deciding whether or not to include Bitcoin into your investment world, you shouldn’t complicate it. Either you believe in the coins, which are used in place of cash or other currencies and boast transactions that are incredibly efficient, transparent, cheap, and rapid, or you think that they are either going to die out or are simply not ever going to reach the peaks in value they once did. It’s a simple yes or no proposition.

  1. The Strategy

If you don’t want in, simply leave it be. But if you have faith in Bitcoin, then you should pick a price that’s comfortable for you and the amount of capital you wish to spend. Once you make that commitment, your job is essentially done. That’s because you shouldn’t even worry about what Bitcoin is doing from that point forward, whether it is rising or falling in the short term. You have already decided that it is for you, so no small sample size turnabout should dissuade you from that.

  1. The Outcome

If you believe in Bitcoin, you should be thinking about the long term. That means that you will be holding on to it in terms of years rather than months and days. Bitcoin has great potential, not just as the flavor of the month, but as something that can potentially alter finance over a long period of time. When it reaches that point, all of the rising and falling that it took to get to that point won’t matter.

Volatility is something that should be left for the day traders to mull over. For the long haul, buying Bitcoin and holding it should serve you well.

Introduction to forex trading

Claire James
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0
Introduction to forex trading

 

You might have heard from friends about how lucrative and beneficial that forex trading is. When people trade in forex — commonly titled FX — they are purchasing and peddling currencies over a foreign exchange marketplace.

It’s the biggest financial marketplace on the globe but most investors shun away from getting into forex, partly because it’s highly abstract and intricate.

Forex trading can be very lucrative, and it only requires a limited initial investment. This is because trading forex is more advantageous than stock trading in many ways.

Since the forex market occurs over several international markets and rarely closes, it allows investors to execute trades at any time of the day. This opens new opportunities to automate forex tradings around the clock. Forex trading bots such as Fintech Limited allows investors to earn profits on autopilot using advanced trading algorithms.

Bid and ask prices

Similar to stock trading, the bid and ask prices are crucial to a currency quote. Quotes are tied to the base currency, and understanding quotes can become confusing because they signify the dealer’s position.

The bid price is the amount the trader will or pays for, or bid for it. The asking price is the amount that the trader will ask for, or sell for it.

What is pip

Understanding Forex trading is a complex process as there are many terms that need to be studied.  In stock trading, one may usually hear that a stock’s price went up by 1 point, or $1.

A pip is the forex version of a point: the smallest possible price movement within a pair of currencies.

How do FX investors profit

Forex trading is can be risky if not managed properly. Investors are making bets that what they buy will increase in value, which makes it a speculative type of investment. In forex, you would want the currency you have bought to go up in relation to the currency you are selling for. If you a lot of a currency and it goes up 1 pip, you will earn $1. If it goes down 1 pip, you lose $1.

Using leverage

The term leverage refers to the act of borrowing money to trade more currency pairs than your account value. The usual leverage size investors can make is up to 50 times larger than the balance that you hold.

Leverage allows investors to buy more currencies with less money upfront, and increase their profits if the currency they buy makes money. However, the drawback is leveraging will also magnify your losses if your currency buy goes down.

In conclusion, forex may be a risky form of investment, but it also lets you become a quick and easy way to earn profits. If you can manage your risk using trading tools, you can reduce your losses and make consistent profits every day. Whether you are looking to invest in the short term or long term, forex is a viable option if you take the time to understand the concepts behind it.

 

What is a cryptocurrency trading bot?

Claire James
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0
What is a cryptocurrency trading bot?

 

It’s hard to imagine that 3 years ago, a single Bitcoin was worth a mere few hundreds of dollars. Today, the value of bitcoin has multiplied almost 300 times. And experts predict that it will grow even further in the near future.

To keep up with the ever-changing volatility of Bitcoin and other cryptocurrencies, there is a demand from investors for a viable way to quickly recognize and automate trades in order to maximize profits. So developers and traders have come together to put their brains together to develop programs that we call today as trading bots.

Cryptocurrency trading bots

There are presently over a dozen types of cryptocurrency trading bots available for investors. Some are free software that is open to anyone to use, while others adopt costly subscription-based plans catered for professional day traders. Like most programs, cryptocurrency trading bots can vary in value, functionality, and probability of success.

Gekko

Gekko is a free-to-use open-source trading bot that is available on Github. Gekkolets users toper form basic trading strategies. The bot combines live price data, computes trends and signals and then executes live trades. Gekko can also and can simulate live markets conditions with historical price data so users can backtest trading strategies.

While its functionality is somewhat inadequate compared to some of the other trading bots, Gekko is a decent trading bot for newcomers to the cryptocurrency markets who wish to test out their trade strategies.

Bitcoin Trader

Bitcoin Trader is a trading platform that is designed and built by a group of professional Forex and high-frequency traders that boasts a 99.4% success rate. Bitcoin Trader is a cloud-based cryptocurrency trading bot which can execute trades for the investor even if his computer is switched off. Experienced traders can choose to take a manual hands-on approach and configure trade strategies based on various market indicators.

Crypto Trader

Crypto Trader is a cloud-based platform that is slightly different – it allows users to develop their own cryptocurrency trading bots. These bots are hosted on the Crypto Trader platform. The software supports multiple forms of cryptocurrencies and popular exchanges and allows users to backtest their trading strategies. Also, Crypto Trader provides a strategies marketplace where users can sell trading strategies they have developed to other users who are keen.

Use trading bots as tools to aid your investments

You can generate a positive income stream from Bitcoin and other forms of cryptocurrencies using a cryptocurrency trading bots. Therefore, it would be foolish not to capitalize on technology to give your investments the winning edge, which most savvy investors are doing.

The more refined crypto trading bots allow users to set specific limits for executing trades on their behalf. These limits need to be optimized as well as fine-tuned as you proceed. The cryptocurrency market is emergent and developing almost every day. Hence, trading strategies need to be evolved and adjusted to adapt to the new market conditions.

If you deploy the right strategy and regularly optimize your bot’s settings, it can be a great tool to help you with cryptocurrency trading decisions.

 

 

Why Marketers Should Care about Data Governance

ABC Staff
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Why Marketers Should Care about Data Governance

Ben Douglass, Global Marketing Director of data management automation company ZAP, discussed why he cares about data governance, and why you should too.

Contemporary digital marketing lives and breathes on data. As digital marketers, we focus on collecting data to deliver insight which will fuel future efforts and make them more effective. Retargeting lists, personalisation, behavioural insights  – data is our bread and butter – so why are we so reluctant to take good care of it?

Hands up if you’ve found yourself getting excited about the latest technology but have turned a blind eye to the risk attached to it … surely that’s the remit of IT? A good Data Governance policy has a high impact on the risk management strategy of marketeers – here’s some good reasons why you should give a damn about it:

#1 We base all our decisions on it

Think about how many of your marketing calls are based on data. Campaign optimisation or new campaign ideas are usually based on customer insights, purchasing behaviour, customer feedback and plenty of other data points. Data governance is a form of quality control. It ensures that the data in question is reliable.

With no form of documentation in position outlining the standards surrounding the management of the business data, critical business decisions might be based on incorrect assumptions and unreliable information. A data governance policy will leave you feeling assured that the data is reliable and is safe to be referenced.

#2 It will save you money

We’ve already touched on the fact that campaign optimisation is largely if not entirely based upon the data to which we have access. This same data is also used to help us make budgetary decisions.

Imagine you’re planning a large scale campaign and you are basing your target CPA on variables like Customer Lifetime Value (LTV). This is a sensible call, but what if your LTV is unreliable?

If for example, you’re using data fed into a Marketing BI Dashboard which pulls from both the Sales and Finance Department, but both lack processes and documentation to quality control their data, the integrity of the data is compromised.

#3 It increases efficiencies and encourages collaboration

Don’t get us wrong, we aren’t saying data governance should suddenly become the sole responsibility of the marketing department. Everyone needs to care about it. A huge benefit of coherent and comprehensive data governance policy is accountability. By implementing this company wide, there will be instant transparency about how the data is being used – the good, the bad and the ugly. If the data is being poorly used, that’s fine, this provides an opportunity for collaboration between those who understand the policy and those who don’t.

A data governance policy will set out who is responsible for the availability, usability, integrity and security of the businesses data and will outline the procedures which govern them. When inefficiencies or inaccuracies occur, these are a result of not follow the procedures, or may highlight a flaw. Data Governance therefore, is something of an ever evolving process.

The case for automated data governance

Today, many large scale organisations have their data tied up in disparate systems which require manual management procedures. From spreadsheets and content management systems through to databases and data warehouses – how can you efficiently manage your data to ensure it’s not only compliant, but also so it’s an accessible asset that can support you in making business decisions?

Automated data governance can take away a lot of the dirty work – automating the auditing, activity logging and access control across the business. The alternative, which is happening across many businesses, is a level of manual data governance which is hard to maintain, and potentially costly.

A sound data governance policy and automated data governance delivers that solution, enabling enterprises to be confident that the data they are acting on daily is complete, accurate, and secure.

How To Save Money When Selling Your Home

Elliot
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0
How To Save Money When Selling Your Home

Selling a property is an expensive affair. From estate agent fees to stamp duty taxation, it seems like everyone wants their share of your sales proceeds by the time moving day finally arrives.

However, with a dash of knowledge and a generous helping of thriftiness, it’s possible to sell your home for less than you may have initially thought.

Here is our guide on how to save money on the most common expenses that come hand in hand with selling a home:

Estate Agent Fees

Most estate agents work on a commission basis. That means, you won’t pay money up-front but you will pay a percentage of the final sales price of your property. Typically this will be between 1-2%. That means on a fairly average £250,000 house, you’ll pay between £2,500 and £5,000 in estate agent fees.

However, you can significantly cut this figure by choosing an online estate agent to sell your home instead. Many now work similar to traditional estate agents and offer sales packages on a ‘no sale, no fee’ basis. The cost is usually between £1,000 and £1,500 as a fixed-fee. That means it’s the same no matter how much your home sells for.  Click here to know more about conveyancing.

If you want to save even more money you can opt for an up-front fee package. This will usually cost around £500-£800 (although can be as little as £99) but you’ll pay regardless of whether your property sells so there is an element of risk.

Energy Performance Certificates (EPCs)

It is a legal requirement for properties listed for sale to have a valid Energy Performance Certificate (EPC).  EPCs were initially introduced in 2007 as part of Home Information Packs (HIPs) but remained a requirement even after HIPs were withdrawn in 2010.

In short, an EPC tells prospective buyers how energy efficient the property is, how much energy bills are likely to be, and how the energy efficiency of the property can be improved.

Most estate agents offer EPCs either as part of their service, or as an optional add-on (usually around £70-100).

The good news is that EPCs are valid for 10 years. That means if you bought your home in the last 10 years, you probably won’t need to pay for a new EPC. You can check if your home has a valid EPC on the EPC Register.

Legal Costs

When selling your home, there are a number of unavoidable legal costs that you’ll incur. That’s because the sale will go through what’s called the conveyancing process. This is basically when all the paperwork is done so that the buyer knows exactly what they are getting and to ensure there are no legal disputes after the sale completes.

Although it’s possible to do the conveyancing yourself, it’s not recommended as it can be complicated process. The best advise is, therefore, to simply shop around to find a solicitor who can do a good job at a fair price. Don’t just accept the first price you are given. As a rule of thumb, get at least three conveyancing quotes before you settle on which one to go ahead with.

If you are also buying a home, you may be able to save money on your legal costs by opting not to have some of the recommended searches carried out. Again, this isn’t necessarily the best idea if you want to avoid any nasty surprises later down the line!

Removal Fees

Once you have exchanged contracts, you’ve officially sold your home and will need to prepare for moving day. It’s possible (though not always recommended) to exchange contracts and move on the same day, so it’s important to plan well in advance.

If you use a professional removal company you can expect to pay around £900 for an average 3-bedroom property, plus around another £300 if you want their packing service too. Before hiring a removal firm, check the British Association of Removers website to see if the firm is registered to abide by the standards they set.

If you want to save money on removals, the most obvious thing to do is to hire a van and do the removal yourself. As moving house is a physically demanding job, you’ll need to be in good shape and will need at least one extra pair of strong hands to help move large and heavy items.

As you’ll need to have everything moved out by a certain time, it’s usually only best to attempt to carry out your own removal in 2-bedroom properties or smaller.

So, as you can see, moving house doesn’t need to cost you the earth. There are a number of things you can do to cut costs and make selling your home a whole lot more affordable!

Trading Tips for Online Trading Beginners

ABC Staff
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Trading Tips for Online Trading Beginners

If you are a trading beginner that wants to enjoy safe trading online without too much stress, then you have to look for some quality tips for properly doing so. Here you will find a few general tips that have helped many traders reach success when trading. Check them out and then try to implement some of them for your own benefit.

First tip is to always be alert of possible scams. Today almost all things are managed online, but remember that you should never reveal your passwords and private information when you are sending an email to someone. No other online trader will ever ask you about your sensitive data, so there is no need to reveal it. When you receive an email with a subject that is unknown to you, then first thing you need to do is to get informed more about it and then proceed towards other things.

Before you start trading online, next good tip would be to check out the ratings of that site where you can trade. You can ask other users for their previous experiences, read some testimonials, and then you can choose the top trading platform for your trading needs. Also make sure you get properly informed about what is cfd trading before you proceed further. When you finally find a trading platform, never forget to be cautious with who you are dealing with. Regardless of whether you are acting as seller or buyer, protecting your information and checking all details of the trade should be your top priorities.

Next, remember that ratings are very important. If you are a beginner in the trade, then you should know that ratings give information whether the other person you are dealing with is reputable and trustworthy representative in your business dealings. Check out the ratings and feedback about the trader you are dealing with, because all traders usually help each other with tips about online trade. That way the trading system also gets improved and everything works more efficiently and smoothly.

Finally, properly educating yourself and asking lots of questions are a couple of other things that will help you become better trader. If you are well educated about everything regarding trading then you will be safe from possible hazards in the business dealings. Trading world is very large, so go online and explore everything there is for you to properly start as an online trader. That is the best way to stay safe and enjoy trading and earning profits. When it comes to asking questions, this is also important because that way you can learn lots of things first hand from someone experienced. Quality traders can share some of their experiences and give you pointers about how to start. Do not be shy and try to connect with as many traders possible before you actually start trading. That way you will help yourself a lot and you can hope to reach success rather sooner than later. These were a few general tips that can help you a lot. Consider them, apply them, and you will see that online trading can be very interesting experience.

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